49455 ZIP Code — Shelby, MI

Oceana County, Michigan

ZIP code 49455 is located in Shelby, Michigan, within Oceana County. It covers approximately 84.83 square miles and serves a population of 5,149 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 231.

About ZIP code 49455

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $127,500. Owner-occupancy is high at 80%, well above the national average.

Median household income is $57,857. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 21 minutes is near the national average.

College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Overall, ZIP code 49455 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

5,149

population

84.83

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

49455 ZIP code map

Cities in ZIP code 49455

Below are the cities the US Postal Service accepts for ZIP code 49455. Using any city not on this list may result in mail delivery delays.

City	Status
Shelby	Preferred

Nearby ZIP codes

49446 New Era (5.1 mi) 49452 Rothbury (7.8 mi) 49436 Mears (8 mi) 49420 Hart (8.7 mi) 49437 Montague (11.1 mi) 49449 Pentwater (12.6 mi) 49421 Hesperia (14.4 mi) 49459 Walkerville (14.8 mi) 49461 Whitehall (15.7 mi) 49425 Holton (16.6 mi) 49457 Twin Lake (19.7 mi)

Demographics updated 06/2026

Population
Total population	5,149
Population density	61 / sq mi
State FIPS	26
County FIPS	127

Geography
Land area	84.83 sq mi
Water area	5.72 sq mi
Latitude	43.6133
Longitude	-86.3495
Timezone	Eastern (ET)
Area code	231

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.8%	49.4%	42.6%
$50k – $100k	27.7%	34.7%	31.1%
$100k – $200k	20.9%	14.1%	20.6%
Over $200k	0.6%	1.7%	5.7%

Demographics & statistics

5,149

Population

People per sq mi

38.9

Median age

$57,857

Median household income

$30,522

Per capita income

$127,500

Median home value

$646

Median monthly rent

80.3%

Home ownership

10.8%

Poverty rate

3.4%

Unemployment

2,315

Housing units

19.9%

Bachelor's or higher

Age distribution

Male Female

140

Under 5

136

236

5–9

230

153

10–14

149

163

15–19

160

151

20–24

148

333

25–34

326

315

35–44

308

285

45–54

279

139

55–59

136

199

60–64

194

291

65–74

284

157

75–84

154

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,255	24.4%
18 and over	3,894	75.6%
65 and over	969	18.8%
Median age	38.9 years

Race & ethnicity

White 77.2%

Hispanic or Latino 9.6%

Two or more races 7.8%

Other race 3%

American Indian / Alaska Native 1.3%

Black or African American 1.1%

Group	Count	%
White	4,394	77.2%
Hispanic or Latino	545	9.6%
Two or more races	443	7.8%
Other race	172	3%
American Indian / Alaska Native	75	1.3%
Black or African American	64	1.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.8%	49.4%	42.6%
$50k – $100k	27.7%	34.7%	31.1%
$100k – $200k	20.9%	14.1%	20.6%
Over $200k	0.6%	1.7%	5.7%

Under $10k 3.6%

$10k–$15k 1.8%

$15k–$25k 10.9%

$25k–$35k 11.6%

$35k–$50k 15.8%

$50k–$75k 20.3%

$75k–$100k 9.6%

$100k–$150k 16.6%

$150k–$200k 5.3%

$200k+ 4.4%

Range	% of households
Under $10k	3.6%
$10k–$15k	1.8%
$15k–$25k	10.9%
$25k–$35k	11.6%
$35k–$50k	15.8%
$50k–$75k	20.3%
$75k–$100k	9.6%
$100k–$150k	16.6%
$150k–$200k	5.3%
$200k+	4.4%
Median income	$57,857

Housing

Home values

Under $50k 9.9%

$50k–$100k 17.5%

$100k–$150k 31.6%

$150k–$200k 9.7%

$200k–$300k 15.0%

$300k–$500k 7.2%

$500k–$1M 7.4%

$1M+ 1.8%

Housing overview

Metric	Value
Median home value	$127,500
Median rent / month	$646
Owner occupied	80.3%
Renter occupied	19.7%
Vacant	29.6%
Single-family detached	79.5%
Large apartment buildings	0.6%
Mobile homes	12.0%
Median rooms	5.5
Avg household size (owned)	2.65

Year built

Era	%
2020 or later	0.0%
2010–2019	5.1%
2000–2009	13.2%
1990–1999	13.2%
1980–1989	9.3%
1970–1979	15.3%
1960–1969	11.7%
1950–1959	7.7%
1940–1949	4.1%
1939 or earlier	20.4%

Bedrooms

Size	% of units
No bedroom (studio)	1.1%
1 bedroom	4.9%
2 bedrooms	31.5%
3 bedrooms	40.8%
4 bedrooms	17.5%
5+ bedrooms	4.3%

Vehicles per household

Vehicles	% of households
No vehicle	3.3%
1 vehicle	32.5%
2 vehicles	40.4%
3 or more	23.8%

Heating fuel

Fuel type	%
Utility gas	42.4%
Electricity	10.9%
Propane / LP gas	26.9%
Fuel oil	3.0%
Wood	11.5%
Solar	1.8%
No fuel used	0.5%

Households & families

Household type	Count	%
Married-couple family	940	49.6%
Cohabiting couple	159	8.4%
Male householder, no spouse	353	18.6%
Female householder, no spouse	442	23.3%
Households with children under 18	597	31.5%
Households with seniors (65+)	706	37.3%
Average household size	2.66

Marital status

Status	Male	Female
Never married	28.8%	27.6%
Married	52.4%	49.9%
Separated	0.0%	0.4%
Widowed	5.8%	4.6%
Divorced	13.0%	17.4%

Education

Less than 9th grade 6.8%

Some HS, no diploma 6.1%

HS graduate 40.7%

Some college, no degree 17.8%

Associate's degree 8.7%

Bachelor's degree 12.4%

Graduate / professional 7.5%

Metric	%
HS diploma or higher	87.1%
Bachelor's or higher	19.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	94	8.0%
Kindergarten	57	4.8%
Elementary school	541	45.9%
High school	282	23.9%
College / grad school	205	17.4%

Employment

Industry of employment

Manufacturing 26.3%

Agriculture & mining 19.0%

Education & healthcare 15.5%

Retail trade 8.0%

Construction 6.1%

Arts, food & hospitality 5.9%

Professional & management 4.5%

Transportation & utilities 3.8%

Finance & real estate 3.1%

Wholesale trade 3.0%

Other services 2.8%

Public administration 2.0%

Information 0.1%

Occupation

Category	%
Management, business & arts	23.0%
Service	13.0%
Sales & office	13.9%
Natural resources & construction	18.5%
Production & transportation	31.6%

Employment type

Type	%
Private sector	82.5%
Government	10.3%
Self-employed	7.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	79.0%
Carpool	14.7%
Public transit	0.3%
Walk	2.3%
Work from home	3.0%
Other means	0.8%
Avg commute (minutes)	20.5

Poverty

All people 10.8%

Under 18 years 14.2%

18 and over 9.7%

Married-couple families 4.4%

Female-led households 11.6%

Income support

Source	% of households
Social Security	40.1%
Retirement income	28.4%
Supplemental Security	5.4%
Cash public assistance	1.8%
Food stamps / SNAP	11.5%

Health indicators

Condition	%
Obesity	37.8%
High blood pressure	34.1%
High cholesterol	37.4%
Diabetes	12.5%
Heart disease	7.7%
Stroke	3.6%
Asthma	11.1%
Arthritis	31.0%
Kidney disease	3.4%
Pulmonary disease	8.9%
Cancer	7.2%

Behavior / access	%
Smoking	20.6%
Binge drinking	17.7%
No physical activity	24.2%
Less than 7 hrs sleep	33.9%
Depression	21.9%
Fair or poor health	17.5%
Poor mental health	16.4%
Poor physical health	12.5%
No health insurance	13.4%
Visited doctor (checkup)	74.6%
Visited dentist	65.3%
Cholesterol screening	90.5%
Teeth loss	14.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	290	7.5%

Disability	%
Any disability	13.0%
Under 18	1.8%
18–64 years	12.8%
65 and over	28.1%

Health insurance coverage

Type	%
Private insurance	54.4%
Public insurance	47.5%
No insurance	14.1%
Uninsured under 19	6.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,873	94.6%
Spanish	332	6.8%
Other Indo-European	322	6.6%
Asian & Pacific Islander	10	0.2%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,703	91.3%
Born in same state	4,688	91.0%
Born in different state	3,878	75.3%
Foreign born	15	0.3%
Naturalized citizen	446	8.7%
Not a US citizen	109	24.4%

Ancestry

Ancestry	Count	%
French	414	8%
Italian	317	6.2%
Arab	283	5.5%
English	264	5.1%
Polish	112	2.2%

Ancestry	Count	%
German	48	0.9%
Irish	37	0.7%
Dutch	10	0.2%
Norwegian	2	0%

Technology access

Metric	% of households
Computer access	36.8%
Internet access	85.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 49455

What city is ZIP code 49455 in?

ZIP code 49455 is primarily assigned to Shelby, Michigan.

What county is ZIP code 49455 in?

ZIP code 49455 falls within Oceana County, Michigan.

Is ZIP code 49455 mostly owner-occupied?

80% of occupied units in ZIP code 49455 are owner-occupied, well above the national average.

Does ZIP code 49455 have a large retiree population?

40% of households in ZIP code 49455 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 49455?

The median home value in ZIP code 49455 is $127,500.

What is the population of ZIP code 49455?

ZIP code 49455 has an estimated population of 5,149 residents, with a density of 61 people per square mile.

What timezone is ZIP code 49455 in?

ZIP code 49455 observes the EST timezone.