46534 ZIP Code — Knox, IN

Starke County, Indiana

ZIP code 46534 is located in Knox, Indiana, within Starke County. It covers approximately 119.88 square miles and serves a population of 11,011 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 574.

About ZIP code 46534

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $153,300. Owner-occupancy is high at 80%, well above the national average.

Median household income is $58,100. 44% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 27 minutes is near the national average.

College attainment at 13% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (26%) compared to national benchmarks.

Overall, ZIP code 46534 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

11,011

population

119.88

sq mi land

Standard

ZIP type

Central (CT)

timezone

46534 ZIP code map

Cities in ZIP code 46534

Below are the cities the US Postal Service accepts for ZIP code 46534. Using any city not on this list may result in mail delivery delays.

City	Status
Knox	Acceptable
Knox	Preferred

Nearby ZIP codes

46531 Grovertown (7.1 mi) 46366 North Judson (8.6 mi) 46340 Hanna (9.7 mi) 46532 Hamlet (10 mi) 46960 Monterey (10.2 mi) 46511 Culver (10.6 mi) 46348 La Crosse (11.6 mi) 46374 San Pierre (15.1 mi) 46382 Union Mills (15.1 mi) 46574 Walkerton (15.9 mi) 46390 Wanatah (16.1 mi) 46996 Winamac (16.8 mi)

Demographics updated 05/2026

Population
Total population	11,011
Population density	92 / sq mi
State FIPS	18
County FIPS	149

Geography
Land area	119.88 sq mi
Water area	2.31 sq mi
Latitude	41.2809
Longitude	-86.6210
Timezone	Central (CT)
Area code	574

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.4%	48.8%	42.9%
$50k – $100k	32.6%	34.4%	32.7%
$100k – $200k	16.4%	15.1%	19.8%
Over $200k	1.6%	1.7%	4.5%

Demographics & statistics

11,011

Population

People per sq mi

40.9

Median age

$58,100

Median household income

$26,247

Per capita income

$153,300

Median home value

$614

Median monthly rent

79.9%

Home ownership

15.3%

Poverty rate

4.2%

Unemployment

4,537

Housing units

12.5%

Bachelor's or higher

Age distribution

Male Female

264

Under 5

277

357

5–9

373

400

10–14

419

300

15–19

314

362

20–24

378

601

25–34

629

653

35–44

684

704

45–54

737

410

55–59

429

360

60–64

377

642

65–74

671

237

75–84

248

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	2,495	22.7%
18 and over	8,516	77.3%
65 and over	1,983	18.0%
Median age	40.9 years

Race & ethnicity

White 94.3%

Two or more races 2.6%

Hispanic or Latino 1.2%

American Indian / Alaska Native 0.8%

Other race 0.7%

Black or African American 0.3%

Asian 0.1%

Group	Count	%
White	10,511	94.3%
Two or more races	286	2.6%
Hispanic or Latino	132	1.2%
American Indian / Alaska Native	94	0.8%
Other race	73	0.7%
Black or African American	34	0.3%
Asian	13	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.4%	48.8%	42.9%
$50k – $100k	32.6%	34.4%	32.7%
$100k – $200k	16.4%	15.1%	19.8%
Over $200k	1.6%	1.7%	4.5%

Under $10k 6.4%

$10k–$15k 7.4%

$15k–$25k 8.4%

$25k–$35k 8.6%

$35k–$50k 13.0%

$50k–$75k 18.1%

$75k–$100k 16.4%

$100k–$150k 13.3%

$150k–$200k 6.6%

$200k+ 1.8%

Range	% of households
Under $10k	6.4%
$10k–$15k	7.4%
$15k–$25k	8.4%
$25k–$35k	8.6%
$35k–$50k	13.0%
$50k–$75k	18.1%
$75k–$100k	16.4%
$100k–$150k	13.3%
$150k–$200k	6.6%
$200k+	1.8%
Median income	$58,100

Housing

Home values

Under $50k 4.0%

$50k–$100k 19.8%

$100k–$150k 24.1%

$150k–$200k 22.3%

$200k–$300k 16.4%

$300k–$500k 8.8%

$500k–$1M 4.6%

Housing overview

Metric	Value
Median home value	$153,300
Median rent / month	$614
Owner occupied	79.9%
Renter occupied	20.1%
Vacant	22.5%
Single-family detached	83.7%
Large apartment buildings	2.2%
Mobile homes	6.6%
Median rooms	6.2
Avg household size (owned)	2.71

Year built

Era	%
2020 or later	0.4%
2010–2019	3.9%
2000–2009	10.9%
1990–1999	11.8%
1980–1989	8.5%
1970–1979	19.9%
1960–1969	10.3%
1950–1959	9.6%
1940–1949	7.6%
1939 or earlier	17.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.1%
1 bedroom	5.7%
2 bedrooms	21.7%
3 bedrooms	55.0%
4 bedrooms	15.3%
5+ bedrooms	2.2%

Vehicles per household

Vehicles	% of households
No vehicle	5.9%
1 vehicle	26.8%
2 vehicles	33.1%
3 or more	34.3%

Heating fuel

Fuel type	%
Utility gas	73.1%
Electricity	7.8%
Propane / LP gas	16.8%
Wood	2.1%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	2,091	50.2%
Cohabiting couple	448	10.8%
Male householder, no spouse	543	13.0%
Female householder, no spouse	1,083	26.0%
Households with children under 18	1,350	32.4%
Households with seniors (65+)	1,505	36.1%
Average household size	2.64

Marital status

Status	Male	Female
Never married	27.4%	21.6%
Married	53.2%	49.3%
Separated	0.8%	2.7%
Widowed	3.3%	11.1%
Divorced	15.4%	15.3%

Education

Less than 9th grade 8.0%

Some HS, no diploma 8.1%

HS graduate 46.0%

Some college, no degree 17.6%

Associate's degree 7.8%

Bachelor's degree 8.0%

Graduate / professional 4.6%

Metric	%
HS diploma or higher	83.9%
Bachelor's or higher	12.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	141	6.6%
Kindergarten	138	6.4%
Elementary school	1,088	50.8%
High school	560	26.2%
College / grad school	214	10.0%

Employment

Industry of employment

Manufacturing 25.9%

Education & healthcare 24.8%

Retail trade 9.8%

Arts, food & hospitality 8.0%

Construction 6.9%

Other services 5.1%

Professional & management 4.4%

Public administration 4.3%

Finance & real estate 3.8%

Transportation & utilities 3.7%

Information 2.4%

Wholesale trade 0.8%

Agriculture & mining 0.2%

Occupation

Category	%
Management, business & arts	28.6%
Service	15.2%
Sales & office	18.9%
Natural resources & construction	9.8%
Production & transportation	27.5%

Employment type

Type	%
Private sector	80.9%
Government	14.2%
Self-employed	4.0%
Unpaid family workers	0.9%

Commute

Method	%
Drive alone	80.8%
Carpool	14.6%
Public transit	0.0%
Walk	0.9%
Work from home	2.2%
Other means	1.5%
Avg commute (minutes)	27.3

Poverty

All people 15.3%

Under 18 years 17.3%

18 and over 14.7%

Married-couple families 4.6%

Female-led households 36.1%

Income support

Source	% of households
Social Security	44.3%
Retirement income	29.8%
Supplemental Security	8.2%
Cash public assistance	2.7%
Food stamps / SNAP	13.8%

Health indicators

Condition	%
Obesity	41.6%
High blood pressure	37.4%
High cholesterol	34.4%
Diabetes	12.9%
Heart disease	8.1%
Stroke	3.8%
Asthma	10.7%
Arthritis	29.8%
Kidney disease	3.4%
Pulmonary disease	10.7%
Cancer	6.9%

Behavior / access	%
Smoking	25.8%
Binge drinking	15.8%
No physical activity	30.8%
Less than 7 hrs sleep	35.8%
Depression	25.6%
Fair or poor health	20.1%
Poor mental health	17.2%
Poor physical health	13.8%
No health insurance	15.1%
Visited doctor (checkup)	73.8%
Visited dentist	54.5%
Cholesterol screening	87.2%
Teeth loss	20.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	566	6.6%

Disability	%
Any disability	16.7%
Under 18	4.4%
18–64 years	16.5%
65 and over	33.1%

Health insurance coverage

Type	%
Private insurance	62.5%
Public insurance	48.3%
No insurance	5.3%
Uninsured under 19	2.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	10,470	95.1%
Spanish	43	0.4%
Other Indo-European	13	0.1%
Asian & Pacific Islander	27	0.3%
Other languages	3	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	10,835	98.4%
Born in same state	10,835	98.4%
Born in different state	7,997	72.6%
Foreign born	0	0.0%
Naturalized citizen	176	1.6%
Not a US citizen	103	58.5%

Ancestry

Ancestry	Count	%
Italian	1,748	15.9%
Arab	871	7.9%
French	698	6.3%
English	173	1.6%
Dutch	155	1.4%

Ancestry	Count	%
Norwegian	83	0.8%
German	68	0.6%
Irish	61	0.6%
Polish	51	0.5%

Technology access

Metric	% of households
Computer access	37.8%
Internet access	88.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46534

What city is ZIP code 46534 in?

ZIP code 46534 is primarily assigned to Knox, Indiana.

What county is ZIP code 46534 in?

ZIP code 46534 falls within Starke County, Indiana.

How educated is the population of ZIP code 46534?

13% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 46534 have a large retiree population?

44% of households in ZIP code 46534 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 46534?

15% of residents in ZIP code 46534 live below the poverty line, above the national average.

What is the typical home value in ZIP code 46534?

The median home value in ZIP code 46534 is $153,300.

What timezone is ZIP code 46534 in?

ZIP code 46534 observes the CST timezone.