12175 ZIP Code — Summit, NY

Schoharie County, New York

ZIP code 12175 is located in Summit, New York, within Schoharie County. It covers approximately 26.75 square miles and serves a population of 700 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518.

About ZIP code 12175

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $144,200. Owner-occupancy is high at 88%, well above the national average.

Median household income is $83,734. The poverty rate of 3% is below the national average. 53% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 40 minutes suggests many residents work outside the immediate area.

Educational attainment is near the national average, with 25% of residents holding a bachelor's degree or higher.

Overall, ZIP code 12175 reflects a community defined by high homeownership and a significant Social Security-dependent population.

700

population

26.75

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12175 ZIP code map

Cities in ZIP code 12175

Below are the cities the US Postal Service accepts for ZIP code 12175. Using any city not on this list may result in mail delivery delays.

City	Status
Summit	Preferred

Nearby ZIP codes

12093 Jefferson (4.3 mi) 12149 Richmondville (5.1 mi) 12194 West Fulton (5.7 mi) 12036 Charlotteville (6 mi) 12064 East Worcester (6.2 mi) 12071 Fultonham (7 mi) 12131 North Blenheim (7.8 mi) 12187 Warnerville (8.4 mi) 12197 Worcester (9.1 mi) 12167 Stamford (9.4 mi) 13786 Harpersfield (9.4 mi) 12043 Cobleskill (10.9 mi)

Demographics updated 06/2026

Population
Total population	700
Population density	26 / sq mi
State FIPS	36
County FIPS	095

Geography
Land area	26.75 sq mi
Water area	0.27 sq mi
Latitude	42.5472
Longitude	-74.5657
Timezone	Eastern (ET)
Area code	518

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	25.3%	44.9%	37.0%
$50k – $100k	54.9%	31.1%	27.0%
$100k – $200k	19.5%	19.4%	24.4%
Over $200k	0.4%	4.6%	11.5%

Demographics & statistics

700

Population

People per sq mi

44.7

Median age

$83,734

Median household income

$37,687

Per capita income

$144,200

Median home value

Median monthly rent

87.5%

Home ownership

3.4%

Poverty rate

3.2%

Unemployment

546

Housing units

25.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	166	23.7%
18 and over	534	76.3%
65 and over	222	31.7%
Median age	44.7 years

Race & ethnicity

White 73.4%

Hispanic or Latino 11.7%

Other race 8.8%

Two or more races 3.5%

Asian 1.4%

Black or African American 1.1%

Group	Count	%
White	582	73.4%
Hispanic or Latino	93	11.7%
Other race	70	8.8%
Two or more races	28	3.5%
Asian	11	1.4%
Black or African American	9	1.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	25.3%	44.9%	37.0%
$50k – $100k	54.9%	31.1%	27.0%
$100k – $200k	19.5%	19.4%	24.4%
Over $200k	0.4%	4.6%	11.5%

$10k–$15k 1.4%

$15k–$25k 5.4%

$25k–$35k 0.7%

$35k–$50k 6.8%

$50k–$75k 16.8%

$75k–$100k 35.8%

$100k–$150k 19.4%

$150k–$200k 12.2%

$200k+ 1.4%

Range	% of households
$10k–$15k	1.4%
$15k–$25k	5.4%
$25k–$35k	0.7%
$35k–$50k	6.8%
$50k–$75k	16.8%
$75k–$100k	35.8%
$100k–$150k	19.4%
$150k–$200k	12.2%
$200k+	1.4%
Median income	$83,734

Housing

Home values

Under $50k 1.2%

$50k–$100k 7.0%

$100k–$150k 53.3%

$150k–$200k 12.3%

$200k–$300k 10.2%

$300k–$500k 10.2%

$500k–$1M 3.7%

$1M+ 2.0%

Housing overview

Metric	Value
Median home value	$144,200
Median rent / month	$0
Owner occupied	87.5%
Renter occupied	12.5%
Vacant	52.0%
Single-family detached	89.3%
Large apartment buildings	0.0%
Mobile homes	7.7%
Median rooms	4.9
Avg household size (owned)	2.45

Year built

Era	%
2020 or later	0.5%
2010–2019	2.9%
2000–2009	5.0%
1990–1999	11.5%
1980–1989	28.7%
1970–1979	12.2%
1960–1969	7.9%
1950–1959	3.6%
1940–1949	7.9%
1939 or earlier	19.6%

Bedrooms

Size	% of units
No bedroom (studio)	2.1%
1 bedroom	10.7%
2 bedrooms	39.8%
3 bedrooms	33.4%
4 bedrooms	8.8%
5+ bedrooms	5.3%

Vehicles per household

Vehicles	% of households
No vehicle	0.7%
1 vehicle	28.7%
2 vehicles	53.8%
3 or more	16.8%

Heating fuel

Fuel type	%
Utility gas	4.7%
Electricity	7.5%
Propane / LP gas	9.3%
Fuel oil	31.2%
Wood	40.1%
No fuel used	1.4%

Households & families

Household type	Count	%
Married-couple family	149	53.4%
Cohabiting couple	37	13.3%
Male householder, no spouse	58	20.8%
Female householder, no spouse	35	12.5%
Households with children under 18	57	20.4%
Households with seniors (65+)	157	56.3%
Average household size	2.51

Marital status

Status	Male	Female
Never married	15.0%	19.9%
Married	59.7%	46.8%
Separated	0.7%	0.0%
Widowed	2.6%	6.4%
Divorced	22.0%	27.0%

Education

Less than 9th grade 1.0%

Some HS, no diploma 1.6%

HS graduate 46.6%

Some college, no degree 13.2%

Associate's degree 12.8%

Bachelor's degree 15.9%

Graduate / professional 9.0%

Metric	%
HS diploma or higher	97.4%
Bachelor's or higher	25.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	3	2.1%
Kindergarten	32	22.1%
Elementary school	95	65.5%
High school	15	10.3%
College / grad school	0	0.0%

Employment

Industry of employment

Education & healthcare 34.8%

Transportation & utilities 11.6%

Construction 11.2%

Manufacturing 9.8%

Retail trade 6.2%

Professional & management 5.8%

Other services 5.8%

Wholesale trade 4.7%

Public administration 4.7%

Finance & real estate 2.2%

Arts, food & hospitality 1.8%

Information 1.4%

Occupation

Category	%
Management, business & arts	34.1%
Service	18.5%
Sales & office	22.1%
Natural resources & construction	17.0%
Production & transportation	8.3%

Employment type

Type	%
Private sector	55.4%
Government	35.1%
Self-employed	9.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	85.4%
Carpool	7.1%
Public transit	0.7%
Walk	1.1%
Work from home	5.2%
Other means	0.4%
Avg commute (minutes)	40.3

Poverty

All people 3.4%

Under 18 years 0.0%

18 and over 4.5%

Married-couple families 0.0%

Female-led households 22.2%

Income support

Source	% of households
Social Security	52.7%
Retirement income	54.8%
Supplemental Security	1.1%
Cash public assistance	0.0%
Food stamps / SNAP	4.3%

Health indicators

Condition	%
Obesity	35.3%
High blood pressure	31.3%
High cholesterol	31.6%
Diabetes	9.2%
Heart disease	6.6%
Stroke	3.0%
Asthma	9.8%
Arthritis	23.6%
Kidney disease	2.8%
Pulmonary disease	7.2%
Cancer	6.3%

Behavior / access	%
Smoking	18.6%
Binge drinking	18.8%
No physical activity	25.3%
Less than 7 hrs sleep	34.4%
Depression	20.1%
Fair or poor health	13.0%
Poor mental health	14.3%
Poor physical health	10.0%
No health insurance	12.6%
Visited doctor (checkup)	77.0%
Visited dentist	61.3%
Cholesterol screening	88.7%
Teeth loss	14.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	48	9.0%

Disability	%
Any disability	5.1%
Under 18	0.0%
18–64 years	7.4%
65 and over	5.9%

Health insurance coverage

Type	%
Private insurance	85.7%
Public insurance	45.0%
No insurance	0.7%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	673	96.1%
Spanish	11	1.6%
Other Indo-European	11	1.6%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	693	99.0%
Born in same state	683	97.6%
Born in different state	561	80.1%
Foreign born	10	1.4%
Naturalized citizen	7	1.0%
Not a US citizen	7	100.0%

Ancestry

Ancestry	Count	%
Arab	167	23.9%
Italian	156	22.3%
French	48	6.9%
English	21	3%

Ancestry	Count	%
Irish	15	2.1%
Polish	11	1.6%
Dutch	5	0.7%
German	3	0.4%

Technology access

Metric	% of households
Computer access	39.9%
Internet access	93.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12175

What city is ZIP code 12175 in?

ZIP code 12175 is primarily assigned to Summit, New York.

What county is ZIP code 12175 in?

ZIP code 12175 falls within Schoharie County, New York.

Does ZIP code 12175 have an older population?

32% of residents in ZIP code 12175 are 65 or older, above the national average of ~17%.

Does ZIP code 12175 have a large retiree population?

53% of households in ZIP code 12175 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 12175 mostly owner-occupied?

88% of occupied units in ZIP code 12175 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 12175?

The median home value in ZIP code 12175 is $144,200.

What timezone is ZIP code 12175 in?

ZIP code 12175 observes the EST timezone.