Fountain ZIP Codes — Bay County, FL

There is one unique ZIP code in Fountain, Florida and it is 32438. Area code: 850.

ZIP codes

56.75

sq mi land

0.29

sq mi water

850

area code

Fountain, FL ZIP code map

About Fountain, FL

Fountain, Florida, is a small but charming city located in the heart of Bay County. It offers residents and visitors a tranquil lifestyle surrounded by the beauty of North Florida. The city's rural character is complemented by its access to nearby amenities and attractions.

Location & geography

Fountain is situated in the northwest portion of the state of Florida, approximately 25 miles northeast of the bustling city of Panama City. The area is predominantly flat with a diverse landscape that features both land and water, encompassing 56.75 square miles of land and 0.29 square miles of water. Nearby cities include Lynn Haven, about 18 miles to the south, and Chipley, roughly 21 miles to the northwest.

Community & economy

The Fountain community embodies a close-knit, friendly atmosphere where residents value their connections with one another. This small town primarily supports agriculture and local businesses, contributing to a self-sufficient local economy. Daily life in Fountain reflects a relaxed pace, with community events and gatherings fostering a strong sense of camaraderie among its inhabitants.

Transportation

Fountain is accessible via U.S. Highway 231, which connects it to larger cities and the surrounding areas. The nearest major airport is Northwest Florida Beaches International Airport, located about 35 miles to the southwest. Public transit options are limited in this rural area, making personal vehicles the primary mode of transportation.

History

Fountain was established in the early 20th century, originally serving as a small farming community. Key industries have historically revolved around agriculture, with the fertile land supporting various crops. Notable events in the area include its role in the development of the surrounding Bay County, contributing to the growth of nearby Panama City.

Did you know?

One surprising fact about Fountain is that despite its small size, it boasts a rich natural environment that includes several parks and recreational areas. Additionally, the city is known for its strong community spirit, which is evident in the various local events and gatherings throughout the year.

ZIP codes for Fountain, FL (1)

ZIP code	City	County	Map
32438	Fountain	Bay	View map

Demographics & statistics

4,858

Population

41.7

Median age

$40,526

Median household income

$22,665

Per capita income

$119,600

Median home value

$818

Median monthly rent

84.0%

Home ownership

36.5%

Poverty rate

6.1%

Unemployment

1,861

Housing units

11.1%

Bachelor's or higher

Age distribution

Male Female

103

Under 5

184

5–9

151

219

10–14

180

141

15–19

116

321

20–24

263

220

25–34

180

225

35–44

184

462

45–54

379

214

55–59

176

262

60–64

215

228

65–74

187

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,147	23.6%
18 and over	3,711	76.4%
65 and over	579	11.9%
Median age	41.7 years

Race & ethnicity

White 75.6%

Two or more races 13.2%

Hispanic or Latino 8%

Other race 1.9%

American Indian / Alaska Native 0.9%

Black or African American 0.4%

Group	Count	%
White	3,992	75.6%
Two or more races	697	13.2%
Hispanic or Latino	422	8%
Other race	98	1.9%
American Indian / Alaska Native	50	0.9%
Black or African American	21	0.4%

Household income

Under $10k 7.3%

$10k–$15k 13.1%

$15k–$25k 19.2%

$25k–$35k 5.5%

$35k–$50k 11.9%

$50k–$75k 18.2%

$75k–$100k 5.4%

$100k–$150k 11.2%

$150k–$200k 8.1%

Range	% of households
Under $10k	7.3%
$10k–$15k	13.1%
$15k–$25k	19.2%
$25k–$35k	5.5%
$35k–$50k	11.9%
$50k–$75k	18.2%
$75k–$100k	5.4%
$100k–$150k	11.2%
$150k–$200k	8.1%
Median income	$40,526

Housing

Home values

Under $50k 32.4%

$50k–$100k 13.3%

$100k–$150k 10.5%

$150k–$200k 10.6%

$200k–$300k 14.6%

$300k–$500k 12.3%

$500k–$1M 6.4%

Housing overview

Metric	Value
Median home value	$119,600
Median rent / month	$818
Owner occupied	84.0%
Renter occupied	16.0%
Vacant	14.0%
Single-family detached	25.1%
Large apartment buildings	0.7%
Mobile homes	71.8%
Median rooms	5.2
Avg household size (owned)	2.75

Year built

Era	%
2020 or later	0.0%
2010–2019	10.7%
2000–2009	29.2%
1990–1999	33.9%
1980–1989	17.2%
1970–1979	2.5%
1960–1969	4.3%
1950–1959	2.2%
1940–1949	0.0%
1939 or earlier	0.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	3.4%
2 bedrooms	36.3%
3 bedrooms	49.3%
4 bedrooms	9.1%
5+ bedrooms	1.9%

Vehicles per household

Vehicles	% of households
No vehicle	5.7%
1 vehicle	30.7%
2 vehicles	36.6%
3 or more	27.0%

Heating fuel

Fuel type	%
Electricity	85.3%
Propane / LP gas	9.5%
Wood	3.0%
No fuel used	2.2%

Households & families

Household type	Count	%
Married-couple family	732	39.4%
Cohabiting couple	188	10.1%
Male householder, no spouse	378	20.4%
Female householder, no spouse	558	30.1%
Households with children under 18	616	33.2%
Households with seniors (65+)	412	22.2%
Average household size	2.61

Marital status

Status	Male	Female
Never married	30.1%	25.1%
Married	41.3%	42.1%
Separated	3.1%	11.4%
Widowed	3.0%	7.6%
Divorced	22.5%	13.7%

Education

Less than 9th grade 3.8%

Some HS, no diploma 17.8%

HS graduate 36.1%

Some college, no degree 20.6%

Associate's degree 10.6%

Bachelor's degree 8.9%

Graduate / professional 2.1%

Metric	%
HS diploma or higher	78.4%
Bachelor's or higher	11.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	50	4.0%
Kindergarten	37	3.0%
Elementary school	746	59.8%
High school	123	9.9%
College / grad school	291	23.3%

Employment

Industry of employment

Construction 20.9%

Arts, food & hospitality 17.3%

Manufacturing 16.2%

Education & healthcare 12.9%

Other services 9.3%

Professional & management 7.9%

Transportation & utilities 4.0%

Retail trade 3.4%

Public administration 3.3%

Agriculture & mining 2.9%

Finance & real estate 1.5%

Information 0.1%

Occupation

Category	%
Management, business & arts	25.9%
Service	22.2%
Sales & office	16.0%
Natural resources & construction	25.1%
Production & transportation	10.8%

Employment type

Type	%
Private sector	79.2%
Government	6.8%
Self-employed	13.3%
Unpaid family workers	0.7%

Commute

Method	%
Drive alone	86.2%
Carpool	9.0%
Public transit	0.0%
Walk	0.0%
Other means	1.1%
Avg commute (minutes)	45.8

Poverty

All people 36.5%

Under 18 years 61.8%

18 and over 28.9%

Married-couple families 11.1%

Female-led households 52.4%

Income support

Source	% of households
Social Security	44.2%
Retirement income	28.0%
Supplemental Security	11.7%
Cash public assistance	6.3%
Food stamps / SNAP	34.2%

Health indicators

Condition	%
High blood pressure	36.0%
High cholesterol	35.5%
Heart disease	7.9%
Stroke	3.9%
Asthma	10.1%
Arthritis	27.8%
Kidney disease	3.3%
Pulmonary disease	11.5%
Cancer	6.4%

Behavior / access	%
Binge drinking	16.2%
No physical activity	32.4%
Less than 7 hrs sleep	35.9%
Fair or poor health	21.4%
Poor mental health	18.8%
Poor physical health	15.4%
No health insurance	22.8%
Visited doctor (checkup)	73.3%
Visited dentist	48.2%
Cholesterol screening	88.0%
Teeth loss	20.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	412	11.3%

Disability	%
Any disability	31.7%
Under 18	9.4%
18–64 years	37.6%
65 and over	44.9%

Health insurance coverage

Type	%
Private insurance	39.0%
Public insurance	51.1%
Uninsured under 19	4.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,671	96.2%
Spanish	72	1.5%
Other Indo-European	72	1.5%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,733	97.4%
Born in same state	4,684	96.4%
Born in different state	2,510	51.7%
Foreign born	49	1.0%
Naturalized citizen	125	2.6%
Not a US citizen	60	48.0%

Ancestry

Ancestry	Count	%
French	612	12.6%
Arab	520	10.7%
Italian	490	10.1%

Ancestry	Count	%
English	30	0.6%
Polish	10	0.2%

Technology access

Metric	% of households
Computer access	38.2%
Internet access	93.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Fountain, FL have?

Fountain, FL has one ZIP code: 32438. Each ZIP code serves a distinct delivery area within the city and surrounding region.