46617 ZIP Code — South Bend, IN
St Joseph County, Indiana
ZIP code 46617 is located in South Bend, Indiana, within St Joseph County. It covers approximately 2.62 square miles and serves a population of 10,624 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 574.
About ZIP code 46617
The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $203,000. Owner-occupancy sits near the national average at 63%.
The gap between median ($67,967) and mean household income suggests income inequality — a small number of higher earners pull the average up.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 15 minutes is near the national average.
Educational attainment is high — 61% of residents hold a bachelor's degree or higher, well above the national average of 33%.
10,624
population
2.62
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
46617 ZIP code map
Cities in ZIP code 46617
Below are the cities the US Postal Service accepts for ZIP code 46617. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| South Bend | Preferred |
Nearby ZIP codes
46699 South Bend (0.6 mi)
46626 South Bend (0.6 mi)
46601 South Bend (1 mi)
46615 South Bend (1.3 mi)
46616 South Bend (1.6 mi)
46613 South Bend (2.2 mi)
46637 South Bend (3.1 mi)
46635 South Bend (3.1 mi)
46545 Mishawaka (5.1 mi)
46628 South Bend (5.7 mi)
46619 South Bend (5.9 mi)
46614 South Bend (6 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 10,624 |
| Population density | 4,055 / sq mi |
| State FIPS | 18 |
| County FIPS | 141 |
| Geography | |
|---|---|
| Land area | 2.62 sq mi |
| Water area | 0.07 sq mi |
| Latitude | 41.6833 |
| Longitude | -86.2393 |
| Timezone | Eastern (ET) |
| Area code | 574 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 38.2% | 46.1% | 42.9% |
| $50k – $100k | 28.4% | 31.7% | 32.7% |
| $100k – $200k | 22.7% | 18.0% | 19.8% |
| Over $200k | 10.7% | 4.2% | 4.5% |
Demographics & statistics
10,624
Population
4,055
People per sq mi
34.3
Median age
$67,967
Median household income
$52,967
Per capita income
$203,000
Median home value
$1,372
Median monthly rent
62.7%
Home ownership
15.3%
Poverty rate
4.8%
Unemployment
3,567
Housing units
61.1%
Bachelor's or higher
Age distribution
Male
Female
285
Under 5
286
230
5–9
231
261
10–14
261
391
15–19
391
700
20–24
700
843
25–34
844
584
35–44
584
362
45–54
362
228
55–59
228
406
60–64
406
728
65–74
729
169
75–84
169
123
85+
123
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 1,949 | 18.3% |
| 18 and over | 8,675 | 81.7% |
| 65 and over | 2,041 | 19.2% |
| Median age | 34.3 years | |
Race & ethnicity
White
66.1%
Black or African American
17.1%
Two or more races
7.3%
Hispanic or Latino
4.6%
Asian
2.6%
Other race
2.2%
American Indian / Alaska Native
0.2%
| Group | Count | % |
|---|---|---|
| White | 7,361 | 66.1% |
| Black or African American | 1,901 | 17.1% |
| Two or more races | 814 | 7.3% |
| Hispanic or Latino | 514 | 4.6% |
| Asian | 289 | 2.6% |
| Other race | 240 | 2.2% |
| American Indian / Alaska Native | 18 | 0.2% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 38.2% | 46.1% | 42.9% |
| $50k – $100k | 28.4% | 31.7% | 32.7% |
| $100k – $200k | 22.7% | 18.0% | 19.8% |
| Over $200k | 10.7% | 4.2% | 4.5% |
Under $10k
7.0%
$10k–$15k
3.1%
$15k–$25k
8.2%
$25k–$35k
8.2%
$35k–$50k
8.6%
$50k–$75k
19.1%
$75k–$100k
11.1%
$100k–$150k
16.8%
$150k–$200k
7.3%
$200k+
10.7%
| Range | % of households |
|---|---|
| Under $10k | 7.0% |
| $10k–$15k | 3.1% |
| $15k–$25k | 8.2% |
| $25k–$35k | 8.2% |
| $35k–$50k | 8.6% |
| $50k–$75k | 19.1% |
| $75k–$100k | 11.1% |
| $100k–$150k | 16.8% |
| $150k–$200k | 7.3% |
| $200k+ | 10.7% |
| Median income | $67,967 |
Housing
Home values
Under $50k
2.5%
$50k–$100k
8.4%
$100k–$150k
16.8%
$150k–$200k
21.5%
$200k–$300k
24.6%
$300k–$500k
12.9%
$500k–$1M
11.2%
$1M+
2.1%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $203,000 |
| Median rent / month | $1,372 |
| Owner occupied | 62.7% |
| Renter occupied | 37.3% |
| Vacant | 14.7% |
| Single-family detached | 66.1% |
| Large apartment buildings | 14.7% |
| Mobile homes | 0.2% |
| Median rooms | 5.7 |
| Avg household size (owned) | 2.32 |
Year built
| Era | % |
|---|---|
| 2020 or later | 1.6% |
| 2010–2019 | 15.7% |
| 2000–2009 | 6.6% |
| 1990–1999 | 4.4% |
| 1980–1989 | 4.7% |
| 1970–1979 | 6.0% |
| 1960–1969 | 6.0% |
| 1950–1959 | 16.8% |
| 1940–1949 | 9.0% |
| 1939 or earlier | 29.2% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 1.9% |
| 1 bedroom | 10.1% |
| 2 bedrooms | 27.8% |
| 3 bedrooms | 37.6% |
| 4 bedrooms | 18.1% |
| 5+ bedrooms | 4.5% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 6.9% |
| 1 vehicle | 47.2% |
| 2 vehicles | 36.7% |
| 3 or more | 9.3% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 76.8% |
| Electricity | 21.6% |
| Propane / LP gas | 1.4% |
| Fuel oil | 0.1% |
| No fuel used | 0.1% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 1,613 | 36.1% |
| Cohabiting couple | 400 | 9.0% |
| Male householder, no spouse | 969 | 21.7% |
| Female householder, no spouse | 1,484 | 33.2% |
| Households with children under 18 | 937 | 21.0% |
| Households with seniors (65+) | 1,383 | 31.0% |
| Average household size | 2.32 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 47.3% | 42.9% |
| Married | 38.2% | 36.5% |
| Separated | 1.0% | 0.5% |
| Widowed | 2.9% | 7.8% |
| Divorced | 10.6% | 12.2% |
Education
Less than 9th grade
0.9%
Some HS, no diploma
2.0%
HS graduate
15.1%
Some college, no degree
15.3%
Associate's degree
5.6%
Bachelor's degree
33.5%
Graduate / professional
27.5%
| Metric | % |
|---|---|
| HS diploma or higher | 97.0% |
| Bachelor's or higher | 61.1% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 166 | 5.1% |
| Kindergarten | 105 | 3.2% |
| Elementary school | 782 | 24.0% |
| High school | 640 | 19.6% |
| College / grad school | 1,569 | 48.1% |
Employment
Industry of employment
Education & healthcare
41.4%
Professional & management
12.4%
Manufacturing
8.6%
Arts, food & hospitality
8.1%
Other services
5.6%
Retail trade
5.0%
Transportation & utilities
4.6%
Public administration
4.0%
Finance & real estate
3.8%
Wholesale trade
3.1%
Construction
2.4%
Information
0.9%
Agriculture & mining
0.2%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 58.9% |
| Service | 16.3% |
| Sales & office | 13.3% |
| Natural resources & construction | 2.3% |
| Production & transportation | 9.2% |
Employment type
| Type | % |
|---|---|
| Private sector | 85.2% |
| Government | 10.4% |
| Self-employed | 4.3% |
| Unpaid family workers | 0.0% |
Commute
| Method | % |
|---|---|
| Drive alone | 68.6% |
| Carpool | 8.8% |
| Public transit | 0.3% |
| Walk | 6.5% |
| Work from home | 11.6% |
| Other means | 4.1% |
| Avg commute (minutes) | 15.2 |
Poverty
All people
15.3%
Under 18 years
8.2%
18 and over
16.8%
Married-couple families
4.3%
Female-led households
15.4%
Income support
| Source | % of households |
|---|---|
| Social Security | 28.5% |
| Retirement income | 22.5% |
| Supplemental Security | 2.7% |
| Cash public assistance | 1.6% |
| Food stamps / SNAP | 4.5% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 34.9% |
| High blood pressure | 33.0% |
| High cholesterol | 29.6% |
| Diabetes | 10.5% |
| Heart disease | 6.2% |
| Stroke | 3.2% |
| Asthma | 9.6% |
| Arthritis | 22.6% |
| Kidney disease | 3.0% |
| Pulmonary disease | 6.5% |
| Cancer | 6.4% |
| Behavior / access | % |
|---|---|
| Smoking | 15.6% |
| Binge drinking | 15.2% |
| No physical activity | 22.8% |
| Less than 7 hrs sleep | 30.9% |
| Depression | 20.4% |
| Fair or poor health | 14.5% |
| Poor mental health | 14.9% |
| Poor physical health | 9.8% |
| No health insurance | 12.5% |
| Visited doctor (checkup) | 77.3% |
| Visited dentist | 61.4% |
| Cholesterol screening | 87.8% |
| Teeth loss | 14.6% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 478 | 5.5% |
| Disability | % |
|---|---|
| Any disability | 9.7% |
| Under 18 | 2.1% |
| 18–64 years | 8.2% |
| 65 and over | 22.4% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 74.9% |
| Public insurance | 32.5% |
| No insurance | 6.0% |
| Uninsured under 19 | 1.8% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 10,053 | 94.6% |
| Spanish | 252 | 2.5% |
| Other Indo-European | 80 | 0.8% |
| Asian & Pacific Islander | 18 | 0.2% |
| Other languages | 82 | 0.8% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 9,618 | 90.5% |
| Born in same state | 9,503 | 89.4% |
| Born in different state | 4,860 | 45.7% |
| Foreign born | 115 | 1.1% |
| Naturalized citizen | 1,006 | 9.5% |
| Not a US citizen | 388 | 38.6% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 2,345 | 22.1% |
| French | 767 | 7.2% |
| Arab | 416 | 3.9% |
| Irish | 219 | 2.1% |
| Norwegian | 145 | 1.4% |
| Ancestry | Count | % |
|---|---|---|
| English | 130 | 1.2% |
| Polish | 100 | 0.9% |
| German | 69 | 0.6% |
| Dutch | 14 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 42.0% |
| Internet access | 97.5% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 46617
What city is ZIP code 46617 in?
ZIP code 46617 is primarily assigned to South Bend, Indiana.
What county is ZIP code 46617 in?
ZIP code 46617 falls within St Joseph County, Indiana.
How educated is the population of ZIP code 46617?
61% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.
What is the poverty rate in ZIP code 46617?
15% of residents in ZIP code 46617 live below the poverty line, above the national average.
What is the population of ZIP code 46617?
ZIP code 46617 has an estimated population of 10,624 residents, with a density of 4,057 people per square mile.
What is the typical home value in ZIP code 46617?
The median home value in ZIP code 46617 is $203,000.
What timezone is ZIP code 46617 in?
ZIP code 46617 observes the EST timezone.