Lucerne ZIP Codes — Cass County, IN

There is one unique ZIP code in Lucerne, Indiana and it is 46950. Area code: 574.

ZIP codes

29.64

sq mi land

0.00

sq mi water

574

area code

Lucerne, IN ZIP code map

About Lucerne, IN

Lucerne is a quaint town located in the heart of Cass County, Indiana. This small community is characterized by its welcoming atmosphere and rich Midwestern charm. With a ZIP code of 46950, Lucerne provides a slice of rural life while remaining connected to larger urban areas.

Location & geography

Lucerne is situated in north-central Indiana, making it a convenient hub for access to several nearby cities. The nearest towns include Logansport, located about 12 miles to the east, and Rochester, approximately 15 miles to the north. The town covers a land area of 29.64 square miles, with no bodies of water within its boundaries.

Community & economy

The character of Lucerne is shaped by its tight-knit community, where residents often engage in local events and gatherings. The economy is primarily driven by agriculture and small businesses, reflecting the rural heritage of the area. Daily life in Lucerne is peaceful and laid-back, with residents enjoying a slower pace that fosters strong relationships among neighbors.

Transportation

Transport in Lucerne is primarily facilitated by State Road 17, connecting the town to larger highways and neighboring areas. The nearest major airport is in South Bend, located about 45 miles to the northwest. Public transportation options are limited, but local roads make driving a convenient choice for residents.

History

Lucerne was established in the 19th century and has since developed a strong agricultural base that supports the local economy. Key industries include farming, which has been a cornerstone of the community’s history. Additionally, the town has hosted various local events over the years that celebrate its heritage.

Did you know?

A little-known fact about Lucerne is that it derives its name from Lucerne, Switzerland, hinting at the town's picturesque qualities. Despite being a small town, Lucerne remains a quiet, friendly place that many residents are proud to call home.

ZIP codes for Lucerne, IN (1)

ZIP code	City	County	Map
46950	Lucerne	Cass	View map

Demographics & statistics

432

Population

58.7

Median age

$39,196

Median household income

$30,637

Per capita income

$114,600

Median home value

Median monthly rent

97.8%

Home ownership

4.4%

Poverty rate

0.0%

Unemployment

257

Housing units

6.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	28	6.5%
18 and over	404	93.5%
65 and over	173	40.0%
Median age	58.7 years

Race & ethnicity

White 100%

Group	Count	%
White	432	100%

Household income

$15k–$25k 6.1%

$25k–$35k 39.8%

$35k–$50k 28.1%

$50k–$75k 2.2%

$75k–$100k 15.2%

$100k–$150k 5.6%

$200k+ 3.0%

Range	% of households
$15k–$25k	6.1%
$25k–$35k	39.8%
$35k–$50k	28.1%
$50k–$75k	2.2%
$75k–$100k	15.2%
$100k–$150k	5.6%
$200k+	3.0%
Median income	$39,196

Housing

Home values

Under $50k 1.8%

$50k–$100k 27.0%

$100k–$150k 50.0%

$150k–$200k 4.9%

$200k–$300k 10.2%

$300k–$500k 2.2%

$500k–$1M 4.0%

Housing overview

Metric	Value
Median home value	$114,600
Median rent / month	$0
Owner occupied	97.8%
Renter occupied	2.2%
Vacant	11.8%
Single-family detached	93.1%
Large apartment buildings	0.0%
Mobile homes	6.9%
Median rooms	6.8
Avg household size (owned)	1.87

Year built

Era	%
2020 or later	0.0%
2010–2019	2.7%
2000–2009	0.0%
1990–1999	6.9%
1980–1989	0.0%
1970–1979	8.0%
1960–1969	9.5%
1950–1959	11.5%
1940–1949	2.7%
1939 or earlier	58.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	11.8%
2 bedrooms	17.9%
3 bedrooms	56.1%
4 bedrooms	8.4%
5+ bedrooms	5.7%

Vehicles per household

Vehicles	% of households
No vehicle	2.6%
1 vehicle	11.7%
2 vehicles	57.6%
3 or more	28.1%

Heating fuel

Fuel type	%
Utility gas	26.8%
Electricity	6.5%
Propane / LP gas	24.7%
Wood	42.0%

Households & families

Household type	Count	%
Married-couple family	81	35.1%
Cohabiting couple	19	8.2%
Male householder, no spouse	13	5.6%
Female householder, no spouse	118	51.1%
Households with children under 18	22	9.5%
Households with seniors (65+)	137	59.3%
Average household size	1.87

Marital status

Status	Male	Female
Never married	38.9%	6.3%
Married	49.7%	35.9%
Separated	0.0%	0.0%
Widowed	0.0%	36.7%
Divorced	11.4%	21.1%

Education

Less than 9th grade 2.3%

Some HS, no diploma 27.8%

HS graduate 41.6%

Some college, no degree 9.4%

Associate's degree 12.5%

Bachelor's degree 2.3%

Graduate / professional 4.1%

Metric	%
HS diploma or higher	69.9%
Bachelor's or higher	6.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	8	21.1%
Kindergarten	0	0.0%
Elementary school	12	31.6%
High school	8	21.1%
College / grad school	10	26.3%

Employment

Industry of employment

Manufacturing 42.7%

Transportation & utilities 17.3%

Public administration 10.3%

Education & healthcare 9.2%

Professional & management 6.5%

Construction 4.9%

Wholesale trade 3.8%

Retail trade 2.7%

Arts, food & hospitality 2.7%

Occupation

Category	%
Management, business & arts	25.4%
Service	3.8%
Sales & office	9.7%
Natural resources & construction	11.9%
Production & transportation	49.2%

Employment type

Type	%
Private sector	89.7%
Government	10.3%
Self-employed	0.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	90.3%
Carpool	0.0%
Public transit	0.0%
Walk	0.0%
Other means	0.0%
Avg commute (minutes)	26.9

Poverty

All people 4.4%

Under 18 years 0.0%

18 and over 4.7%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	61.5%
Retirement income	25.5%
Supplemental Security	0.0%
Cash public assistance	0.0%
Food stamps / SNAP	4.8%

Health indicators

Condition	%
High blood pressure	36.8%
High cholesterol	34.8%
Heart disease	8.1%
Stroke	3.7%
Asthma	10.1%
Arthritis	29.4%
Kidney disease	3.4%
Pulmonary disease	9.5%
Cancer	7.8%

Behavior / access	%
Binge drinking	14.6%
No physical activity	28.4%
Less than 7 hrs sleep	33.3%
Fair or poor health	17.2%
Poor mental health	15.2%
Poor physical health	12.5%
No health insurance	12.9%
Visited doctor (checkup)	75.4%
Visited dentist	61.8%
Cholesterol screening	89.9%
Teeth loss	17.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	16	4.0%

Disability	%
Any disability	9.3%
Under 18	0.0%
18–64 years	8.2%
65 and over	12.1%

Health insurance coverage

Type	%
Private insurance	77.3%
Public insurance	43.5%
Uninsured under 19	15.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	424	98.1%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	432	100.0%
Born in same state	432	100.0%
Born in different state	387	89.6%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	74	17.1%
French	23	5.3%

Ancestry	Count	%
Italian	3	0.7%

Technology access

Metric	% of households
Computer access	53.5%
Internet access	89.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Lucerne, IN have?

Lucerne, IN has one ZIP code: 46950. Each ZIP code serves a distinct delivery area within the city and surrounding region.