46536 ZIP Code — Lakeville, IN

St Joseph County, Indiana

ZIP code 46536 is located in Lakeville, Indiana, within St Joseph County. It covers approximately 29.27 square miles and serves a population of 2,824 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 574.

About ZIP code 46536

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $202,600. Owner-occupancy is high at 81%, well above the national average.

Median household income is $74,231. The poverty rate of 7% is below the national average. 33% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average.

College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (20%) compared to national benchmarks.

Overall, ZIP code 46536 reflects a community defined by high homeownership and a significant Social Security-dependent population.

2,824

population

29.27

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46536 ZIP code map

Cities in ZIP code 46536

Below are the cities the US Postal Service accepts for ZIP code 46536. Using any city not on this list may result in mail delivery delays.

City	Status
Lakeville	Preferred

Nearby ZIP codes

46614 South Bend (6.1 mi) 46506 Bremen (6.6 mi) 46554 North Liberty (8.4 mi) 46613 South Bend (9.8 mi) 46544 Mishawaka (10.3 mi) 46574 Walkerton (10.5 mi) 46619 South Bend (10.5 mi) 46563 Plymouth (10.8 mi) 46601 South Bend (11.1 mi) 46615 South Bend (11.7 mi) 46626 South Bend (11.8 mi) 46699 South Bend (11.8 mi)

Demographics updated 05/2026

Population
Total population	2,824
Population density	96 / sq mi
State FIPS	18
County FIPS	141

Geography
Land area	29.27 sq mi
Water area	0.21 sq mi
Latitude	41.5136
Longitude	-86.2778
Timezone	Eastern (ET)
Area code	574

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	39.0%	46.1%	42.9%
$50k – $100k	42.1%	31.7%	32.7%
$100k – $200k	15.7%	18.0%	19.8%
Over $200k	3.2%	4.2%	4.5%

Demographics & statistics

2,824

Population

People per sq mi

49.2

Median age

$74,231

Median household income

$42,625

Per capita income

$202,600

Median home value

$857

Median monthly rent

81.4%

Home ownership

7.2%

Poverty rate

0.6%

Unemployment

1,182

Housing units

20.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

151

25–34

158

135

35–44

142

225

45–54

237

139

55–59

145

107

60–64

113

190

65–74

200

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	466	16.5%
18 and over	2,358	83.5%
65 and over	592	21.0%
Median age	49.2 years

Race & ethnicity

White 94.7%

Two or more races 3.2%

Hispanic or Latino 1.8%

Black or African American 0.2%

Asian 0.1%

Group	Count	%
White	2,722	94.7%
Two or more races	93	3.2%
Hispanic or Latino	51	1.8%
Black or African American	6	0.2%
Asian	3	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	39.0%	46.1%	42.9%
$50k – $100k	42.1%	31.7%	32.7%
$100k – $200k	15.7%	18.0%	19.8%
Over $200k	3.2%	4.2%	4.5%

Under $10k 2.9%

$10k–$15k 2.1%

$15k–$25k 5.1%

$25k–$35k 7.8%

$35k–$50k 13.9%

$50k–$75k 18.5%

$75k–$100k 17.3%

$100k–$150k 15.5%

$150k–$200k 11.1%

$200k+ 5.9%

Range	% of households
Under $10k	2.9%
$10k–$15k	2.1%
$15k–$25k	5.1%
$25k–$35k	7.8%
$35k–$50k	13.9%
$50k–$75k	18.5%
$75k–$100k	17.3%
$100k–$150k	15.5%
$150k–$200k	11.1%
$200k+	5.9%
Median income	$74,231

Housing

Home values

Under $50k 2.4%

$50k–$100k 9.6%

$100k–$150k 16.2%

$150k–$200k 20.3%

$200k–$300k 36.7%

$300k–$500k 9.7%

$500k–$1M 5.1%

Housing overview

Metric	Value
Median home value	$202,600
Median rent / month	$857
Owner occupied	81.4%
Renter occupied	18.6%
Vacant	12.9%
Single-family detached	80.9%
Large apartment buildings	1.0%
Mobile homes	0.8%
Median rooms	5.9
Avg household size (owned)	2.26

Year built

Era	%
2020 or later	0.0%
2010–2019	6.0%
2000–2009	7.2%
1990–1999	10.0%
1980–1989	13.5%
1970–1979	12.0%
1960–1969	2.3%
1950–1959	8.8%
1940–1949	22.6%
1939 or earlier	17.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.4%
1 bedroom	6.0%
2 bedrooms	32.8%
3 bedrooms	35.5%
4 bedrooms	18.7%
5+ bedrooms	6.6%

Vehicles per household

Vehicles	% of households
No vehicle	3.5%
1 vehicle	29.7%
2 vehicles	24.7%
3 or more	42.1%

Heating fuel

Fuel type	%
Utility gas	68.2%
Electricity	15.3%
Propane / LP gas	11.8%
Wood	3.5%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	665	54.2%
Cohabiting couple	77	6.3%
Male householder, no spouse	172	14.0%
Female householder, no spouse	314	25.6%
Households with children under 18	228	18.6%
Households with seniors (65+)	402	32.7%
Average household size	2.30

Marital status

Status	Male	Female
Never married	20.9%	24.6%
Married	60.0%	54.9%
Separated	8.7%	2.2%
Widowed	2.1%	9.1%
Divorced	8.2%	9.2%

Education

Less than 9th grade 2.7%

Some HS, no diploma 5.4%

HS graduate 31.9%

Some college, no degree 24.3%

Associate's degree 15.8%

Bachelor's degree 11.1%

Graduate / professional 8.9%

Metric	%
HS diploma or higher	92.0%
Bachelor's or higher	20.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	20	4.7%
Kindergarten	33	7.7%
Elementary school	181	42.1%
High school	101	23.5%
College / grad school	95	22.1%

Employment

Industry of employment

Education & healthcare 21.2%

Manufacturing 20.0%

Retail trade 15.4%

Transportation & utilities 10.1%

Construction 9.5%

Finance & real estate 7.2%

Professional & management 5.7%

Arts, food & hospitality 4.6%

Other services 3.4%

Public administration 1.5%

Wholesale trade 0.9%

Agriculture & mining 0.6%

Occupation

Category	%
Management, business & arts	41.4%
Service	6.8%
Sales & office	28.7%
Natural resources & construction	10.7%
Production & transportation	12.5%

Employment type

Type	%
Private sector	85.1%
Government	13.4%
Self-employed	1.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	88.4%
Carpool	7.0%
Public transit	0.0%
Walk	0.5%
Work from home	3.4%
Other means	0.6%
Avg commute (minutes)	27.3

Poverty

All people 7.2%

Under 18 years 7.5%

18 and over 7.1%

Married-couple families 2.6%

Female-led households 6.6%

Income support

Source	% of households
Social Security	32.7%
Retirement income	28.3%
Supplemental Security	6.8%
Cash public assistance	0.2%
Food stamps / SNAP	6.1%

Health indicators

Condition	%
Obesity	36.1%
High blood pressure	36.0%
High cholesterol	34.3%
Diabetes	11.2%
Heart disease	7.6%
Stroke	3.4%
Asthma	9.4%
Arthritis	26.8%
Kidney disease	3.1%
Pulmonary disease	8.6%
Cancer	7.4%

Behavior / access	%
Smoking	20.3%
Binge drinking	15.4%
No physical activity	24.9%
Less than 7 hrs sleep	31.3%
Depression	22.1%
Fair or poor health	15.5%
Poor mental health	15.2%
Poor physical health	11.4%
No health insurance	12.6%
Visited doctor (checkup)	76.6%
Visited dentist	60.7%
Cholesterol screening	89.4%
Teeth loss	15.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	166	7.0%

Disability	%
Any disability	17.9%
Under 18	4.1%
18–64 years	19.3%
65 and over	24.6%

Health insurance coverage

Type	%
Private insurance	73.5%
Public insurance	34.1%
No insurance	4.5%
Uninsured under 19	2.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,673	94.7%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,821	99.9%
Born in same state	2,806	99.4%
Born in different state	2,362	83.6%
Foreign born	15	0.5%
Naturalized citizen	3	0.1%
Not a US citizen	3	100.0%

Ancestry

Ancestry	Count	%
Italian	293	10.4%
Arab	284	10.1%
French	257	9.1%
English	111	3.9%
Irish	91	3.2%

Ancestry	Count	%
Norwegian	29	1%
German	11	0.4%
Polish	9	0.3%
Dutch	6	0.2%

Technology access

Metric	% of households
Computer access	43.5%
Internet access	94.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46536

What city is ZIP code 46536 in?

ZIP code 46536 is primarily assigned to Lakeville, Indiana.

What county is ZIP code 46536 in?

ZIP code 46536 falls within St Joseph County, Indiana.

Is ZIP code 46536 mostly owner-occupied?

81% of occupied units in ZIP code 46536 are owner-occupied, well above the national average.

What is the population of ZIP code 46536?

ZIP code 46536 has an estimated population of 2,824 residents, with a density of 96 people per square mile.

What is the typical home value in ZIP code 46536?

The median home value in ZIP code 46536 is $202,600.

What is the median household income in ZIP code 46536?

The median household income in ZIP code 46536 is $74,231, below the national median of ~$75,000.

What timezone is ZIP code 46536 in?

ZIP code 46536 observes the EST timezone.