46988 ZIP Code — Twelve Mile, IN

Cass County, Indiana

ZIP code 46988 is located in Twelve Mile, Indiana, within Cass County. It covers approximately 26.74 square miles and serves a population of 918 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 574/765.

About ZIP code 46988

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $111,100. Owner-occupancy sits near the national average at 62%.

Median household income is $51,107. SNAP benefit usage at 20% of households reflects economic stress in the area. 49% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 26 minutes is near the national average.

College attainment at 12% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Overall, ZIP code 46988 reflects a community defined by a trades-oriented workforce, a significant Social Security-dependent population, and elevated reliance on food assistance.

918
population
26.74
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
46988 ZIP code map
Cities in ZIP code 46988

Below are the cities the US Postal Service accepts for ZIP code 46988. Using any city not on this list may result in mail delivery delays.

City Status
Twelve Mile Acceptable
Twelve Mile Preferred
Nearby ZIP codes
46950 Lucerne (6.3 mi) 46926 Denver (9.7 mi) 46951 Macy (9.7 mi) 46947 Logansport (11.4 mi) 46975 Rochester (11.7 mi) 46970 Peru (11.9 mi) 46939 Kewanna (12.6 mi) 46994 Walton (13.2 mi) 46978 Royal Center (14.2 mi) 46971 Grissom Arb (15.6 mi) 46910 Akron (16.1 mi) 46932 Galveston (18.4 mi)
Demographics updated 05/2026
Population
Total population 918
Population density 34 / sq mi
State FIPS 18
County FIPS 017
Geography
Land area 26.74 sq mi
Water area 0.03 sq mi
Latitude 40.8734
Longitude -86.2403
Timezone Eastern (ET)
Area code 574/765
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 59.2% 50.9% 42.9%
$50k – $100k 38.1% 33.3% 32.7%
$100k – $200k 0.0% 14.7% 19.8%
Over $200k 2.7% 1.1% 4.5%

Demographics & statistics

918
Population
34
People per sq mi
36.7
Median age
$51,107
Median household income
$23,941
Per capita income
$111,100
Median home value
$942
Median monthly rent
61.6%
Home ownership
15.9%
Poverty rate
9.4%
Unemployment
251
Housing units
11.8%
Bachelor's or higher

Age distribution

Male Female
36
Under 5
45
48
5–9
60
33
10–14
42
27
15–19
35
4
20–24
5
39
25–34
50
65
35–44
83
18
45–54
24
6
55–59
7
30
60–64
39
78
65–74
99
8
75–84
10
12
85+
15
← Male
Female →

Age summary

GroupCount%
Under 1831434.2%
18 and over60465.8%
65 and over22224.2%
Median age36.7 years

Race & ethnicity

White 88.2%
Two or more races 9.2%
Hispanic or Latino 1.3%
Other race 1.3%
GroupCount%
White82088.2%
Two or more races869.2%
Hispanic or Latino121.3%
Other race121.3%

Household income

Income range This ZIP County avg State avg
Under $50k 59.2% 50.9% 42.9%
$50k – $100k 38.1% 33.3% 32.7%
$100k – $200k 0.0% 14.7% 19.8%
Over $200k 2.7% 1.1% 4.5%
Under $10k 9.0%
$15k–$25k 2.2%
$25k–$35k 5.8%
$35k–$50k 28.8%
$50k–$75k 32.6%
$100k–$150k 21.6%
Range% of households
Under $10k9.0%
$15k–$25k2.2%
$25k–$35k5.8%
$35k–$50k28.8%
$50k–$75k32.6%
$100k–$150k21.6%
Median income$51,107

Housing

Home values

Under $50k 4.9%
$50k–$100k 37.8%
$100k–$150k 16.4%
$150k–$200k 10.7%
$200k–$300k 13.8%
$300k–$500k 12.0%
$1M+ 4.4%

Housing overview

MetricValue
Median home value$111,100
Median rent / month$942
Owner occupied61.6%
Renter occupied38.4%
Vacant6.6%
Single-family detached85.4%
Large apartment buildings0.0%
Mobile homes14.6%
Median rooms6.1
Avg household size (owned)2.26

Year built

Era%
2020 or later0.0%
2010–20192.0%
2000–20090.0%
1990–199912.0%
1980–198922.0%
1970–19799.2%
1960–19692.6%
1950–19596.9%
1940–19490.3%
1939 or earlier45.0%

Bedrooms

Size% of units
No bedroom (studio)0.0%
1 bedroom10.7%
2 bedrooms17.4%
3 bedrooms62.1%
4 bedrooms9.7%
5+ bedrooms0.0%

Vehicles per household

Vehicles% of households
No vehicle9.0%
1 vehicle31.0%
2 vehicles32.1%
3 or more27.9%

Heating fuel

Fuel type%
Electricity21.9%
Propane / LP gas51.5%
Wood26.6%

Households & families

Household typeCount%
Married-couple family21157.8%
Cohabiting couple71.9%
Male householder, no spouse7320.0%
Female householder, no spouse7420.3%
Households with children under 1814740.3%
Households with seniors (65+)18049.3%
Average household size2.52

Marital status

StatusMaleFemale
Never married21.9%16.8%
Married59.5%53.6%
Separated0.0%10.0%
Widowed6.3%18.1%
Divorced12.3%1.6%

Education

Less than 9th grade 2.4%
Some HS, no diploma 0.0%
HS graduate 63.5%
Some college, no degree 16.1%
Associate's degree 6.2%
Bachelor's degree 8.6%
Graduate / professional 3.3%
Metric%
HS diploma or higher97.6%
Bachelor's or higher11.8%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool00.0%
Kindergarten135.2%
Elementary school17067.5%
High school6224.6%
College / grad school72.8%

Employment

Industry of employment

Manufacturing 35.9%
Education & healthcare 22.7%
Agriculture & mining 21.3%
Professional & management 4.9%
Wholesale trade 4.6%
Information 3.7%
Construction 3.4%
Transportation & utilities 3.4%

Occupation

Category%
Management, business & arts35.6%
Service9.2%
Sales & office7.5%
Natural resources & construction10.3%
Production & transportation37.4%

Employment type

Type%
Private sector72.1%
Government13.5%
Self-employed14.4%
Unpaid family workers0.0%

Commute

Method%
Drive alone76.2%
Carpool10.3%
Public transit0.0%
Walk0.0%
Work from home13.5%
Other means0.0%
Avg commute (minutes)25.9

Poverty

All people 15.9%
Under 18 years 15.9%
18 and over 15.9%
Married-couple families 13.7%
Female-led households 0.0%

Income support

Source% of households
Social Security49.0%
Retirement income44.1%
Supplemental Security20.3%
Cash public assistance0.0%
Food stamps / SNAP19.7%

Health indicators

Condition%
Obesity38.7%
High blood pressure35.7%
High cholesterol34.3%
Diabetes11.9%
Heart disease7.8%
Stroke3.4%
Asthma9.8%
Arthritis28.0%
Kidney disease3.1%
Pulmonary disease8.9%
Cancer7.5%
Behavior / access%
Smoking21.2%
Binge drinking15.6%
No physical activity26.7%
Less than 7 hrs sleep33.2%
Depression22.6%
Fair or poor health16.0%
Poor mental health15.0%
Poor physical health11.7%
No health insurance12.8%
Visited doctor (checkup)74.7%
Visited dentist62.9%
Cholesterol screening89.5%
Teeth loss15.7%

Veterans & disability

VeteransCount%
Civilian veterans477.8%
Disability%
Any disability13.7%
Under 180.0%
18–64 years18.1%
65 and over25.7%

Health insurance coverage

Type%
Private insurance54.9%
Public insurance41.1%
No insurance14.6%
Uninsured under 1915.9%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only83791.2%
Spanish121.4%
Other Indo-European121.4%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)90698.7%
Born in same state90698.7%
Born in different state80587.7%
Foreign born00.0%
Naturalized citizen121.3%
Not a US citizen12100.0%

Ancestry

AncestryCount%
Arab20722.5%
French353.8%
AncestryCount%
Italian212.3%
English131.4%

Technology access

Metric% of households
Computer access39.8%
Internet access95.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46988

What city is ZIP code 46988 in?

ZIP code 46988 is primarily assigned to Twelve Mile, Indiana.

What county is ZIP code 46988 in?

ZIP code 46988 falls within Cass County, Indiana.

Is ZIP code 46988 family-oriented?

34% of residents in ZIP code 46988 are under 18, reflecting a younger, family-oriented community.

Does ZIP code 46988 have a large retiree population?

49% of households in ZIP code 46988 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 46988?

12% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the poverty rate in ZIP code 46988?

16% of residents in ZIP code 46988 live below the poverty line, above the national average.

What timezone is ZIP code 46988 in?

ZIP code 46988 observes the EST timezone.

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