49449 ZIP Code — Pentwater, MI

Oceana County, Michigan

ZIP code 49449 is located in Pentwater, Michigan, within Oceana County. It covers approximately 41.73 square miles and serves a population of 2,703 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 231.

About ZIP code 49449

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $266,500. Owner-occupancy is high at 89%, well above the national average.

Median household income is $73,102. 59% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.

Educational attainment is near the national average, with 42% of residents holding a bachelor's degree or higher.

Overall, ZIP code 49449 reflects a community defined by high homeownership and a significant Social Security-dependent population.

2,703

population

41.73

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

49449 ZIP code map

Cities in ZIP code 49449

Below are the cities the US Postal Service accepts for ZIP code 49449. Using any city not on this list may result in mail delivery delays.

City	Status
Pentwater	Preferred

Nearby ZIP codes

49420 Hart (6.4 mi) 49436 Mears (8.6 mi) 49454 Scottville (10.9 mi) 49431 Ludington (11.7 mi) 49455 Shelby (12.6 mi) 49405 Custer (12.7 mi) 49459 Walkerville (14.5 mi) 49446 New Era (17.2 mi) 49410 Fountain (18.9 mi) 49402 Branch (19.6 mi)

Demographics updated 05/2026

Population
Total population	2,703
Population density	65 / sq mi
State FIPS	26
County FIPS	127

Geography
Land area	41.73 sq mi
Water area	8.15 sq mi
Latitude	43.7943
Longitude	-86.3757
Timezone	Eastern (ET)
Area code	231

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	39.3%	49.4%	42.6%
$50k – $100k	38.8%	34.7%	31.1%
$100k – $200k	18.0%	14.1%	20.6%
Over $200k	3.9%	1.7%	5.7%

Demographics & statistics

2,703

Population

People per sq mi

58.1

Median age

$73,102

Median household income

$38,713

Per capita income

$266,500

Median home value

$698

Median monthly rent

88.5%

Home ownership

10.0%

Poverty rate

4.9%

Unemployment

2,447

Housing units

42.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

104

25–34

110

145

35–44

151

106

45–54

111

115

55–59

120

60–64

101

315

65–74

330

165

75–84

172

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	394	14.6%
18 and over	2,309	85.4%
65 and over	1,072	39.7%
Median age	58.1 years

Race & ethnicity

White 94.3%

Two or more races 2.5%

Hispanic or Latino 2.3%

Other race 0.6%

Asian 0.3%

Group	Count	%
White	2,609	94.3%
Two or more races	70	2.5%
Hispanic or Latino	64	2.3%
Other race	16	0.6%
Asian	8	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	39.3%	49.4%	42.6%
$50k – $100k	38.8%	34.7%	31.1%
$100k – $200k	18.0%	14.1%	20.6%
Over $200k	3.9%	1.7%	5.7%

Under $10k 2.8%

$10k–$15k 4.1%

$15k–$25k 4.2%

$25k–$35k 7.8%

$35k–$50k 12.5%

$50k–$75k 20.3%

$75k–$100k 19.7%

$100k–$150k 16.4%

$150k–$200k 5.5%

$200k+ 6.6%

Range	% of households
Under $10k	2.8%
$10k–$15k	4.1%
$15k–$25k	4.2%
$25k–$35k	7.8%
$35k–$50k	12.5%
$50k–$75k	20.3%
$75k–$100k	19.7%
$100k–$150k	16.4%
$150k–$200k	5.5%
$200k+	6.6%
Median income	$73,102

Housing

Home values

Under $50k 2.5%

$50k–$100k 5.2%

$100k–$150k 7.1%

$150k–$200k 12.9%

$200k–$300k 27.6%

$300k–$500k 28.5%

$500k–$1M 14.5%

$1M+ 1.7%

Housing overview

Metric	Value
Median home value	$266,500
Median rent / month	$698
Owner occupied	88.5%
Renter occupied	11.5%
Vacant	54.6%
Single-family detached	86.7%
Large apartment buildings	0.0%
Mobile homes	7.0%
Median rooms	5.3
Avg household size (owned)	2.33

Year built

Era	%
2020 or later	0.0%
2010–2019	8.9%
2000–2009	12.5%
1990–1999	14.9%
1980–1989	12.6%
1970–1979	17.5%
1960–1969	4.0%
1950–1959	4.9%
1940–1949	4.5%
1939 or earlier	20.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.3%
1 bedroom	3.4%
2 bedrooms	30.7%
3 bedrooms	46.5%
4 bedrooms	13.4%
5+ bedrooms	5.7%

Vehicles per household

Vehicles	% of households
No vehicle	3.2%
1 vehicle	29.4%
2 vehicles	41.9%
3 or more	25.4%

Heating fuel

Fuel type	%
Utility gas	43.0%
Electricity	9.9%
Propane / LP gas	33.8%
Fuel oil	3.4%
Wood	7.8%

Households & families

Household type	Count	%
Married-couple family	727	62.0%
Cohabiting couple	94	8.0%
Male householder, no spouse	134	11.4%
Female householder, no spouse	218	18.6%
Households with children under 18	221	18.8%
Households with seniors (65+)	636	54.2%
Average household size	2.30

Marital status

Status	Male	Female
Never married	22.0%	20.1%
Married	65.3%	61.6%
Separated	0.0%	1.0%
Widowed	4.6%	7.1%
Divorced	8.1%	10.1%

Education

Less than 9th grade 1.1%

Some HS, no diploma 3.4%

HS graduate 27.0%

Some college, no degree 19.2%

Associate's degree 7.1%

Bachelor's degree 25.5%

Graduate / professional 16.6%

Metric	%
HS diploma or higher	95.5%
Bachelor's or higher	42.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	46	12.0%
Kindergarten	5	1.3%
Elementary school	124	32.5%
High school	138	36.1%
College / grad school	69	18.1%

Employment

Industry of employment

Education & healthcare 21.5%

Retail trade 13.7%

Arts, food & hospitality 11.4%

Construction 10.6%

Manufacturing 8.5%

Transportation & utilities 7.8%

Public administration 7.8%

Other services 5.1%

Information 3.7%

Professional & management 3.7%

Finance & real estate 3.4%

Agriculture & mining 1.4%

Wholesale trade 1.4%

Occupation

Category	%
Management, business & arts	37.6%
Service	16.9%
Sales & office	23.3%
Natural resources & construction	10.3%
Production & transportation	11.8%

Employment type

Type	%
Private sector	66.8%
Government	20.7%
Self-employed	11.7%
Unpaid family workers	0.8%

Commute

Method	%
Drive alone	74.4%
Carpool	10.0%
Public transit	0.0%
Walk	2.6%
Work from home	12.9%
Other means	0.2%
Avg commute (minutes)	25.0

Poverty

All people 10.0%

Under 18 years 17.8%

18 and over 8.7%

Married-couple families 3.7%

Female-led households 14.5%

Income support

Source	% of households
Social Security	59.2%
Retirement income	46.8%
Supplemental Security	5.0%
Cash public assistance	2.0%
Food stamps / SNAP	9.8%

Health indicators

Condition	%
Obesity	34.9%
High blood pressure	40.2%
High cholesterol	43.8%
Diabetes	13.9%
Heart disease	9.6%
Stroke	4.2%
Asthma	10.4%
Arthritis	37.6%
Kidney disease	3.9%
Pulmonary disease	9.7%
Cancer	10.1%

Behavior / access	%
Smoking	16.6%
Binge drinking	15.1%
No physical activity	21.5%
Less than 7 hrs sleep	30.5%
Depression	20.3%
Fair or poor health	16.0%
Poor mental health	13.6%
Poor physical health	12.1%
No health insurance	8.4%
Visited doctor (checkup)	78.9%
Visited dentist	72.0%
Cholesterol screening	94.2%
Teeth loss	11.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	247	10.7%

Disability	%
Any disability	18.9%
Under 18	11.7%
18–64 years	17.0%
65 and over	23.9%

Health insurance coverage

Type	%
Private insurance	72.0%
Public insurance	56.3%
No insurance	2.1%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,603	96.3%
Spanish	7	0.3%
Other Indo-European	7	0.3%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,678	99.1%
Born in same state	2,671	98.8%
Born in different state	2,071	76.6%
Foreign born	7	0.3%
Naturalized citizen	25	0.9%
Not a US citizen	13	52.0%

Ancestry

Ancestry	Count	%
French	483	17.9%
Italian	427	15.8%
English	205	7.6%
Arab	144	5.3%
Polish	59	2.2%

Ancestry	Count	%
Norwegian	26	1%
German	25	0.9%
Dutch	23	0.9%
Irish	21	0.8%

Technology access

Metric	% of households
Computer access	43.4%
Internet access	95.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 49449

What city is ZIP code 49449 in?

ZIP code 49449 is primarily assigned to Pentwater, Michigan.

What county is ZIP code 49449 in?

ZIP code 49449 falls within Oceana County, Michigan.

Does ZIP code 49449 have an older population?

40% of residents in ZIP code 49449 are 65 or older, above the national average of ~17%.

Does ZIP code 49449 have a large retiree population?

59% of households in ZIP code 49449 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 49449 mostly owner-occupied?

89% of occupied units in ZIP code 49449 are owner-occupied, well above the national average.

Does ZIP code 49449 have a large veteran population?

11% of civilians in ZIP code 49449 are veterans, above the national average of ~7%.

What timezone is ZIP code 49449 in?

ZIP code 49449 observes the EST timezone.