12193 ZIP Code — Westerlo, NY

Albany County, New York

ZIP code 12193 is located in Westerlo, New York, within Albany County. It covers approximately 37.95 square miles and serves a population of 1,674 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518.

About ZIP code 12193

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $234,300. Owner-occupancy is high at 95%, well above the national average.

Median household income is $76,442. 59% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is sales and office, with public administration as the leading industry. The average commute of 25 minutes is near the national average.

Educational attainment is near the national average, with 25% of residents holding a bachelor's degree or higher.

Overall, ZIP code 12193 reflects a community defined by high homeownership and a significant Social Security-dependent population.

1,674

population

37.95

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12193 ZIP code map

Cities in ZIP code 12193

Below are the cities the US Postal Service accepts for ZIP code 12193. Using any city not on this list may result in mail delivery delays.

City	Status
Westerlo	Preferred

Nearby ZIP codes

12041 Clarksville (3.8 mi) 12007 Alcove (5.8 mi) 12147 Rensselaerville (5.9 mi) 12083 Greenville (6.1 mi) 12046 Coeymans Hollow (6.1 mi) 12120 Medusa (6.5 mi) 12067 Feura Bush (7 mi) 12059 East Berne (7 mi) 12186 Voorheesville (8.5 mi) 12460 Oak Hill (9 mi) 12023 Berne (9.3 mi) 12143 Ravena (10 mi)

Demographics updated 05/2026

Population
Total population	1,674
Population density	44 / sq mi
State FIPS	36
County FIPS	001

Geography
Land area	37.95 sq mi
Water area	0.36 sq mi
Latitude	42.5193
Longitude	-74.0405
Timezone	Eastern (ET)
Area code	518

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	32.4%	37.6%	37.0%
$50k – $100k	37.4%	30.0%	27.0%
$100k – $200k	27.0%	24.4%	24.4%
Over $200k	3.2%	8.0%	11.5%

Demographics & statistics

1,674

Population

People per sq mi

56.2

Median age

$76,442

Median household income

$44,474

Per capita income

$234,300

Median home value

Median monthly rent

94.8%

Home ownership

9.0%

Poverty rate

9.2%

Unemployment

978

Housing units

25.3%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

127

35–44

45–54

55–59

60–64

237

65–74

182

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	251	15.0%
18 and over	1,423	85.0%
65 and over	606	36.2%
Median age	56.2 years

Race & ethnicity

White 96.8%

Black or African American 1.9%

Asian 1.3%

Group	Count	%
White	1,621	96.8%
Black or African American	32	1.9%
Asian	21	1.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	32.4%	37.6%	37.0%
$50k – $100k	37.4%	30.0%	27.0%
$100k – $200k	27.0%	24.4%	24.4%
Over $200k	3.2%	8.0%	11.5%

Under $10k 3.0%

$10k–$15k 3.0%

$15k–$25k 4.5%

$25k–$35k 2.5%

$35k–$50k 12.9%

$50k–$75k 23.2%

$75k–$100k 7.9%

$100k–$150k 17.1%

$150k–$200k 26.0%

Range	% of households
Under $10k	3.0%
$10k–$15k	3.0%
$15k–$25k	4.5%
$25k–$35k	2.5%
$35k–$50k	12.9%
$50k–$75k	23.2%
$75k–$100k	7.9%
$100k–$150k	17.1%
$150k–$200k	26.0%
Median income	$76,442

Housing

Home values

Under $50k 4.8%

$50k–$100k 13.6%

$100k–$150k 11.3%

$150k–$200k 14.7%

$200k–$300k 21.7%

$300k–$500k 25.8%

$500k–$1M 8.0%

Housing overview

Metric	Value
Median home value	$234,300
Median rent / month	$0
Owner occupied	94.8%
Renter occupied	5.2%
Vacant	24.1%
Single-family detached	77.5%
Large apartment buildings	0.0%
Mobile homes	17.7%
Median rooms	6.6
Avg household size (owned)	2.19

Year built

Era	%
2020 or later	0.0%
2010–2019	3.0%
2000–2009	13.2%
1990–1999	14.4%
1980–1989	12.8%
1970–1979	13.9%
1960–1969	17.8%
1950–1959	0.7%
1940–1949	1.3%
1939 or earlier	23.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	1.5%
2 bedrooms	14.5%
3 bedrooms	74.5%
4 bedrooms	8.6%
5+ bedrooms	0.9%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	28.3%
2 vehicles	43.5%
3 or more	28.2%

Heating fuel

Fuel type	%
Utility gas	2.1%
Electricity	2.7%
Propane / LP gas	15.7%
Fuel oil	56.9%
Wood	21.1%

Households & families

Household type	Count	%
Married-couple family	488	63.1%
Cohabiting couple	23	3.0%
Male householder, no spouse	142	18.4%
Female householder, no spouse	120	15.5%
Households with children under 18	144	18.6%
Households with seniors (65+)	419	54.2%
Average household size	2.17

Marital status

Status	Male	Female
Never married	21.7%	15.1%
Married	67.6%	69.8%
Separated	1.3%	0.0%
Widowed	4.7%	9.7%
Divorced	4.7%	5.4%

Education

Less than 9th grade 1.0%

Some HS, no diploma 5.3%

HS graduate 41.6%

Some college, no degree 17.5%

Associate's degree 9.4%

Bachelor's degree 12.5%

Graduate / professional 12.8%

Metric	%
HS diploma or higher	93.8%
Bachelor's or higher	25.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	12	7.4%
Kindergarten	0	0.0%
Elementary school	131	80.9%
High school	19	11.7%
College / grad school	0	0.0%

Employment

Industry of employment

Public administration 19.1%

Manufacturing 17.7%

Education & healthcare 15.4%

Arts, food & hospitality 11.3%

Other services 9.4%

Construction 7.5%

Transportation & utilities 6.6%

Retail trade 6.3%

Professional & management 4.0%

Finance & real estate 2.8%

Occupation

Category	%
Management, business & arts	24.4%
Service	4.3%
Sales & office	28.8%
Natural resources & construction	14.5%
Production & transportation	28.0%

Employment type

Type	%
Private sector	50.2%
Government	40.4%
Self-employed	9.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	85.9%
Carpool	6.4%
Public transit	0.0%
Walk	2.3%
Work from home	4.4%
Other means	1.1%
Avg commute (minutes)	25.2

Poverty

All people 9.0%

Under 18 years 21.9%

18 and over 6.7%

Married-couple families 4.7%

Female-led households 24.4%

Income support

Source	% of households
Social Security	59.2%
Retirement income	45.3%
Supplemental Security	1.6%
Cash public assistance	0.0%
Food stamps / SNAP	2.2%

Health indicators

Condition	%
Obesity	27.6%
High blood pressure	29.6%
High cholesterol	34.4%
Diabetes	9.0%
Heart disease	6.3%
Stroke	2.8%
Asthma	10.2%
Arthritis	25.3%
Kidney disease	2.8%
Pulmonary disease	7.0%
Cancer	7.1%

Behavior / access	%
Smoking	17.9%
Binge drinking	18.9%
No physical activity	20.9%
Less than 7 hrs sleep	33.5%
Depression	20.9%
Fair or poor health	11.6%
Poor mental health	13.9%
Poor physical health	9.6%
No health insurance	9.9%
Visited doctor (checkup)	76.7%
Visited dentist	66.3%
Cholesterol screening	92.1%
Teeth loss	12.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	82	5.8%

Disability	%
Any disability	7.0%
Under 18	0.0%
18–64 years	2.4%
65 and over	16.2%

Health insurance coverage

Type	%
Private insurance	87.3%
Public insurance	43.4%
No insurance	2.5%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,600	95.6%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,628	97.3%
Born in same state	1,628	97.3%
Born in different state	1,490	89.0%
Foreign born	0	0.0%
Naturalized citizen	46	2.7%
Not a US citizen	32	69.6%

Ancestry

Ancestry	Count	%
English	282	16.8%
Italian	257	15.4%
French	143	8.5%

Ancestry	Count	%
Arab	88	5.3%
Polish	17	1%
German	12	0.7%

Technology access

Metric	% of households
Computer access	46.2%
Internet access	91.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12193

What city is ZIP code 12193 in?

ZIP code 12193 is primarily assigned to Westerlo, New York.

What county is ZIP code 12193 in?

ZIP code 12193 falls within Albany County, New York.

Does ZIP code 12193 have an older population?

36% of residents in ZIP code 12193 are 65 or older, above the national average of ~17%.

Does ZIP code 12193 have a large retiree population?

59% of households in ZIP code 12193 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 12193 mostly owner-occupied?

95% of occupied units in ZIP code 12193 are owner-occupied, well above the national average.

What is the population of ZIP code 12193?

ZIP code 12193 has an estimated population of 1,674 residents, with a density of 44 people per square mile.

What timezone is ZIP code 12193 in?

ZIP code 12193 observes the EST timezone.