North Liberty ZIP Codes — St Joseph County, IN

There is one unique ZIP code in North Liberty, Indiana and it is 46554. Area code: 574.

ZIP codes

67.97

sq mi land

0.65

sq mi water

574

area code

North Liberty, IN ZIP code map

About North Liberty, IN

North Liberty is a charming town located in St Joseph County, Indiana. Surrounded by the beauty of rural landscapes, it offers a picturesque small-town atmosphere. With its rich community spirit, North Liberty is a welcoming place for residents and visitors alike.

Location & geography

North Liberty is situated approximately 15 miles southwest of South Bend and about 30 miles northeast of Plymouth. The town covers a land area of 67.97 square miles, with a water area of 0.65 square miles. The terrain is primarily flat, characteristic of the northern Indiana landscape, making it accessible and pleasant for outdoor activities.

Community & economy

The character of North Liberty is defined by its close-knit community where neighbors know one another. The town's economy is supported by local businesses and agriculture, contributing to a sustainable local industry. Daily life in North Liberty is typically tranquil, with community events, local parks, and schools forming the backbone of social interaction.

Transportation

Transportation in North Liberty is facilitated by major highways such as State Road 23 and U.S. Route 31, connecting residents to nearby areas. The nearest commercial airport is South Bend International Airport, located around 20 miles north. Public transit options are limited, so most residents rely on personal vehicles for commuting.

History

North Liberty was originally founded in the early 19th century and has since grown into a community focused on agricultural and local industry. The town has witnessed various developments and changes over the years, showcasing its resilience and adaptability. Notable events in its history include the establishment of local businesses that have become a staple in the community.

Did you know?

One surprising fact about North Liberty is that it lies near the historic Potato Creek State Park, a popular destination for outdoor enthusiasts. This park is known for its scenic trails, fishing spots, and camping facilities, drawing visitors from surrounding areas.

ZIP codes for North Liberty, IN (1)

ZIP code	City	County	Map
46554	North Liberty	St Joseph	View map

Demographics & statistics

4,077

Population

46.7

Median age

$72,974

Median household income

$34,886

Per capita income

$171,900

Median home value

$770

Median monthly rent

90.2%

Home ownership

6.6%

Poverty rate

5.7%

Unemployment

1,580

Housing units

28.2%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

139

10–14

138

148

15–19

146

20–24

289

25–34

285

195

35–44

192

249

45–54

246

214

55–59

212

226

60–64

223

215

65–74

213

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	728	17.9%
18 and over	3,349	82.1%
65 and over	720	17.7%
Median age	46.7 years

Race & ethnicity

White 97.9%

Two or more races 1.3%

Black or African American 0.3%

Hispanic or Latino 0.2%

Other race 0.2%

Asian 0.1%

Group	Count	%
White	4,001	97.9%
Two or more races	54	1.3%
Black or African American	11	0.3%
Hispanic or Latino	8	0.2%
Other race	8	0.2%
Asian	3	0.1%

Household income

Under $10k 5.9%

$10k–$15k 2.1%

$15k–$25k 4.8%

$25k–$35k 8.6%

$35k–$50k 9.3%

$50k–$75k 20.6%

$75k–$100k 10.8%

$100k–$150k 27.3%

$150k–$200k 7.4%

$200k+ 3.1%

Range	% of households
Under $10k	5.9%
$10k–$15k	2.1%
$15k–$25k	4.8%
$25k–$35k	8.6%
$35k–$50k	9.3%
$50k–$75k	20.6%
$75k–$100k	10.8%
$100k–$150k	27.3%
$150k–$200k	7.4%
$200k+	3.1%
Median income	$72,974

Housing

Home values

Under $50k 1.6%

$50k–$100k 13.9%

$100k–$150k 16.3%

$150k–$200k 25.9%

$200k–$300k 22.8%

$300k–$500k 15.4%

$500k–$1M 2.3%

$1M+ 1.8%

Housing overview

Metric	Value
Median home value	$171,900
Median rent / month	$770
Owner occupied	90.2%
Renter occupied	9.8%
Vacant	4.8%
Single-family detached	94.0%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	6.3
Avg household size (owned)	2.49

Year built

Era	%
2020 or later	0.1%
2010–2019	3.2%
2000–2009	8.0%
1990–1999	4.9%
1980–1989	6.4%
1970–1979	11.3%
1960–1969	6.6%
1950–1959	14.8%
1940–1949	5.5%
1939 or earlier	39.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.5%
1 bedroom	6.4%
2 bedrooms	23.4%
3 bedrooms	48.6%
4 bedrooms	15.2%
5+ bedrooms	6.0%

Vehicles per household

Vehicles	% of households
No vehicle	7.9%
1 vehicle	16.2%
2 vehicles	39.2%
3 or more	36.7%

Heating fuel

Fuel type	%
Utility gas	70.7%
Electricity	13.6%
Propane / LP gas	7.3%
Fuel oil	1.0%
Wood	7.4%

Households & families

Household type	Count	%
Married-couple family	842	50.8%
Cohabiting couple	152	9.2%
Male householder, no spouse	241	14.5%
Female householder, no spouse	424	25.6%
Households with children under 18	360	21.7%
Households with seniors (65+)	553	33.3%
Average household size	2.46

Marital status

Status	Male	Female
Never married	37.4%	24.2%
Married	48.5%	49.1%
Separated	0.6%	1.1%
Widowed	0.7%	14.2%
Divorced	12.8%	11.5%

Education

Less than 9th grade 1.0%

Some HS, no diploma 4.0%

HS graduate 40.2%

Some college, no degree 17.1%

Associate's degree 9.5%

Bachelor's degree 21.1%

Graduate / professional 7.1%

Metric	%
HS diploma or higher	95.1%
Bachelor's or higher	28.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	32	3.8%
Kindergarten	26	3.1%
Elementary school	263	31.5%
High school	276	33.1%
College / grad school	238	28.5%

Employment

Industry of employment

Manufacturing 20.3%

Education & healthcare 18.5%

Transportation & utilities 11.3%

Retail trade 8.3%

Professional & management 8.2%

Construction 8.1%

Finance & real estate 7.8%

Other services 5.2%

Agriculture & mining 4.7%

Arts, food & hospitality 3.7%

Public administration 1.8%

Wholesale trade 1.1%

Information 1.0%

Occupation

Category	%
Management, business & arts	45.6%
Service	11.3%
Sales & office	15.1%
Natural resources & construction	17.0%
Production & transportation	11.0%

Employment type

Type	%
Private sector	82.6%
Government	9.6%
Self-employed	3.6%
Unpaid family workers	4.2%

Commute

Method	%
Drive alone	85.8%
Carpool	3.5%
Public transit	0.0%
Walk	2.7%
Other means	0.0%
Avg commute (minutes)	26.1

Poverty

All people 6.6%

Under 18 years 6.7%

18 and over 6.6%

Married-couple families 1.8%

Female-led households 29.9%

Income support

Source	% of households
Social Security	42.6%
Retirement income	30.2%
Supplemental Security	3.2%
Cash public assistance	1.2%
Food stamps / SNAP	6.4%

Health indicators

Condition	%
High blood pressure	33.9%
High cholesterol	32.7%
Heart disease	6.8%
Stroke	3.0%
Asthma	9.4%
Arthritis	25.0%
Kidney disease	2.9%
Pulmonary disease	7.9%
Cancer	6.8%

Behavior / access	%
Binge drinking	16.0%
No physical activity	23.8%
Less than 7 hrs sleep	31.1%
Fair or poor health	14.6%
Poor mental health	15.5%
Poor physical health	10.8%
No health insurance	12.4%
Visited doctor (checkup)	75.9%
Visited dentist	61.2%
Cholesterol screening	89.1%
Teeth loss	15.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	276	8.2%

Disability	%
Any disability	11.3%
Under 18	5.1%
18–64 years	9.5%
65 and over	24.2%

Health insurance coverage

Type	%
Private insurance	71.7%
Public insurance	35.8%
Uninsured under 19	1.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,919	96.1%
Spanish	1	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	1	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,056	99.5%
Born in same state	4,019	98.6%
Born in different state	3,227	79.2%
Foreign born	37	0.9%
Naturalized citizen	21	0.5%
Not a US citizen	21	100.0%

Ancestry

Ancestry	Count	%
French	563	13.8%
Italian	478	11.7%
Arab	298	7.3%
English	61	1.5%

Ancestry	Count	%
Irish	43	1.1%
Norwegian	30	0.7%
German	29	0.7%
Polish	25	0.6%

Technology access

Metric	% of households
Computer access	40.7%
Internet access	93.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does North Liberty, IN have?

North Liberty, IN has one ZIP code: 46554. Each ZIP code serves a distinct delivery area within the city and surrounding region.