12194 ZIP Code — West Fulton, NY

Schoharie County, New York

ZIP code 12194 is located in West Fulton, New York, within Schoharie County. It covers approximately 16.47 square miles and serves a population of 177 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518/838.

177

population

16.47

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12194 ZIP code map

Cities in ZIP code 12194

Below are the cities the US Postal Service accepts for ZIP code 12194. Using any city not on this list may result in mail delivery delays.

City	Status
West Fulton	Acceptable
West Fulton	Preferred

Nearby ZIP codes

12071 Fultonham (2.5 mi) 12131 North Blenheim (3.4 mi) 12175 Summit (5.7 mi) 12187 Warnerville (7.1 mi) 12076 Gilboa (7.8 mi) 12093 Jefferson (8 mi) 12122 Middleburgh (8.5 mi) 12149 Richmondville (9 mi) 12167 Stamford (10 mi) 12469 Preston Hollow (11.2 mi) 12434 Grand Gorge (11.3 mi) 12036 Charlotteville (11.4 mi)

Demographics updated 05/2026

Population
Total population	177
Population density	11 / sq mi
State FIPS	36
County FIPS	095

Geography
Land area	16.47 sq mi
Water area	0.00 sq mi
Latitude	42.5164
Longitude	-74.4614
Timezone	Eastern (ET)
Area code	518/838

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	56.1%	44.9%	37.0%
$50k – $100k	33.3%	31.1%	27.0%
$100k – $200k	10.5%	19.4%	24.4%
Over $200k	0.0%	4.6%	11.5%

Demographics & statistics

177

Population

People per sq mi

38.6

Median age

$58,214

Median household income

$23,795

Per capita income

$220,000

Median home value

Median monthly rent

86.2%

Home ownership

14.1%

Poverty rate

3.1%

Unemployment

136

Housing units

22.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	44	24.9%
18 and over	133	75.1%
65 and over	35	19.8%
Median age	38.6 years

Race & ethnicity

White 100%

Group	Count	%
White	177	100%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	56.1%	44.9%	37.0%
$50k – $100k	33.3%	31.1%	27.0%
$100k – $200k	10.5%	19.4%	24.4%
Over $200k	0.0%	4.6%	11.5%

$15k–$25k 13.8%

$25k–$35k 5.2%

$35k–$50k 25.9%

$50k–$75k 13.8%

$75k–$100k 25.9%

$100k–$150k 5.2%

$150k–$200k 10.3%

Range	% of households
$15k–$25k	13.8%
$25k–$35k	5.2%
$35k–$50k	25.9%
$50k–$75k	13.8%
$75k–$100k	25.9%
$100k–$150k	5.2%
$150k–$200k	10.3%
Median income	$58,214

Housing

Home values

$50k–$100k 8.0%

$100k–$150k 24.0%

$150k–$200k 6.0%

$200k–$300k 46.0%

$300k–$500k 12.0%

$500k–$1M 4.0%

Housing overview

Metric	Value
Median home value	$220,000
Median rent / month	$0
Owner occupied	86.2%
Renter occupied	13.8%
Vacant	59.7%
Single-family detached	91.7%
Large apartment buildings	0.0%
Mobile homes	8.3%
Median rooms	5.0
Avg household size (owned)	3.02

Year built

Era	%
2020 or later	0.0%
2010–2019	2.1%
2000–2009	16.0%
1990–1999	8.3%
1980–1989	30.6%
1970–1979	18.1%
1960–1969	0.7%
1950–1959	0.0%
1940–1949	0.0%
1939 or earlier	24.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	16.0%
2 bedrooms	19.4%
3 bedrooms	55.6%
4 bedrooms	6.3%
5+ bedrooms	2.8%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	3.4%
2 vehicles	19.0%
3 or more	77.6%

Heating fuel

Fuel type	%
Propane / LP gas	3.4%
Fuel oil	27.6%
Wood	67.2%

Households & families

Household type	Count	%
Married-couple family	48	82.8%
Cohabiting couple	3	5.2%
Male householder, no spouse	2	3.4%
Female householder, no spouse	5	8.6%
Households with children under 18	23	39.7%
Households with seniors (65+)	21	36.2%
Average household size	3.05

Marital status

Status	Male	Female
Never married	26.8%	22.1%
Married	70.4%	70.6%
Separated	0.0%	0.0%
Widowed	0.0%	0.0%
Divorced	2.8%	7.4%

Education

Less than 9th grade 0.0%

Some HS, no diploma 10.8%

HS graduate 35.0%

Some college, no degree 7.5%

Associate's degree 24.2%

Bachelor's degree 18.3%

Graduate / professional 4.2%

Metric	%
HS diploma or higher	89.2%
Bachelor's or higher	22.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	36	65.5%
High school	10	18.2%
College / grad school	9	16.4%

Employment

Industry of employment

Professional & management 19.0%

Agriculture & mining 15.9%

Other services 15.9%

Transportation & utilities 9.5%

Education & healthcare 9.5%

Construction 7.9%

Manufacturing 7.9%

Public administration 7.9%

Retail trade 3.2%

Information 3.2%

Occupation

Category	%
Management, business & arts	27.0%
Service	3.2%
Sales & office	27.0%
Natural resources & construction	31.7%
Production & transportation	11.1%

Employment type

Type	%
Private sector	57.1%
Government	15.9%
Self-employed	27.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	77.8%
Carpool	0.0%
Public transit	0.0%
Walk	19.0%
Work from home	3.2%
Other means	0.0%
Avg commute (minutes)	27.2

Poverty

All people 14.1%

Under 18 years 11.4%

18 and over 15.0%

Married-couple families 16.7%

Female-led households 42.9%

Income support

Source	% of households
Social Security	37.9%
Retirement income	41.4%
Supplemental Security	0.0%
Cash public assistance	0.0%
Food stamps / SNAP	5.2%

Health indicators

Condition	%
Obesity	34.9%
High blood pressure	32.3%
High cholesterol	32.9%
Diabetes	9.6%
Heart disease	7.1%
Stroke	3.2%
Asthma	10.4%
Arthritis	25.9%
Kidney disease	3.0%
Pulmonary disease	7.8%
Cancer	7.0%

Behavior / access	%
Smoking	18.8%
Binge drinking	17.3%
No physical activity	25.5%
Less than 7 hrs sleep	33.5%
Depression	22.0%
Fair or poor health	13.1%
Poor mental health	15.0%
Poor physical health	10.5%
No health insurance	10.9%
Visited doctor (checkup)	78.0%
Visited dentist	63.3%
Cholesterol screening	90.3%
Teeth loss	14.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	4	3.0%

Disability	%
Any disability	8.5%
Under 18	9.1%
18–64 years	10.2%
65 and over	2.9%

Health insurance coverage

Type	%
Private insurance	80.2%
Public insurance	47.5%
No insurance	0.0%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	175	98.9%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	169	95.5%
Born in same state	161	91.0%
Born in different state	138	78.0%
Foreign born	8	4.5%
Naturalized citizen	8	4.5%
Not a US citizen	8	100.0%

Ancestry

Ancestry	Count	%
Italian	43	24.3%
Arab	27	15.3%
French	21	11.9%

Ancestry	Count	%
Polish	8	4.5%
Dutch	4	2.3%

Technology access

Metric	% of households
Computer access	32.8%
Internet access	100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12194

What city is ZIP code 12194 in?

ZIP code 12194 is primarily assigned to West Fulton, New York.

What county is ZIP code 12194 in?

ZIP code 12194 falls within Schoharie County, New York.

Is ZIP code 12194 mostly owner-occupied?

86% of occupied units in ZIP code 12194 are owner-occupied, well above the national average.

Does ZIP code 12194 have a large retiree population?

38% of households in ZIP code 12194 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 12194?

ZIP code 12194 has an estimated population of 177 residents, with a density of 11 people per square mile.

What is the median household income in ZIP code 12194?

The median household income in ZIP code 12194 is $58,214, below the national median of ~$75,000.

What timezone is ZIP code 12194 in?

ZIP code 12194 observes the EST timezone.