49420 ZIP Code — Hart, MI

Oceana County, Michigan

ZIP code 49420 is located in Hart, Michigan, within Oceana County. It covers approximately 117.55 square miles and serves a population of 6,145 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 231.

About ZIP code 49420

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $142,500. Owner-occupancy is high at 81%, well above the national average.

Median household income is $58,142. 39% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 19 minutes is near the national average.

College attainment at 17% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Overall, ZIP code 49420 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

6,145

population

117.55

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

49420 ZIP code map

Cities in ZIP code 49420

Below are the cities the US Postal Service accepts for ZIP code 49420. Using any city not on this list may result in mail delivery delays.

City	Status
Hart	Preferred

Nearby ZIP codes

49449 Pentwater (6.4 mi) 49455 Shelby (8.7 mi) 49459 Walkerville (9.2 mi) 49436 Mears (9.7 mi) 49421 Hesperia (13.8 mi) 49446 New Era (13.8 mi) 49405 Custer (13.9 mi) 49454 Scottville (14.4 mi) 49452 Rothbury (15 mi) 49431 Ludington (17 mi) 49402 Branch (19.1 mi) 49437 Montague (19.4 mi)

Demographics updated 05/2026

Population
Total population	6,145
Population density	52 / sq mi
State FIPS	26
County FIPS	127

Geography
Land area	117.55 sq mi
Water area	1.08 sq mi
Latitude	43.7300
Longitude	-86.2838
Timezone	Eastern (ET)
Area code	231

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.5%	49.4%	42.6%
$50k – $100k	35.6%	34.7%	31.1%
$100k – $200k	11.8%	14.1%	20.6%
Over $200k	2.0%	1.7%	5.7%

Demographics & statistics

6,145

Population

People per sq mi

46.4

Median age

$58,142

Median household income

$28,454

Per capita income

$142,500

Median home value

$823

Median monthly rent

80.8%

Home ownership

14.5%

Poverty rate

3.3%

Unemployment

2,441

Housing units

17.1%

Bachelor's or higher

Age distribution

Male Female

168

Under 5

150

145

5–9

130

196

10–14

175

216

15–19

192

163

20–24

145

374

25–34

333

305

35–44

271

441

45–54

392

265

55–59

236

281

60–64

251

391

65–74

348

221

75–84

197

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,237	20.1%
18 and over	4,908	79.9%
65 and over	1,316	21.4%
Median age	46.4 years

Race & ethnicity

White 82.1%

Hispanic or Latino 6.5%

Two or more races 4.9%

Other race 3.5%

Black or African American 1.4%

American Indian / Alaska Native 1.4%

Native Hawaiian / Pacific Islander 0.1%

Asian 0.1%

Group	Count	%
White	5,395	82.1%
Hispanic or Latino	427	6.5%
Two or more races	322	4.9%
Other race	232	3.5%
Black or African American	92	1.4%
American Indian / Alaska Native	89	1.4%
Native Hawaiian / Pacific Islander	9	0.1%
Asian	6	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.5%	49.4%	42.6%
$50k – $100k	35.6%	34.7%	31.1%
$100k – $200k	11.8%	14.1%	20.6%
Over $200k	2.0%	1.7%	5.7%

Under $10k 4.1%

$10k–$15k 6.4%

$15k–$25k 8.8%

$25k–$35k 10.4%

$35k–$50k 14.1%

$50k–$75k 18.7%

$75k–$100k 17.7%

$100k–$150k 14.8%

$150k–$200k 2.1%

$200k+ 3.1%

Range	% of households
Under $10k	4.1%
$10k–$15k	6.4%
$15k–$25k	8.8%
$25k–$35k	10.4%
$35k–$50k	14.1%
$50k–$75k	18.7%
$75k–$100k	17.7%
$100k–$150k	14.8%
$150k–$200k	2.1%
$200k+	3.1%
Median income	$58,142

Housing

Home values

Under $50k 10.5%

$50k–$100k 18.2%

$100k–$150k 24.4%

$150k–$200k 15.9%

$200k–$300k 17.0%

$300k–$500k 11.0%

$500k–$1M 2.4%

$1M+ 0.6%

Housing overview

Metric	Value
Median home value	$142,500
Median rent / month	$823
Owner occupied	80.8%
Renter occupied	19.2%
Vacant	17.6%
Single-family detached	75.1%
Large apartment buildings	1.2%
Mobile homes	13.8%
Median rooms	5.7
Avg household size (owned)	2.51

Year built

Era	%
2020 or later	0.1%
2010–2019	7.2%
2000–2009	9.3%
1990–1999	10.4%
1980–1989	7.3%
1970–1979	13.3%
1960–1969	7.0%
1950–1959	9.7%
1940–1949	7.7%
1939 or earlier	28.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.5%
1 bedroom	7.9%
2 bedrooms	25.7%
3 bedrooms	42.0%
4 bedrooms	18.3%
5+ bedrooms	5.6%

Vehicles per household

Vehicles	% of households
No vehicle	6.9%
1 vehicle	25.1%
2 vehicles	38.0%
3 or more	29.9%

Heating fuel

Fuel type	%
Utility gas	37.2%
Electricity	9.8%
Propane / LP gas	30.7%
Fuel oil	6.8%
Wood	10.8%
Solar	1.1%
No fuel used	1.1%

Households & families

Household type	Count	%
Married-couple family	1,301	54.4%
Cohabiting couple	254	10.6%
Male householder, no spouse	349	14.6%
Female householder, no spouse	487	20.4%
Households with children under 18	656	27.4%
Households with seniors (65+)	852	35.6%
Average household size	2.43

Marital status

Status	Male	Female
Never married	32.9%	24.0%
Married	51.7%	50.9%
Separated	0.8%	1.5%
Widowed	2.2%	9.7%
Divorced	12.4%	13.9%

Education

Less than 9th grade 4.5%

Some HS, no diploma 8.1%

HS graduate 35.7%

Some college, no degree 23.8%

Associate's degree 10.8%

Bachelor's degree 11.0%

Graduate / professional 6.1%

Metric	%
HS diploma or higher	87.4%
Bachelor's or higher	17.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	74	6.8%
Kindergarten	62	5.7%
Elementary school	458	42.2%
High school	335	30.9%
College / grad school	156	14.4%

Employment

Industry of employment

Manufacturing 20.0%

Education & healthcare 18.7%

Agriculture & mining 10.7%

Retail trade 9.0%

Arts, food & hospitality 7.4%

Construction 7.2%

Other services 6.1%

Professional & management 4.9%

Public administration 4.9%

Transportation & utilities 4.4%

Finance & real estate 3.5%

Wholesale trade 2.6%

Information 0.5%

Occupation

Category	%
Management, business & arts	29.3%
Service	18.5%
Sales & office	17.4%
Natural resources & construction	13.2%
Production & transportation	21.6%

Employment type

Type	%
Private sector	74.6%
Government	16.3%
Self-employed	9.0%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	79.0%
Carpool	10.7%
Public transit	0.1%
Walk	3.3%
Work from home	5.8%
Other means	1.1%
Avg commute (minutes)	18.5

Poverty

All people 14.5%

Under 18 years 16.8%

18 and over 13.9%

Married-couple families 7.2%

Female-led households 30.9%

Income support

Source	% of households
Social Security	38.5%
Retirement income	27.9%
Supplemental Security	6.4%
Cash public assistance	2.2%
Food stamps / SNAP	12.4%

Health indicators

Condition	%
Obesity	38.0%
High blood pressure	35.0%
High cholesterol	36.6%
Diabetes	12.9%
Heart disease	8.2%
Stroke	3.9%
Asthma	11.3%
Arthritis	31.9%
Kidney disease	3.6%
Pulmonary disease	9.6%
Cancer	7.4%

Behavior / access	%
Smoking	21.9%
Binge drinking	17.6%
No physical activity	25.4%
Less than 7 hrs sleep	34.2%
Depression	22.3%
Fair or poor health	18.6%
Poor mental health	16.8%
Poor physical health	13.1%
No health insurance	13.7%
Visited doctor (checkup)	74.7%
Visited dentist	63.6%
Cholesterol screening	90.1%
Teeth loss	16.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	356	7.3%

Disability	%
Any disability	20.1%
Under 18	8.6%
18–64 years	17.0%
65 and over	40.9%

Health insurance coverage

Type	%
Private insurance	64.7%
Public insurance	45.7%
No insurance	6.8%
Uninsured under 19	3.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	5,827	94.8%
Spanish	298	5.1%
Other Indo-European	283	4.9%
Asian & Pacific Islander	8	0.1%
Other languages	7	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	5,755	93.7%
Born in same state	5,716	93.0%
Born in different state	4,832	78.6%
Foreign born	39	0.6%
Naturalized citizen	390	6.3%
Not a US citizen	51	13.1%

Ancestry

Ancestry	Count	%
French	614	10%
Italian	553	9%
English	419	6.8%
Arab	185	3%
German	74	1.2%

Ancestry	Count	%
Dutch	47	0.8%
Polish	41	0.7%
Norwegian	33	0.5%
Irish	31	0.5%

Technology access

Metric	% of households
Computer access	38.9%
Internet access	91.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 49420

What city is ZIP code 49420 in?

ZIP code 49420 is primarily assigned to Hart, Michigan.

What county is ZIP code 49420 in?

ZIP code 49420 falls within Oceana County, Michigan.

Is ZIP code 49420 mostly owner-occupied?

81% of occupied units in ZIP code 49420 are owner-occupied, well above the national average.

Does ZIP code 49420 have a large retiree population?

39% of households in ZIP code 49420 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 49420?

The median home value in ZIP code 49420 is $142,500.

What is the population of ZIP code 49420?

ZIP code 49420 has an estimated population of 6,145 residents, with a density of 52 people per square mile.

What timezone is ZIP code 49420 in?

ZIP code 49420 observes the EST timezone.