Mishawaka ZIP Codes — St Joseph County, IN

There are 3 unique ZIP codes in Mishawaka, Indiana. Area code: 574.

ZIP codes

58.11

sq mi land

0.58

sq mi water

574

area code

Mishawaka, IN ZIP code map

About Mishawaka, IN

Mishawaka, Indiana, is a vibrant city located in the heart of St. Joseph County. This city is known for its rich history, family-friendly atmosphere, and strong sense of community. With two ZIP codes—46544 and 46545—Mishawaka offers a unique blend of residential life and commercial enterprise.

Location & geography

Mishawaka is situated in the northern part of Indiana, approximately 7 miles east of South Bend and about 15 miles from the Michigan border. The city spans a land area of 58.11 square miles, accompanied by a small water area of 0.58 square miles, which contributes to its scenic beauty. It is characterized by a mix of urban development and natural landscapes, making it appealing to both residents and visitors alike.

Community & economy

Mishawaka has a diverse community, known for its welcoming atmosphere and a variety of cultural activities. The local economy is bolstered by several key industries, including manufacturing, healthcare, and retail, providing numerous employment opportunities. Daily life in Mishawaka is enriched by parks, recreational facilities, and local events, helping to foster strong neighborhood connections.

Transportation

Mishawaka is accessible via major highways such as the Indiana Toll Road (Interstate 80/90) and U.S. Route 20, making it easy to connect to surrounding regions. For air travel, the nearest major airport is South Bend International Airport, located just a short drive away. Public transportation options are available, providing residents with convenient commuting alternatives.

History

Mishawaka was founded in the mid-19th century and has developed a rich history since its establishment. Initially known for its thriving manufacturing sector, the city played a significant role in the growth of the local economy, with industries such as textiles and rubber. Notable events, such as the formation of the Mishawaka Riverwalk, highlight the city's commitment to preserving its history while enhancing public spaces.

Did you know?

A surprising fact about Mishawaka is that it was once nicknamed 'Shoe City' during the early 20th century due to its booming shoe manufacturing industry. Today, it is also known for its beautiful Riverwalk, which offers scenic views along the St. Joseph River and is popular among locals and visitors for walking and biking.

ZIP codes for Mishawaka, IN (3)

ZIP code	City	County	Map
46544	Mishawaka	St Joseph	View map
46545	Mishawaka	St Joseph	View map
46546	Mishawaka	St Joseph	View map

Demographics & statistics

57,817

Population

36.3

Median age

$56,034

Median household income

$31,604

Per capita income

$149,600

Median home value

$949

Median monthly rent

56.2%

Home ownership

14.2%

Poverty rate

6.5%

Unemployment

16,380

Housing units

27.3%

Bachelor's or higher

Age distribution

Male Female

1,853

Under 5

1,805

1,800

5–9

1,753

1,723

10–14

1,677

1,877

15–19

1,828

2,084

20–24

2,030

4,863

25–34

4,735

3,569

35–44

3,476

3,046

45–54

2,966

1,764

55–59

1,718

1,716

60–64

1,670

2,971

65–74

2,893

1,499

75–84

1,460

527

85+

514

← Male

Female →

Age summary

Group	Count	%
Under 18	12,690	21.9%
18 and over	45,127	78.1%
65 and over	9,864	17.2%
Median age	36.3 years

Race & ethnicity

White 79%

Black or African American 7.2%

Two or more races 6.9%

Hispanic or Latino 3.3%

Asian 1.8%

Other race 1.4%

American Indian / Alaska Native 0.2%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	47,275	79%
Black or African American	4,308	7.2%
Two or more races	4,135	6.9%
Hispanic or Latino	1,994	3.3%
Asian	1,087	1.8%
Other race	856	1.4%
American Indian / Alaska Native	109	0.2%
Native Hawaiian / Pacific Islander	47	0.1%

Household income

Under $10k 4.5%

$10k–$15k 5.0%

$15k–$25k 11.1%

$25k–$35k 10.3%

$35k–$50k 15.0%

$50k–$75k 20.6%

$75k–$100k 12.9%

$100k–$150k 12.4%

$150k–$200k 5.0%

$200k+ 3.4%

Range	% of households
Under $10k	4.5%
$10k–$15k	5.0%
$15k–$25k	11.1%
$25k–$35k	10.3%
$35k–$50k	15.0%
$50k–$75k	20.6%
$75k–$100k	12.9%
$100k–$150k	12.4%
$150k–$200k	5.0%
$200k+	3.4%
Median income	$56,034

Housing

Home values

Under $50k 4.5%

$50k–$100k 21.1%

$100k–$150k 24.8%

$150k–$200k 20.1%

$200k–$300k 18.2%

$300k–$500k 7.3%

$500k–$1M 4.0%

$1M+ 0.3%

Housing overview

Metric	Value
Median home value	$149,600
Median rent / month	$949
Owner occupied	56.2%
Renter occupied	43.8%
Vacant	7.7%
Single-family detached	58.0%
Large apartment buildings	10.6%
Mobile homes	3.5%
Median rooms	5.3
Avg household size (owned)	2.48

Year built

Era	%
2020 or later	0.2%
2010–2019	5.8%
2000–2009	7.0%
1990–1999	11.7%
1980–1989	13.2%
1970–1979	15.4%
1960–1969	14.1%
1950–1959	9.9%
1940–1949	6.3%
1939 or earlier	16.6%

Bedrooms

Size	% of units
No bedroom (studio)	1.9%
1 bedroom	17.1%
2 bedrooms	32.4%
3 bedrooms	33.2%
4 bedrooms	12.3%
5+ bedrooms	3.3%

Vehicles per household

Vehicles	% of households
No vehicle	6.9%
1 vehicle	43.6%
2 vehicles	35.0%
3 or more	14.7%

Heating fuel

Fuel type	%
Utility gas	79.9%
Electricity	17.3%
Propane / LP gas	1.7%
Wood	0.1%
No fuel used	1.0%

Households & families

Household type	Count	%
Married-couple family	9,462	37.5%
Cohabiting couple	1,802	7.1%
Male householder, no spouse	5,902	23.4%
Female householder, no spouse	8,066	32.0%
Households with children under 18	6,502	25.7%
Households with seniors (65+)	7,527	29.9%
Average household size	2.25

Marital status

Status	Male	Female
Never married	40.2%	30.5%
Married	43.0%	40.6%
Separated	1.1%	1.2%
Widowed	3.3%	8.8%
Divorced	12.5%	19.0%

Education

Less than 9th grade 1.8%

Some HS, no diploma 8.0%

HS graduate 33.0%

Some college, no degree 21.3%

Associate's degree 8.7%

Bachelor's degree 17.3%

Graduate / professional 10.0%

Metric	%
HS diploma or higher	90.3%
Bachelor's or higher	27.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	1,077	8.2%
Kindergarten	626	4.8%
Elementary school	5,579	42.3%
High school	2,879	21.8%
College / grad school	3,057	23.0%

Employment

Industry of employment

Education & healthcare 26.1%

Manufacturing 19.5%

Retail trade 10.2%

Arts, food & hospitality 8.9%

Professional & management 8.4%

Finance & real estate 5.9%

Transportation & utilities 4.9%

Other services 4.7%

Construction 3.8%

Public administration 3.4%

Wholesale trade 2.9%

Information 1.6%

Agriculture & mining 0.2%

Occupation

Category	%
Management, business & arts	35.3%
Service	16.6%
Sales & office	22.6%
Natural resources & construction	5.5%
Production & transportation	20.1%

Employment type

Type	%
Private sector	87.0%
Government	10.1%
Self-employed	2.9%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	78.6%
Carpool	9.1%
Public transit	1.3%
Walk	2.4%
Other means	1.8%
Avg commute (minutes)	21.4

Poverty

All people 14.2%

Under 18 years 21.1%

18 and over 12.3%

Married-couple families 3.4%

Female-led households 28.4%

Income support

Source	% of households
Social Security	32.2%
Retirement income	23.4%
Supplemental Security	4.8%
Cash public assistance	1.9%
Food stamps / SNAP	9.4%

Health indicators

Condition	%
High blood pressure	33.3%
High cholesterol	30.7%
Heart disease	6.7%
Stroke	3.2%
Asthma	9.8%
Arthritis	24.2%
Kidney disease	3.0%
Pulmonary disease	8.1%
Cancer	6.4%

Behavior / access	%
Binge drinking	15.8%
No physical activity	25.5%
Less than 7 hrs sleep	31.9%
Fair or poor health	15.9%
Poor mental health	16.5%
Poor physical health	11.1%
No health insurance	14.1%
Visited doctor (checkup)	75.8%
Visited dentist	57.9%
Cholesterol screening	87.0%
Teeth loss	17.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	2,690	6.0%

Disability	%
Any disability	16.1%
Under 18	4.9%
18–64 years	14.0%
65 and over	38.2%

Health insurance coverage

Type	%
Private insurance	68.2%
Public insurance	36.0%
Uninsured under 19	5.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	54,159	93.8%
Spanish	1,424	2.7%
Other Indo-European	724	1.4%
Asian & Pacific Islander	199	0.4%
Other languages	402	0.8%

Place of birth & citizenship

Origin	Count	%
Native born (US)	55,086	95.1%
Born in same state	54,620	94.3%
Born in different state	39,150	67.4%
Foreign born	466	0.8%
Naturalized citizen	2,731	4.9%
Not a US citizen	1,108	43.2%

Ancestry

Ancestry	Count	%
Italian	7,198	12.4%
French	5,585	9.7%
Arab	2,648	4.6%
Irish	1,369	2.4%
English	1,167	2%

Ancestry	Count	%
Polish	215	0.4%
German	168	0.3%
Dutch	107	0.2%
Norwegian	50	0.1%

Technology access

Metric	% of households
Computer access	43.8%
Internet access	92.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Mishawaka, IN have?

Mishawaka, IN has two ZIP codes: 46544 and 46545. Each ZIP code serves a distinct delivery area within the city and surrounding region.