Rochester ZIP Codes — Fulton County, IN

There is one unique ZIP code in Rochester, Indiana and it is 46975. Area code: 574.

ZIP codes

207.65

sq mi land

1.82

sq mi water

574

area code

Rochester, IN ZIP code map

About Rochester, IN

Rochester, Indiana, is a charming city located in Fulton County. Spanning a unique blend of urban amenities and rural landscapes, Rochester attracts both residents and visitors alike. With a rich history and a vibrant community spirit, it serves as a central hub in the region.

Location & geography

Rochester is situated in northern Indiana, making it accessible to various nearby cities. It lies approximately 20 miles southwest of Warsaw, 30 miles northeast of Plymouth, 40 miles west of Fort Wayne, and about 70 miles south of South Bend. The city covers a land area of 207.65 square miles, with a water area of 1.82 square miles, offering a diverse terrain that includes lakes and parks.

Community & economy

The character of Rochester is shaped by its friendly residents and community events, including an annual festival that highlights local arts and culture. The local economy is bolstered by various industries, including agriculture, manufacturing, and tourism. Daily life in Rochester is marked by a strong emphasis on community involvement, with local shops and dining options that reflect the city's welcoming atmosphere.

Transportation

Rochester is conveniently accessed via U.S. Route 31, which connects it to larger cities and regions. The city is served by the 574 telephone area code, covering a wide area around Northern Indiana. The nearest major airport is South Bend International Airport, located approximately 70 miles to the north.

History

Rochester was founded in the mid-1800s and quickly developed into an important trading post due to its location along the Tippecanoe River. Key industries in the city's early history included agriculture and milling, which laid the foundation for growth and expansion. Notable events in its history include the establishment of the Fulton County Historical Society, which preserves the rich heritage of the region.

Did you know?

A lesser-known fact about Rochester is that it was once home to the widely recognized Dr. John H. Eason, who contributed significantly to the medical field in the early 20th century. Additionally, the city hosts lakes that are popular for fishing and boating, drawing outdoor enthusiasts to its scenic waterways.

ZIP codes for Rochester, IN (1)

ZIP code	City	County	Map
46975	Rochester	Fulton	View map

Demographics & statistics

13,910

Population

43.1

Median age

$64,084

Median household income

$35,015

Per capita income

$160,300

Median home value

$778

Median monthly rent

77.3%

Home ownership

13.0%

Poverty rate

6.5%

Unemployment

5,333

Housing units

19.5%

Bachelor's or higher

Age distribution

Male Female

401

Under 5

408

482

5–9

490

450

10–14

458

385

15–19

391

386

20–24

392

763

25–34

776

743

35–44

755

866

45–54

880

604

55–59

613

366

60–64

371

867

65–74

882

388

75–84

395

197

85+

201

← Male

Female →

Age summary

Group	Count	%
Under 18	3,270	23.5%
18 and over	10,640	76.5%
65 and over	2,930	21.1%
Median age	43.1 years

Race & ethnicity

White 88.7%

Hispanic or Latino 4.5%

Other race 4.2%

Two or more races 1.5%

Black or African American 1%

Asian 0.1%

American Indian / Alaska Native 0.1%

Group	Count	%
White	12,913	88.7%
Hispanic or Latino	654	4.5%
Other race	615	4.2%
Two or more races	214	1.5%
Black or African American	150	1%
Asian	10	0.1%
American Indian / Alaska Native	8	0.1%

Household income

Under $10k 3.5%

$10k–$15k 3.3%

$15k–$25k 11.6%

$25k–$35k 8.5%

$35k–$50k 13.3%

$50k–$75k 16.5%

$75k–$100k 12.4%

$100k–$150k 17.9%

$150k–$200k 8.9%

$200k+ 4.0%

Range	% of households
Under $10k	3.5%
$10k–$15k	3.3%
$15k–$25k	11.6%
$25k–$35k	8.5%
$35k–$50k	13.3%
$50k–$75k	16.5%
$75k–$100k	12.4%
$100k–$150k	17.9%
$150k–$200k	8.9%
$200k+	4.0%
Median income	$64,084

Housing

Home values

Under $50k 8.7%

$50k–$100k 19.7%

$100k–$150k 18.6%

$150k–$200k 11.6%

$200k–$300k 22.6%

$300k–$500k 13.1%

$500k–$1M 5.5%

$1M+ 0.3%

Housing overview

Metric	Value
Median home value	$160,300
Median rent / month	$778
Owner occupied	77.3%
Renter occupied	22.7%
Vacant	17.2%
Single-family detached	76.9%
Large apartment buildings	1.2%
Mobile homes	10.6%
Median rooms	6.0
Avg household size (owned)	2.59

Year built

Era	%
2020 or later	0.1%
2010–2019	3.4%
2000–2009	11.8%
1990–1999	9.7%
1980–1989	12.8%
1970–1979	14.9%
1960–1969	7.4%
1950–1959	10.4%
1940–1949	4.4%
1939 or earlier	25.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.9%
1 bedroom	9.1%
2 bedrooms	27.1%
3 bedrooms	44.4%
4 bedrooms	14.2%
5+ bedrooms	4.3%

Vehicles per household

Vehicles	% of households
No vehicle	7.1%
1 vehicle	25.8%
2 vehicles	34.7%
3 or more	32.4%

Heating fuel

Fuel type	%
Utility gas	59.2%
Electricity	16.5%
Propane / LP gas	18.4%
Fuel oil	0.4%
Wood	4.6%

Households & families

Household type	Count	%
Married-couple family	2,802	51.6%
Cohabiting couple	418	7.7%
Male householder, no spouse	879	16.2%
Female householder, no spouse	1,334	24.6%
Households with children under 18	1,574	29.0%
Households with seniors (65+)	2,139	39.4%
Average household size	2.53

Marital status

Status	Male	Female
Never married	25.8%	16.2%
Married	52.8%	49.5%
Separated	1.8%	1.0%
Widowed	2.8%	16.2%
Divorced	16.8%	17.2%

Education

Less than 9th grade 2.5%

Some HS, no diploma 7.5%

HS graduate 39.7%

Some college, no degree 23.1%

Associate's degree 7.7%

Bachelor's degree 13.2%

Graduate / professional 6.3%

Metric	%
HS diploma or higher	90.0%
Bachelor's or higher	19.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	333	11.3%
Kindergarten	179	6.1%
Elementary school	1,559	52.8%
High school	604	20.5%
College / grad school	276	9.4%

Employment

Industry of employment

Manufacturing 26.0%

Education & healthcare 16.2%

Retail trade 11.6%

Public administration 7.4%

Construction 7.0%

Professional & management 7.0%

Finance & real estate 5.9%

Other services 4.5%

Arts, food & hospitality 4.3%

Transportation & utilities 3.8%

Agriculture & mining 2.6%

Information 2.0%

Wholesale trade 1.8%

Occupation

Category	%
Management, business & arts	29.1%
Service	16.4%
Sales & office	18.8%
Natural resources & construction	9.8%
Production & transportation	25.8%

Employment type

Type	%
Private sector	81.6%
Government	12.1%
Self-employed	6.2%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	79.5%
Carpool	9.7%
Public transit	0.0%
Walk	4.1%
Other means	1.6%
Avg commute (minutes)	23.0

Poverty

All people 13.0%

Under 18 years 15.9%

18 and over 12.1%

Married-couple families 5.2%

Female-led households 27.4%

Income support

Source	% of households
Social Security	43.1%
Retirement income	28.8%
Supplemental Security	6.0%
Cash public assistance	1.4%
Food stamps / SNAP	11.7%

Health indicators

Condition	%
High blood pressure	36.3%
High cholesterol	34.5%
Heart disease	7.5%
Stroke	3.4%
Asthma	10.0%
Arthritis	28.3%
Kidney disease	3.1%
Pulmonary disease	8.9%
Cancer	7.4%

Behavior / access	%
Binge drinking	15.5%
No physical activity	26.9%
Less than 7 hrs sleep	33.3%
Fair or poor health	16.4%
Poor mental health	15.4%
Poor physical health	11.7%
No health insurance	13.2%
Visited doctor (checkup)	75.7%
Visited dentist	61.9%
Cholesterol screening	89.2%
Teeth loss	16.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	898	8.4%

Disability	%
Any disability	16.2%
Under 18	4.3%
18–64 years	13.6%
65 and over	36.9%

Health insurance coverage

Type	%
Private insurance	64.0%
Public insurance	39.7%
Uninsured under 19	14.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	13,101	94.2%
Spanish	271	2.1%
Other Indo-European	105	0.8%
Asian & Pacific Islander	142	1.1%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	13,589	97.7%
Born in same state	13,541	97.3%
Born in different state	11,334	81.5%
Foreign born	48	0.3%
Naturalized citizen	321	2.3%
Not a US citizen	157	48.9%

Ancestry

Ancestry	Count	%
Italian	1,129	8.1%
French	1,129	8.1%
Arab	859	6.2%
English	229	1.6%

Ancestry	Count	%
Polish	150	1.1%
Irish	45	0.3%
German	31	0.2%
Norwegian	5	0%

Technology access

Metric	% of households
Computer access	39.1%
Internet access	90.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Rochester, IN have?

Rochester, IN has one ZIP code: 46975. Each ZIP code serves a distinct delivery area within the city and surrounding region.