12122 ZIP Code — Middleburgh, NY

Schoharie County, New York

ZIP code 12122 is located in Middleburgh, New York, within Schoharie County. It covers approximately 102.08 square miles and serves a population of 3,585 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518/838.

About ZIP code 12122

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $159,600. Owner-occupancy sits near the national average at 75%.

Median household income is $52,500. 43% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 31 minutes is near the national average.

College attainment at 19% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 12122 reflects a community defined by a trades-oriented workforce and a significant Social Security-dependent population.

3,585

population

102.08

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12122 ZIP code map

Cities in ZIP code 12122

Below are the cities the US Postal Service accepts for ZIP code 12122. Using any city not on this list may result in mail delivery delays.

City	Status
Middleburgh	Acceptable
Middleburgh	Preferred

Nearby ZIP codes

12071 Fultonham (6.4 mi) 12469 Preston Hollow (7.3 mi) 12023 Berne (7.3 mi) 12157 Schoharie (7.5 mi) 12187 Warnerville (7.8 mi) 12147 Rensselaerville (8.3 mi) 12194 West Fulton (8.5 mi) 12131 North Blenheim (10 mi) 12120 Medusa (10.5 mi) 12076 Gilboa (10.6 mi) 12092 Howes Cave (10.9 mi) 12460 Oak Hill (12 mi)

Demographics updated 05/2026

Population
Total population	3,585
Population density	35 / sq mi
State FIPS	36
County FIPS	095

Geography
Land area	102.08 sq mi
Water area	0.31 sq mi
Latitude	42.5558
Longitude	-74.3039
Timezone	Eastern (ET)
Area code	518/838

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	55.0%	44.9%	37.0%
$50k – $100k	25.8%	31.1%	27.0%
$100k – $200k	17.9%	19.4%	24.4%
Over $200k	1.3%	4.6%	11.5%

Demographics & statistics

3,585

Population

People per sq mi

51.7

Median age

$52,500

Median household income

$38,759

Per capita income

$159,600

Median home value

$881

Median monthly rent

74.5%

Home ownership

12.0%

Poverty rate

1.4%

Unemployment

1,993

Housing units

18.7%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

204

25–34

205

168

35–44

168

242

45–54

243

152

55–59

152

140

60–64

141

284

65–74

284

178

75–84

179

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	461	12.9%
18 and over	3,124	87.1%
65 and over	1,023	28.5%
Median age	51.7 years

Race & ethnicity

White 89.9%

Two or more races 4.9%

Hispanic or Latino 3.1%

Black or African American 1.4%

Asian 0.4%

Native Hawaiian / Pacific Islander 0.3%

Group	Count	%
White	3,325	89.9%
Two or more races	182	4.9%
Hispanic or Latino	115	3.1%
Black or African American	52	1.4%
Asian	16	0.4%
Native Hawaiian / Pacific Islander	10	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	55.0%	44.9%	37.0%
$50k – $100k	25.8%	31.1%	27.0%
$100k – $200k	17.9%	19.4%	24.4%
Over $200k	1.3%	4.6%	11.5%

Under $10k 3.0%

$10k–$15k 8.4%

$15k–$25k 6.8%

$25k–$35k 13.9%

$35k–$50k 11.4%

$50k–$75k 19.2%

$75k–$100k 13.7%

$100k–$150k 14.3%

$150k–$200k 6.0%

$200k+ 3.4%

Range	% of households
Under $10k	3.0%
$10k–$15k	8.4%
$15k–$25k	6.8%
$25k–$35k	13.9%
$35k–$50k	11.4%
$50k–$75k	19.2%
$75k–$100k	13.7%
$100k–$150k	14.3%
$150k–$200k	6.0%
$200k+	3.4%
Median income	$52,500

Housing

Home values

Under $50k 4.2%

$50k–$100k 16.6%

$100k–$150k 25.6%

$150k–$200k 17.2%

$200k–$300k 22.2%

$300k–$500k 12.7%

$500k–$1M 1.3%

$1M+ 0.2%

Housing overview

Metric	Value
Median home value	$159,600
Median rent / month	$881
Owner occupied	74.5%
Renter occupied	25.5%
Vacant	28.0%
Single-family detached	73.5%
Large apartment buildings	0.1%
Mobile homes	12.5%
Median rooms	5.5
Avg household size (owned)	2.15

Year built

Era	%
2020 or later	0.0%
2010–2019	5.2%
2000–2009	7.8%
1990–1999	7.0%
1980–1989	16.4%
1970–1979	8.4%
1960–1969	8.6%
1950–1959	4.5%
1940–1949	4.9%
1939 or earlier	37.2%

Bedrooms

Size	% of units
No bedroom (studio)	3.1%
1 bedroom	11.4%
2 bedrooms	32.3%
3 bedrooms	35.8%
4 bedrooms	11.5%
5+ bedrooms	5.9%

Vehicles per household

Vehicles	% of households
No vehicle	5.3%
1 vehicle	39.1%
2 vehicles	32.1%
3 or more	23.5%

Heating fuel

Fuel type	%
Utility gas	1.9%
Electricity	18.7%
Propane / LP gas	16.7%
Fuel oil	45.3%
Wood	12.0%
Solar	0.2%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	743	42.3%
Cohabiting couple	132	7.5%
Male householder, no spouse	433	24.6%
Female householder, no spouse	450	25.6%
Households with children under 18	312	17.7%
Households with seniors (65+)	718	40.8%
Average household size	2.02

Marital status

Status	Male	Female
Never married	30.4%	23.7%
Married	51.3%	47.1%
Separated	2.7%	3.6%
Widowed	3.1%	8.5%
Divorced	12.4%	17.1%

Education

Less than 9th grade 3.6%

Some HS, no diploma 7.4%

HS graduate 41.5%

Some college, no degree 17.9%

Associate's degree 10.8%

Bachelor's degree 10.5%

Graduate / professional 8.2%

Metric	%
HS diploma or higher	88.9%
Bachelor's or higher	18.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	12	2.4%
Kindergarten	4	0.8%
Elementary school	214	43.3%
High school	123	24.9%
College / grad school	141	28.5%

Employment

Industry of employment

Education & healthcare 24.7%

Retail trade 16.1%

Arts, food & hospitality 10.7%

Construction 10.2%

Public administration 8.9%

Manufacturing 5.9%

Professional & management 5.4%

Other services 5.0%

Transportation & utilities 4.8%

Finance & real estate 4.5%

Information 1.9%

Agriculture & mining 1.0%

Wholesale trade 1.0%

Occupation

Category	%
Management, business & arts	28.2%
Service	19.5%
Sales & office	19.5%
Natural resources & construction	12.7%
Production & transportation	20.1%

Employment type

Type	%
Private sector	69.4%
Government	25.6%
Self-employed	4.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	81.8%
Carpool	5.0%
Public transit	1.9%
Walk	3.8%
Work from home	7.1%
Other means	0.4%
Avg commute (minutes)	31.4

Poverty

All people 12.0%

Under 18 years 7.0%

18 and over 12.7%

Married-couple families 3.2%

Female-led households 4.8%

Income support

Source	% of households
Social Security	43.3%
Retirement income	34.5%
Supplemental Security	6.2%
Cash public assistance	2.4%
Food stamps / SNAP	10.5%

Health indicators

Condition	%
Obesity	34.2%
High blood pressure	33.4%
High cholesterol	34.9%
Diabetes	10.0%
Heart disease	7.3%
Stroke	3.3%
Asthma	10.2%
Arthritis	27.3%
Kidney disease	3.1%
Pulmonary disease	7.9%
Cancer	7.6%

Behavior / access	%
Smoking	17.8%
Binge drinking	16.7%
No physical activity	25.4%
Less than 7 hrs sleep	33.0%
Depression	21.2%
Fair or poor health	13.2%
Poor mental health	14.2%
Poor physical health	10.6%
No health insurance	10.4%
Visited doctor (checkup)	78.7%
Visited dentist	64.9%
Cholesterol screening	91.3%
Teeth loss	14.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	265	8.5%

Disability	%
Any disability	19.2%
Under 18	1.3%
18–64 years	13.6%
65 and over	38.8%

Health insurance coverage

Type	%
Private insurance	73.1%
Public insurance	45.9%
No insurance	4.5%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,448	96.2%
Spanish	12	0.3%
Other Indo-European	8	0.2%
Asian & Pacific Islander	4	0.1%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,480	97.1%
Born in same state	3,472	96.8%
Born in different state	3,117	86.9%
Foreign born	8	0.2%
Naturalized citizen	105	2.9%
Not a US citizen	72	68.6%

Ancestry

Ancestry	Count	%
Italian	725	20.2%
French	402	11.2%
Arab	151	4.2%
English	103	2.9%
Polish	72	2%

Ancestry	Count	%
German	42	1.2%
Irish	25	0.7%
Dutch	19	0.5%
Norwegian	9	0.3%

Technology access

Metric	% of households
Computer access	49.0%
Internet access	89.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12122

What city is ZIP code 12122 in?

ZIP code 12122 is primarily assigned to Middleburgh, New York.

What county is ZIP code 12122 in?

ZIP code 12122 falls within Schoharie County, New York.

Does ZIP code 12122 have an older population?

29% of residents in ZIP code 12122 are 65 or older, above the national average of ~17%.

Does ZIP code 12122 have a large retiree population?

43% of households in ZIP code 12122 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 12122?

The median home value in ZIP code 12122 is $159,600.

What is the population of ZIP code 12122?

ZIP code 12122 has an estimated population of 3,585 residents, with a density of 35 people per square mile.

What timezone is ZIP code 12122 in?

ZIP code 12122 observes the EST timezone.