Cheboygan ZIP Code List — Cheboygan County, MI

There is one unique ZIP code in Cheboygan, Michigan and it is 49721. Area code: 231.

ZIP codes

266.75

sq mi land

38.36

sq mi water

231

area code

Cheboygan, MI ZIP code map

About Cheboygan, MI

Cheboygan, Michigan, is a charming city situated in the northern part of the state. Nestled within Cheboygan County, it serves as a gateway to the beautiful inland waterways and the Great Lakes. Known for its friendly community and picturesque landscapes, Cheboygan attracts both residents and visitors alike.

Location & geography

Cheboygan is located in the northeastern portion of Michigan's Lower Peninsula, offering striking views of Lake Huron. The city is approximately 22 miles from the nearby towns of Mackinaw City to the north and Indian River to the south. Covering a land area of 266.75 square miles and a water area of 38.36 square miles, Cheboygan features a diverse terrain that includes lakes, rivers, and lush woodlands.

Community & economy

The character of Cheboygan is marked by its small-town charm and tight-knit community, fostering a warm environment for families and visitors. The local economy is supported by industries such as tourism, manufacturing, and agriculture, allowing for a variety of job opportunities. Daily life in Cheboygan is enriched by outdoor activities, community events, and access to the stunning natural landscape characteristic of the region.

Transportation

Cheboygan is accessible via major highways, including U.S. Route 23 and M-27, which connect the city to surrounding areas. The nearest airport is Cheboygan Airport, offering flights for local travel and connecting to larger commercial airports in the region. Public transportation options may be limited, however, residents and visitors often rely on personal vehicles for most travel needs.

History

Founded in the early 19th century, Cheboygan grew rapidly as a vital shipping and lumbering center due to its strategic positioning on the Great Lakes. The city played a key role in Michigan's timber industry and later diversified into tourism, drawing visitors to its natural attractions. Notable events in the city's history include the establishment of the Cheboygan Opera House and the development of the region's fishing and shipping industries.

Did you know?

One surprising fact about Cheboygan is that it is home to the Cheboygan Crib Light, a historic lighthouse that has guided ships since the late 19th century. Additionally, the city shares its name with the nearby Cheboygan River, which was critical to the region's development and commerce.

ZIP codes for Cheboygan, MI (1)

ZIP code	City	County	Map
49721	Cheboygan	Cheboygan	View map

Demographics & statistics

14,034

Population

52.2

Median age

$58,163

Median household income

$32,149

Per capita income

$161,200

Median home value

$779

Median monthly rent

83.3%

Home ownership

10.1%

Poverty rate

6.7%

Unemployment

7,682

Housing units

21.4%

Bachelor's or higher

Age distribution

Male Female

264

Under 5

262

284

5–9

283

307

10–14

306

326

15–19

324

338

20–24

337

741

25–34

738

672

35–44

669

928

45–54

923

548

55–59

546

571

60–64

568

1,287

65–74

1,280

579

75–84

576

189

85+

188

← Male

Female →

Age summary

Group	Count	%
Under 18	2,130	15.2%
18 and over	11,904	84.8%
65 and over	4,099	29.2%
Median age	52.2 years

Race & ethnicity

White 91.4%

Two or more races 3.7%

American Indian / Alaska Native 2.2%

Hispanic or Latino 1.2%

Black or African American 0.8%

Asian 0.5%

Other race 0.3%

Group	Count	%
White	12,980	91.4%
Two or more races	529	3.7%
American Indian / Alaska Native	306	2.2%
Hispanic or Latino	165	1.2%
Black or African American	115	0.8%
Asian	64	0.5%
Other race	37	0.3%

Household income

Under $10k 3.2%

$10k–$15k 5.7%

$15k–$25k 8.2%

$25k–$35k 10.0%

$35k–$50k 14.7%

$50k–$75k 22.6%

$75k–$100k 14.6%

$100k–$150k 12.5%

$150k–$200k 4.2%

$200k+ 4.3%

Range	% of households
Under $10k	3.2%
$10k–$15k	5.7%
$15k–$25k	8.2%
$25k–$35k	10.0%
$35k–$50k	14.7%
$50k–$75k	22.6%
$75k–$100k	14.6%
$100k–$150k	12.5%
$150k–$200k	4.2%
$200k+	4.3%
Median income	$58,163

Housing

Home values

Under $50k 7.7%

$50k–$100k 17.9%

$100k–$150k 20.2%

$150k–$200k 17.3%

$200k–$300k 16.7%

$300k–$500k 13.1%

$500k–$1M 5.0%

$1M+ 2.1%

Housing overview

Metric	Value
Median home value	$161,200
Median rent / month	$779
Owner occupied	83.3%
Renter occupied	16.7%
Vacant	34.0%
Single-family detached	84.2%
Large apartment buildings	0.6%
Mobile homes	7.7%
Median rooms	5.6
Avg household size (owned)	2.43

Year built

Era	%
2020 or later	0.0%
2010–2019	2.9%
2000–2009	13.2%
1990–1999	19.0%
1980–1989	12.2%
1970–1979	14.0%
1960–1969	12.3%
1950–1959	9.2%
1940–1949	5.1%
1939 or earlier	12.1%

Bedrooms

Size	% of units
No bedroom (studio)	1.3%
1 bedroom	7.4%
2 bedrooms	24.3%
3 bedrooms	46.9%
4 bedrooms	14.0%
5+ bedrooms	6.1%

Vehicles per household

Vehicles	% of households
No vehicle	6.0%
1 vehicle	34.5%
2 vehicles	39.6%
3 or more	19.8%

Heating fuel

Fuel type	%
Utility gas	68.8%
Electricity	6.8%
Propane / LP gas	16.0%
Fuel oil	0.7%
Wood	6.5%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	3,114	54.7%
Cohabiting couple	257	4.5%
Male householder, no spouse	1,055	18.5%
Female householder, no spouse	1,270	22.3%
Households with children under 18	1,147	20.1%
Households with seniors (65+)	2,646	46.5%
Average household size	2.42

Marital status

Status	Male	Female
Never married	27.9%	20.2%
Married	55.3%	53.6%
Separated	0.6%	1.5%
Widowed	3.9%	10.6%
Divorced	12.3%	14.2%

Education

Less than 9th grade 2.1%

Some HS, no diploma 8.4%

HS graduate 34.6%

Some college, no degree 22.3%

Associate's degree 11.2%

Bachelor's degree 13.3%

Graduate / professional 8.2%

Metric	%
HS diploma or higher	89.5%
Bachelor's or higher	21.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	117	5.1%
Kindergarten	166	7.3%
Elementary school	909	40.0%
High school	542	23.8%
College / grad school	540	23.7%

Employment

Industry of employment

Education & healthcare 20.3%

Retail trade 18.4%

Arts, food & hospitality 10.6%

Construction 9.6%

Manufacturing 8.6%

Finance & real estate 6.8%

Professional & management 6.6%

Transportation & utilities 5.2%

Public administration 5.0%

Other services 4.6%

Wholesale trade 1.8%

Agriculture & mining 1.5%

Information 1.0%

Occupation

Category	%
Management, business & arts	26.0%
Service	17.8%
Sales & office	24.3%
Natural resources & construction	13.5%
Production & transportation	18.3%

Employment type

Type	%
Private sector	79.8%
Government	13.9%
Self-employed	6.2%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	75.3%
Carpool	11.7%
Public transit	1.0%
Walk	1.4%
Other means	1.9%
Avg commute (minutes)	21.4

Poverty

All people 10.1%

Under 18 years 17.2%

18 and over 8.8%

Married-couple families 5.1%

Female-led households 8.4%

Income support

Source	% of households
Social Security	50.0%
Retirement income	36.6%
Supplemental Security	6.3%
Cash public assistance	3.1%
Food stamps / SNAP	13.1%

Health indicators

Condition	%
High blood pressure	37.6%
High cholesterol	38.1%
Heart disease	8.8%
Stroke	4.0%
Asthma	11.3%
Arthritis	35.3%
Kidney disease	3.6%
Pulmonary disease	9.9%
Cancer	8.3%

Behavior / access	%
Binge drinking	17.4%
No physical activity	22.6%
Less than 7 hrs sleep	33.5%
Fair or poor health	17.4%
Poor mental health	16.0%
Poor physical health	12.8%
No health insurance	9.5%
Visited doctor (checkup)	76.3%
Visited dentist	66.0%
Cholesterol screening	92.0%
Teeth loss	14.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,147	9.7%

Disability	%
Any disability	18.3%
Under 18	6.7%
18–64 years	13.7%
65 and over	33.3%

Health insurance coverage

Type	%
Private insurance	64.1%
Public insurance	54.1%
Uninsured under 19	4.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	13,508	96.3%
Spanish	126	0.9%
Other Indo-European	81	0.6%
Asian & Pacific Islander	15	0.1%
Other languages	18	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	13,750	98.0%
Born in same state	13,685	97.5%
Born in different state	11,924	85.0%
Foreign born	65	0.5%
Naturalized citizen	284	2.0%
Not a US citizen	192	67.6%

Ancestry

Ancestry	Count	%
Italian	2,029	14.5%
French	1,501	10.7%
Arab	700	5%
German	574	4.1%
English	334	2.4%

Ancestry	Count	%
Polish	150	1.1%
Irish	113	0.8%
Dutch	64	0.5%
Norwegian	1	0%

Technology access

Metric	% of households
Computer access	40.6%
Internet access	89.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What is the ZIP code for Cheboygan, MI?

Cheboygan, MI has one ZIP code: 49721.

What is the main ZIP code for Cheboygan, MI?

The primary ZIP code for Cheboygan, MI is 49721. The city uses area code 231 for phone service.

What county is Cheboygan, MI in?

Cheboygan is located in Cheboygan County, Michigan.

How many ZIP codes are in Cheboygan, MI?

Cheboygan, MI has 1 ZIP code.

What is the ZIP code for downtown Cheboygan and the Cheboygan River waterfront area?

The downtown Cheboygan area, including the Cheboygan River waterfront and historic marina district, uses ZIP code 49721.

What ZIP code should I use when mailing packages to businesses near the Cheboygan State Park?

Cheboygan State Park and surrounding businesses in the area use ZIP code 49721.