38240 ZIP Code — Obion, TN

Obion County, Tennessee

ZIP code 38240 is located in Obion, Tennessee, within Obion County. It covers approximately 85.10 square miles and serves a population of 1,816 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 731.

About ZIP code 38240

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $96,500. Owner-occupancy sits near the national average at 68%.

Median household income is $53,750. Poverty affects 21% of residents, above the national average. 44% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 26 minutes is near the national average.

College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (27%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 28%.

Overall, ZIP code 38240 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, and a significant Social Security-dependent population.

1,816

population

85.10

sq mi land

Standard

ZIP type

Central (CT)

timezone

38240 ZIP code map

Cities in ZIP code 38240

Below are the cities the US Postal Service accepts for ZIP code 38240. Using any city not on this list may result in mail delivery delays.

City	Status
Obion	Preferred

Nearby ZIP codes

38232 Hornbeak (7.6 mi) 38259 Trimble (8 mi) 38059 Newbern (9.4 mi) 38260 Troy (10.9 mi) 38080 Ridgely (13.6 mi) 38079 Tiptonville (14 mi) 38253 Rives (14.3 mi) 38261 Union City (14.8 mi) 38233 Kenton (15.2 mi) 38024 Dyersburg (16.4 mi) 38330 Dyer (19.2 mi)

Demographics updated 05/2026

Population
Total population	1,816
Population density	21 / sq mi
State FIPS	47
County FIPS	131

Geography
Land area	85.10 sq mi
Water area	0.12 sq mi
Latitude	36.2437
Longitude	-89.3018
Timezone	Central (CT)
Area code	731

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	58.6%	60.7%	45.7%
$50k – $100k	33.5%	28.0%	30.9%
$100k – $200k	5.4%	9.5%	18.3%
Over $200k	2.5%	1.8%	5.1%

Demographics & statistics

1,816

Population

People per sq mi

48.3

Median age

$53,750

Median household income

$32,863

Per capita income

$96,500

Median home value

$850

Median monthly rent

68.4%

Home ownership

21.4%

Poverty rate

1.4%

Unemployment

711

Housing units

14.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

159

25–34

136

35–44

125

45–54

107

55–59

130

60–64

111

128

65–74

109

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	327	18.0%
18 and over	1,489	82.0%
65 and over	389	21.4%
Median age	48.3 years

Race & ethnicity

White 84.6%

Hispanic or Latino 4.4%

Black or African American 4.1%

Two or more races 4%

Other race 2.3%

American Indian / Alaska Native 0.4%

Asian 0.3%

Group	Count	%
White	1,606	84.6%
Hispanic or Latino	83	4.4%
Black or African American	78	4.1%
Two or more races	76	4%
Other race	43	2.3%
American Indian / Alaska Native	8	0.4%
Asian	5	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	58.6%	60.7%	45.7%
$50k – $100k	33.5%	28.0%	30.9%
$100k – $200k	5.4%	9.5%	18.3%
Over $200k	2.5%	1.8%	5.1%

Under $10k 5.4%

$10k–$15k 4.1%

$15k–$25k 9.3%

$25k–$35k 9.1%

$35k–$50k 19.9%

$50k–$75k 18.6%

$75k–$100k 14.0%

$100k–$150k 11.5%

$150k–$200k 3.0%

$200k+ 5.1%

Range	% of households
Under $10k	5.4%
$10k–$15k	4.1%
$15k–$25k	9.3%
$25k–$35k	9.1%
$35k–$50k	19.9%
$50k–$75k	18.6%
$75k–$100k	14.0%
$100k–$150k	11.5%
$150k–$200k	3.0%
$200k+	5.1%
Median income	$53,750

Housing

Home values

Under $50k 18.7%

$50k–$100k 35.3%

$100k–$150k 21.6%

$150k–$200k 13.1%

$200k–$300k 5.1%

$500k–$1M 6.2%

Housing overview

Metric	Value
Median home value	$96,500
Median rent / month	$850
Owner occupied	68.4%
Renter occupied	31.6%
Vacant	14.9%
Single-family detached	81.4%
Large apartment buildings	0.0%
Mobile homes	10.0%
Median rooms	5.7
Avg household size (owned)	2.04

Year built

Era	%
2020 or later	0.0%
2010–2019	11.6%
2000–2009	6.2%
1990–1999	8.9%
1980–1989	14.1%
1970–1979	22.0%
1960–1969	9.6%
1950–1959	12.2%
1940–1949	3.4%
1939 or earlier	12.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.2%
1 bedroom	1.5%
2 bedrooms	33.4%
3 bedrooms	52.9%
4 bedrooms	10.4%
5+ bedrooms	1.5%

Vehicles per household

Vehicles	% of households
No vehicle	6.0%
1 vehicle	27.7%
2 vehicles	47.5%
3 or more	18.8%

Heating fuel

Fuel type	%
Utility gas	34.3%
Electricity	53.0%
Propane / LP gas	9.9%
Wood	2.8%

Households & families

Household type	Count	%
Married-couple family	384	46.4%
Cohabiting couple	44	5.3%
Male householder, no spouse	202	24.4%
Female householder, no spouse	198	23.9%
Households with children under 18	172	20.8%
Households with seniors (65+)	303	36.6%
Average household size	2.19

Marital status

Status	Male	Female
Never married	23.7%	19.8%
Married	49.6%	50.8%
Separated	2.0%	1.4%
Widowed	4.6%	14.1%
Divorced	20.1%	13.9%

Education

Less than 9th grade 4.7%

Some HS, no diploma 10.5%

HS graduate 47.1%

Some college, no degree 17.3%

Associate's degree 5.9%

Bachelor's degree 7.7%

Graduate / professional 6.7%

Metric	%
HS diploma or higher	84.8%
Bachelor's or higher	14.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	15	4.5%
Kindergarten	17	5.1%
Elementary school	172	51.3%
High school	65	19.4%
College / grad school	66	19.7%

Employment

Industry of employment

Manufacturing 23.6%

Education & healthcare 20.4%

Other services 11.1%

Retail trade 10.4%

Construction 7.4%

Arts, food & hospitality 6.7%

Wholesale trade 4.6%

Transportation & utilities 4.4%

Agriculture & mining 4.0%

Public administration 3.7%

Professional & management 3.3%

Finance & real estate 0.5%

Occupation

Category	%
Management, business & arts	32.1%
Service	15.7%
Sales & office	19.3%
Natural resources & construction	10.4%
Production & transportation	22.5%

Employment type

Type	%
Private sector	68.6%
Government	14.5%
Self-employed	16.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	87.6%
Carpool	7.8%
Public transit	0.0%
Walk	0.6%
Work from home	1.4%
Other means	2.6%
Avg commute (minutes)	26.3

Poverty

All people 21.4%

Under 18 years 45.9%

18 and over 16.0%

Married-couple families 8.3%

Female-led households 81.8%

Income support

Source	% of households
Social Security	44.1%
Retirement income	37.0%
Supplemental Security	6.8%
Cash public assistance	1.6%
Food stamps / SNAP	15.3%

Health indicators

Condition	%
Obesity	38.3%
High blood pressure	41.8%
High cholesterol	37.8%
Diabetes	14.5%
Heart disease	8.9%
Stroke	4.4%
Asthma	10.9%
Arthritis	33.2%
Kidney disease	3.7%
Pulmonary disease	11.8%
Cancer	7.4%

Behavior / access	%
Smoking	26.6%
Binge drinking	13.6%
No physical activity	30.7%
Less than 7 hrs sleep	36.4%
Depression	27.8%
Fair or poor health	21.2%
Poor mental health	17.7%
Poor physical health	14.4%
No health insurance	18.7%
Visited doctor (checkup)	74.9%
Visited dentist	52.3%
Cholesterol screening	89.7%
Teeth loss	22.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	146	9.8%

Disability	%
Any disability	27.5%
Under 18	16.5%
18–64 years	24.5%
65 and over	45.2%

Health insurance coverage

Type	%
Private insurance	58.2%
Public insurance	49.1%
No insurance	6.6%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,727	95.1%
Spanish	21	1.2%
Other Indo-European	21	1.2%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,782	98.1%
Born in same state	1,782	98.1%
Born in different state	1,489	82.0%
Foreign born	0	0.0%
Naturalized citizen	34	1.9%
Not a US citizen	18	52.9%

Ancestry

Ancestry	Count	%
Arab	393	21.6%
Italian	206	11.3%

Ancestry	Count	%
French	199	11%
German	8	0.4%

Technology access

Metric	% of households
Computer access	45.6%
Internet access	87.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 38240

What city is ZIP code 38240 in?

ZIP code 38240 is primarily assigned to Obion, Tennessee.

What county is ZIP code 38240 in?

ZIP code 38240 falls within Obion County, Tennessee.

What is the poverty rate in ZIP code 38240?

21% of residents in ZIP code 38240 live below the poverty line, above the national average.

How educated is the population of ZIP code 38240?

14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 38240 have a large retiree population?

44% of households in ZIP code 38240 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 38240?

The median home value in ZIP code 38240 is $96,500.

What timezone is ZIP code 38240 in?

ZIP code 38240 observes the CST timezone.