49799 ZIP Code — Wolverine, MI

Cheboygan County, Michigan

ZIP code 49799 is located in Wolverine, Michigan, within Cheboygan County. It covers approximately 118.41 square miles and serves a population of 2,126 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 231.

About ZIP code 49799

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $153,100. Owner-occupancy is high at 91%, well above the national average.

Median household income is $47,563. 46% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 30 minutes is near the national average.

College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (26%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 22%.

Overall, ZIP code 49799 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

2,126

population

118.41

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

49799 ZIP code map

Cities in ZIP code 49799

Below are the cities the US Postal Service accepts for ZIP code 49799. Using any city not on this list may result in mail delivery delays.

City	Status
Wolverine	Preferred

Nearby ZIP codes

49705 Afton (5.5 mi) 49795 Vanderbilt (7.6 mi) 49749 Indian River (9.3 mi) 49706 Alanson (14.4 mi) 49713 Boyne Falls (15.1 mi) 49765 Onaway (15.7 mi) 49770 Petoskey (17.2 mi)

Demographics updated 06/2026

Population
Total population	2,126
Population density	18 / sq mi
State FIPS	26
County FIPS	031

Geography
Land area	118.41 sq mi
Water area	1.36 sq mi
Latitude	45.2877
Longitude	-84.5685
Timezone	Eastern (ET)
Area code	231

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	61.0%	51.3%	42.6%
$50k – $100k	30.5%	34.0%	31.1%
$100k – $200k	7.9%	12.5%	20.6%
Over $200k	0.6%	2.2%	5.7%

Demographics & statistics

2,126

Population

People per sq mi

48.7

Median age

$47,563

Median household income

$25,779

Per capita income

$153,100

Median home value

$700

Median monthly rent

90.9%

Home ownership

15.3%

Poverty rate

7.8%

Unemployment

1,411

Housing units

14.3%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

101

25–34

140

35–44

123

138

45–54

121

55–59

121

60–64

105

203

65–74

178

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	392	18.4%
18 and over	1,734	81.6%
65 and over	512	24.1%
Median age	48.7 years

Race & ethnicity

White 90.3%

Two or more races 4.7%

Hispanic or Latino 3%

Other race 1%

Asian 0.9%

American Indian / Alaska Native 0.1%

Group	Count	%
White	1,979	90.3%
Two or more races	104	4.7%
Hispanic or Latino	66	3%
Other race	22	1%
Asian	19	0.9%
American Indian / Alaska Native	2	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	61.0%	51.3%	42.6%
$50k – $100k	30.5%	34.0%	31.1%
$100k – $200k	7.9%	12.5%	20.6%
Over $200k	0.6%	2.2%	5.7%

Under $10k 4.8%

$10k–$15k 3.4%

$15k–$25k 14.2%

$25k–$35k 13.7%

$35k–$50k 16.2%

$50k–$75k 14.5%

$75k–$100k 15.5%

$100k–$150k 13.1%

$150k–$200k 3.1%

$200k+ 1.5%

Range	% of households
Under $10k	4.8%
$10k–$15k	3.4%
$15k–$25k	14.2%
$25k–$35k	13.7%
$35k–$50k	16.2%
$50k–$75k	14.5%
$75k–$100k	15.5%
$100k–$150k	13.1%
$150k–$200k	3.1%
$200k+	1.5%
Median income	$47,563

Housing

Home values

Under $50k 17.3%

$50k–$100k 12.6%

$100k–$150k 19.1%

$150k–$200k 15.1%

$200k–$300k 24.4%

$300k–$500k 10.4%

$500k–$1M 1.2%

Housing overview

Metric	Value
Median home value	$153,100
Median rent / month	$700
Owner occupied	90.9%
Renter occupied	9.1%
Vacant	43.1%
Single-family detached	83.8%
Large apartment buildings	0.0%
Mobile homes	15.7%
Median rooms	5.0
Avg household size (owned)	2.49

Year built

Era	%
2020 or later	0.0%
2010–2019	3.4%
2000–2009	23.2%
1990–1999	22.4%
1980–1989	12.2%
1970–1979	18.6%
1960–1969	7.0%
1950–1959	5.2%
1940–1949	0.6%
1939 or earlier	7.5%

Bedrooms

Size	% of units
No bedroom (studio)	3.9%
1 bedroom	7.0%
2 bedrooms	35.2%
3 bedrooms	40.3%
4 bedrooms	10.5%
5+ bedrooms	3.1%

Vehicles per household

Vehicles	% of households
No vehicle	1.8%
1 vehicle	25.3%
2 vehicles	49.7%
3 or more	23.3%

Heating fuel

Fuel type	%
Utility gas	37.7%
Electricity	6.8%
Propane / LP gas	26.4%
Fuel oil	0.5%
Wood	26.0%

Households & families

Household type	Count	%
Married-couple family	516	60.9%
Cohabiting couple	70	8.3%
Male householder, no spouse	168	19.8%
Female householder, no spouse	93	11.0%
Households with children under 18	204	24.1%
Households with seniors (65+)	344	40.6%
Average household size	2.51

Marital status

Status	Male	Female
Never married	23.1%	14.8%
Married	56.5%	67.9%
Separated	0.6%	1.0%
Widowed	4.0%	6.6%
Divorced	15.7%	9.7%

Education

Less than 9th grade 1.4%

Some HS, no diploma 6.9%

HS graduate 38.0%

Some college, no degree 28.6%

Associate's degree 10.8%

Bachelor's degree 10.6%

Graduate / professional 3.7%

Metric	%
HS diploma or higher	91.7%
Bachelor's or higher	14.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	9	2.5%
Kindergarten	24	6.7%
Elementary school	218	60.9%
High school	59	16.5%
College / grad school	48	13.4%

Employment

Industry of employment

Education & healthcare 19.5%

Arts, food & hospitality 14.9%

Retail trade 11.8%

Construction 11.7%

Professional & management 11.1%

Manufacturing 8.0%

Transportation & utilities 7.5%

Other services 4.4%

Finance & real estate 3.6%

Public administration 2.7%

Agriculture & mining 2.1%

Wholesale trade 1.8%

Information 0.9%

Occupation

Category	%
Management, business & arts	28.8%
Service	21.4%
Sales & office	19.7%
Natural resources & construction	15.8%
Production & transportation	14.3%

Employment type

Type	%
Private sector	77.3%
Government	10.1%
Self-employed	12.2%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	83.7%
Carpool	10.5%
Public transit	0.0%
Walk	0.3%
Work from home	4.9%
Other means	0.6%
Avg commute (minutes)	30.4

Poverty

All people 15.3%

Under 18 years 22.7%

18 and over 13.7%

Married-couple families 9.3%

Female-led households 16.7%

Income support

Source	% of households
Social Security	45.6%
Retirement income	24.4%
Supplemental Security	7.0%
Cash public assistance	2.7%
Food stamps / SNAP	10.0%

Health indicators

Condition	%
Obesity	42.1%
High blood pressure	37.3%
High cholesterol	37.2%
Diabetes	13.2%
Heart disease	8.6%
Stroke	4.0%
Asthma	11.7%
Arthritis	34.4%
Kidney disease	3.5%
Pulmonary disease	10.6%
Cancer	7.3%

Behavior / access	%
Smoking	26.1%
Binge drinking	18.5%
No physical activity	24.2%
Less than 7 hrs sleep	35.3%
Depression	23.2%
Fair or poor health	19.0%
Poor mental health	17.4%
Poor physical health	13.8%
No health insurance	10.6%
Visited doctor (checkup)	74.8%
Visited dentist	61.8%
Cholesterol screening	90.7%
Teeth loss	16.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	158	9.1%

Disability	%
Any disability	22.2%
Under 18	9.2%
18–64 years	20.6%
65 and over	36.1%

Health insurance coverage

Type	%
Private insurance	55.1%
Public insurance	60.7%
No insurance	5.9%
Uninsured under 19	2.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,033	95.6%
Spanish	27	1.3%
Other Indo-European	8	0.4%
Asian & Pacific Islander	7	0.3%
Other languages	3	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,083	98.0%
Born in same state	2,073	97.5%
Born in different state	1,859	87.4%
Foreign born	10	0.5%
Naturalized citizen	43	2.0%
Not a US citizen	39	90.7%

Ancestry

Ancestry	Count	%
French	312	14.7%
Italian	230	10.8%
Arab	115	5.4%
German	60	2.8%
English	33	1.6%

Ancestry	Count	%
Polish	28	1.3%
Irish	20	0.9%
Dutch	13	0.6%
Norwegian	5	0.2%

Technology access

Metric	% of households
Computer access	39.8%
Internet access	88.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 49799

What city is ZIP code 49799 in?

ZIP code 49799 is primarily assigned to Wolverine, Michigan.

What county is ZIP code 49799 in?

ZIP code 49799 falls within Cheboygan County, Michigan.

Is ZIP code 49799 mostly owner-occupied?

91% of occupied units in ZIP code 49799 are owner-occupied, well above the national average.

Does ZIP code 49799 have a large retiree population?

46% of households in ZIP code 49799 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 49799?

14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the poverty rate in ZIP code 49799?

15% of residents in ZIP code 49799 live below the poverty line, above the national average.

What timezone is ZIP code 49799 in?

ZIP code 49799 observes the EST timezone.