Indian River ZIP Code List — Cheboygan County, MI

There is one unique ZIP code in Indian River, Michigan and it is 49749. Area code: 231.
1
ZIP codes
64.84
sq mi land
9.13
sq mi water
231
area code
Indian River, MI ZIP code map

About Indian River, MI

Indian River is a charming community located in Cheboygan County, Michigan. Nestled in the northern part of the state, it is known for its scenic beauty and access to numerous outdoor recreational activities. The city's warm, welcoming atmosphere makes it a popular destination for both residents and visitors alike.

Location & geography

Situated in the northeast part of Michigan's Lower Peninsula, Indian River offers a unique blend of land and water features. The town is approximately 19 miles south of Cheboygan and just 12 miles northeast of Petoskey, making it a convenient spot for exploring the region. Covering a total area of 64.84 square miles, of which 9.13 square miles is water, it boasts a picturesque landscape interspersed with rivers and lakes.

Community & economy

The character of Indian River is shaped by its friendly residents and strong community ties. This small town supports various industries, including tourism and local businesses that thrive on the region's natural resources. Daily life in Indian River often revolves around outdoor activities such as fishing, boating, and hiking, as well as participating in local events that bring the community together.

Transportation

Indian River is accessible via several important roadways, including M-68 and M-27, which connect it to nearby cities and attractions. The nearest major airport is Pellston Regional Airport, located about 15 miles away, providing convenient access for those traveling to and from the region. Public transit options are limited, so personal vehicles are the primary mode of transportation for residents and visitors.

History

Indian River was founded in the late 19th century as a lumbering community and has since transitioned into a hub for tourism and recreation. The area's lush forests and beautiful waterways attracted many outdoor enthusiasts, helping to shape its identity over the years. Notable events in the town's history include the establishment of various recreational facilities that continue to draw visitors today.

Did you know?

One surprising fact about Indian River is that it lies at the junction of two major rivers, the Indian River and the Sturgeon River, which enhance its recreational offerings. Additionally, the town is home to the famous "Burt Lake," a popular destination for fishing, boating, and swimming in the summer months.

ZIP codes for Indian River, MI (1)
ZIP code City County Map
49749 Indian River Cheboygan View map

Demographics & statistics

4,527
Population
58.0
Median age
$64,418
Median household income
$38,905
Per capita income
$183,500
Median home value
$807
Median monthly rent
85.8%
Home ownership
12.2%
Poverty rate
4.0%
Unemployment
3,467
Housing units
31.2%
Bachelor's or higher

Age distribution

Male Female
93
Under 5
86
53
5–9
48
70
10–14
65
128
15–19
117
112
20–24
102
154
25–34
142
178
35–44
164
291
45–54
267
176
55–59
162
309
60–64
284
407
65–74
374
301
75–84
276
88
85+
80
← Male
Female →

Age summary

GroupCount%
Under 1855712.3%
18 and over3,97087.7%
65 and over1,52633.7%
Median age58.0 years

Race & ethnicity

White 88.2%
Two or more races 6.3%
Hispanic or Latino 3.2%
American Indian / Alaska Native 1.5%
Other race 0.4%
Black or African American 0.3%
Asian 0.1%
GroupCount%
White4,12588.2%
Two or more races2936.3%
Hispanic or Latino1503.2%
American Indian / Alaska Native711.5%
Other race180.4%
Black or African American130.3%
Asian70.1%

Household income

Under $10k 5.9%
$10k–$15k 3.1%
$15k–$25k 12.0%
$25k–$35k 6.8%
$35k–$50k 10.5%
$50k–$75k 17.8%
$75k–$100k 16.7%
$100k–$150k 11.6%
$150k–$200k 6.2%
$200k+ 9.4%
Range% of households
Under $10k5.9%
$10k–$15k3.1%
$15k–$25k12.0%
$25k–$35k6.8%
$35k–$50k10.5%
$50k–$75k17.8%
$75k–$100k16.7%
$100k–$150k11.6%
$150k–$200k6.2%
$200k+9.4%
Median income$64,418

Housing

Home values

Under $50k 3.7%
$50k–$100k 9.7%
$100k–$150k 22.2%
$150k–$200k 17.7%
$200k–$300k 13.4%
$300k–$500k 16.4%
$500k–$1M 16.4%
$1M+ 0.5%

Housing overview

MetricValue
Median home value$183,500
Median rent / month$807
Owner occupied85.8%
Renter occupied14.2%
Vacant45.3%
Single-family detached91.1%
Large apartment buildings0.0%
Mobile homes4.3%
Median rooms5.3
Avg household size (owned)2.18

Year built

Era%
2020 or later0.2%
2010–20194.0%
2000–200912.8%
1990–199923.1%
1980–198915.7%
1970–197920.0%
1960–196910.2%
1950–19597.4%
1940–19493.1%
1939 or earlier3.5%

Bedrooms

Size% of units
No bedroom (studio)0.5%
1 bedroom4.3%
2 bedrooms23.9%
3 bedrooms54.2%
4 bedrooms15.4%
5+ bedrooms1.7%

Vehicles per household

Vehicles% of households
No vehicle4.1%
1 vehicle36.8%
2 vehicles35.8%
3 or more23.4%

Heating fuel

Fuel type%
Utility gas75.3%
Electricity5.0%
Propane / LP gas13.0%
Wood6.3%
No fuel used0.1%

Households & families

Household typeCount%
Married-couple family1,06751.9%
Cohabiting couple1346.5%
Male householder, no spouse38518.7%
Female householder, no spouse47122.9%
Households with children under 1832015.6%
Households with seniors (65+)1,02549.8%
Average household size2.20

Marital status

StatusMaleFemale
Never married30.6%15.0%
Married51.1%55.0%
Separated0.6%0.1%
Widowed5.5%9.9%
Divorced12.2%20.0%

Education

Less than 9th grade 0.4%
Some HS, no diploma 9.6%
HS graduate 32.4%
Some college, no degree 19.3%
Associate's degree 7.1%
Bachelor's degree 15.4%
Graduate / professional 15.8%
Metric%
HS diploma or higher90.0%
Bachelor's or higher31.2%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool387.2%
Kindergarten234.4%
Elementary school19537.0%
High school18034.2%
College / grad school9117.3%

Employment

Industry of employment

Education & healthcare 24.3%
Construction 14.7%
Professional & management 11.5%
Manufacturing 11.3%
Retail trade 11.2%
Arts, food & hospitality 9.4%
Other services 5.9%
Transportation & utilities 3.4%
Public administration 3.1%
Wholesale trade 2.0%
Agriculture & mining 1.9%
Finance & real estate 1.1%
Information 0.2%

Occupation

Category%
Management, business & arts29.5%
Service21.0%
Sales & office24.4%
Natural resources & construction14.5%
Production & transportation10.5%

Employment type

Type%
Private sector76.8%
Government13.7%
Self-employed9.3%
Unpaid family workers0.1%

Commute

Method%
Drive alone72.2%
Carpool14.2%
Public transit0.0%
Walk0.7%
Other means1.1%
Avg commute (minutes)27.5

Poverty

All people 12.2%
Under 18 years 13.0%
18 and over 12.1%
Married-couple families 4.8%
Female-led households 63.4%

Income support

Source% of households
Social Security57.9%
Retirement income52.9%
Supplemental Security6.8%
Cash public assistance1.5%
Food stamps / SNAP10.4%

Health indicators

Condition%
High blood pressure39.2%
High cholesterol40.0%
Heart disease9.3%
Stroke4.1%
Asthma11.0%
Arthritis36.9%
Kidney disease3.8%
Pulmonary disease10.0%
Cancer9.1%
Behavior / access%
Binge drinking16.4%
No physical activity22.0%
Less than 7 hrs sleep32.5%
Fair or poor health17.0%
Poor mental health15.1%
Poor physical health12.6%
No health insurance9.1%
Visited doctor (checkup)77.3%
Visited dentist67.7%
Cholesterol screening93.2%
Teeth loss13.1%

Veterans & disability

VeteransCount%
Civilian veterans3739.4%
Disability%
Any disability21.9%
Under 186.3%
18–64 years20.9%
65 and over29.2%

Health insurance coverage

Type%
Private insurance68.7%
Public insurance52.6%
Uninsured under 192.2%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only4,34896.0%
Spanish10.0%
Other Indo-European10.0%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)4,44798.2%
Born in same state4,41797.6%
Born in different state3,65180.6%
Foreign born300.7%
Naturalized citizen801.8%
Not a US citizen7087.5%

Ancestry

AncestryCount%
Italian84818.7%
French64514.2%
Arab2164.8%
German1533.4%
English1062.3%
AncestryCount%
Polish841.9%
Irish280.6%
Norwegian40.1%
Dutch40.1%

Technology access

Metric% of households
Computer access45.4%
Internet access94.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions
What is the ZIP code for Indian River, MI?
Indian River, MI has one ZIP code: 49749.
What is the main ZIP code for Indian River, MI?
The primary ZIP code for Indian River, MI is 49749. The city uses area code 231 for phone service.
What county is Indian River, MI in?
Indian River is located in Cheboygan County, Michigan.
How many ZIP codes are in Indian River, MI?
Indian River, MI has 1 ZIP code.
What is the ZIP code for downtown Indian River and the area around the Indian River Light Station?
The downtown Indian River area, including the historic Indian River Light Station located on the shore of Lake Huron, uses ZIP code 49749.
What ZIP code should I use for mailing packages to businesses and residences in Indian River, Michigan?
All addresses in Indian River, Michigan are served by the single ZIP code 49749.
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