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New York ZIP Codes
Albany County
Rensselaerville, NY
12147
12147 ZIP Code — Rensselaerville, NY
Albany County, New York
ZIP code 12147 is located in
Rensselaerville ,
New York ,
within Albany County .
It covers approximately 19.09 square miles and serves a population of
412 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 518 .
About ZIP code 12147
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $246,400. Owner-occupancy is high at 97%, well above the national average.
The gap between median ($67,250) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 6% is below the national average. 53% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 43 minutes suggests many residents work outside the immediate area.
Educational attainment is near the national average, with 42% of residents holding a bachelor's degree or higher.
Overall, ZIP code 12147 reflects a community defined by high homeownership and a significant Social Security-dependent population.
12147 ZIP code map
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Cities in ZIP code 12147
Below are the cities the US Postal Service accepts for ZIP code 12147. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
412
Population density
22 / sq mi
State FIPS
36
County FIPS
001
Geography
Land area
19.09 sq mi
Water area
0.28 sq mi
Latitude
42.5060
Longitude
-74.1556
Timezone
Eastern (ET)
Area code
518
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
29.9%
37.6%
37.0%
$50k – $100k
30.4%
30.0%
27.0%
$100k – $200k
24.1%
24.4%
24.4%
Over $200k
15.6%
8.0%
11.5%
Demographics & statistics
$67,250
Median household income
$246,400
Median home value
42.2%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 50 12.1%
18 and over 362 87.9%
65 and over 198 48.1%
Median age 64.2 years
Race & ethnicity
Group Count %
White 391 94%
Asian 17 4.1%
Hispanic or Latino 4 1%
Two or more races 4 1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
29.9%
37.6%
37.0%
$50k – $100k
30.4%
30.0%
27.0%
$100k – $200k
24.1%
24.4%
24.4%
Over $200k
15.6%
8.0%
11.5%
Range % of households
Under $10k 1.8%
$10k–$15k 1.8%
$25k–$35k 10.1%
$35k–$50k 21.1%
$50k–$75k 18.8%
$75k–$100k 11.0%
$100k–$150k 8.7%
$150k–$200k 9.2%
$200k+ 17.4%
Median income $67,250
Housing
Housing overview
Metric Value
Median home value $246,400
Median rent / month $0
Owner occupied 97.2%
Renter occupied 2.8%
Vacant 30.8%
Single-family detached 93.0%
Large apartment buildings 0.0%
Mobile homes 2.2%
Median rooms 6.2
Avg household size (owned) 1.89
Year built
Era %
2020 or later 0.0%
2010–2019 3.5%
2000–2009 9.5%
1990–1999 16.2%
1980–1989 9.2%
1970–1979 7.6%
1960–1969 14.0%
1950–1959 8.9%
1940–1949 4.4%
1939 or earlier 26.7%
Bedrooms
Size % of units
No bedroom (studio) 4.8%
1 bedroom 5.1%
2 bedrooms 11.1%
3 bedrooms 48.3%
4 bedrooms 25.1%
5+ bedrooms 5.7%
Vehicles per household
Vehicles % of households
No vehicle 0.0%
1 vehicle 32.1%
2 vehicles 45.4%
3 or more 22.5%
Heating fuel
Fuel type %
Utility gas 2.8%
Electricity 4.1%
Propane / LP gas 13.3%
Fuel oil 55.5%
Wood 24.3%
Households & families
Household type Count %
Married-couple family 128 58.7%
Cohabiting couple 11 5.0%
Male householder, no spouse 53 24.3%
Female householder, no spouse 26 11.9%
Households with children under 18 26 11.9%
Households with seniors (65+) 124 56.9%
Average household size 1.89
Marital status
Status Male Female
Never married 13.4% 9.1%
Married 70.1% 65.1%
Separated 0.0% 0.0%
Widowed 6.4% 7.0%
Divorced 10.2% 18.8%
Education
Some college, no degree
5.9%
Graduate / professional
25.2%
Metric %
HS diploma or higher 92.6%
Bachelor's or higher 42.2%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 0 0.0%
Kindergarten 7 11.9%
Elementary school 26 44.1%
High school 17 28.8%
College / grad school 9 15.3%
Employment
Industry of employment
Education & healthcare
25.9%
Public administration
13.7%
Professional & management
9.3%
Arts, food & hospitality
8.8%
Agriculture & mining
3.4%
Transportation & utilities
1.5%
Finance & real estate
1.0%
Occupation
Category %
Management, business & arts 52.7%
Service 6.8%
Sales & office 11.7%
Natural resources & construction 22.4%
Production & transportation 6.3%
Employment type
Type %
Private sector 52.2%
Government 30.2%
Self-employed 15.6%
Unpaid family workers 2.0%
Commute
Method %
Drive alone 88.1%
Carpool 3.1%
Public transit 0.0%
Walk 0.0%
Work from home 8.8%
Other means 0.0%
Avg commute (minutes) 43.0
Poverty
Married-couple families
2.3%
Female-led households
0.0%
Income support
Source % of households
Social Security 53.2%
Retirement income 39.9%
Supplemental Security 4.1%
Cash public assistance 0.0%
Food stamps / SNAP 1.4%
Health indicators
Condition %
Obesity 26.3%
High blood pressure 31.3%
High cholesterol 38.1%
Diabetes 9.5%
Heart disease 6.9%
Stroke 3.1%
Asthma 9.9%
Arthritis 27.1%
Kidney disease 3.0%
Pulmonary disease 7.2%
Cancer 8.1%
Behavior / access %
Smoking 16.1%
Binge drinking 17.8%
No physical activity 20.9%
Less than 7 hrs sleep 32.1%
Depression 20.0%
Fair or poor health 11.8%
Poor mental health 13.0%
Poor physical health 9.6%
No health insurance 9.4%
Visited doctor (checkup) 78.0%
Visited dentist 67.9%
Cholesterol screening 92.8%
Teeth loss 12.4%
Veterans & disability
Veterans Count %
Civilian veterans 30 8.3%
Disability %
Any disability 15.8%
Under 18 0.0%
18–64 years 21.3%
65 and over 15.2%
Health insurance coverage
Type %
Private insurance 86.9%
Public insurance 52.7%
No insurance 1.0%
Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 412 100.0%
Spanish 0 0.0%
Other Indo-European 0 0.0%
Asian & Pacific Islander 0 0.0%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 375 91.0%
Born in same state 374 90.8%
Born in different state 320 77.7%
Foreign born 1 0.2%
Naturalized citizen 37 9.0%
Not a US citizen 28 75.7%
Ancestry
Ancestry Count %
Italian 76 18.4%
French 65 15.8%
English 49 11.9%
Arab 10 2.4%
Ancestry Count %
Irish 8 1.9%
Polish 7 1.7%
German 5 1.2%
Technology access
Metric % of households
Computer access 52.9%
Internet access 78.4%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 12147
What city is ZIP code 12147 in?
ZIP code 12147 is primarily assigned to Rensselaerville, New York.
What county is ZIP code 12147 in?
ZIP code 12147 falls within Albany County, New York.
Does ZIP code 12147 have an older population?
48% of residents in ZIP code 12147 are 65 or older, above the national average of ~17%.
Is ZIP code 12147 mostly owner-occupied?
97% of occupied units in ZIP code 12147 are owner-occupied, well above the national average.
Does ZIP code 12147 have a large retiree population?
53% of households in ZIP code 12147 receive Social Security income, suggesting a significant retiree or disability population.
What is the population of ZIP code 12147?
ZIP code 12147 has an estimated population of 412 residents, with a density of 22 people per square mile.
What timezone is ZIP code 12147 in?
ZIP code 12147 observes the EST timezone.
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