49405 ZIP Code — Custer, MI

Mason County, Michigan

ZIP code 49405 is located in Custer, Michigan, within Mason County. It covers approximately 70.01 square miles and serves a population of 1,705 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 231.

About ZIP code 49405

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $124,600. Owner-occupancy is high at 91%, well above the national average.

Median household income is $59,306. 36% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.

College attainment at 18% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Overall, ZIP code 49405 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

1,705

population

70.01

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

49405 ZIP code map

Cities in ZIP code 49405

Below are the cities the US Postal Service accepts for ZIP code 49405. Using any city not on this list may result in mail delivery delays.

City	Status
Custer	Preferred

Nearby ZIP codes

49454 Scottville (5.1 mi) 49410 Fountain (6.9 mi) 49402 Branch (7.5 mi) 49431 Ludington (11 mi) 49449 Pentwater (12.7 mi) 49411 Free Soil (13.5 mi) 49459 Walkerville (13.8 mi) 49420 Hart (13.9 mi) 49304 Baldwin (16.2 mi) 49644 Irons (17.4 mi) 49309 Bitely (19.3 mi)

Demographics updated 06/2026

Population
Total population	1,705
Population density	24 / sq mi
State FIPS	26
County FIPS	105

Geography
Land area	70.01 sq mi
Water area	0.55 sq mi
Latitude	43.9178
Longitude	-86.1864
Timezone	Eastern (ET)
Area code	231

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.4%	49.1%	42.6%
$50k – $100k	39.0%	34.0%	31.1%
$100k – $200k	13.6%	14.1%	20.6%
Over $200k	1.0%	2.7%	5.7%

Demographics & statistics

1,705

Population

People per sq mi

40.5

Median age

$59,306

Median household income

$26,668

Per capita income

$124,600

Median home value

$750

Median monthly rent

90.6%

Home ownership

13.2%

Poverty rate

11.5%

Unemployment

850

Housing units

17.7%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

127

25–34

115

35–44

123

45–54

111

55–59

60–64

101

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	398	23.3%
18 and over	1,307	76.7%
65 and over	298	17.5%
Median age	40.5 years

Race & ethnicity

White 84.8%

Hispanic or Latino 6.2%

Two or more races 5%

Other race 1.5%

American Indian / Alaska Native 1.4%

Black or African American 0.8%

Asian 0.4%

Group	Count	%
White	1,541	84.8%
Hispanic or Latino	112	6.2%
Two or more races	90	5%
Other race	27	1.5%
American Indian / Alaska Native	25	1.4%
Black or African American	15	0.8%
Asian	7	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.4%	49.1%	42.6%
$50k – $100k	39.0%	34.0%	31.1%
$100k – $200k	13.6%	14.1%	20.6%
Over $200k	1.0%	2.7%	5.7%

Under $10k 2.9%

$10k–$15k 1.6%

$15k–$25k 9.9%

$25k–$35k 7.3%

$35k–$50k 16.9%

$50k–$75k 22.1%

$75k–$100k 17.1%

$100k–$150k 16.4%

$150k–$200k 3.6%

$200k+ 2.0%

Range	% of households
Under $10k	2.9%
$10k–$15k	1.6%
$15k–$25k	9.9%
$25k–$35k	7.3%
$35k–$50k	16.9%
$50k–$75k	22.1%
$75k–$100k	17.1%
$100k–$150k	16.4%
$150k–$200k	3.6%
$200k+	2.0%
Median income	$59,306

Housing

Home values

Under $50k 7.6%

$50k–$100k 30.8%

$100k–$150k 18.5%

$150k–$200k 12.6%

$200k–$300k 19.4%

$300k–$500k 9.7%

$500k–$1M 1.4%

Housing overview

Metric	Value
Median home value	$124,600
Median rent / month	$750
Owner occupied	90.6%
Renter occupied	9.4%
Vacant	32.4%
Single-family detached	82.3%
Large apartment buildings	0.0%
Mobile homes	16.0%
Median rooms	5.6
Avg household size (owned)	2.71

Year built

Era	%
2020 or later	0.0%
2010–2019	2.8%
2000–2009	21.4%
1990–1999	13.7%
1980–1989	9.1%
1970–1979	12.6%
1960–1969	8.4%
1950–1959	5.3%
1940–1949	6.5%
1939 or earlier	20.4%

Bedrooms

Size	% of units
No bedroom (studio)	1.4%
1 bedroom	9.0%
2 bedrooms	25.4%
3 bedrooms	46.8%
4 bedrooms	12.9%
5+ bedrooms	4.4%

Vehicles per household

Vehicles	% of households
No vehicle	1.3%
1 vehicle	22.0%
2 vehicles	42.3%
3 or more	34.4%

Heating fuel

Fuel type	%
Utility gas	19.7%
Electricity	6.2%
Propane / LP gas	46.7%
Fuel oil	1.0%
Wood	18.9%
No fuel used	1.8%

Households & families

Household type	Count	%
Married-couple family	351	57.2%
Cohabiting couple	50	8.1%
Male householder, no spouse	136	22.1%
Female householder, no spouse	77	12.5%
Households with children under 18	197	32.1%
Households with seniors (65+)	197	32.1%
Average household size	2.73

Marital status

Status	Male	Female
Never married	28.0%	28.7%
Married	50.1%	54.0%
Separated	1.5%	1.1%
Widowed	3.9%	6.7%
Divorced	16.4%	9.5%

Education

Less than 9th grade 1.3%

Some HS, no diploma 5.2%

HS graduate 40.0%

Some college, no degree 22.8%

Associate's degree 13.1%

Bachelor's degree 10.4%

Graduate / professional 7.3%

Metric	%
HS diploma or higher	93.6%
Bachelor's or higher	17.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	33	10.1%
Kindergarten	20	6.1%
Elementary school	143	43.6%
High school	83	25.3%
College / grad school	49	14.9%

Employment

Industry of employment

Education & healthcare 25.8%

Manufacturing 16.6%

Retail trade 12.2%

Construction 9.7%

Professional & management 8.7%

Transportation & utilities 8.2%

Other services 6.0%

Arts, food & hospitality 5.4%

Public administration 2.4%

Agriculture & mining 2.3%

Finance & real estate 2.1%

Information 0.4%

Occupation

Category	%
Management, business & arts	33.4%
Service	9.3%
Sales & office	20.6%
Natural resources & construction	11.3%
Production & transportation	25.4%

Employment type

Type	%
Private sector	79.5%
Government	15.8%
Self-employed	4.4%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	80.5%
Carpool	9.4%
Public transit	0.6%
Walk	2.2%
Work from home	6.7%
Other means	0.6%
Avg commute (minutes)	27.5

Poverty

All people 13.2%

Under 18 years 13.6%

18 and over 13.1%

Married-couple families 8.8%

Female-led households 8.9%

Income support

Source	% of households
Social Security	36.3%
Retirement income	32.6%
Supplemental Security	5.9%
Cash public assistance	6.4%
Food stamps / SNAP	15.8%

Health indicators

Condition	%
Obesity	38.9%
High blood pressure	37.1%
High cholesterol	35.9%
Diabetes	13.0%
Heart disease	8.4%
Stroke	3.9%
Asthma	11.5%
Arthritis	33.0%
Kidney disease	3.5%
Pulmonary disease	10.1%
Cancer	7.4%

Behavior / access	%
Smoking	23.1%
Binge drinking	18.2%
No physical activity	23.5%
Less than 7 hrs sleep	32.8%
Depression	23.1%
Fair or poor health	18.0%
Poor mental health	17.0%
Poor physical health	13.2%
No health insurance	10.2%
Visited doctor (checkup)	75.1%
Visited dentist	66.1%
Cholesterol screening	90.7%
Teeth loss	15.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	111	8.5%

Disability	%
Any disability	12.5%
Under 18	2.3%
18–64 years	13.4%
65 and over	23.9%

Health insurance coverage

Type	%
Private insurance	63.8%
Public insurance	43.2%
No insurance	10.5%
Uninsured under 19	5.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,599	93.8%
Spanish	10	0.6%
Other Indo-European	10	0.6%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,694	99.4%
Born in same state	1,694	99.4%
Born in different state	1,525	89.4%
Foreign born	0	0.0%
Naturalized citizen	11	0.6%
Not a US citizen	11	100.0%

Ancestry

Ancestry	Count	%
French	153	9%
Italian	132	7.7%
Arab	107	6.3%
English	82	4.8%
Norwegian	47	2.8%

Ancestry	Count	%
Dutch	33	1.9%
Polish	15	0.9%
German	14	0.8%
Irish	6	0.4%

Technology access

Metric	% of households
Computer access	36.0%
Internet access	92.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 49405

What city is ZIP code 49405 in?

ZIP code 49405 is primarily assigned to Custer, Michigan.

What county is ZIP code 49405 in?

ZIP code 49405 falls within Mason County, Michigan.

Is ZIP code 49405 mostly owner-occupied?

91% of occupied units in ZIP code 49405 are owner-occupied, well above the national average.

Does ZIP code 49405 have a large retiree population?

36% of households in ZIP code 49405 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 49405?

The median home value in ZIP code 49405 is $124,600.

What is the population of ZIP code 49405?

ZIP code 49405 has an estimated population of 1,705 residents, with a density of 24 people per square mile.

What timezone is ZIP code 49405 in?

ZIP code 49405 observes the EST timezone.