Union City ZIP Codes — Obion County, TN

There are 2 unique ZIP codes in Union City, Tennessee. Area code: 731.

ZIP codes

176.90

sq mi land

6.83

sq mi water

731

area code

Union City, TN ZIP code map

About Union City, TN

Union City is a charming city located in the state of Tennessee. It is nestled within Obion County and serves as a focal point for the surrounding area. The city is known for its vibrant community and rich heritage, making it a delightful place to live and visit.

Location & geography

Union City spans a considerable land area of 176.90 square miles, with an additional 6.83 square miles designated as water. It is positioned in the northwest part of Tennessee, making it accessible to neighboring cities such as Martin, which is approximately 17 miles to the southeast, and Dyersburg, situated around 24 miles to the south. The terrain consists of a mix of urban development and natural landscapes, contributing to its appealing environment.

Community & economy

The character of Union City is underscored by its closely-knit community, where residents take pride in local events and gatherings. Agriculture and manufacturing are key industries, providing jobs and economic stability to the area. Daily life in Union City includes a variety of recreational activities, a range of local dining options, and annual festivals that celebrate the city's culture.

Transportation

Union City is conveniently served by several major highways, including U.S. Route 51 and Tennessee State Route 22, facilitating easy travel both in and out of the city. The nearest commercial airport is Dyersburg Regional Airport, located about 23 miles away, offering regional flight services for travelers. Public transportation options may be limited, but the city’s layout supports car travel for most residents.

History

Union City was founded in the 1850s and quickly developed as a vital trading hub for the agricultural economy of the region. The city has been influenced by several key industries over the years, including cotton processing and rail transport, which helped shape its growth. Notable events in its history include the establishment of the city’s vibrant downtown area.

Did you know?

A surprising fact about Union City is that it hosted the Union City Mudfest, a popular off-road event drawing visitors from across the region. Additionally, the city is home to the Discovery Park of America, which is a noteworthy cultural and educational attraction.

ZIP codes for Union City, TN (2)

ZIP code	City	County	Map
38261	Union City	Obion	View map
38281	Union City	Obion	View map

Demographics & statistics

16,325

Population

41.0

Median age

$50,576

Median household income

$29,087

Per capita income

$136,900

Median home value

$726

Median monthly rent

59.7%

Home ownership

17.8%

Poverty rate

6.6%

Unemployment

4,615

Housing units

18.7%

Bachelor's or higher

Age distribution

Male Female

420

Under 5

475

566

5–9

640

506

10–14

572

486

15–19

551

484

20–24

548

868

25–34

984

1,042

35–44

1,181

882

45–54

998

450

55–59

509

444

60–64

502

873

65–74

989

397

75–84

449

239

85+

270

← Male

Female →

Age summary

Group	Count	%
Under 18	3,854	23.6%
18 and over	12,471	76.4%
65 and over	3,217	19.7%
Median age	41.0 years

Race & ethnicity

White 69.8%

Black or African American 15.4%

Two or more races 6.6%

Hispanic or Latino 5.8%

Other race 1.7%

Asian 0.3%

American Indian / Alaska Native 0.2%

Native Hawaiian / Pacific Islander 0.2%

Group	Count	%
White	12,100	69.8%
Black or African American	2,671	15.4%
Two or more races	1,144	6.6%
Hispanic or Latino	1,014	5.8%
Other race	301	1.7%
Asian	53	0.3%
American Indian / Alaska Native	29	0.2%
Native Hawaiian / Pacific Islander	27	0.2%

Household income

Under $10k 7.3%

$10k–$15k 6.4%

$15k–$25k 13.2%

$25k–$35k 8.5%

$35k–$50k 13.6%

$50k–$75k 17.4%

$75k–$100k 14.7%

$100k–$150k 10.5%

$150k–$200k 5.9%

$200k+ 2.4%

Range	% of households
Under $10k	7.3%
$10k–$15k	6.4%
$15k–$25k	13.2%
$25k–$35k	8.5%
$35k–$50k	13.6%
$50k–$75k	17.4%
$75k–$100k	14.7%
$100k–$150k	10.5%
$150k–$200k	5.9%
$200k+	2.4%
Median income	$50,576

Housing

Home values

Under $50k 8.1%

$50k–$100k 24.9%

$100k–$150k 22.3%

$150k–$200k 16.1%

$200k–$300k 20.2%

$300k–$500k 6.2%

$500k–$1M 1.8%

$1M+ 0.4%

Housing overview

Metric	Value
Median home value	$136,900
Median rent / month	$726
Owner occupied	59.7%
Renter occupied	40.3%
Vacant	9.7%
Single-family detached	71.6%
Large apartment buildings	1.3%
Mobile homes	7.8%
Median rooms	5.9
Avg household size (owned)	2.49

Year built

Era	%
2020 or later	0.1%
2010–2019	4.6%
2000–2009	8.3%
1990–1999	12.5%
1980–1989	13.9%
1970–1979	17.5%
1960–1969	18.3%
1950–1959	11.0%
1940–1949	5.3%
1939 or earlier	8.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.8%
1 bedroom	5.8%
2 bedrooms	27.6%
3 bedrooms	51.4%
4 bedrooms	12.7%
5+ bedrooms	1.7%

Vehicles per household

Vehicles	% of households
No vehicle	8.6%
1 vehicle	37.8%
2 vehicles	37.4%
3 or more	16.2%

Heating fuel

Fuel type	%
Utility gas	47.8%
Electricity	46.5%
Propane / LP gas	5.0%
Wood	0.2%
No fuel used	0.5%

Households & families

Household type	Count	%
Married-couple family	3,037	46.4%
Cohabiting couple	450	6.9%
Male householder, no spouse	932	14.2%
Female householder, no spouse	2,131	32.5%
Households with children under 18	2,023	30.9%
Households with seniors (65+)	2,257	34.5%
Average household size	2.43

Marital status

Status	Male	Female
Never married	28.7%	25.3%
Married	54.0%	44.5%
Separated	2.2%	3.2%
Widowed	3.3%	15.4%
Divorced	11.8%	11.6%

Education

Less than 9th grade 5.7%

Some HS, no diploma 8.4%

HS graduate 41.5%

Some college, no degree 20.3%

Associate's degree 5.3%

Bachelor's degree 11.2%

Graduate / professional 7.4%

Metric	%
HS diploma or higher	85.9%
Bachelor's or higher	18.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	102	2.9%
Kindergarten	130	3.7%
Elementary school	1,745	49.3%
High school	910	25.7%
College / grad school	656	18.5%

Employment

Industry of employment

Manufacturing 23.9%

Education & healthcare 19.3%

Retail trade 11.9%

Arts, food & hospitality 8.8%

Professional & management 6.7%

Construction 5.6%

Other services 5.5%

Public administration 5.0%

Transportation & utilities 4.9%

Finance & real estate 3.3%

Agriculture & mining 2.3%

Information 1.6%

Wholesale trade 1.1%

Occupation

Category	%
Management, business & arts	30.4%
Service	19.9%
Sales & office	15.0%
Natural resources & construction	6.9%
Production & transportation	27.8%

Employment type

Type	%
Private sector	79.2%
Government	13.8%
Self-employed	6.5%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	83.4%
Carpool	9.2%
Public transit	0.0%
Walk	2.0%
Other means	1.0%
Avg commute (minutes)	17.6

Poverty

All people 17.8%

Under 18 years 21.8%

18 and over 16.5%

Married-couple families 4.5%

Female-led households 41.4%

Income support

Source	% of households
Social Security	37.6%
Retirement income	24.5%
Supplemental Security	5.1%
Cash public assistance	0.9%
Food stamps / SNAP	16.0%

Health indicators

Condition	%
High blood pressure	42.7%
High cholesterol	37.8%
Heart disease	8.7%
Stroke	4.6%
Asthma	11.4%
Arthritis	32.7%
Kidney disease	3.8%
Pulmonary disease	11.5%
Cancer	7.1%

Behavior / access	%
Binge drinking	12.7%
No physical activity	31.9%
Less than 7 hrs sleep	37.8%
Fair or poor health	22.4%
Poor mental health	18.0%
Poor physical health	14.6%
No health insurance	19.7%
Visited doctor (checkup)	76.1%
Visited dentist	50.8%
Cholesterol screening	89.6%
Teeth loss	23.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	903	7.2%

Disability	%
Any disability	19.1%
Under 18	3.5%
18–64 years	16.9%
65 and over	45.8%

Health insurance coverage

Type	%
Private insurance	62.2%
Public insurance	41.8%
Uninsured under 19	2.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	15,430	94.5%
Spanish	293	1.9%
Other Indo-European	278	1.8%
Asian & Pacific Islander	13	0.1%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	15,696	96.1%
Born in same state	15,641	95.8%
Born in different state	11,397	69.8%
Foreign born	55	0.3%
Naturalized citizen	629	3.9%
Not a US citizen	190	30.2%

Ancestry

Ancestry	Count	%
Arab	2,748	16.8%
Italian	1,974	12.1%
French	1,733	10.6%
English	126	0.8%

Ancestry	Count	%
Norwegian	13	0.1%
German	11	0.1%
Polish	2	0%

Technology access

Metric	% of households
Computer access	40.1%
Internet access	90.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Union City, TN have?

Union City, TN has one ZIP code: 38261. Each ZIP code serves a distinct delivery area within the city and surrounding region.