12189 ZIP Code — Watervliet, NY

Albany County, New York

ZIP code 12189 is located in Watervliet, New York, within Albany County. It covers approximately 6.22 square miles and serves a population of 18,461 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518.

About ZIP code 12189

The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $193,200. Renters make up the majority at 61%, typical of denser urban areas.

Median household income is $57,536. 31% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.

Educational attainment is near the national average, with 26% of residents holding a bachelor's degree or higher.

18,461
population
6.22
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
12189 ZIP code map
Cities in ZIP code 12189

Below are the cities the US Postal Service accepts for ZIP code 12189. Using any city not on this list may result in mail delivery delays.

City Status
Watervliet Acceptable
Watervliet Preferred
Nearby ZIP codes
12183 Troy (1.7 mi) 12211 Albany (3.1 mi) 12204 Albany (3.5 mi) 12110 Latham (3.5 mi) 12047 Cohoes (3.8 mi) 12205 Albany (5.1 mi) 12206 Albany (5.4 mi) 12210 Albany (5.4 mi) 12198 Wynantskill (5.4 mi) 12207 Albany (5.6 mi) 12222 Albany (5.8 mi) 12214 Albany (5.8 mi)
Demographics updated 05/2026
Population
Total population 18,461
Population density 2,968 / sq mi
State FIPS 36
County FIPS 001
Geography
Land area 6.22 sq mi
Water area 0.18 sq mi
Latitude 42.7323
Longitude -73.7186
Timezone Eastern (ET)
Area code 518
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 50.1% 37.6% 37.0%
$50k – $100k 28.7% 30.0% 27.0%
$100k – $200k 16.4% 24.4% 24.4%
Over $200k 4.8% 8.0% 11.5%

Demographics & statistics

18,461
Population
2,968
People per sq mi
38.8
Median age
$57,536
Median household income
$38,025
Per capita income
$193,200
Median home value
$1,047
Median monthly rent
39.1%
Home ownership
14.1%
Poverty rate
3.4%
Unemployment
4,565
Housing units
26.4%
Bachelor's or higher

Age distribution

Male Female
445
Under 5
519
387
5–9
452
697
10–14
814
423
15–19
494
642
20–24
750
1,172
25–34
1,368
1,204
35–44
1,404
857
45–54
1,000
622
55–59
726
616
60–64
719
897
65–74
1,046
383
75–84
447
174
85+
203
← Male
Female →

Age summary

GroupCount%
Under 183,79320.5%
18 and over14,66879.5%
65 and over3,15017.1%
Median age38.8 years

Race & ethnicity

White 67.8%
Black or African American 8.6%
Asian 8.3%
Two or more races 7%
Hispanic or Latino 5.1%
Other race 3.1%
American Indian / Alaska Native 0.1%
GroupCount%
White13,19067.8%
Black or African American1,6738.6%
Asian1,6188.3%
Two or more races1,3637%
Hispanic or Latino1,0015.1%
Other race6043.1%
American Indian / Alaska Native130.1%

Household income

Income range This ZIP County avg State avg
Under $50k 50.1% 37.6% 37.0%
$50k – $100k 28.7% 30.0% 27.0%
$100k – $200k 16.4% 24.4% 24.4%
Over $200k 4.8% 8.0% 11.5%
Under $10k 8.2%
$10k–$15k 3.2%
$15k–$25k 9.3%
$25k–$35k 9.1%
$35k–$50k 13.2%
$50k–$75k 20.1%
$75k–$100k 10.3%
$100k–$150k 13.9%
$150k–$200k 5.2%
$200k+ 7.3%
Range% of households
Under $10k8.2%
$10k–$15k3.2%
$15k–$25k9.3%
$25k–$35k9.1%
$35k–$50k13.2%
$50k–$75k20.1%
$75k–$100k10.3%
$100k–$150k13.9%
$150k–$200k5.2%
$200k+7.3%
Median income$57,536

Housing

Home values

Under $50k 3.6%
$50k–$100k 4.6%
$100k–$150k 15.3%
$150k–$200k 30.3%
$200k–$300k 24.3%
$300k–$500k 14.3%
$500k–$1M 7.3%
$1M+ 0.4%

Housing overview

MetricValue
Median home value$193,200
Median rent / month$1,047
Owner occupied39.1%
Renter occupied60.9%
Vacant11.6%
Single-family detached30.5%
Large apartment buildings12.1%
Mobile homes0.1%
Median rooms5.0
Avg household size (owned)2.49

Year built

Era%
2020 or later0.0%
2010–20195.5%
2000–20096.4%
1990–199910.3%
1980–19896.3%
1970–197910.1%
1960–19696.8%
1950–19598.8%
1940–19494.3%
1939 or earlier41.4%

Bedrooms

Size% of units
No bedroom (studio)1.4%
1 bedroom21.3%
2 bedrooms37.5%
3 bedrooms25.4%
4 bedrooms11.0%
5+ bedrooms3.3%

Vehicles per household

Vehicles% of households
No vehicle10.8%
1 vehicle48.4%
2 vehicles30.4%
3 or more10.4%

Heating fuel

Fuel type%
Utility gas66.6%
Electricity26.5%
Propane / LP gas1.1%
Fuel oil2.5%
Wood0.7%
Solar0.3%
No fuel used1.2%

Households & families

Household typeCount%
Married-couple family2,74531.4%
Cohabiting couple6687.7%
Male householder, no spouse2,34026.8%
Female householder, no spouse2,97834.1%
Households with children under 182,33126.7%
Households with seniors (65+)2,47128.3%
Average household size2.11

Marital status

StatusMaleFemale
Never married40.3%38.5%
Married41.0%38.2%
Separated1.3%1.3%
Widowed5.4%11.0%
Divorced12.0%11.0%

Education

Less than 9th grade 3.8%
Some HS, no diploma 4.8%
HS graduate 29.0%
Some college, no degree 23.6%
Associate's degree 12.5%
Bachelor's degree 14.3%
Graduate / professional 12.0%
Metric%
HS diploma or higher91.5%
Bachelor's or higher26.4%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool3107.1%
Kindergarten2936.7%
Elementary school1,76340.1%
High school87820.0%
College / grad school1,15126.2%

Employment

Industry of employment

Education & healthcare 23.6%
Public administration 13.8%
Manufacturing 11.8%
Professional & management 10.5%
Retail trade 8.4%
Finance & real estate 7.0%
Arts, food & hospitality 6.7%
Construction 5.1%
Other services 5.1%
Transportation & utilities 3.1%
Information 2.6%
Wholesale trade 2.3%

Occupation

Category%
Management, business & arts37.5%
Service17.2%
Sales & office25.5%
Natural resources & construction4.9%
Production & transportation14.8%

Employment type

Type%
Private sector73.5%
Government22.6%
Self-employed4.0%
Unpaid family workers0.0%

Commute

Method%
Drive alone73.5%
Carpool11.0%
Public transit3.9%
Walk2.9%
Work from home8.2%
Other means0.5%
Avg commute (minutes)21.3

Poverty

All people 14.1%
Under 18 years 22.6%
18 and over 12.0%
Married-couple families 3.5%
Female-led households 24.4%

Income support

Source% of households
Social Security30.8%
Retirement income26.8%
Supplemental Security3.7%
Cash public assistance4.3%
Food stamps / SNAP14.2%

Health indicators

Condition%
Obesity26.9%
High blood pressure26.9%
High cholesterol30.4%
Diabetes8.3%
Heart disease5.6%
Stroke2.7%
Asthma10.7%
Arthritis22.4%
Kidney disease2.7%
Pulmonary disease6.5%
Cancer6.2%
Behavior / access%
Smoking17.3%
Binge drinking19.1%
No physical activity21.4%
Less than 7 hrs sleep34.1%
Depression21.2%
Fair or poor health12.0%
Poor mental health14.9%
Poor physical health9.2%
No health insurance11.4%
Visited doctor (checkup)75.6%
Visited dentist63.5%
Cholesterol screening89.5%
Teeth loss14.6%

Veterans & disability

VeteransCount%
Civilian veterans1,1277.7%
Disability%
Any disability14.5%
Under 189.2%
18–64 years10.7%
65 and over35.1%

Health insurance coverage

Type%
Private insurance70.6%
Public insurance41.0%
No insurance2.6%
Uninsured under 190.8%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only17,49794.8%
Spanish1,1036.3%
Other Indo-European1831.0%
Asian & Pacific Islander6523.7%
Other languages2411.4%

Place of birth & citizenship

OriginCount%
Native born (US)16,16987.6%
Born in same state16,06187.0%
Born in different state13,90275.3%
Foreign born1080.6%
Naturalized citizen2,29212.4%
Not a US citizen1,41061.5%

Ancestry

AncestryCount%
Italian4,06422%
French1,4127.6%
Arab9515.2%
English5202.8%
AncestryCount%
German3662%
Irish1190.6%
Dutch260.1%
Polish50%

Technology access

Metric% of households
Computer access47.3%
Internet access94.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12189

What city is ZIP code 12189 in?

ZIP code 12189 is primarily assigned to Watervliet, New York.

What county is ZIP code 12189 in?

ZIP code 12189 falls within Albany County, New York.

Is ZIP code 12189 mostly rentals?

61% of occupied units in ZIP code 12189 are renter-occupied.

What is the typical home value in ZIP code 12189?

The median home value in ZIP code 12189 is $193,200.

What is the population of ZIP code 12189?

ZIP code 12189 has an estimated population of 18,461 residents, with a density of 2,968 people per square mile.

What is the median household income in ZIP code 12189?

The median household income in ZIP code 12189 is $57,536, below the national median of ~$75,000.

What timezone is ZIP code 12189 in?

ZIP code 12189 observes the EST timezone.

Need the complete ZIP code database? Download all 42,000+ US ZIP codes — Excel, CSV, or Access. Includes lat/lng, county FIPS & timezone.
Download database →