46939 ZIP Code — Kewanna, IN

Fulton County, Indiana

ZIP code 46939 is located in Kewanna, Indiana, within Fulton County. It covers approximately 95.97 square miles and serves a population of 1,765 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 574.

About ZIP code 46939

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $104,900. Owner-occupancy is high at 91%, well above the national average.

Median household income is $55,000. 53% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 29 minutes is near the national average.

College attainment at 15% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 24%.

Overall, ZIP code 46939 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

1,765

population

95.97

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46939 ZIP code map

Cities in ZIP code 46939

Below are the cities the US Postal Service accepts for ZIP code 46939. Using any city not on this list may result in mail delivery delays.

City	Status
Kewanna	Preferred

Nearby ZIP codes

46975 Rochester (7 mi) 46950 Lucerne (9.4 mi) 46985 Star City (10.4 mi) 46960 Monterey (11.7 mi) 46978 Royal Center (12 mi) 46988 Twelve Mile (12.6 mi) 46996 Winamac (12.7 mi) 46511 Culver (14.2 mi) 46501 Argos (17 mi) 46951 Macy (17.1 mi) 47926 Burnettsville (18.2 mi) 46947 Logansport (18.6 mi)

Demographics updated 05/2026

Population
Total population	1,765
Population density	18 / sq mi
State FIPS	18
County FIPS	049

Geography
Land area	95.97 sq mi
Water area	0.45 sq mi
Latitude	41.0113
Longitude	-86.3993
Timezone	Eastern (ET)
Area code	574

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	64.8%	49.1%	42.9%
$50k – $100k	24.5%	32.0%	32.7%
$100k – $200k	9.8%	17.7%	19.8%
Over $200k	0.9%	1.2%	4.5%

Demographics & statistics

1,765

Population

People per sq mi

50.6

Median age

$55,000

Median household income

$34,153

Per capita income

$104,900

Median home value

$704

Median monthly rent

91.3%

Home ownership

13.0%

Poverty rate

8.8%

Unemployment

942

Housing units

15.2%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

114

35–44

104

132

45–54

122

55–59

60–64

154

65–74

142

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	217	12.3%
18 and over	1,548	87.7%
65 and over	505	28.6%
Median age	50.6 years

Race & ethnicity

White 87.9%

Two or more races 5%

Black or African American 4.6%

Hispanic or Latino 1.3%

Other race 0.7%

Asian 0.4%

Group	Count	%
White	1,572	87.9%
Two or more races	90	5%
Black or African American	82	4.6%
Hispanic or Latino	24	1.3%
Other race	13	0.7%
Asian	8	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	64.8%	49.1%	42.9%
$50k – $100k	24.5%	32.0%	32.7%
$100k – $200k	9.8%	17.7%	19.8%
Over $200k	0.9%	1.2%	4.5%

Under $10k 5.4%

$10k–$15k 6.9%

$15k–$25k 6.3%

$25k–$35k 14.7%

$35k–$50k 10.7%

$50k–$75k 20.5%

$75k–$100k 17.0%

$100k–$150k 9.4%

$150k–$200k 4.3%

$200k+ 4.8%

Range	% of households
Under $10k	5.4%
$10k–$15k	6.9%
$15k–$25k	6.3%
$25k–$35k	14.7%
$35k–$50k	10.7%
$50k–$75k	20.5%
$75k–$100k	17.0%
$100k–$150k	9.4%
$150k–$200k	4.3%
$200k+	4.8%
Median income	$55,000

Housing

Home values

Under $50k 15.6%

$50k–$100k 32.1%

$100k–$150k 18.0%

$150k–$200k 14.4%

$200k–$300k 7.4%

$300k–$500k 8.1%

$500k–$1M 2.8%

$1M+ 1.5%

Housing overview

Metric	Value
Median home value	$104,900
Median rent / month	$704
Owner occupied	91.3%
Renter occupied	8.7%
Vacant	22.4%
Single-family detached	92.3%
Large apartment buildings	0.0%
Mobile homes	5.0%
Median rooms	5.6
Avg household size (owned)	2.27

Year built

Era	%
2020 or later	1.3%
2010–2019	0.9%
2000–2009	5.6%
1990–1999	6.1%
1980–1989	4.2%
1970–1979	14.7%
1960–1969	20.2%
1950–1959	8.0%
1940–1949	10.4%
1939 or earlier	28.6%

Bedrooms

Size	% of units
No bedroom (studio)	3.4%
1 bedroom	8.3%
2 bedrooms	32.2%
3 bedrooms	38.9%
4 bedrooms	16.1%
5+ bedrooms	1.1%

Vehicles per household

Vehicles	% of households
No vehicle	3.6%
1 vehicle	27.8%
2 vehicles	44.1%
3 or more	24.5%

Heating fuel

Fuel type	%
Utility gas	43.4%
Electricity	17.7%
Propane / LP gas	33.5%
Fuel oil	3.2%
Wood	2.2%

Households & families

Household type	Count	%
Married-couple family	355	45.3%
Cohabiting couple	82	10.5%
Male householder, no spouse	192	24.5%
Female householder, no spouse	155	19.8%
Households with children under 18	118	15.1%
Households with seniors (65+)	350	44.6%
Average household size	2.25

Marital status

Status	Male	Female
Never married	25.6%	28.1%
Married	46.8%	45.9%
Separated	2.0%	0.0%
Widowed	6.6%	13.9%
Divorced	19.0%	12.1%

Education

Less than 9th grade 4.3%

Some HS, no diploma 9.2%

HS graduate 41.9%

Some college, no degree 21.9%

Associate's degree 7.4%

Bachelor's degree 10.9%

Graduate / professional 4.3%

Metric	%
HS diploma or higher	86.4%
Bachelor's or higher	15.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	11	6.4%
Kindergarten	3	1.7%
Elementary school	93	53.8%
High school	45	26.0%
College / grad school	21	12.1%

Employment

Industry of employment

Manufacturing 37.8%

Education & healthcare 14.0%

Other services 12.8%

Retail trade 6.9%

Arts, food & hospitality 5.6%

Agriculture & mining 5.1%

Construction 5.1%

Wholesale trade 3.7%

Transportation & utilities 2.7%

Finance & real estate 2.4%

Professional & management 1.9%

Public administration 1.0%

Information 0.9%

Occupation

Category	%
Management, business & arts	26.0%
Service	18.6%
Sales & office	11.9%
Natural resources & construction	7.6%
Production & transportation	36.0%

Employment type

Type	%
Private sector	84.4%
Government	8.1%
Self-employed	7.0%
Unpaid family workers	0.5%

Commute

Method	%
Drive alone	81.0%
Carpool	10.1%
Public transit	1.1%
Walk	3.6%
Work from home	3.3%
Other means	0.9%
Avg commute (minutes)	29.0

Poverty

All people 13.0%

Under 18 years 31.3%

18 and over 10.4%

Married-couple families 5.4%

Female-led households 33.3%

Income support

Source	% of households
Social Security	53.2%
Retirement income	27.4%
Supplemental Security	11.6%
Cash public assistance	1.0%
Food stamps / SNAP	4.7%

Health indicators

Condition	%
Obesity	39.7%
High blood pressure	37.8%
High cholesterol	35.2%
Diabetes	12.4%
Heart disease	8.0%
Stroke	3.6%
Asthma	10.1%
Arthritis	29.4%
Kidney disease	3.3%
Pulmonary disease	9.7%
Cancer	7.5%

Behavior / access	%
Smoking	23.2%
Binge drinking	15.2%
No physical activity	28.7%
Less than 7 hrs sleep	33.8%
Depression	23.6%
Fair or poor health	17.7%
Poor mental health	15.6%
Poor physical health	12.5%
No health insurance	13.9%
Visited doctor (checkup)	75.9%
Visited dentist	59.8%
Cholesterol screening	89.1%
Teeth loss	17.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	98	6.3%

Disability	%
Any disability	23.9%
Under 18	4.6%
18–64 years	21.9%
65 and over	36.4%

Health insurance coverage

Type	%
Private insurance	69.3%
Public insurance	46.6%
No insurance	6.3%
Uninsured under 19	3.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,702	96.4%
Spanish	7	0.4%
Other Indo-European	7	0.4%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,743	98.8%
Born in same state	1,736	98.4%
Born in different state	1,297	73.5%
Foreign born	7	0.4%
Naturalized citizen	22	1.2%
Not a US citizen	15	68.2%

Ancestry

Ancestry	Count	%
Italian	139	7.9%
French	139	7.9%
Arab	133	7.5%
English	86	4.9%

Ancestry	Count	%
Irish	27	1.5%
Norwegian	4	0.2%
Polish	3	0.2%

Technology access

Metric	% of households
Computer access	44.4%
Internet access	86.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46939

What city is ZIP code 46939 in?

ZIP code 46939 is primarily assigned to Kewanna, Indiana.

What county is ZIP code 46939 in?

ZIP code 46939 falls within Fulton County, Indiana.

Does ZIP code 46939 have an older population?

29% of residents in ZIP code 46939 are 65 or older, above the national average of ~17%.

Does ZIP code 46939 have a large retiree population?

53% of households in ZIP code 46939 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 46939 mostly owner-occupied?

91% of occupied units in ZIP code 46939 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 46939?

The median home value in ZIP code 46939 is $104,900.

What timezone is ZIP code 46939 in?

ZIP code 46939 observes the EST timezone.