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Michigan ZIP Codes
Cheboygan County
Afton, MI
49705
49705 ZIP Code — Afton, MI
Cheboygan County, Michigan
ZIP code 49705 is located in
Afton ,
Michigan ,
within Cheboygan County .
It covers approximately 67.05 square miles and serves a population of
911 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 231 .
About ZIP code 49705
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $162,100. Owner-occupancy is high at 83%, well above the national average.
Median household income is $73,214. SNAP benefit usage at 23% of households reflects economic stress in the area. 33% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 36 minutes suggests many residents work outside the immediate area.
College attainment at 9% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (26%) compared to national benchmarks.
Overall, ZIP code 49705 reflects a community defined by a trades-oriented workforce, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.
49705 ZIP code map
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Cities in ZIP code 49705
Below are the cities the US Postal Service accepts for ZIP code 49705. Using any city not on this list may result in mail delivery delays.
City
Status
Afton
Preferred
Nearby ZIP codes
Demographics
updated 06/2026
Population
Total population
911
Population density
14 / sq mi
State FIPS
26
County FIPS
031
Geography
Land area
67.05 sq mi
Water area
0.41 sq mi
Latitude
45.3224
Longitude
-84.4655
Timezone
Eastern (ET)
Area code
231
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
46.2%
51.3%
42.6%
$50k – $100k
41.0%
34.0%
31.1%
$100k – $200k
11.6%
12.5%
20.6%
Over $200k
1.2%
2.2%
5.7%
Demographics & statistics
$73,214
Median household income
$162,100
Median home value
Age distribution
Age summary
Group Count % Under 18 206 22.6% 18 and over 705 77.4% 65 and over 134 14.7% Median age 42.1 years
Race & ethnicity
Black or African American
1.5%
American Indian / Alaska Native
1.3%
Group Count % White 833 91% Two or more races 50 5.5% Black or African American 14 1.5% American Indian / Alaska Native 12 1.3% Hispanic or Latino 4 0.4% Asian 2 0.2%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
46.2%
51.3%
42.6%
$50k – $100k
41.0%
34.0%
31.1%
$100k – $200k
11.6%
12.5%
20.6%
Over $200k
1.2%
2.2%
5.7%
Range % of households Under $10k 2.6% $10k–$15k 2.9% $15k–$25k 12.9% $25k–$35k 9.7% $35k–$50k 5.2% $50k–$75k 18.4% $75k–$100k 26.1% $100k–$150k 16.8% $150k–$200k 2.3% $200k+ 3.2% Median income $73,214
Housing
Housing overview
Metric Value Median home value $162,100 Median rent / month $772 Owner occupied 82.9% Renter occupied 17.1% Vacant 34.6% Single-family detached 81.4% Large apartment buildings 0.0% Mobile homes 18.6% Median rooms 4.8 Avg household size (owned) 2.82
Year built
Era % 2020 or later 0.0% 2010–2019 7.0% 2000–2009 12.4% 1990–1999 17.5% 1980–1989 8.9% 1970–1979 19.4% 1960–1969 10.5% 1950–1959 8.9% 1940–1949 7.2% 1939 or earlier 8.2%
Bedrooms
Size % of units No bedroom (studio) 0.8% 1 bedroom 13.5% 2 bedrooms 26.4% 3 bedrooms 46.4% 4 bedrooms 10.3% 5+ bedrooms 2.5%
Vehicles per household
Vehicles % of households No vehicle 4.5% 1 vehicle 21.3% 2 vehicles 36.8% 3 or more 37.4%
Heating fuel
Fuel type % Utility gas 75.5% Propane / LP gas 3.9% Fuel oil 1.0% Wood 19.7%
Households & families
Household type Count % Married-couple family 161 51.9% Cohabiting couple 23 7.4% Male householder, no spouse 83 26.8% Female householder, no spouse 43 13.9% Households with children under 18 94 30.3% Households with seniors (65+) 82 26.5% Average household size 2.87
Marital status
Status Male Female Never married 40.3% 33.7% Married 41.8% 45.3% Separated 1.0% 0.0% Widowed 6.8% 4.4% Divorced 10.1% 16.6%
Education
Some HS, no diploma
11.3%
Some college, no degree
27.3%
Graduate / professional
7.0%
Metric % HS diploma or higher 84.8% Bachelor's or higher 8.9%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 3 1.3% Kindergarten 0 0.0% Elementary school 146 64.6% High school 45 19.9% College / grad school 32 14.2%
Employment
Industry of employment
Education & healthcare
25.6%
Transportation & utilities
8.3%
Arts, food & hospitality
7.8%
Professional & management
5.8%
Agriculture & mining
4.4%
Finance & real estate
2.8%
Public administration
2.5%
Occupation
Category % Management, business & arts 27.5% Service 20.3% Sales & office 12.8% Natural resources & construction 17.8% Production & transportation 21.7%
Employment type
Type % Private sector 73.1% Government 16.9% Self-employed 10.0% Unpaid family workers 0.0%
Commute
Method % Drive alone 79.8% Carpool 15.4% Public transit 0.0% Walk 0.0% Work from home 4.8% Other means 0.0% Avg commute (minutes) 35.9
Poverty
Married-couple families
3.1%
Female-led households
15.4%
Income support
Source % of households Social Security 33.2% Retirement income 19.4% Supplemental Security 13.2% Cash public assistance 6.8% Food stamps / SNAP 22.6%
Health indicators
Condition % Obesity 41.2% High blood pressure 33.7% High cholesterol 34.5% Diabetes 11.6% Heart disease 7.3% Stroke 3.4% Asthma 11.7% Arthritis 30.8% Kidney disease 3.1% Pulmonary disease 9.3% Cancer 6.4%
Behavior / access % Smoking 25.8% Binge drinking 19.8% No physical activity 22.9% Less than 7 hrs sleep 35.4% Depression 23.5% Fair or poor health 17.2% Poor mental health 17.9% Poor physical health 12.6% No health insurance 10.8% Visited doctor (checkup) 73.1% Visited dentist 62.4% Cholesterol screening 89.7% Teeth loss 16.2%
Veterans & disability
Veterans Count % Civilian veterans 67 9.5%
Disability % Any disability 20.9% Under 18 2.4% 18–64 years 18.4% 65 and over 59.7%
Health insurance coverage
Type % Private insurance 65.6% Public insurance 43.1% No insurance 7.7% Uninsured under 19 1.9%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 900 98.8% Spanish 2 0.2% Other Indo-European 0 0.0% Asian & Pacific Islander 0 0.0% Other languages 2 0.2%
Place of birth & citizenship
Origin Count % Native born (US) 905 99.3% Born in same state 904 99.2% Born in different state 818 89.8% Foreign born 1 0.1% Naturalized citizen 6 0.7% Not a US citizen 2 33.3%
Ancestry
Ancestry Count % French 189 20.7% Italian 171 18.8% Arab 34 3.7%
Ancestry Count % German 29 3.2% English 13 1.4% Dutch 1 0.1%
Technology access
Metric % of households Computer access 34.0% Internet access 84.8%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 49705
What city is ZIP code 49705 in?
ZIP code 49705 is primarily assigned to Afton, Michigan.
What county is ZIP code 49705 in?
ZIP code 49705 falls within Cheboygan County, Michigan.
How educated is the population of ZIP code 49705?
9% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
Is ZIP code 49705 mostly owner-occupied?
83% of occupied units in ZIP code 49705 are owner-occupied, well above the national average.
Does ZIP code 49705 have a large veteran population?
10% of civilians in ZIP code 49705 are veterans, above the national average of ~7%.
What is the typical home value in ZIP code 49705?
The median home value in ZIP code 49705 is $162,100.
What timezone is ZIP code 49705 in?
ZIP code 49705 observes the EST timezone.
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