Monterey ZIP Codes — Pulaski County, IN

There is one unique ZIP code in Monterey, Indiana and it is 46960. Area code: 574.

ZIP codes

40.74

sq mi land

0.06

sq mi water

574

area code

Monterey, IN ZIP code map

About Monterey, IN

Monterey, Indiana, is a small, charming town located in Pulaski County. It is known for its close-knit community and rural charm, making it a peaceful place for residents and visitors alike. This quaint town embraces the simplicity of small-town living while providing an inviting atmosphere for all.

Location & geography

Monterey is situated in the northwestern part of Indiana, surrounded by various natural landscapes that include fields and forests. Nearby cities include Winamac, approximately 12 miles to the east; Knox, around 16 miles to the south; and Culver, which is roughly 10 miles to the northwest. The town covers a land area of 40.74 square miles, complemented by a small water area of 0.06 square miles.

Community & economy

The community in Monterey is characterized by its welcoming and friendly atmosphere, with residents who pride themselves on their local heritage. Local industries primarily revolve around agriculture and small businesses, contributing to the town’s economy and daily life. Residents enjoy a slower pace of life and take part in community events that strengthen their bonds.

Transportation

Monterey is accessible via Indiana State Road 35, which provides convenient routes to neighboring towns and cities. The nearest major airport is South Bend International Airport, located about an hour's drive away, offering services for both domestic and some international flights. Local transit options are limited, but community transport services are available.

History

Founded in the early 19th century, Monterey has seen steady growth primarily due to its agricultural roots and small-scale manufacturing industries. Historically, the town has been a close agricultural community, supporting farming families and local businesses. Notable events include community festivals that celebrate its heritage, fostering a sense of belonging among locals and visitors alike.

Did you know?

One surprising fact about Monterey is that it features a unique blend of cultural influences, which are reflected in the town's events and community gatherings. Despite its small size, it hosts intriguing local traditions that attract visitors from surrounding areas.

ZIP codes for Monterey, IN (1)

ZIP code	City	County	Map
46960	Monterey	Pulaski	View map

Demographics & statistics

1,204

Population

44.1

Median age

$50,938

Median household income

$28,689

Per capita income

$126,000

Median home value

$582

Median monthly rent

81.9%

Home ownership

15.2%

Poverty rate

0.8%

Unemployment

645

Housing units

18.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

124

35–44

137

45–54

104

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	269	22.3%
18 and over	935	77.7%
65 and over	242	20.1%
Median age	44.1 years

Race & ethnicity

White 78.8%

Two or more races 10.9%

Hispanic or Latino 9.3%

Asian 0.6%

Other race 0.4%

Group	Count	%
White	1,046	78.8%
Two or more races	145	10.9%
Hispanic or Latino	123	9.3%
Asian	8	0.6%
Other race	5	0.4%

Household income

Under $10k 1.5%

$10k–$15k 5.4%

$15k–$25k 10.8%

$25k–$35k 2.4%

$35k–$50k 28.7%

$50k–$75k 19.0%

$75k–$100k 13.4%

$100k–$150k 17.0%

$150k–$200k 1.9%

Range	% of households
Under $10k	1.5%
$10k–$15k	5.4%
$15k–$25k	10.8%
$25k–$35k	2.4%
$35k–$50k	28.7%
$50k–$75k	19.0%
$75k–$100k	13.4%
$100k–$150k	17.0%
$150k–$200k	1.9%
Median income	$50,938

Housing

Home values

Under $50k 24.2%

$50k–$100k 18.2%

$100k–$150k 26.6%

$150k–$200k 16.8%

$200k–$300k 11.8%

$300k–$500k 2.4%

Housing overview

Metric	Value
Median home value	$126,000
Median rent / month	$582
Owner occupied	81.9%
Renter occupied	18.1%
Vacant	36.4%
Single-family detached	72.3%
Large apartment buildings	0.0%
Mobile homes	26.6%
Median rooms	5.8
Avg household size (owned)	2.86

Year built

Era	%
2020 or later	0.0%
2010–2019	5.5%
2000–2009	11.5%
1990–1999	4.5%
1980–1989	22.4%
1970–1979	5.6%
1960–1969	8.5%
1950–1959	10.4%
1940–1949	4.3%
1939 or earlier	27.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.3%
2 bedrooms	43.6%
3 bedrooms	37.6%
4 bedrooms	17.3%
5+ bedrooms	1.2%

Vehicles per household

Vehicles	% of households
No vehicle	14.4%
1 vehicle	29.5%
2 vehicles	21.3%
3 or more	34.7%

Heating fuel

Fuel type	%
Utility gas	41.8%
Electricity	8.0%
Propane / LP gas	41.6%
Fuel oil	0.2%
Wood	7.1%

Households & families

Household type	Count	%
Married-couple family	192	41.4%
Cohabiting couple	54	11.6%
Male householder, no spouse	104	22.4%
Female householder, no spouse	114	24.6%
Households with children under 18	127	27.4%
Households with seniors (65+)	175	37.7%
Average household size	2.59

Marital status

Status	Male	Female
Never married	28.3%	15.5%
Married	44.5%	42.5%
Separated	0.8%	0.0%
Widowed	3.8%	18.2%
Divorced	22.5%	23.8%

Education

Less than 9th grade 5.1%

Some HS, no diploma 2.4%

HS graduate 35.9%

Some college, no degree 34.9%

Associate's degree 3.6%

Bachelor's degree 12.1%

Graduate / professional 6.0%

Metric	%
HS diploma or higher	92.4%
Bachelor's or higher	18.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	12	5.4%
Kindergarten	0	0.0%
Elementary school	178	80.2%
High school	31	14.0%
College / grad school	1	0.5%

Employment

Industry of employment

Manufacturing 27.8%

Finance & real estate 17.8%

Retail trade 12.4%

Education & healthcare 11.6%

Arts, food & hospitality 6.9%

Transportation & utilities 6.6%

Public administration 5.5%

Construction 4.3%

Professional & management 4.3%

Other services 2.7%

Agriculture & mining 0.2%

Occupation

Category	%
Management, business & arts	23.8%
Service	7.4%
Sales & office	31.5%
Natural resources & construction	12.4%
Production & transportation	25.0%

Employment type

Type	%
Private sector	90.9%
Government	6.9%
Self-employed	2.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	68.3%
Carpool	19.6%
Public transit	2.8%
Walk	0.2%
Other means	8.3%
Avg commute (minutes)	32.6

Poverty

All people 15.2%

Under 18 years 34.9%

18 and over 9.5%

Married-couple families 2.1%

Female-led households 58.0%

Income support

Source	% of households
Social Security	33.4%
Retirement income	36.9%
Supplemental Security	11.2%
Cash public assistance	0.2%
Food stamps / SNAP	11.0%

Health indicators

Condition	%
High blood pressure	38.7%
High cholesterol	35.9%
Heart disease	8.4%
Stroke	3.8%
Asthma	10.1%
Arthritis	29.6%
Kidney disease	3.4%
Pulmonary disease	10.1%
Cancer	7.2%

Behavior / access	%
Binge drinking	15.6%
No physical activity	29.8%
Less than 7 hrs sleep	35.6%
Fair or poor health	19.1%
Poor mental health	15.9%
Poor physical health	13.1%
No health insurance	14.5%
Visited doctor (checkup)	74.4%
Visited dentist	56.3%
Cholesterol screening	88.6%
Teeth loss	19.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	75	8.0%

Disability	%
Any disability	12.5%
Under 18	1.9%
18–64 years	17.7%
65 and over	9.5%

Health insurance coverage

Type	%
Private insurance	60.5%
Public insurance	44.8%
Uninsured under 19	3.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,150	95.5%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,192	99.0%
Born in same state	1,192	99.0%
Born in different state	853	70.8%
Foreign born	0	0.0%
Naturalized citizen	12	1.0%
Not a US citizen	4	33.3%

Ancestry

Ancestry	Count	%
Italian	142	11.8%
French	55	4.6%
Polish	54	4.5%
Arab	26	2.2%

Ancestry	Count	%
Norwegian	14	1.2%
English	6	0.5%
German	1	0.1%

Technology access

Metric	% of households
Computer access	38.5%
Internet access	95.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Monterey, IN have?

Monterey, IN has one ZIP code: 46960. Each ZIP code serves a distinct delivery area within the city and surrounding region.