46619 ZIP Code — South Bend, IN

St Joseph County, Indiana

ZIP code 46619 is located in South Bend, Indiana, within St Joseph County. It covers approximately 23.52 square miles and serves a population of 21,678 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 574.

About ZIP code 46619

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1950s, giving the area an established character. Median home value is $96,300. Owner-occupancy sits near the national average at 74%.

The gap between median ($44,756) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 23% of residents, above the national average. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 22 minutes is near the national average.

College attainment at 13% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (15%), smoking (26%) compared to national benchmarks.

Overall, ZIP code 46619 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, and a significant Social Security-dependent population.

21,678

population

23.52

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46619 ZIP code map

Cities in ZIP code 46619

Below are the cities the US Postal Service accepts for ZIP code 46619. Using any city not on this list may result in mail delivery delays.

City	Status
South Bend	Preferred

Nearby ZIP codes

46628 South Bend (4.2 mi) 46613 South Bend (4.5 mi) 46601 South Bend (5 mi) 46616 South Bend (5 mi) 46614 South Bend (5.3 mi) 46626 South Bend (5.3 mi) 46699 South Bend (5.3 mi) 46617 South Bend (5.9 mi) 46615 South Bend (6.9 mi) 46637 South Bend (7.2 mi) 46554 North Liberty (7.7 mi) 46552 New Carlisle (7.7 mi)

Demographics updated 05/2026

Population
Total population	21,678
Population density	922 / sq mi
State FIPS	18
County FIPS	141

Geography
Land area	23.52 sq mi
Water area	0.24 sq mi
Latitude	41.6564
Longitude	-86.3474
Timezone	Eastern (ET)
Area code	574

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	61.1%	46.1%	42.9%
$50k – $100k	27.5%	31.7%	32.7%
$100k – $200k	9.6%	18.0%	19.8%
Over $200k	1.9%	4.2%	4.5%

Demographics & statistics

21,678

Population

922

People per sq mi

36.8

Median age

$44,756

Median household income

$26,816

Per capita income

$96,300

Median home value

$897

Median monthly rent

74.1%

Home ownership

22.9%

Poverty rate

7.4%

Unemployment

6,836

Housing units

13.2%

Bachelor's or higher

Age distribution

Male Female

724

Under 5

784

828

5–9

898

875

10–14

949

799

15–19

866

608

20–24

659

1,103

25–34

1,195

1,374

35–44

1,489

1,325

45–54

1,435

505

55–59

548

735

60–64

796

916

65–74

993

405

75–84

438

207

85+

224

← Male

Female →

Age summary

Group	Count	%
Under 18	6,227	28.7%
18 and over	15,451	71.3%
65 and over	3,183	14.7%
Median age	36.8 years

Race & ethnicity

White 40.3%

Hispanic or Latino 20.2%

Black or African American 16.3%

Two or more races 11.5%

Other race 10.8%

American Indian / Alaska Native 0.5%

Asian 0.3%

Native Hawaiian / Pacific Islander 0.2%

Group	Count	%
White	10,942	40.3%
Hispanic or Latino	5,491	20.2%
Black or African American	4,430	16.3%
Two or more races	3,136	11.5%
Other race	2,924	10.8%
American Indian / Alaska Native	130	0.5%
Asian	74	0.3%
Native Hawaiian / Pacific Islander	42	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	61.1%	46.1%	42.9%
$50k – $100k	27.5%	31.7%	32.7%
$100k – $200k	9.6%	18.0%	19.8%
Over $200k	1.9%	4.2%	4.5%

Under $10k 7.9%

$10k–$15k 6.6%

$15k–$25k 7.4%

$25k–$35k 16.3%

$35k–$50k 15.7%

$50k–$75k 17.0%

$75k–$100k 10.6%

$100k–$150k 10.7%

$150k–$200k 4.6%

$200k+ 3.2%

Range	% of households
Under $10k	7.9%
$10k–$15k	6.6%
$15k–$25k	7.4%
$25k–$35k	16.3%
$35k–$50k	15.7%
$50k–$75k	17.0%
$75k–$100k	10.6%
$100k–$150k	10.7%
$150k–$200k	4.6%
$200k+	3.2%
Median income	$44,756

Housing

Home values

Under $50k 17.4%

$50k–$100k 35.1%

$100k–$150k 17.4%

$150k–$200k 15.4%

$200k–$300k 10.4%

$300k–$500k 3.2%

$500k–$1M 0.6%

$1M+ 0.6%

Housing overview

Metric	Value
Median home value	$96,300
Median rent / month	$897
Owner occupied	74.1%
Renter occupied	25.9%
Vacant	11.0%
Single-family detached	85.2%
Large apartment buildings	0.6%
Mobile homes	3.0%
Median rooms	5.4
Avg household size (owned)	2.71

Year built

Era	%
2020 or later	0.1%
2010–2019	1.1%
2000–2009	3.7%
1990–1999	6.7%
1980–1989	5.8%
1970–1979	11.3%
1960–1969	11.8%
1950–1959	26.8%
1940–1949	16.1%
1939 or earlier	16.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.3%
1 bedroom	4.3%
2 bedrooms	33.0%
3 bedrooms	44.1%
4 bedrooms	16.6%
5+ bedrooms	1.7%

Vehicles per household

Vehicles	% of households
No vehicle	9.5%
1 vehicle	34.9%
2 vehicles	31.6%
3 or more	24.0%

Heating fuel

Fuel type	%
Utility gas	89.0%
Electricity	9.5%
Propane / LP gas	1.4%
Wood	0.1%

Households & families

Household type	Count	%
Married-couple family	3,234	40.9%
Cohabiting couple	631	8.0%
Male householder, no spouse	1,334	16.9%
Female householder, no spouse	2,711	34.3%
Households with children under 18	2,752	34.8%
Households with seniors (65+)	2,574	32.5%
Average household size	2.73

Marital status

Status	Male	Female
Never married	38.3%	34.7%
Married	45.2%	38.2%
Separated	1.6%	3.8%
Widowed	2.5%	9.4%
Divorced	12.5%	13.8%

Education

Less than 9th grade 8.3%

Some HS, no diploma 11.8%

HS graduate 42.3%

Some college, no degree 17.9%

Associate's degree 6.5%

Bachelor's degree 9.5%

Graduate / professional 3.7%

Metric	%
HS diploma or higher	79.9%
Bachelor's or higher	13.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	535	9.1%
Kindergarten	287	4.9%
Elementary school	2,797	47.6%
High school	1,555	26.5%
College / grad school	702	11.9%

Employment

Industry of employment

Manufacturing 23.4%

Education & healthcare 19.9%

Retail trade 10.6%

Arts, food & hospitality 9.8%

Construction 8.7%

Professional & management 8.0%

Other services 4.9%

Transportation & utilities 4.5%

Finance & real estate 3.2%

Public administration 2.9%

Wholesale trade 2.3%

Information 1.3%

Agriculture & mining 0.4%

Occupation

Category	%
Management, business & arts	23.9%
Service	18.5%
Sales & office	19.7%
Natural resources & construction	12.3%
Production & transportation	25.6%

Employment type

Type	%
Private sector	88.3%
Government	7.9%
Self-employed	3.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	80.0%
Carpool	12.8%
Public transit	3.0%
Walk	1.0%
Work from home	2.3%
Other means	0.9%
Avg commute (minutes)	22.2

Poverty

All people 22.9%

Under 18 years 34.1%

18 and over 18.4%

Married-couple families 6.8%

Female-led households 40.3%

Income support

Source	% of households
Social Security	37.6%
Retirement income	23.8%
Supplemental Security	6.4%
Cash public assistance	2.9%
Food stamps / SNAP	15.5%

Health indicators

Condition	%
Obesity	43.4%
High blood pressure	39.9%
High cholesterol	32.8%
Diabetes	15.4%
Heart disease	8.2%
Stroke	4.7%
Asthma	10.9%
Arthritis	27.1%
Kidney disease	4.0%
Pulmonary disease	10.3%
Cancer	6.1%

Behavior / access	%
Smoking	26.2%
Binge drinking	13.1%
No physical activity	36.1%
Less than 7 hrs sleep	36.1%
Depression	22.2%
Fair or poor health	25.7%
Poor mental health	17.9%
Poor physical health	15.2%
No health insurance	24.2%
Visited doctor (checkup)	77.3%
Visited dentist	45.6%
Cholesterol screening	85.8%
Teeth loss	26.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	843	5.5%

Disability	%
Any disability	14.1%
Under 18	8.5%
18–64 years	11.2%
65 and over	37.0%

Health insurance coverage

Type	%
Private insurance	46.8%
Public insurance	46.6%
No insurance	14.0%
Uninsured under 19	9.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	20,170	93.0%
Spanish	2,308	11.4%
Other Indo-European	2,184	10.8%
Asian & Pacific Islander	96	0.5%
Other languages	10	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	18,802	86.7%
Born in same state	18,604	85.8%
Born in different state	14,355	66.2%
Foreign born	198	0.9%
Naturalized citizen	2,876	13.3%
Not a US citizen	1,038	36.1%

Ancestry

Ancestry	Count	%
Italian	1,238	5.7%
Arab	765	3.5%
French	631	2.9%
Irish	254	1.2%

Ancestry	Count	%
English	136	0.6%
German	23	0.1%
Polish	12	0.1%

Technology access

Metric	% of households
Computer access	36.5%
Internet access	87.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46619

What city is ZIP code 46619 in?

ZIP code 46619 is primarily assigned to South Bend, Indiana.

What county is ZIP code 46619 in?

ZIP code 46619 falls within St Joseph County, Indiana.

What is the poverty rate in ZIP code 46619?

23% of residents in ZIP code 46619 live below the poverty line, above the national average.

How educated is the population of ZIP code 46619?

13% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 46619 have a large retiree population?

38% of households in ZIP code 46619 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 46619?

The median home value in ZIP code 46619 is $96,300.

What timezone is ZIP code 46619 in?

ZIP code 46619 observes the EST timezone.