12205 ZIP Code — Albany, NY
Albany County, New York
ZIP code 12205 is located in Albany, New York, within Albany County. It covers approximately 15.37 square miles and serves a population of 26,436 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518.
About ZIP code 12205
The housing stock consists of a mix of housing types. Most homes were built in the 1950s, giving the area an established character. Median home value is $251,700. Owner-occupancy sits near the national average at 72%.
Median household income is $87,681. The poverty rate of 7% is below the national average. 39% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 19 minutes is near the national average.
Educational attainment is near the national average, with 36% of residents holding a bachelor's degree or higher.
26,436
population
15.37
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
12205 ZIP code map
Cities in ZIP code 12205
Below are the cities the US Postal Service accepts for ZIP code 12205. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Albany | Acceptable |
| Albany | Acceptable |
| Albany | Preferred |
Nearby ZIP codes
12203 Albany (2.3 mi)
12206 Albany (3.1 mi)
12211 Albany (3.1 mi)
12110 Latham (3.2 mi)
12084 Guilderland (4.6 mi)
12208 Albany (4.7 mi)
12210 Albany (5 mi)
12204 Albany (5 mi)
12189 Watervliet (5.1 mi)
12304 Schenectady (5.2 mi)
12214 Albany (5.4 mi)
12223 Albany (5.4 mi)
Demographics
updated 06/2026
| Population | |
|---|---|
| Total population | 26,436 |
| Population density | 1,720 / sq mi |
| State FIPS | 36 |
| County FIPS | 001 |
| Geography | |
|---|---|
| Land area | 15.37 sq mi |
| Water area | 0.10 sq mi |
| Latitude | 42.7168 |
| Longitude | -73.8172 |
| Timezone | Eastern (ET) |
| Area code | 518 |
Total population by age
Gender
Race & ethnicity
Economics
updated 06/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 32.8% | 37.6% | 37.0% |
| $50k – $100k | 33.4% | 30.0% | 27.0% |
| $100k – $200k | 28.6% | 24.4% | 24.4% |
| Over $200k | 5.2% | 8.0% | 11.5% |
Demographics & statistics
26,436
Population
1,720
People per sq mi
44.2
Median age
$87,681
Median household income
$43,710
Per capita income
$251,700
Median home value
$1,346
Median monthly rent
71.8%
Home ownership
6.8%
Poverty rate
3.4%
Unemployment
8,776
Housing units
36.3%
Bachelor's or higher
Age distribution
Male
Female
637
Under 5
669
617
5–9
648
840
10–14
883
810
15–19
851
655
20–24
689
1,520
25–34
1,597
1,430
35–44
1,502
1,815
45–54
1,907
927
55–59
973
917
60–64
963
1,507
65–74
1,582
861
75–84
904
357
85+
375
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 5,411 | 20.5% |
| 18 and over | 21,025 | 79.5% |
| 65 and over | 5,586 | 21.1% |
| Median age | 44.2 years | |
Race & ethnicity
White
77.3%
Asian
8.2%
Black or African American
5.6%
Two or more races
5.2%
Hispanic or Latino
2.9%
Other race
0.6%
Native Hawaiian / Pacific Islander
0.1%
American Indian / Alaska Native
0.1%
| Group | Count | % |
|---|---|---|
| White | 21,033 | 77.3% |
| Asian | 2,243 | 8.2% |
| Black or African American | 1,525 | 5.6% |
| Two or more races | 1,406 | 5.2% |
| Hispanic or Latino | 784 | 2.9% |
| Other race | 176 | 0.6% |
| Native Hawaiian / Pacific Islander | 28 | 0.1% |
| American Indian / Alaska Native | 25 | 0.1% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 32.8% | 37.6% | 37.0% |
| $50k – $100k | 33.4% | 30.0% | 27.0% |
| $100k – $200k | 28.6% | 24.4% | 24.4% |
| Over $200k | 5.2% | 8.0% | 11.5% |
Under $10k
1.9%
$10k–$15k
2.6%
$15k–$25k
4.4%
$25k–$35k
6.5%
$35k–$50k
11.8%
$50k–$75k
16.0%
$75k–$100k
14.9%
$100k–$150k
25.3%
$150k–$200k
9.8%
$200k+
6.9%
| Range | % of households |
|---|---|
| Under $10k | 1.9% |
| $10k–$15k | 2.6% |
| $15k–$25k | 4.4% |
| $25k–$35k | 6.5% |
| $35k–$50k | 11.8% |
| $50k–$75k | 16.0% |
| $75k–$100k | 14.9% |
| $100k–$150k | 25.3% |
| $150k–$200k | 9.8% |
| $200k+ | 6.9% |
| Median income | $87,681 |
Housing
Home values
Under $50k
4.9%
$50k–$100k
0.9%
$100k–$150k
5.8%
$150k–$200k
12.4%
$200k–$300k
46.8%
$300k–$500k
26.2%
$500k–$1M
2.5%
$1M+
0.4%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $251,700 |
| Median rent / month | $1,346 |
| Owner occupied | 71.8% |
| Renter occupied | 28.2% |
| Vacant | 4.7% |
| Single-family detached | 65.6% |
| Large apartment buildings | 11.3% |
| Mobile homes | 1.4% |
| Median rooms | 5.7 |
| Avg household size (owned) | 2.44 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.0% |
| 2010–2019 | 3.9% |
| 2000–2009 | 3.9% |
| 1990–1999 | 7.0% |
| 1980–1989 | 10.6% |
| 1970–1979 | 19.4% |
| 1960–1969 | 16.0% |
| 1950–1959 | 20.3% |
| 1940–1949 | 8.4% |
| 1939 or earlier | 10.5% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 0.8% |
| 1 bedroom | 11.4% |
| 2 bedrooms | 27.2% |
| 3 bedrooms | 39.2% |
| 4 bedrooms | 17.9% |
| 5+ bedrooms | 3.4% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 12.3% |
| 1 vehicle | 40.3% |
| 2 vehicles | 33.3% |
| 3 or more | 14.2% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 70.2% |
| Electricity | 22.6% |
| Propane / LP gas | 2.6% |
| Fuel oil | 4.0% |
| Wood | 0.3% |
| No fuel used | 0.4% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 4,968 | 43.4% |
| Cohabiting couple | 881 | 7.7% |
| Male householder, no spouse | 2,010 | 17.6% |
| Female householder, no spouse | 3,585 | 31.3% |
| Households with children under 18 | 2,962 | 25.9% |
| Households with seniors (65+) | 4,240 | 37.0% |
| Average household size | 2.29 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 39.7% | 29.0% |
| Married | 49.0% | 45.5% |
| Separated | 0.7% | 1.9% |
| Widowed | 2.3% | 9.4% |
| Divorced | 8.3% | 14.1% |
Education
Less than 9th grade
3.8%
Some HS, no diploma
3.7%
HS graduate
25.2%
Some college, no degree
15.6%
Associate's degree
15.4%
Bachelor's degree
19.4%
Graduate / professional
16.9%
| Metric | % |
|---|---|
| HS diploma or higher | 92.5% |
| Bachelor's or higher | 36.3% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 209 | 3.7% |
| Kindergarten | 353 | 6.2% |
| Elementary school | 2,381 | 41.7% |
| High school | 1,477 | 25.9% |
| College / grad school | 1,289 | 22.6% |
Employment
Industry of employment
Education & healthcare
25.8%
Public administration
12.7%
Retail trade
10.4%
Finance & real estate
10.4%
Professional & management
10.4%
Arts, food & hospitality
7.6%
Manufacturing
5.9%
Construction
4.5%
Other services
4.1%
Transportation & utilities
3.9%
Wholesale trade
2.3%
Information
1.5%
Agriculture & mining
0.3%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 44.6% |
| Service | 17.7% |
| Sales & office | 23.7% |
| Natural resources & construction | 5.6% |
| Production & transportation | 8.3% |
Employment type
| Type | % |
|---|---|
| Private sector | 69.9% |
| Government | 25.7% |
| Self-employed | 4.4% |
| Unpaid family workers | 0.0% |
Commute
| Method | % |
|---|---|
| Drive alone | 73.6% |
| Carpool | 10.6% |
| Public transit | 1.9% |
| Walk | 2.5% |
| Work from home | 10.8% |
| Other means | 0.6% |
| Avg commute (minutes) | 18.9 |
Poverty
All people
6.8%
Under 18 years
7.4%
18 and over
6.6%
Married-couple families
1.7%
Female-led households
7.6%
Income support
| Source | % of households |
|---|---|
| Social Security | 38.5% |
| Retirement income | 33.5% |
| Supplemental Security | 4.9% |
| Cash public assistance | 2.4% |
| Food stamps / SNAP | 9.5% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 25.4% |
| High blood pressure | 28.8% |
| High cholesterol | 33.1% |
| Diabetes | 8.7% |
| Heart disease | 6.1% |
| Stroke | 2.8% |
| Asthma | 10.0% |
| Arthritis | 24.4% |
| Kidney disease | 2.8% |
| Pulmonary disease | 6.1% |
| Cancer | 7.5% |
| Behavior / access | % |
|---|---|
| Smoking | 14.6% |
| Binge drinking | 17.7% |
| No physical activity | 20.0% |
| Less than 7 hrs sleep | 32.3% |
| Depression | 19.6% |
| Fair or poor health | 10.8% |
| Poor mental health | 13.1% |
| Poor physical health | 8.7% |
| No health insurance | 9.8% |
| Visited doctor (checkup) | 77.4% |
| Visited dentist | 68.3% |
| Cholesterol screening | 92.1% |
| Teeth loss | 11.7% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 1,150 | 5.5% |
| Disability | % |
|---|---|
| Any disability | 11.3% |
| Under 18 | 3.2% |
| 18–64 years | 8.4% |
| 65 and over | 27.2% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 79.4% |
| Public insurance | 38.0% |
| No insurance | 1.7% |
| Uninsured under 19 | 0.0% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 25,130 | 95.1% |
| Spanish | 1,664 | 6.6% |
| Other Indo-European | 131 | 0.5% |
| Asian & Pacific Islander | 725 | 2.9% |
| Other languages | 700 | 2.8% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 22,972 | 86.9% |
| Born in same state | 22,758 | 86.1% |
| Born in different state | 19,857 | 75.1% |
| Foreign born | 214 | 0.8% |
| Naturalized citizen | 3,464 | 13.1% |
| Not a US citizen | 2,246 | 64.8% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 6,359 | 24.1% |
| French | 1,899 | 7.2% |
| Arab | 687 | 2.6% |
| English | 455 | 1.7% |
| German | 402 | 1.5% |
| Ancestry | Count | % |
|---|---|---|
| Norwegian | 46 | 0.2% |
| Irish | 34 | 0.1% |
| Dutch | 25 | 0.1% |
| Polish | 13 | 0% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 43.3% |
| Internet access | 91.4% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 12205
What city is ZIP code 12205 in?
ZIP code 12205 is primarily assigned to Albany, New York.
What county is ZIP code 12205 in?
ZIP code 12205 falls within Albany County, New York.
Does ZIP code 12205 have a large retiree population?
39% of households in ZIP code 12205 receive Social Security income, suggesting a significant retiree or disability population.
What is the population of ZIP code 12205?
ZIP code 12205 has an estimated population of 26,436 residents, with a density of 1,720 people per square mile.
What is the median household income in ZIP code 12205?
The median household income in ZIP code 12205 is $87,681, above the national median of ~$75,000.
What is the typical home value in ZIP code 12205?
The median home value in ZIP code 12205 is $251,700.
What timezone is ZIP code 12205 in?
ZIP code 12205 observes the EST timezone.