12116 ZIP Code — Maryland, NY

Otsego County, New York

ZIP code 12116 is located in Maryland, New York, within Otsego County. It covers approximately 40.08 square miles and serves a population of 1,351 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 607.

About ZIP code 12116

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $124,200. Owner-occupancy is high at 85%, well above the national average.

The gap between median ($77,292) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 7% is below the national average. 49% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 26 minutes is near the national average.

Educational attainment is near the national average, with 28% of residents holding a bachelor's degree or higher.

Overall, ZIP code 12116 reflects a community defined by high homeownership and a significant Social Security-dependent population.

1,351
population
40.08
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
12116 ZIP code map
Cities in ZIP code 12116

Below are the cities the US Postal Service accepts for ZIP code 12116. Using any city not on this list may result in mail delivery delays.

City Status
Maryland Acceptable
Maryland Preferred
Nearby ZIP codes
13834 Portlandville (4 mi) 13807 Milford (5.3 mi) 13750 Davenport (5.8 mi) 12155 Schenevus (6.1 mi) 13751 Davenport Center (6.1 mi) 13820 Oneonta (6.6 mi) 13757 East Meredith (9.6 mi) 12197 Worcester (10.5 mi) 13810 Mount Vision (11.2 mi) 13806 Meridale (11.3 mi) 12036 Charlotteville (11.9 mi) 13326 Cooperstown (12 mi)
Demographics updated 06/2026
Population
Total population 1,351
Population density 34 / sq mi
State FIPS 36
County FIPS 077
Geography
Land area 40.08 sq mi
Water area 0.84 sq mi
Latitude 42.5382
Longitude -74.9176
Timezone Eastern (ET)
Area code 607
Total population by age
Gender
Race & ethnicity
Economics updated 06/2026
Household income
Income range This ZIP County avg State avg
Under $50k 45.5% 44.3% 37.0%
$50k – $100k 36.9% 33.2% 27.0%
$100k – $200k 12.5% 19.2% 24.4%
Over $200k 5.0% 3.3% 11.5%

Demographics & statistics

1,351
Population
34
People per sq mi
47.6
Median age
$77,292
Median household income
$56,993
Per capita income
$124,200
Median home value
$974
Median monthly rent
84.5%
Home ownership
7.3%
Poverty rate
3.1%
Unemployment
848
Housing units
28.4%
Bachelor's or higher

Age distribution

Male Female
22
Under 5
32
31
5–9
46
44
10–14
64
11
15–19
16
20
20–24
29
66
25–34
96
55
35–44
79
66
45–54
96
45
55–59
66
60
60–64
88
86
65–74
125
38
75–84
55
6
85+
9
← Male
Female →

Age summary

GroupCount%
Under 1826019.2%
18 and over1,09180.8%
65 and over31923.6%
Median age47.6 years

Race & ethnicity

White 100%
GroupCount%
White1,351100%

Household income

Income range This ZIP County avg State avg
Under $50k 45.5% 44.3% 37.0%
$50k – $100k 36.9% 33.2% 27.0%
$100k – $200k 12.5% 19.2% 24.4%
Over $200k 5.0% 3.3% 11.5%
Under $10k 5.1%
$10k–$15k 6.8%
$15k–$25k 8.9%
$25k–$35k 7.5%
$35k–$50k 8.5%
$50k–$75k 11.3%
$75k–$100k 26.7%
$100k–$150k 14.8%
$150k–$200k 3.1%
$200k+ 7.3%
Range% of households
Under $10k5.1%
$10k–$15k6.8%
$15k–$25k8.9%
$25k–$35k7.5%
$35k–$50k8.5%
$50k–$75k11.3%
$75k–$100k26.7%
$100k–$150k14.8%
$150k–$200k3.1%
$200k+7.3%
Median income$77,292

Housing

Home values

Under $50k 13.4%
$50k–$100k 26.8%
$100k–$150k 19.8%
$150k–$200k 12.0%
$200k–$300k 20.2%
$300k–$500k 7.8%

Housing overview

MetricValue
Median home value$124,200
Median rent / month$974
Owner occupied84.5%
Renter occupied15.5%
Vacant38.7%
Single-family detached76.0%
Large apartment buildings0.0%
Mobile homes18.4%
Median rooms5.7
Avg household size (owned)2.52

Year built

Era%
2020 or later0.0%
2010–20195.8%
2000–20091.9%
1990–199910.4%
1980–198923.7%
1970–197911.2%
1960–19697.0%
1950–195918.4%
1940–194913.1%
1939 or earlier8.5%

Bedrooms

Size% of units
No bedroom (studio)2.2%
1 bedroom2.1%
2 bedrooms36.6%
3 bedrooms44.6%
4 bedrooms13.1%
5+ bedrooms1.3%

Vehicles per household

Vehicles% of households
No vehicle5.4%
1 vehicle36.8%
2 vehicles45.6%
3 or more12.2%

Heating fuel

Fuel type%
Electricity8.2%
Propane / LP gas35.9%
Fuel oil38.2%
Wood13.8%
Solar0.3%
No fuel used1.6%

Households & families

Household typeCount%
Married-couple family24342.3%
Cohabiting couple9917.2%
Male householder, no spouse6210.8%
Female householder, no spouse17029.6%
Households with children under 1814425.1%
Households with seniors (65+)24743.0%
Average household size2.35

Marital status

StatusMaleFemale
Never married19.8%31.7%
Married64.4%41.2%
Separated1.4%0.0%
Widowed0.7%14.4%
Divorced13.7%12.8%

Education

Less than 9th grade 0.1%
Some HS, no diploma 4.2%
HS graduate 46.1%
Some college, no degree 12.0%
Associate's degree 9.3%
Bachelor's degree 18.2%
Graduate / professional 10.1%
Metric%
HS diploma or higher95.8%
Bachelor's or higher28.4%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool104.0%
Kindergarten00.0%
Elementary school18574.3%
High school218.4%
College / grad school3313.3%

Employment

Industry of employment

Education & healthcare 29.4%
Arts, food & hospitality 18.2%
Retail trade 17.1%
Construction 10.1%
Manufacturing 6.8%
Professional & management 5.6%
Public administration 4.1%
Other services 3.0%
Finance & real estate 2.4%
Wholesale trade 1.9%
Agriculture & mining 1.5%

Occupation

Category%
Management, business & arts44.6%
Service17.7%
Sales & office22.6%
Natural resources & construction9.5%
Production & transportation5.6%

Employment type

Type%
Private sector74.0%
Government13.7%
Self-employed12.3%
Unpaid family workers0.0%

Commute

Method%
Drive alone79.0%
Carpool7.6%
Public transit0.0%
Walk0.0%
Work from home13.4%
Other means0.0%
Avg commute (minutes)25.5

Poverty

All people 7.3%
Under 18 years 3.1%
18 and over 8.3%
Married-couple families 1.6%
Female-led households 8.1%

Income support

Source% of households
Social Security49.1%
Retirement income43.9%
Supplemental Security5.1%
Cash public assistance0.2%
Food stamps / SNAP15.2%

Health indicators

Condition%
Obesity33.4%
High blood pressure32.1%
High cholesterol35.4%
Diabetes11.0%
Heart disease7.6%
Stroke3.5%
Asthma10.9%
Arthritis25.7%
Kidney disease3.3%
Pulmonary disease8.5%
Cancer7.7%
Behavior / access%
Smoking19.6%
Binge drinking15.0%
No physical activity22.6%
Less than 7 hrs sleep33.4%
Depression22.8%
Fair or poor health13.9%
Poor mental health14.2%
Poor physical health11.3%
No health insurance10.4%
Visited doctor (checkup)80.0%
Visited dentist61.2%
Cholesterol screening91.5%
Teeth loss15.5%

Veterans & disability

VeteransCount%
Civilian veterans827.5%
Disability%
Any disability19.2%
Under 1815.0%
18–64 years9.8%
65 and over45.1%

Health insurance coverage

Type%
Private insurance67.0%
Public insurance47.1%
No insurance6.8%
Uninsured under 190.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only1,29796.0%
Spanish00.0%
Other Indo-European00.0%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)1,32197.8%
Born in same state1,31197.0%
Born in different state1,12483.2%
Foreign born100.7%
Naturalized citizen302.2%
Not a US citizen1653.3%

Ancestry

AncestryCount%
Italian18713.8%
French1229%
Arab413%
English272%
AncestryCount%
Polish221.6%
German141%
Norwegian141%
Irish100.7%

Technology access

Metric% of households
Computer access42.5%
Internet access92.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12116

What city is ZIP code 12116 in?

ZIP code 12116 is primarily assigned to Maryland, New York.

What county is ZIP code 12116 in?

ZIP code 12116 falls within Otsego County, New York.

Does ZIP code 12116 have a large retiree population?

49% of households in ZIP code 12116 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 12116 mostly owner-occupied?

85% of occupied units in ZIP code 12116 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 12116?

The median home value in ZIP code 12116 is $124,200.

What is the population of ZIP code 12116?

ZIP code 12116 has an estimated population of 1,351 residents, with a density of 34 people per square mile.

What timezone is ZIP code 12116 in?

ZIP code 12116 observes the EST timezone.

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