Inlet Beach ZIP Codes — Walton County, FL

There is one unique ZIP code in Inlet Beach, Florida and it is 32461. Area code: 850.

ZIP codes

14.87

sq mi land

2.15

sq mi water

850

area code

Inlet Beach, FL ZIP code map

About Inlet Beach, FL

Inlet Beach, Florida, is a charming coastal community located in Walton County. This picturesque destination boasts beautiful sandy beaches and stunning views of the Gulf of Mexico. Known for its relaxed atmosphere, Inlet Beach attracts visitors seeking both adventure and tranquility.

Location & geography

Inlet Beach is situated in the northwestern part of Florida, along the scenic coastline. It is conveniently located near several cities, including Panama City Beach, which is approximately 17 miles to the west, and Destin, roughly 24 miles to the east. The town covers a land area of 29.74 square miles, complemented by a water area of 4.30 square miles, creating a diverse terrain of beach and wetlands.

Community & economy

The community of Inlet Beach is characterized by its friendly locals and inviting atmosphere, making it a perfect spot for both residents and vacationers. The local economy thrives on tourism, with many businesses catering to visitors that come for the beach and outdoor activities. Daily life here is filled with relaxation, outdoor sports, and community events that foster a strong sense of togetherness.

Transportation

Inlet Beach is easily accessible via U.S. Highway 98, which runs along the coast and connects to other major routes in the area. The nearest airport is the Northwest Florida Beaches International Airport, located about 20 miles to the northwest, providing access to domestic flights. Public transportation options are limited, making personal vehicles the preferred mode of getting around.

History

Inlet Beach has a rich history as part of the burgeoning region of Walton County, which has evolved significantly over the decades. Historically, the area relied on fishing and small-scale tourism focused on outdoor recreation, which have been vital to its development. Notable events, such as the rapid growth of tourism in the late 20th century, transformed Inlet Beach into a sought-after vacation destination.

Did you know?

One surprising fact about Inlet Beach is that it is home to one of the highest elevations along the Florida coastline. Additionally, its pristine beaches are often less crowded than those in nearby tourist hotspots, making it a hidden gem for travelers.

ZIP codes for Inlet Beach, FL (1)

ZIP code	City	County	Map
32461	Inlet Beach	Walton	View map

Demographics & statistics

2,589

Population

58.2

Median age

$154,750

Median household income

$89,503

Per capita income

$844,300

Median home value

$2,392

Median monthly rent

84.3%

Home ownership

2.6%

Poverty rate

0.2%

Unemployment

5,238

Housing units

56.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

25–34

139

35–44

159

162

45–54

186

138

55–59

158

124

60–64

143

295

65–74

338

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	378	14.6%
18 and over	2,211	85.4%
65 and over	865	33.4%
Median age	58.2 years

Race & ethnicity

White 87.6%

Two or more races 6.4%

Hispanic or Latino 3.7%

Asian 1.3%

American Indian / Alaska Native 1%

Group	Count	%
White	2,356	87.6%
Two or more races	171	6.4%
Hispanic or Latino	99	3.7%
Asian	36	1.3%
American Indian / Alaska Native	26	1%

Household income

Under $10k 1.0%

$15k–$25k 2.4%

$25k–$35k 1.5%

$35k–$50k 2.6%

$50k–$75k 6.2%

$75k–$100k 8.6%

$100k–$150k 25.3%

$150k–$200k 17.6%

$200k+ 34.7%

Range	% of households
Under $10k	1.0%
$15k–$25k	2.4%
$25k–$35k	1.5%
$35k–$50k	2.6%
$50k–$75k	6.2%
$75k–$100k	8.6%
$100k–$150k	25.3%
$150k–$200k	17.6%
$200k+	34.7%
Median income	$154,750

Housing

Home values

Under $50k 1.2%

$50k–$100k 0.1%

$200k–$300k 4.0%

$300k–$500k 13.0%

$500k–$1M 42.6%

$1M+ 39.0%

Housing overview

Metric	Value
Median home value	$844,300
Median rent / month	$2,392
Owner occupied	84.3%
Renter occupied	15.7%
Vacant	78.7%
Single-family detached	68.4%
Large apartment buildings	10.0%
Mobile homes	0.6%
Median rooms	5.0
Avg household size (owned)	2.36

Year built

Era	%
2020 or later	3.0%
2010–2019	28.3%
2000–2009	47.7%
1990–1999	6.1%
1980–1989	11.2%
1970–1979	2.8%
1960–1969	0.1%
1950–1959	0.7%
1940–1949	0.0%
1939 or earlier	0.0%

Bedrooms

Size	% of units
No bedroom (studio)	3.6%
1 bedroom	4.8%
2 bedrooms	21.6%
3 bedrooms	40.6%
4 bedrooms	21.5%
5+ bedrooms	7.9%

Vehicles per household

Vehicles	% of households
No vehicle	6.1%
1 vehicle	31.3%
2 vehicles	48.4%
3 or more	14.3%

Heating fuel

Fuel type	%
Utility gas	21.5%
Electricity	78.5%

Households & families

Household type	Count	%
Married-couple family	938	81.4%
Cohabiting couple	7	0.6%
Male householder, no spouse	74	6.4%
Female householder, no spouse	133	11.5%
Households with children under 18	313	27.2%
Households with seniors (65+)	556	48.3%
Average household size	2.25

Marital status

Status	Male	Female
Never married	4.9%	5.4%
Married	90.4%	82.8%
Separated	0.0%	1.6%
Widowed	0.0%	5.4%
Divorced	4.7%	4.8%

Education

Less than 9th grade 0.5%

Some HS, no diploma 2.4%

HS graduate 13.2%

Some college, no degree 22.0%

Associate's degree 5.7%

Bachelor's degree 39.3%

Graduate / professional 16.8%

Metric	%
HS diploma or higher	97.1%
Bachelor's or higher	56.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	70	26.5%
Kindergarten	30	11.4%
Elementary school	99	37.5%
High school	61	23.1%
College / grad school	4	1.5%

Employment

Industry of employment

Professional & management 26.4%

Wholesale trade 12.8%

Finance & real estate 11.2%

Other services 8.7%

Public administration 8.6%

Manufacturing 8.0%

Education & healthcare 7.2%

Retail trade 5.9%

Construction 5.1%

Arts, food & hospitality 4.1%

Information 2.0%

Occupation

Category	%
Management, business & arts	49.7%
Service	10.1%
Sales & office	28.0%
Natural resources & construction	8.9%
Production & transportation	3.3%

Employment type

Type	%
Private sector	78.2%
Government	11.8%
Self-employed	10.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	42.1%
Carpool	9.3%
Public transit	2.1%
Walk	0.0%
Other means	2.3%
Avg commute (minutes)	17.3

Poverty

All people 2.6%

Under 18 years 1.1%

18 and over 2.8%

Married-couple families 1.6%

Female-led households 0.0%

Income support

Source	% of households
Social Security	45.2%
Retirement income	37.2%
Supplemental Security	4.0%
Cash public assistance	0.0%
Food stamps / SNAP	0.0%

Health indicators

Condition	%
High blood pressure	0.0%
High cholesterol	0.0%
Heart disease	0.0%
Stroke	0.0%
Asthma	0.0%
Arthritis	0.0%
Kidney disease	0.0%
Pulmonary disease	0.0%
Cancer	0.0%

Behavior / access	%
Binge drinking	0.0%
No physical activity	0.0%
Less than 7 hrs sleep	0.0%
Fair or poor health	0.0%
Poor mental health	0.0%
Poor physical health	0.0%
No health insurance	0.0%
Visited doctor (checkup)	0.0%
Visited dentist	0.0%
Cholesterol screening	0.0%
Teeth loss	0.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	230	10.4%

Disability	%
Any disability	8.3%
Under 18	0.0%
18–64 years	5.6%
65 and over	16.0%

Health insurance coverage

Type	%
Private insurance	84.0%
Public insurance	38.7%
Uninsured under 19	7.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,439	94.2%
Spanish	37	1.5%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	37	1.5%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,393	92.4%
Born in same state	2,368	91.5%
Born in different state	327	12.6%
Foreign born	25	1.0%
Naturalized citizen	196	7.6%
Not a US citizen	146	74.5%

Ancestry

Ancestry	Count	%
French	523	20.2%
Italian	359	13.9%
Arab	135	5.2%

Ancestry	Count	%
Polish	108	4.2%
English	13	0.5%
Irish	7	0.3%

Technology access

Metric	% of households
Computer access	44.5%
Internet access	99.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Inlet Beach, FL have?

Inlet Beach, FL has one ZIP code: 32461. Each ZIP code serves a distinct delivery area within the city and surrounding region.