12206 ZIP Code — Albany, NY

Albany County, New York

ZIP code 12206 is located in Albany, New York, within Albany County. It covers approximately 2.07 square miles and serves a population of 14,793 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518.

About ZIP code 12206

The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $118,400. Renters make up the majority at 78%, typical of denser urban areas.

Median household income is $33,136. Poverty affects 41% of residents, above the national average. SNAP benefit usage at 38% of households reflects economic stress in the area.

The dominant occupation class is service, with education and healthcare as the leading industry. The average commute of 22 minutes is near the national average.

Educational attainment is near the national average, with 22% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 24%.

Overall, ZIP code 12206 reflects a community defined by economic challenges above the national average and elevated reliance on food assistance.

14,793

population

2.07

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12206 ZIP code map

Cities in ZIP code 12206

Below are the cities the US Postal Service accepts for ZIP code 12206. Using any city not on this list may result in mail delivery delays.

City	Status
Albany	Preferred

Nearby ZIP codes

12208 Albany (2 mi) 12203 Albany (2.1 mi) 12210 Albany (2.1 mi) 12211 Albany (2.3 mi) 12214 Albany (2.4 mi) 12222 Albany (2.4 mi) 12228 Albany (2.4 mi) 12226 Albany (2.4 mi) 12230 Albany (2.4 mi) 12229 Albany (2.4 mi) 12223 Albany (2.4 mi) 12231 Albany (2.4 mi)

Demographics updated 05/2026

Population
Total population	14,793
Population density	7,146 / sq mi
State FIPS	36
County FIPS	001

Geography
Land area	2.07 sq mi
Water area	0.00 sq mi
Latitude	42.6760
Longitude	-73.7923
Timezone	Eastern (ET)
Area code	518

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	67.5%	37.6%	37.0%
$50k – $100k	21.3%	30.0%	27.0%
$100k – $200k	8.6%	24.4%	24.4%
Over $200k	2.5%	8.0%	11.5%

Demographics & statistics

14,793

Population

7,146

People per sq mi

34.1

Median age

$33,136

Median household income

$23,638

Per capita income

$118,400

Median home value

$1,139

Median monthly rent

22.4%

Home ownership

40.6%

Poverty rate

14.7%

Unemployment

3,353

Housing units

22.1%

Bachelor's or higher

Age distribution

Male Female

218

Under 5

228

495

5–9

518

617

10–14

645

464

15–19

486

857

20–24

897

1,014

25–34

1,061

1,075

35–44

1,125

959

45–54

1,004

344

55–59

360

60–64

376

512

65–74

535

206

75–84

215

109

85+

113

← Male

Female →

Age summary

Group	Count	%
Under 18	3,426	23.2%
18 and over	11,367	76.8%
65 and over	1,690	11.4%
Median age	34.1 years

Race & ethnicity

Black or African American 44.5%

White 25.2%

Two or more races 12.1%

Asian 7.6%

Hispanic or Latino 6.2%

Other race 4.1%

American Indian / Alaska Native 0.3%

Group	Count	%
Black or African American	7,016	44.5%
White	3,981	25.2%
Two or more races	1,912	12.1%
Asian	1,194	7.6%
Hispanic or Latino	986	6.2%
Other race	649	4.1%
American Indian / Alaska Native	41	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	67.5%	37.6%	37.0%
$50k – $100k	21.3%	30.0%	27.0%
$100k – $200k	8.6%	24.4%	24.4%
Over $200k	2.5%	8.0%	11.5%

Under $10k 14.5%

$10k–$15k 16.4%

$15k–$25k 13.3%

$25k–$35k 7.2%

$35k–$50k 13.7%

$50k–$75k 14.3%

$75k–$100k 6.8%

$100k–$150k 8.6%

$150k–$200k 2.1%

$200k+ 3.1%

Range	% of households
Under $10k	14.5%
$10k–$15k	16.4%
$15k–$25k	13.3%
$25k–$35k	7.2%
$35k–$50k	13.7%
$50k–$75k	14.3%
$75k–$100k	6.8%
$100k–$150k	8.6%
$150k–$200k	2.1%
$200k+	3.1%
Median income	$33,136

Housing

Home values

Under $50k 6.6%

$50k–$100k 36.4%

$100k–$150k 13.1%

$150k–$200k 14.6%

$200k–$300k 21.4%

$300k–$500k 5.2%

$500k–$1M 2.2%

$1M+ 0.6%

Housing overview

Metric	Value
Median home value	$118,400
Median rent / month	$1,139
Owner occupied	22.4%
Renter occupied	77.6%
Vacant	23.1%
Single-family detached	14.2%
Large apartment buildings	17.6%
Mobile homes	0.1%
Median rooms	4.7
Avg household size (owned)	2.44

Year built

Era	%
2020 or later	0.5%
2010–2019	3.3%
2000–2009	1.3%
1990–1999	4.0%
1980–1989	4.3%
1970–1979	16.0%
1960–1969	8.5%
1950–1959	5.2%
1940–1949	6.5%
1939 or earlier	50.5%

Bedrooms

Size	% of units
No bedroom (studio)	5.1%
1 bedroom	20.8%
2 bedrooms	32.5%
3 bedrooms	30.7%
4 bedrooms	8.2%
5+ bedrooms	2.7%

Vehicles per household

Vehicles	% of households
No vehicle	42.6%
1 vehicle	39.6%
2 vehicles	13.7%
3 or more	4.0%

Heating fuel

Fuel type	%
Utility gas	65.9%
Electricity	30.9%
Propane / LP gas	1.3%
Fuel oil	1.1%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	1,152	18.0%
Cohabiting couple	765	12.0%
Male householder, no spouse	1,979	31.0%
Female householder, no spouse	2,498	39.1%
Households with children under 18	1,712	26.8%
Households with seniors (65+)	1,389	21.7%
Average household size	2.27

Marital status

Status	Male	Female
Never married	58.9%	55.7%
Married	26.2%	22.7%
Separated	1.8%	1.8%
Widowed	4.2%	6.2%
Divorced	9.0%	13.5%

Education

Less than 9th grade 7.0%

Some HS, no diploma 11.6%

HS graduate 31.1%

Some college, no degree 18.1%

Associate's degree 10.0%

Bachelor's degree 9.4%

Graduate / professional 12.7%

Metric	%
HS diploma or higher	81.4%
Bachelor's or higher	22.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	100	2.2%
Kindergarten	112	2.5%
Elementary school	2,051	45.0%
High school	902	19.8%
College / grad school	1,394	30.6%

Employment

Industry of employment

Education & healthcare 35.8%

Professional & management 10.8%

Retail trade 9.4%

Arts, food & hospitality 9.4%

Transportation & utilities 9.2%

Public administration 9.1%

Finance & real estate 4.1%

Construction 4.0%

Other services 3.8%

Manufacturing 2.7%

Information 1.1%

Wholesale trade 0.5%

Agriculture & mining 0.1%

Occupation

Category	%
Management, business & arts	27.8%
Service	34.9%
Sales & office	21.5%
Natural resources & construction	4.7%
Production & transportation	11.0%

Employment type

Type	%
Private sector	69.8%
Government	22.9%
Self-employed	6.5%
Unpaid family workers	0.8%

Commute

Method	%
Drive alone	48.8%
Carpool	15.3%
Public transit	22.3%
Walk	6.3%
Work from home	4.2%
Other means	3.3%
Avg commute (minutes)	21.9

Poverty

All people 40.6%

Under 18 years 53.2%

18 and over 36.8%

Married-couple families 17.7%

Female-led households 47.9%

Income support

Source	% of households
Social Security	29.2%
Retirement income	17.6%
Supplemental Security	10.4%
Cash public assistance	8.9%
Food stamps / SNAP	38.2%

Health indicators

Condition	%
Obesity	35.1%
High blood pressure	33.1%
High cholesterol	28.8%
Diabetes	12.6%
Heart disease	6.1%
Stroke	4.0%
Asthma	13.0%
Arthritis	23.0%
Kidney disease	3.5%
Pulmonary disease	7.9%
Cancer	4.7%

Behavior / access	%
Smoking	22.7%
Binge drinking	16.0%
No physical activity	30.1%
Less than 7 hrs sleep	40.8%
Depression	20.7%
Fair or poor health	20.0%
Poor mental health	17.3%
Poor physical health	12.4%
No health insurance	16.9%
Visited doctor (checkup)	78.1%
Visited dentist	49.2%
Cholesterol screening	87.0%
Teeth loss	23.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	439	3.9%

Disability	%
Any disability	23.8%
Under 18	12.1%
18–64 years	22.9%
65 and over	52.5%

Health insurance coverage

Type	%
Private insurance	42.9%
Public insurance	63.5%
No insurance	5.6%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	14,347	97.0%
Spanish	1,369	9.5%
Other Indo-European	538	3.7%
Asian & Pacific Islander	546	3.8%
Other languages	224	1.6%

Place of birth & citizenship

Origin	Count	%
Native born (US)	11,517	77.9%
Born in same state	11,356	76.8%
Born in different state	9,293	62.8%
Foreign born	161	1.1%
Naturalized citizen	3,276	22.1%
Not a US citizen	1,488	45.4%

Ancestry

Ancestry	Count	%
Italian	1,157	7.8%
French	259	1.8%
Arab	140	0.9%

Ancestry	Count	%
English	107	0.7%
German	47	0.3%
Irish	12	0.1%

Technology access

Metric	% of households
Computer access	43.2%
Internet access	87.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12206

What city is ZIP code 12206 in?

ZIP code 12206 is primarily assigned to Albany, New York.

What county is ZIP code 12206 in?

ZIP code 12206 falls within Albany County, New York.

Is ZIP code 12206 mostly rentals?

78% of occupied units in ZIP code 12206 are renter-occupied.

What is the poverty rate in ZIP code 12206?

41% of residents in ZIP code 12206 live below the poverty line, above the national average.

What is the typical home value in ZIP code 12206?

The median home value in ZIP code 12206 is $118,400.

What is the median household income in ZIP code 12206?

The median household income in ZIP code 12206 is $33,136, below the national median of ~$75,000.

What timezone is ZIP code 12206 in?

ZIP code 12206 observes the EST timezone.