12036 ZIP Code — Charlotteville, NY

Schoharie County, New York

ZIP code 12036 is located in Charlotteville, New York, within Schoharie County. It covers approximately 7.04 square miles and serves a population of 220 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518.

About ZIP code 12036

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $120,800. Owner-occupancy is high at 91%, well above the national average.

Median household income is $39,500. SNAP benefit usage at 31% of households reflects economic stress in the area. 41% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is sales and office, with education and healthcare as the leading industry. An above-average commute of 74 minutes suggests many residents work outside the immediate area.

Educational attainment is near the national average, with 28% of residents holding a bachelor's degree or higher.

Overall, ZIP code 12036 reflects a community defined by high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

220

population

7.04

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12036 ZIP code map

Cities in ZIP code 12036

Below are the cities the US Postal Service accepts for ZIP code 12036. Using any city not on this list may result in mail delivery delays.

City	Status
Charlotteville	Acceptable
Charlotteville	Preferred

Nearby ZIP codes

12093 Jefferson (4.5 mi) 12197 Worcester (4.7 mi) 12064 East Worcester (4.7 mi) 12175 Summit (6 mi) 13786 Harpersfield (6.2 mi) 12149 Richmondville (8.3 mi) 12155 Schenevus (8.4 mi) 13750 Davenport (9.4 mi) 12167 Stamford (9.7 mi) 13488 Westford (10.9 mi) 12194 West Fulton (11.4 mi) 12116 Maryland (11.9 mi)

Demographics updated 05/2026

Population
Total population	220
Population density	31 / sq mi
State FIPS	36
County FIPS	095

Geography
Land area	7.04 sq mi
Water area	0.01 sq mi
Latitude	42.5404
Longitude	-74.6835
Timezone	Eastern (ET)
Area code	518

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	42.4%	44.9%	37.0%
$50k – $100k	34.1%	31.1%	27.0%
$100k – $200k	21.2%	19.4%	24.4%
Over $200k	2.4%	4.6%	11.5%

Demographics & statistics

220

Population

People per sq mi

31.5

Median age

$39,500

Median household income

$22,609

Per capita income

$120,800

Median home value

Median monthly rent

91.0%

Home ownership

14.5%

Poverty rate

19.5%

Unemployment

197

Housing units

27.7%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	52	23.6%
18 and over	168	76.4%
65 and over	34	15.5%
Median age	31.5 years

Race & ethnicity

White 92.5%

Hispanic or Latino 3.1%

Other race 3.1%

Asian 1.3%

Group	Count	%
White	210	92.5%
Hispanic or Latino	7	3.1%
Other race	7	3.1%
Asian	3	1.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	42.4%	44.9%	37.0%
$50k – $100k	34.1%	31.1%	27.0%
$100k – $200k	21.2%	19.4%	24.4%
Over $200k	2.4%	4.6%	11.5%

Under $10k 9.0%

$10k–$15k 20.5%

$15k–$25k 5.1%

$35k–$50k 35.9%

$50k–$75k 5.1%

$75k–$100k 14.1%

$150k–$200k 6.4%

$200k+ 3.8%

Range	% of households
Under $10k	9.0%
$10k–$15k	20.5%
$15k–$25k	5.1%
$35k–$50k	35.9%
$50k–$75k	5.1%
$75k–$100k	14.1%
$150k–$200k	6.4%
$200k+	3.8%
Median income	$39,500

Housing

Home values

Under $50k 15.5%

$50k–$100k 2.8%

$100k–$150k 42.3%

$150k–$200k 29.6%

$200k–$300k 9.9%

Housing overview

Metric	Value
Median home value	$120,800
Median rent / month	$0
Owner occupied	91.0%
Renter occupied	9.0%
Vacant	61.8%
Single-family detached	82.4%
Large apartment buildings	0.0%
Mobile homes	15.7%
Median rooms	6.1
Avg household size (owned)	2.82

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	2.5%
1990–1999	2.9%
1980–1989	11.8%
1970–1979	4.4%
1960–1969	16.7%
1950–1959	8.8%
1940–1949	0.0%
1939 or earlier	52.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	32.4%
3 bedrooms	38.2%
4 bedrooms	14.7%
5+ bedrooms	14.7%

Vehicles per household

Vehicles	% of households
No vehicle	30.8%
1 vehicle	34.6%
2 vehicles	16.7%
3 or more	17.9%

Heating fuel

Fuel type	%
Propane / LP gas	7.7%
Fuel oil	55.1%
Wood	37.2%

Households & families

Household type	Count	%
Married-couple family	29	37.2%
Cohabiting couple	0	0.0%
Male householder, no spouse	17	21.8%
Female householder, no spouse	32	41.0%
Households with children under 18	25	32.1%
Households with seniors (65+)	30	38.5%
Average household size	2.82

Marital status

Status	Male	Female
Never married	21.9%	28.4%
Married	60.3%	50.5%
Separated	0.0%	0.0%
Widowed	0.0%	4.2%
Divorced	17.8%	16.8%

Education

Less than 9th grade 2.9%

Some HS, no diploma 4.4%

HS graduate 54.0%

Some college, no degree 8.8%

Associate's degree 2.2%

Bachelor's degree 21.2%

Graduate / professional 6.6%

Metric	%
HS diploma or higher	92.7%
Bachelor's or higher	27.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	7	24.1%
Elementary school	13	44.8%
High school	0	0.0%
College / grad school	9	31.0%

Employment

Industry of employment

Education & healthcare 25.8%

Retail trade 17.7%

Transportation & utilities 17.7%

Construction 12.9%

Arts, food & hospitality 9.7%

Manufacturing 6.5%

Wholesale trade 4.8%

Other services 4.8%

Occupation

Category	%
Management, business & arts	19.4%
Service	19.4%
Sales & office	24.2%
Natural resources & construction	19.4%
Production & transportation	17.7%

Employment type

Type	%
Private sector	88.7%
Government	11.3%
Self-employed	0.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	83.9%
Carpool	11.3%
Public transit	0.0%
Walk	0.0%
Work from home	4.8%
Other means	0.0%
Avg commute (minutes)	74.0

Poverty

All people 14.5%

Under 18 years 0.0%

18 and over 19.0%

Married-couple families 13.8%

Female-led households 0.0%

Income support

Source	% of households
Social Security	41.0%
Retirement income	12.8%
Supplemental Security	0.0%
Cash public assistance	5.1%
Food stamps / SNAP	30.8%

Health indicators

Condition	%
Obesity	35.6%
High blood pressure	34.9%
High cholesterol	37.3%
Diabetes	11.0%
Heart disease	7.8%
Stroke	3.5%
Asthma	10.4%
Arthritis	28.4%
Kidney disease	3.4%
Pulmonary disease	8.6%
Cancer	7.9%

Behavior / access	%
Smoking	18.5%
Binge drinking	15.6%
No physical activity	25.9%
Less than 7 hrs sleep	33.2%
Depression	21.4%
Fair or poor health	14.1%
Poor mental health	14.0%
Poor physical health	11.3%
No health insurance	11.2%
Visited doctor (checkup)	79.8%
Visited dentist	63.2%
Cholesterol screening	92.0%
Teeth loss	14.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	6	3.6%

Disability	%
Any disability	11.8%
Under 18	5.8%
18–64 years	1.5%
65 and over	61.8%

Health insurance coverage

Type	%
Private insurance	71.8%
Public insurance	55.0%
No insurance	0.0%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	188	85.5%
Spanish	7	3.7%
Other Indo-European	7	3.7%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	213	96.8%
Born in same state	206	93.6%
Born in different state	152	69.1%
Foreign born	7	3.2%
Naturalized citizen	7	3.2%
Not a US citizen	7	100.0%

Ancestry

Ancestry	Count	%
French	41	18.6%
Italian	18	8.2%
English	13	5.9%

Ancestry	Count	%
Arab	13	5.9%
German	6	2.7%

Technology access

Metric	% of households
Computer access	35.5%
Internet access	96.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12036

What city is ZIP code 12036 in?

ZIP code 12036 is primarily assigned to Charlotteville, New York.

What county is ZIP code 12036 in?

ZIP code 12036 falls within Schoharie County, New York.

Is ZIP code 12036 mostly owner-occupied?

91% of occupied units in ZIP code 12036 are owner-occupied, well above the national average.

Does ZIP code 12036 have a large retiree population?

41% of households in ZIP code 12036 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 12036?

The median home value in ZIP code 12036 is $120,800.

What is the median household income in ZIP code 12036?

The median household income in ZIP code 12036 is $39,500, below the national median of ~$75,000.

What timezone is ZIP code 12036 in?

ZIP code 12036 observes the EST timezone.