46574 ZIP Code — Walkerton, IN

St Joseph County, Indiana

ZIP code 46574 is located in Walkerton, Indiana, within St Joseph County. It covers approximately 97.52 square miles and serves a population of 7,542 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 574.

About ZIP code 46574

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $158,500. Owner-occupancy is high at 87%, well above the national average.

Median household income is $69,851. The poverty rate of 6% is below the national average. 37% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 30 minutes is near the national average.

College attainment at 18% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Overall, ZIP code 46574 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

7,542

population

97.52

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46574 ZIP code map

Cities in ZIP code 46574

Below are the cities the US Postal Service accepts for ZIP code 46574. Using any city not on this list may result in mail delivery delays.

City	Status
Walkerton	Preferred

Nearby ZIP codes

46554 North Liberty (6 mi) 46532 Hamlet (8.7 mi) 46365 Mill Creek (9.2 mi) 46531 Grovertown (9.4 mi) 46536 Lakeville (10.5 mi) 46563 Plymouth (12.1 mi) 46614 South Bend (13.2 mi) 46619 South Bend (13.7 mi) 46552 New Carlisle (14.8 mi) 46382 Union Mills (14.8 mi) 46371 Rolling Prairie (15.1 mi) 46534 Knox (15.9 mi)

Demographics updated 05/2026

Population
Total population	7,542
Population density	77 / sq mi
State FIPS	18
County FIPS	141

Geography
Land area	97.52 sq mi
Water area	1.07 sq mi
Latitude	41.4836
Longitude	-86.4759
Timezone	Eastern (ET)
Area code	574

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	39.2%	46.1%	42.9%
$50k – $100k	40.5%	31.7%	32.7%
$100k – $200k	18.9%	18.0%	19.8%
Over $200k	1.4%	4.2%	4.5%

Demographics & statistics

7,542

Population

People per sq mi

43.0

Median age

$69,851

Median household income

$36,822

Per capita income

$158,500

Median home value

$814

Median monthly rent

86.5%

Home ownership

5.5%

Poverty rate

3.0%

Unemployment

3,542

Housing units

18.2%

Bachelor's or higher

Age distribution

Male Female

239

Under 5

241

255

5–9

257

164

10–14

164

224

15–19

226

277

20–24

278

396

25–34

398

388

35–44

391

428

45–54

430

295

55–59

296

322

60–64

324

436

65–74

439

246

75–84

247

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,564	20.7%
18 and over	5,978	79.3%
65 and over	1,549	20.5%
Median age	43.0 years

Race & ethnicity

White 94%

Two or more races 2.6%

Hispanic or Latino 2.4%

Other race 0.7%

American Indian / Alaska Native 0.3%

Group	Count	%
White	7,264	94%
Two or more races	203	2.6%
Hispanic or Latino	186	2.4%
Other race	51	0.7%
American Indian / Alaska Native	21	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	39.2%	46.1%	42.9%
$50k – $100k	40.5%	31.7%	32.7%
$100k – $200k	18.9%	18.0%	19.8%
Over $200k	1.4%	4.2%	4.5%

Under $10k 3.7%

$10k–$15k 2.5%

$15k–$25k 7.2%

$25k–$35k 8.8%

$35k–$50k 11.8%

$50k–$75k 20.1%

$75k–$100k 14.8%

$100k–$150k 17.8%

$150k–$200k 8.0%

$200k+ 5.3%

Range	% of households
Under $10k	3.7%
$10k–$15k	2.5%
$15k–$25k	7.2%
$25k–$35k	8.8%
$35k–$50k	11.8%
$50k–$75k	20.1%
$75k–$100k	14.8%
$100k–$150k	17.8%
$150k–$200k	8.0%
$200k+	5.3%
Median income	$69,851

Housing

Home values

Under $50k 6.6%

$50k–$100k 17.7%

$100k–$150k 22.2%

$150k–$200k 17.0%

$200k–$300k 18.6%

$300k–$500k 12.8%

$500k–$1M 3.7%

$1M+ 1.4%

Housing overview

Metric	Value
Median home value	$158,500
Median rent / month	$814
Owner occupied	86.5%
Renter occupied	13.5%
Vacant	21.0%
Single-family detached	90.7%
Large apartment buildings	0.0%
Mobile homes	1.8%
Median rooms	5.7
Avg household size (owned)	2.41

Year built

Era	%
2020 or later	0.1%
2010–2019	6.7%
2000–2009	8.1%
1990–1999	13.2%
1980–1989	11.7%
1970–1979	14.0%
1960–1969	7.1%
1950–1959	12.8%
1940–1949	8.8%
1939 or earlier	17.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	5.5%
2 bedrooms	29.3%
3 bedrooms	52.4%
4 bedrooms	10.1%
5+ bedrooms	2.6%

Vehicles per household

Vehicles	% of households
No vehicle	4.7%
1 vehicle	25.0%
2 vehicles	42.2%
3 or more	28.1%

Heating fuel

Fuel type	%
Utility gas	67.0%
Electricity	10.7%
Propane / LP gas	17.9%
Fuel oil	0.4%
Wood	3.5%
Solar	0.4%

Households & families

Household type	Count	%
Married-couple family	1,844	58.9%
Cohabiting couple	139	4.4%
Male householder, no spouse	586	18.7%
Female householder, no spouse	564	18.0%
Households with children under 18	917	29.3%
Households with seniors (65+)	1,112	35.5%
Average household size	2.39

Marital status

Status	Male	Female
Never married	23.2%	19.0%
Married	64.3%	58.4%
Separated	0.5%	1.5%
Widowed	4.2%	11.4%
Divorced	7.9%	9.7%

Education

Less than 9th grade 1.5%

Some HS, no diploma 6.2%

HS graduate 41.6%

Some college, no degree 22.2%

Associate's degree 10.4%

Bachelor's degree 11.7%

Graduate / professional 6.5%

Metric	%
HS diploma or higher	92.3%
Bachelor's or higher	18.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	90	6.2%
Kindergarten	124	8.6%
Elementary school	573	39.6%
High school	359	24.8%
College / grad school	302	20.9%

Employment

Industry of employment

Manufacturing 28.0%

Education & healthcare 17.2%

Construction 9.2%

Professional & management 8.5%

Transportation & utilities 7.2%

Retail trade 6.9%

Public administration 5.4%

Wholesale trade 3.7%

Agriculture & mining 3.6%

Arts, food & hospitality 3.5%

Other services 3.4%

Finance & real estate 3.0%

Information 0.3%

Occupation

Category	%
Management, business & arts	28.9%
Service	13.0%
Sales & office	18.8%
Natural resources & construction	13.6%
Production & transportation	25.7%

Employment type

Type	%
Private sector	84.5%
Government	11.7%
Self-employed	3.7%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	83.4%
Carpool	8.0%
Public transit	0.0%
Walk	3.2%
Work from home	2.6%
Other means	2.9%
Avg commute (minutes)	30.0

Poverty

All people 5.5%

Under 18 years 6.3%

18 and over 5.3%

Married-couple families 3.1%

Female-led households 13.6%

Income support

Source	% of households
Social Security	37.3%
Retirement income	25.7%
Supplemental Security	2.3%
Cash public assistance	1.9%
Food stamps / SNAP	3.9%

Health indicators

Condition	%
Obesity	37.2%
High blood pressure	35.6%
High cholesterol	34.4%
Diabetes	11.0%
Heart disease	7.2%
Stroke	3.2%
Asthma	9.6%
Arthritis	27.1%
Kidney disease	3.0%
Pulmonary disease	8.5%
Cancer	7.2%

Behavior / access	%
Smoking	21.3%
Binge drinking	15.9%
No physical activity	25.6%
Less than 7 hrs sleep	33.4%
Depression	22.8%
Fair or poor health	15.5%
Poor mental health	15.3%
Poor physical health	11.3%
No health insurance	13.0%
Visited doctor (checkup)	75.0%
Visited dentist	61.6%
Cholesterol screening	89.4%
Teeth loss	15.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	337	5.6%

Disability	%
Any disability	14.6%
Under 18	3.6%
18–64 years	15.0%
65 and over	25.2%

Health insurance coverage

Type	%
Private insurance	75.2%
Public insurance	33.6%
No insurance	6.2%
Uninsured under 19	7.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	7,062	93.6%
Spanish	8	0.1%
Other Indo-European	0	0.0%
Asian & Pacific Islander	8	0.1%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	7,464	99.0%
Born in same state	7,449	98.8%
Born in different state	5,576	73.9%
Foreign born	15	0.2%
Naturalized citizen	78	1.0%
Not a US citizen	28	35.9%

Ancestry

Ancestry	Count	%
Italian	1,114	14.8%
French	774	10.3%
Arab	505	6.7%
Irish	112	1.5%
English	64	0.8%

Ancestry	Count	%
Polish	48	0.6%
Norwegian	46	0.6%
German	39	0.5%
Dutch	11	0.1%

Technology access

Metric	% of households
Computer access	41.5%
Internet access	91.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46574

What city is ZIP code 46574 in?

ZIP code 46574 is primarily assigned to Walkerton, Indiana.

What county is ZIP code 46574 in?

ZIP code 46574 falls within St Joseph County, Indiana.

Is ZIP code 46574 mostly owner-occupied?

87% of occupied units in ZIP code 46574 are owner-occupied, well above the national average.

Does ZIP code 46574 have a large retiree population?

37% of households in ZIP code 46574 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 46574?

The median home value in ZIP code 46574 is $158,500.

What is the population of ZIP code 46574?

ZIP code 46574 has an estimated population of 7,542 residents, with a density of 77 people per square mile.

What timezone is ZIP code 46574 in?

ZIP code 46574 observes the EST timezone.