12093 ZIP Code — Jefferson, NY

Schoharie County, New York

ZIP code 12093 is located in Jefferson, New York, within Schoharie County. It covers approximately 65.29 square miles and serves a population of 1,385 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518.

About ZIP code 12093

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $148,800. Owner-occupancy is high at 88%, well above the national average.

The gap between median ($62,852) and mean household income suggests income inequality — a small number of higher earners pull the average up. 47% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 39 minutes suggests many residents work outside the immediate area. Remote work is prevalent — 21% of workers work from home.

Educational attainment is near the national average, with 27% of residents holding a bachelor's degree or higher.

Notable community characteristics include disability rates above the national average at 26%.

Overall, ZIP code 12093 reflects a community defined by high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

1,385

population

65.29

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12093 ZIP code map

Cities in ZIP code 12093

Below are the cities the US Postal Service accepts for ZIP code 12093. Using any city not on this list may result in mail delivery delays.

City	Status
Jefferson	Acceptable
Jefferson	Preferred

Nearby ZIP codes

12175 Summit (4.3 mi) 12036 Charlotteville (4.5 mi) 13786 Harpersfield (5.2 mi) 12167 Stamford (5.9 mi) 12064 East Worcester (7.8 mi) 12194 West Fulton (8 mi) 12131 North Blenheim (8.4 mi) 12149 Richmondville (8.9 mi) 12197 Worcester (9 mi) 13788 Hobart (10 mi) 12071 Fultonham (10.1 mi) 13750 Davenport (11.7 mi)

Demographics updated 06/2026

Population
Total population	1,385
Population density	21 / sq mi
State FIPS	36
County FIPS	095

Geography
Land area	65.29 sq mi
Water area	0.18 sq mi
Latitude	42.4984
Longitude	-74.6170
Timezone	Eastern (ET)
Area code	518

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	48.2%	44.9%	37.0%
$50k – $100k	29.0%	31.1%	27.0%
$100k – $200k	11.7%	19.4%	24.4%
Over $200k	11.1%	4.6%	11.5%

Demographics & statistics

1,385

Population

People per sq mi

50.5

Median age

$62,852

Median household income

$40,644

Per capita income

$148,800

Median home value

$738

Median monthly rent

87.8%

Home ownership

12.1%

Poverty rate

9.4%

Unemployment

1,048

Housing units

27.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

168

45–54

142

55–59

60–64

109

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	194	14.0%
18 and over	1,191	86.0%
65 and over	304	21.9%
Median age	50.5 years

Race & ethnicity

White 86%

Two or more races 7%

Hispanic or Latino 5.4%

Asian 1.6%

Group	Count	%
White	1,259	86%
Two or more races	103	7%
Hispanic or Latino	79	5.4%
Asian	23	1.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	48.2%	44.9%	37.0%
$50k – $100k	29.0%	31.1%	27.0%
$100k – $200k	11.7%	19.4%	24.4%
Over $200k	11.1%	4.6%	11.5%

Under $10k 3.9%

$10k–$15k 2.9%

$15k–$25k 10.9%

$25k–$35k 8.6%

$35k–$50k 14.4%

$50k–$75k 19.7%

$75k–$100k 6.2%

$100k–$150k 15.5%

$150k–$200k 6.7%

$200k+ 11.1%

Range	% of households
Under $10k	3.9%
$10k–$15k	2.9%
$15k–$25k	10.9%
$25k–$35k	8.6%
$35k–$50k	14.4%
$50k–$75k	19.7%
$75k–$100k	6.2%
$100k–$150k	15.5%
$150k–$200k	6.7%
$200k+	11.1%
Median income	$62,852

Housing

Home values

Under $50k 13.4%

$50k–$100k 14.9%

$100k–$150k 22.3%

$150k–$200k 16.7%

$200k–$300k 16.7%

$300k–$500k 9.9%

$500k–$1M 2.4%

$1M+ 3.7%

Housing overview

Metric	Value
Median home value	$148,800
Median rent / month	$738
Owner occupied	87.8%
Renter occupied	12.2%
Vacant	45.4%
Single-family detached	75.6%
Large apartment buildings	0.0%
Mobile homes	20.7%
Median rooms	5.2
Avg household size (owned)	2.25

Year built

Era	%
2020 or later	0.0%
2010–2019	5.4%
2000–2009	13.7%
1990–1999	10.0%
1980–1989	19.3%
1970–1979	16.1%
1960–1969	8.6%
1950–1959	4.0%
1940–1949	1.5%
1939 or earlier	21.3%

Bedrooms

Size	% of units
No bedroom (studio)	4.8%
1 bedroom	3.4%
2 bedrooms	29.2%
3 bedrooms	42.7%
4 bedrooms	12.9%
5+ bedrooms	6.9%

Vehicles per household

Vehicles	% of households
No vehicle	2.4%
1 vehicle	34.1%
2 vehicles	39.2%
3 or more	24.3%

Heating fuel

Fuel type	%
Utility gas	5.4%
Electricity	14.0%
Propane / LP gas	17.8%
Fuel oil	43.1%
Wood	19.1%

Households & families

Household type	Count	%
Married-couple family	319	52.0%
Cohabiting couple	20	3.3%
Male householder, no spouse	138	22.5%
Female householder, no spouse	136	22.2%
Households with children under 18	129	21.0%
Households with seniors (65+)	220	35.9%
Average household size	2.26

Marital status

Status	Male	Female
Never married	31.9%	23.0%
Married	48.8%	54.0%
Separated	2.7%	2.2%
Widowed	3.9%	14.9%
Divorced	12.7%	5.8%

Education

Less than 9th grade 2.3%

Some HS, no diploma 5.5%

HS graduate 32.7%

Some college, no degree 19.7%

Associate's degree 12.8%

Bachelor's degree 14.0%

Graduate / professional 13.0%

Metric	%
HS diploma or higher	92.3%
Bachelor's or higher	27.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	16	7.8%
Kindergarten	5	2.4%
Elementary school	84	41.0%
High school	55	26.8%
College / grad school	45	22.0%

Employment

Industry of employment

Education & healthcare 27.3%

Manufacturing 17.6%

Arts, food & hospitality 9.0%

Finance & real estate 6.9%

Construction 6.6%

Professional & management 6.2%

Retail trade 5.9%

Public administration 5.9%

Other services 5.0%

Agriculture & mining 4.0%

Wholesale trade 2.6%

Transportation & utilities 2.6%

Information 0.5%

Occupation

Category	%
Management, business & arts	37.5%
Service	21.8%
Sales & office	12.4%
Natural resources & construction	8.1%
Production & transportation	20.2%

Employment type

Type	%
Private sector	59.4%
Government	29.0%
Self-employed	10.5%
Unpaid family workers	1.0%

Commute

Method	%
Drive alone	59.7%
Carpool	17.6%
Public transit	0.0%
Walk	1.4%
Work from home	20.7%
Other means	0.5%
Avg commute (minutes)	39.0

Poverty

All people 12.1%

Under 18 years 24.7%

18 and over 10.0%

Married-couple families 1.9%

Female-led households 47.2%

Income support

Source	% of households
Social Security	47.3%
Retirement income	33.6%
Supplemental Security	13.5%
Cash public assistance	5.9%
Food stamps / SNAP	11.1%

Health indicators

Condition	%
Obesity	35.2%
High blood pressure	35.0%
High cholesterol	36.4%
Diabetes	10.8%
Heart disease	7.8%
Stroke	3.5%
Asthma	10.4%
Arthritis	28.4%
Kidney disease	3.3%
Pulmonary disease	8.5%
Cancer	7.7%

Behavior / access	%
Smoking	19.1%
Binge drinking	16.2%
No physical activity	26.2%
Less than 7 hrs sleep	33.5%
Depression	21.1%
Fair or poor health	14.3%
Poor mental health	14.2%
Poor physical health	11.3%
No health insurance	10.8%
Visited doctor (checkup)	79.2%
Visited dentist	63.6%
Cholesterol screening	91.9%
Teeth loss	15.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	74	6.2%

Disability	%
Any disability	25.6%
Under 18	9.8%
18–64 years	27.1%
65 and over	31.3%

Health insurance coverage

Type	%
Private insurance	57.0%
Public insurance	53.5%
No insurance	6.9%
Uninsured under 19	2.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,332	96.2%
Spanish	19	1.4%
Other Indo-European	4	0.3%
Asian & Pacific Islander	15	1.1%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,339	96.7%
Born in same state	1,336	96.5%
Born in different state	1,077	77.8%
Foreign born	3	0.2%
Naturalized citizen	46	3.3%
Not a US citizen	46	100.0%

Ancestry

Ancestry	Count	%
Italian	217	15.7%
French	103	7.4%
English	50	3.6%
Arab	30	2.2%
Irish	26	1.9%

Ancestry	Count	%
Polish	26	1.9%
German	19	1.4%
Norwegian	3	0.2%
Dutch	3	0.2%

Technology access

Metric	% of households
Computer access	44.3%
Internet access	87.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12093

What city is ZIP code 12093 in?

ZIP code 12093 is primarily assigned to Jefferson, New York.

What county is ZIP code 12093 in?

ZIP code 12093 falls within Schoharie County, New York.

Is ZIP code 12093 mostly owner-occupied?

88% of occupied units in ZIP code 12093 are owner-occupied, well above the national average.

Does ZIP code 12093 have a large retiree population?

47% of households in ZIP code 12093 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 12093?

The median home value in ZIP code 12093 is $148,800.

What is the population of ZIP code 12093?

ZIP code 12093 has an estimated population of 1,385 residents, with a density of 21 people per square mile.

What timezone is ZIP code 12093 in?

ZIP code 12093 observes the EST timezone.