Chipley ZIP Codes — Washington County, FL

There is one unique ZIP code in Chipley, Florida and it is 32428. Area code: 850.

ZIP codes

285.89

sq mi land

14.29

sq mi water

850

area code

Chipley, FL ZIP code map

About Chipley, FL

Chipley is a charming city located in the panhandle of Florida, nestled in Washington County. Known for its small-town atmosphere, Chipley offers a mix of history and modern amenities. It serves as a hub for the surrounding rural communities, providing essential services and a welcoming environment.

Location & geography

Chipley is situated approximately 45 miles northwest of Tallahassee and about 35 miles west of Dothan, Alabama. The city spans a total land area of 285.89 square miles, complemented by a water area of 14.29 square miles, featuring a landscape that includes rolling hills and lush greenery. This geographic setting offers residents and visitors alike a variety of outdoor recreational opportunities.

Community & economy

The community in Chipley is characterized by a friendly and close-knit atmosphere, where residents often participate in local events and support each other. The economy is primarily supported by industries such as agriculture, retail, and manufacturing, contributing to a varied workforce. Daily life in Chipley revolves around family, community engagement, and the appreciation of nature, with many residents enjoying outdoor activities.

Transportation

Chipley is conveniently located along U.S. Highway 90, which provides important access to both east and west destinations in the region. The nearest major airport is the Dothan Regional Airport, approximately 30 miles away, which serves as a gateway for regional air travel. Public transit options in the area are limited, with most residents relying on personal vehicles for transportation.

History

Founded in the late 1800s, Chipley originally developed as a railroad town, pivotal in the transportation of timber and agricultural products. The city has since evolved, with key industries now including retail, healthcare, and education, contributing to its growth. Notable events in Chipley's history include the establishment of the local fair, a tradition that continues to attract visitors from surrounding areas.

Did you know?

One surprising fact about Chipley is its proximity to several natural springs, which are popular locally for swimming and fishing. Additionally, Chipley hosts the Washington County Agriculture Fair, an event that showcases the region's agricultural heritage and fosters community spirit.

ZIP codes for Chipley, FL (1)

ZIP code	City	County	Map
32428	Chipley	Washington	View map

Demographics & statistics

17,801

Population

40.6

Median age

$48,984

Median household income

$23,662

Per capita income

$141,000

Median home value

$915

Median monthly rent

78.8%

Home ownership

20.2%

Poverty rate

5.0%

Unemployment

5,978

Housing units

14.0%

Bachelor's or higher

Age distribution

Male Female

418

Under 5

340

545

5–9

442

740

10–14

600

598

15–19

486

423

20–24

343

1,400

25–34

1,136

1,316

35–44

1,069

1,453

45–54

1,180

837

55–59

680

555

60–64

450

940

65–74

763

450

75–84

366

150

85+

121

← Male

Female →

Age summary

Group	Count	%
Under 18	3,755	21.1%
18 and over	14,046	78.9%
65 and over	2,790	15.7%
Median age	40.6 years

Race & ethnicity

White 75.5%

Black or African American 12.8%

Hispanic or Latino 4.2%

Two or more races 3.8%

Other race 2.6%

Asian 0.6%

American Indian / Alaska Native 0.5%

Group	Count	%
White	14,025	75.5%
Black or African American	2,375	12.8%
Hispanic or Latino	774	4.2%
Two or more races	715	3.8%
Other race	480	2.6%
Asian	116	0.6%
American Indian / Alaska Native	90	0.5%

Household income

Under $10k 4.4%

$10k–$15k 6.3%

$15k–$25k 13.1%

$25k–$35k 14.0%

$35k–$50k 13.0%

$50k–$75k 20.3%

$75k–$100k 9.5%

$100k–$150k 13.8%

$150k–$200k 3.0%

$200k+ 2.6%

Range	% of households
Under $10k	4.4%
$10k–$15k	6.3%
$15k–$25k	13.1%
$25k–$35k	14.0%
$35k–$50k	13.0%
$50k–$75k	20.3%
$75k–$100k	9.5%
$100k–$150k	13.8%
$150k–$200k	3.0%
$200k+	2.6%
Median income	$48,984

Housing

Home values

Under $50k 11.5%

$50k–$100k 20.5%

$100k–$150k 21.5%

$150k–$200k 11.7%

$200k–$300k 19.4%

$300k–$500k 11.3%

$500k–$1M 4.0%

$1M+ 0.1%

Housing overview

Metric	Value
Median home value	$141,000
Median rent / month	$915
Owner occupied	78.8%
Renter occupied	21.2%
Vacant	15.4%
Single-family detached	61.6%
Large apartment buildings	0.9%
Mobile homes	32.0%
Median rooms	5.4
Avg household size (owned)	2.43

Year built

Era	%
2020 or later	0.1%
2010–2019	7.1%
2000–2009	15.1%
1990–1999	19.5%
1980–1989	15.4%
1970–1979	16.8%
1960–1969	9.9%
1950–1959	7.3%
1940–1949	3.6%
1939 or earlier	5.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.5%
1 bedroom	1.5%
2 bedrooms	23.6%
3 bedrooms	62.0%
4 bedrooms	10.4%
5+ bedrooms	1.9%

Vehicles per household

Vehicles	% of households
No vehicle	3.0%
1 vehicle	32.5%
2 vehicles	40.1%
3 or more	24.4%

Heating fuel

Fuel type	%
Utility gas	3.2%
Electricity	90.9%
Propane / LP gas	3.7%
Wood	0.8%
No fuel used	1.4%

Households & families

Household type	Count	%
Married-couple family	3,050	49.5%
Cohabiting couple	277	4.5%
Male householder, no spouse	863	14.0%
Female householder, no spouse	1,975	32.0%
Households with children under 18	2,071	33.6%
Households with seniors (65+)	2,028	32.9%
Average household size	2.45

Marital status

Status	Male	Female
Never married	40.1%	20.8%
Married	41.3%	50.5%
Separated	1.6%	1.1%
Widowed	2.7%	14.9%
Divorced	14.3%	12.8%

Education

Less than 9th grade 4.9%

Some HS, no diploma 11.1%

HS graduate 40.0%

Some college, no degree 22.9%

Associate's degree 7.2%

Bachelor's degree 8.4%

Graduate / professional 5.6%

Metric	%
HS diploma or higher	84.1%
Bachelor's or higher	14.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	129	3.5%
Kindergarten	239	6.5%
Elementary school	1,974	53.7%
High school	846	23.0%
College / grad school	491	13.3%

Employment

Industry of employment

Education & healthcare 17.7%

Retail trade 15.2%

Construction 14.2%

Public administration 10.4%

Transportation & utilities 8.6%

Professional & management 7.3%

Finance & real estate 5.6%

Arts, food & hospitality 5.6%

Manufacturing 5.1%

Other services 4.8%

Information 2.2%

Wholesale trade 1.9%

Agriculture & mining 1.2%

Occupation

Category	%
Management, business & arts	29.0%
Service	17.6%
Sales & office	22.3%
Natural resources & construction	13.9%
Production & transportation	17.2%

Employment type

Type	%
Private sector	70.3%
Government	23.2%
Self-employed	6.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	82.5%
Carpool	10.5%
Public transit	0.1%
Walk	0.7%
Other means	0.3%
Avg commute (minutes)	31.0

Poverty

All people 20.2%

Under 18 years 31.0%

18 and over 16.7%

Married-couple families 8.2%

Female-led households 39.5%

Income support

Source	% of households
Social Security	38.7%
Retirement income	24.7%
Supplemental Security	5.6%
Cash public assistance	3.4%
Food stamps / SNAP	12.8%

Health indicators

Condition	%
High blood pressure	38.3%
High cholesterol	33.7%
Heart disease	8.5%
Stroke	4.4%
Asthma	9.6%
Arthritis	28.4%
Kidney disease	3.6%
Pulmonary disease	11.5%
Cancer	6.5%

Behavior / access	%
Binge drinking	15.7%
No physical activity	31.0%
Less than 7 hrs sleep	39.5%
Fair or poor health	22.7%
Poor mental health	18.2%
Poor physical health	15.4%
No health insurance	25.4%
Visited doctor (checkup)	72.6%
Visited dentist	47.4%
Cholesterol screening	87.2%
Teeth loss	21.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,098	7.8%

Disability	%
Any disability	18.5%
Under 18	5.7%
18–64 years	16.7%
65 and over	42.0%

Health insurance coverage

Type	%
Private insurance	58.7%
Public insurance	41.7%
Uninsured under 19	11.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	17,043	95.7%
Spanish	432	2.5%
Other Indo-European	293	1.7%
Asian & Pacific Islander	57	0.3%
Other languages	82	0.5%

Place of birth & citizenship

Origin	Count	%
Native born (US)	17,150	96.3%
Born in same state	16,973	95.3%
Born in different state	10,374	58.3%
Foreign born	177	1.0%
Naturalized citizen	651	3.7%
Not a US citizen	192	29.5%

Ancestry

Ancestry	Count	%
Arab	3,236	18.2%
Italian	1,915	10.8%
French	1,466	8.2%
English	73	0.4%

Ancestry	Count	%
Polish	69	0.4%
Norwegian	27	0.2%
German	10	0.1%

Technology access

Metric	% of households
Computer access	34.6%
Internet access	95.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Chipley, FL have?

Chipley, FL has one ZIP code: 32428. Each ZIP code serves a distinct delivery area within the city and surrounding region.