38232 ZIP Code — Hornbeak, TN

Obion County, Tennessee

ZIP code 38232 is located in Hornbeak, Tennessee, within Obion County. It covers approximately 51.79 square miles and serves a population of 2,182 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 731.

About ZIP code 38232

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $84,400. Owner-occupancy is high at 76%, well above the national average.

Median household income is $44,292. 45% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. An above-average commute of 35 minutes suggests many residents work outside the immediate area.

College attainment at 8% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (25%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 35%.

Overall, ZIP code 38232 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

2,182

population

51.79

sq mi land

Standard

ZIP type

Central (CT)

timezone

38232 ZIP code map

Cities in ZIP code 38232

Below are the cities the US Postal Service accepts for ZIP code 38232. Using any city not on this list may result in mail delivery delays.

City	Status
Hornbeak	Preferred

Nearby ZIP codes

38260 Troy (7 mi) 38079 Tiptonville (7.4 mi) 38240 Obion (7.6 mi) 38261 Union City (11.4 mi) 38080 Ridgely (13.7 mi) 38259 Trimble (13.9 mi) 42050 Hickman (15.5 mi) 38253 Rives (15.7 mi) 38059 Newbern (17 mi) 38233 Kenton (19.5 mi) 63873 Portageville (19.8 mi) 63851 Hayti (19.9 mi)

Demographics updated 05/2026

Population
Total population	2,182
Population density	42 / sq mi
State FIPS	47
County FIPS	131

Geography
Land area	51.79 sq mi
Water area	1.87 sq mi
Latitude	36.3505
Longitude	-89.3332
Timezone	Central (CT)
Area code	731

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	59.7%	60.7%	45.7%
$50k – $100k	31.7%	28.0%	30.9%
$100k – $200k	8.6%	9.5%	18.3%
Over $200k	0.0%	1.8%	5.1%

Demographics & statistics

2,182

Population

People per sq mi

48.8

Median age

$44,292

Median household income

$22,920

Per capita income

$84,400

Median home value

$643

Median monthly rent

75.5%

Home ownership

11.6%

Poverty rate

2.3%

Unemployment

1,007

Housing units

8.3%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

103

15–19

20–24

25–34

186

35–44

141

154

45–54

117

179

55–59

135

60–64

198

65–74

150

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	391	17.9%
18 and over	1,791	82.1%
65 and over	490	22.5%
Median age	48.8 years

Race & ethnicity

White 94.5%

Two or more races 2.4%

Hispanic or Latino 2.3%

Other race 0.4%

Asian 0.3%

American Indian / Alaska Native 0.2%

Group	Count	%
White	2,110	94.5%
Two or more races	54	2.4%
Hispanic or Latino	51	2.3%
Other race	8	0.4%
Asian	6	0.3%
American Indian / Alaska Native	4	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	59.7%	60.7%	45.7%
$50k – $100k	31.7%	28.0%	30.9%
$100k – $200k	8.6%	9.5%	18.3%
Over $200k	0.0%	1.8%	5.1%

Under $10k 3.1%

$10k–$15k 7.9%

$15k–$25k 12.5%

$25k–$35k 15.8%

$35k–$50k 17.9%

$50k–$75k 24.3%

$75k–$100k 9.7%

$100k–$150k 8.4%

$150k–$200k 0.5%

Range	% of households
Under $10k	3.1%
$10k–$15k	7.9%
$15k–$25k	12.5%
$25k–$35k	15.8%
$35k–$50k	17.9%
$50k–$75k	24.3%
$75k–$100k	9.7%
$100k–$150k	8.4%
$150k–$200k	0.5%
Median income	$44,292

Housing

Home values

Under $50k 23.5%

$50k–$100k 34.9%

$100k–$150k 17.8%

$150k–$200k 9.6%

$200k–$300k 5.8%

$300k–$500k 5.0%

$500k–$1M 2.0%

$1M+ 1.5%

Housing overview

Metric	Value
Median home value	$84,400
Median rent / month	$643
Owner occupied	75.5%
Renter occupied	24.5%
Vacant	28.5%
Single-family detached	70.3%
Large apartment buildings	0.0%
Mobile homes	28.8%
Median rooms	5.0
Avg household size (owned)	2.39

Year built

Era	%
2020 or later	2.9%
2010–2019	10.5%
2000–2009	8.2%
1990–1999	17.0%
1980–1989	7.4%
1970–1979	11.5%
1960–1969	16.2%
1950–1959	12.4%
1940–1949	8.2%
1939 or earlier	5.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	4.3%
2 bedrooms	26.1%
3 bedrooms	60.9%
4 bedrooms	7.9%
5+ bedrooms	0.8%

Vehicles per household

Vehicles	% of households
No vehicle	5.8%
1 vehicle	39.1%
2 vehicles	32.6%
3 or more	22.5%

Heating fuel

Fuel type	%
Utility gas	37.3%
Electricity	54.6%
Propane / LP gas	7.2%
Wood	0.8%

Households & families

Household type	Count	%
Married-couple family	443	50.7%
Cohabiting couple	43	4.9%
Male householder, no spouse	145	16.6%
Female householder, no spouse	242	27.7%
Households with children under 18	246	28.2%
Households with seniors (65+)	353	40.4%
Average household size	2.50

Marital status

Status	Male	Female
Never married	22.4%	10.4%
Married	47.2%	54.2%
Separated	0.7%	2.4%
Widowed	1.6%	18.9%
Divorced	28.1%	14.0%

Education

Less than 9th grade 10.4%

Some HS, no diploma 13.2%

HS graduate 48.4%

Some college, no degree 14.2%

Associate's degree 5.6%

Bachelor's degree 7.4%

Graduate / professional 0.9%

Metric	%
HS diploma or higher	76.4%
Bachelor's or higher	8.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	11	2.4%
Kindergarten	15	3.2%
Elementary school	245	52.4%
High school	176	37.6%
College / grad school	21	4.5%

Employment

Industry of employment

Manufacturing 23.9%

Education & healthcare 20.0%

Construction 19.8%

Retail trade 7.8%

Arts, food & hospitality 5.6%

Wholesale trade 5.5%

Professional & management 5.2%

Transportation & utilities 4.9%

Public administration 3.4%

Other services 2.9%

Agriculture & mining 0.9%

Finance & real estate 0.1%

Occupation

Category	%
Management, business & arts	25.8%
Service	18.1%
Sales & office	14.9%
Natural resources & construction	24.3%
Production & transportation	16.9%

Employment type

Type	%
Private sector	69.2%
Government	17.7%
Self-employed	13.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	78.7%
Carpool	18.0%
Public transit	0.0%
Walk	0.0%
Work from home	3.3%
Other means	0.0%
Avg commute (minutes)	35.4

Poverty

All people 11.6%

Under 18 years 9.2%

18 and over 12.1%

Married-couple families 5.9%

Female-led households 19.1%

Income support

Source	% of households
Social Security	44.9%
Retirement income	32.5%
Supplemental Security	5.8%
Cash public assistance	0.6%
Food stamps / SNAP	13.7%

Health indicators

Condition	%
Obesity	36.6%
High blood pressure	40.1%
High cholesterol	38.3%
Diabetes	13.4%
Heart disease	8.4%
Stroke	3.9%
Asthma	10.5%
Arthritis	31.7%
Kidney disease	3.3%
Pulmonary disease	10.7%
Cancer	7.3%

Behavior / access	%
Smoking	24.6%
Binge drinking	13.9%
No physical activity	28.4%
Less than 7 hrs sleep	35.3%
Depression	27.2%
Fair or poor health	18.8%
Poor mental health	17.0%
Poor physical health	13.1%
No health insurance	17.3%
Visited doctor (checkup)	74.6%
Visited dentist	55.7%
Cholesterol screening	90.0%
Teeth loss	19.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	109	6.1%

Disability	%
Any disability	34.7%
Under 18	22.5%
18–64 years	33.3%
65 and over	48.2%

Health insurance coverage

Type	%
Private insurance	54.2%
Public insurance	54.3%
No insurance	7.8%
Uninsured under 19	5.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,168	99.4%
Spanish	15	0.7%
Other Indo-European	0	0.0%
Asian & Pacific Islander	9	0.4%
Other languages	6	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,176	99.7%
Born in same state	2,142	98.2%
Born in different state	1,608	73.7%
Foreign born	34	1.6%
Naturalized citizen	6	0.3%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	567	26%
Arab	250	11.5%

Ancestry	Count	%
French	131	6%
English	14	0.6%

Technology access

Metric	% of households
Computer access	40.0%
Internet access	72.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 38232

What city is ZIP code 38232 in?

ZIP code 38232 is primarily assigned to Hornbeak, Tennessee.

What county is ZIP code 38232 in?

ZIP code 38232 falls within Obion County, Tennessee.

How educated is the population of ZIP code 38232?

8% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 38232 have a large retiree population?

45% of households in ZIP code 38232 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 38232?

The median home value in ZIP code 38232 is $84,400.

What is the median household income in ZIP code 38232?

The median household income in ZIP code 38232 is $44,292, below the national median of ~$75,000.

What timezone is ZIP code 38232 in?

ZIP code 38232 observes the CST timezone.