12198 ZIP Code — Wynantskill, NY

Rensselaer County, New York

ZIP code 12198 is located in Wynantskill, New York, within Rensselaer County. It covers approximately 13.25 square miles and serves a population of 7,150 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518.

About ZIP code 12198

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $263,300. Owner-occupancy is high at 78%, well above the national average.

Median household income is $99,402. The poverty rate of 5% is below the national average. 33% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 22 minutes is near the national average.

Educational attainment is near the national average, with 38% of residents holding a bachelor's degree or higher.

Overall, ZIP code 12198 reflects a community defined by high homeownership and a significant Social Security-dependent population.

7,150

population

13.25

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12198 ZIP code map

Cities in ZIP code 12198

Below are the cities the US Postal Service accepts for ZIP code 12198. Using any city not on this list may result in mail delivery delays.

City	Status
Wynantskill	Acceptable
Wynantskill	Preferred

Nearby ZIP codes

12140 Poestenkill (3.3 mi) 12196 West Sand Lake (3.6 mi) 12204 Albany (4.8 mi) 12180 Troy (4.9 mi) 12183 Troy (5.3 mi) 12144 Rensselaer (5.3 mi) 12189 Watervliet (5.4 mi) 12061 East Greenbush (5.5 mi) 12207 Albany (6.2 mi) 12210 Albany (6.4 mi) 12211 Albany (6.4 mi) 12214 Albany (6.5 mi)

Demographics updated 05/2026

Population
Total population	7,150
Population density	540 / sq mi
State FIPS	36
County FIPS	083

Geography
Land area	13.25 sq mi
Water area	0.24 sq mi
Latitude	42.6826
Longitude	-73.6353
Timezone	Eastern (ET)
Area code	518

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	26.6%	35.2%	37.0%
$50k – $100k	35.8%	31.4%	27.0%
$100k – $200k	31.2%	27.6%	24.4%
Over $200k	6.3%	5.8%	11.5%

Demographics & statistics

7,150

Population

540

People per sq mi

46.5

Median age

$99,402

Median household income

$48,704

Per capita income

$263,300

Median home value

$1,154

Median monthly rent

77.5%

Home ownership

5.3%

Poverty rate

3.7%

Unemployment

2,379

Housing units

37.5%

Bachelor's or higher

Age distribution

Male Female

116

Under 5

120

106

5–9

110

318

10–14

328

253

15–19

261

118

20–24

122

309

25–34

318

440

35–44

454

604

45–54

623

341

55–59

351

234

60–64

242

437

65–74

450

175

75–84

180

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,476	20.6%
18 and over	5,674	79.4%
65 and over	1,382	19.3%
Median age	46.5 years

Race & ethnicity

White 91.5%

Two or more races 3.6%

Hispanic or Latino 2%

Other race 1.5%

Asian 0.9%

Black or African American 0.6%

Group	Count	%
White	6,677	91.5%
Two or more races	260	3.6%
Hispanic or Latino	144	2%
Other race	106	1.5%
Asian	62	0.9%
Black or African American	45	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	26.6%	35.2%	37.0%
$50k – $100k	35.8%	31.4%	27.0%
$100k – $200k	31.2%	27.6%	24.4%
Over $200k	6.3%	5.8%	11.5%

Under $10k 1.7%

$10k–$15k 0.2%

$15k–$25k 3.6%

$25k–$35k 6.6%

$35k–$50k 5.4%

$50k–$75k 15.2%

$75k–$100k 17.8%

$100k–$150k 21.2%

$150k–$200k 15.8%

$200k+ 12.5%

Range	% of households
Under $10k	1.7%
$10k–$15k	0.2%
$15k–$25k	3.6%
$25k–$35k	6.6%
$35k–$50k	5.4%
$50k–$75k	15.2%
$75k–$100k	17.8%
$100k–$150k	21.2%
$150k–$200k	15.8%
$200k+	12.5%
Median income	$99,402

Housing

Home values

Under $50k 1.6%

$50k–$100k 4.8%

$100k–$150k 6.6%

$150k–$200k 17.9%

$200k–$300k 30.2%

$300k–$500k 31.2%

$500k–$1M 7.2%

$1M+ 0.6%

Housing overview

Metric	Value
Median home value	$263,300
Median rent / month	$1,154
Owner occupied	77.5%
Renter occupied	22.5%
Vacant	4.1%
Single-family detached	79.6%
Large apartment buildings	1.8%
Mobile homes	1.3%
Median rooms	6.1
Avg household size (owned)	2.56

Year built

Era	%
2020 or later	0.7%
2010–2019	4.0%
2000–2009	11.0%
1990–1999	10.2%
1980–1989	9.6%
1970–1979	7.2%
1960–1969	11.4%
1950–1959	14.2%
1940–1949	11.5%
1939 or earlier	20.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	5.0%
2 bedrooms	25.3%
3 bedrooms	45.7%
4 bedrooms	18.9%
5+ bedrooms	5.0%

Vehicles per household

Vehicles	% of households
No vehicle	1.6%
1 vehicle	31.8%
2 vehicles	43.1%
3 or more	23.6%

Heating fuel

Fuel type	%
Utility gas	48.0%
Electricity	15.0%
Propane / LP gas	9.4%
Fuel oil	24.3%
Wood	2.5%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	1,507	51.8%
Cohabiting couple	392	13.5%
Male householder, no spouse	422	14.5%
Female householder, no spouse	586	20.2%
Households with children under 18	981	33.7%
Households with seniors (65+)	943	32.4%
Average household size	2.45

Marital status

Status	Male	Female
Never married	31.9%	22.8%
Married	51.7%	50.7%
Separated	3.3%	1.5%
Widowed	2.8%	6.6%
Divorced	10.3%	18.5%

Education

Less than 9th grade 0.9%

Some HS, no diploma 2.2%

HS graduate 23.2%

Some college, no degree 16.7%

Associate's degree 19.5%

Bachelor's degree 23.5%

Graduate / professional 13.9%

Metric	%
HS diploma or higher	96.9%
Bachelor's or higher	37.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	107	6.1%
Kindergarten	18	1.0%
Elementary school	737	42.3%
High school	489	28.1%
College / grad school	391	22.4%

Employment

Industry of employment

Education & healthcare 24.8%

Public administration 14.7%

Professional & management 11.2%

Retail trade 10.7%

Construction 9.4%

Manufacturing 7.5%

Finance & real estate 6.4%

Other services 5.2%

Arts, food & hospitality 4.4%

Transportation & utilities 3.1%

Wholesale trade 1.9%

Information 0.6%

Occupation

Category	%
Management, business & arts	50.9%
Service	12.5%
Sales & office	19.5%
Natural resources & construction	11.2%
Production & transportation	5.9%

Employment type

Type	%
Private sector	72.9%
Government	21.7%
Self-employed	5.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	79.2%
Carpool	6.2%
Public transit	0.0%
Walk	0.2%
Work from home	14.3%
Other means	0.0%
Avg commute (minutes)	21.5

Poverty

All people 5.3%

Under 18 years 4.8%

18 and over 5.4%

Married-couple families 0.3%

Female-led households 1.6%

Income support

Source	% of households
Social Security	33.2%
Retirement income	29.5%
Supplemental Security	1.9%
Cash public assistance	0.0%
Food stamps / SNAP	3.9%

Health indicators

Condition	%
Obesity	25.0%
High blood pressure	28.3%
High cholesterol	31.1%
Diabetes	7.7%
Heart disease	5.6%
Stroke	2.4%
Asthma	9.8%
Arthritis	22.6%
Kidney disease	2.5%
Pulmonary disease	5.7%
Cancer	7.1%

Behavior / access	%
Smoking	14.9%
Binge drinking	20.5%
No physical activity	19.8%
Less than 7 hrs sleep	33.5%
Depression	21.2%
Fair or poor health	9.5%
Poor mental health	13.3%
Poor physical health	8.3%
No health insurance	8.5%
Visited doctor (checkup)	79.2%
Visited dentist	70.7%
Cholesterol screening	92.2%
Teeth loss	10.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	530	9.3%

Disability	%
Any disability	11.8%
Under 18	4.6%
18–64 years	6.8%
65 and over	35.2%

Health insurance coverage

Type	%
Private insurance	83.1%
Public insurance	29.8%
No insurance	3.9%
Uninsured under 19	2.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	6,914	96.7%
Spanish	95	1.4%
Other Indo-European	36	0.5%
Asian & Pacific Islander	48	0.7%
Other languages	11	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	6,997	97.9%
Born in same state	6,931	96.9%
Born in different state	6,100	85.3%
Foreign born	66	0.9%
Naturalized citizen	153	2.1%
Not a US citizen	144	94.1%

Ancestry

Ancestry	Count	%
Italian	1,650	23.1%
French	935	13.1%
Arab	347	4.9%
German	170	2.4%

Ancestry	Count	%
English	124	1.7%
Polish	62	0.9%
Dutch	54	0.8%
Norwegian	20	0.3%

Technology access

Metric	% of households
Computer access	40.7%
Internet access	95.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12198

What city is ZIP code 12198 in?

ZIP code 12198 is primarily assigned to Wynantskill, New York.

What county is ZIP code 12198 in?

ZIP code 12198 falls within Rensselaer County, New York.

Does ZIP code 12198 have a large veteran population?

9% of civilians in ZIP code 12198 are veterans, above the national average of ~7%.

What is the population of ZIP code 12198?

ZIP code 12198 has an estimated population of 7,150 residents, with a density of 540 people per square mile.

What is the median household income in ZIP code 12198?

The median household income in ZIP code 12198 is $99,402, above the national median of ~$75,000.

What is the typical home value in ZIP code 12198?

The median home value in ZIP code 12198 is $263,300.

What timezone is ZIP code 12198 in?

ZIP code 12198 observes the EST timezone.