Troy ZIP Codes — Obion County, TN

There is one unique ZIP code in Troy, Tennessee and it is 38260. Area code: 731.

ZIP codes

71.42

sq mi land

0.12

sq mi water

731

area code

Troy, TN ZIP code map

About Troy, TN

Troy is a charming city located in the heart of Tennessee, specifically within Obion County. Known for its friendly atmosphere, the city offers a close-knit community feel and a rich cultural heritage. Residents and visitors alike enjoy the small-town vibe that Troy has to offer, making it an inviting place to live and explore.

Location & geography

Troy is situated in the northwest region of Tennessee, offering a serene landscape typical of Obion County. The city is located approximately 15 miles from Union City, 20 miles from Martin, 30 miles from Dyersburg, and 40 miles from Jackson. With a land area of 71.42 square miles and a water area of 0.12 square miles, the terrain is predominantly flat, making it easy to navigate and enjoy the natural surroundings.

Community & economy

The community in Troy is characterized by its friendly residents and an active lifestyle that emphasizes local engagement and support for one another. Primary industries in the region include agriculture and small manufacturing, both of which contribute to the local economy. Daily life in Troy often centers around community events, local schools, and recreational activities at nearby parks.

Transportation

Troy is conveniently accessible via Highway 51, which runs north-south through the area and connects with larger routes. The nearest major airport is the McKellar-Sipes Regional Airport located approximately 30 miles away in Jackson, Tennessee, providing access to regional travel. Residents typically rely on personal vehicles for commuting, as public transit options are limited.

History

Troy was founded in the mid-19th century and has its roots in agriculture, which remains a significant part of its economy today. Over the years, the city has developed a strong sense of community, highlighted by local events and historical celebrations. Notable events in Troy's history include its role in the agricultural revolution of the region, which helped shape the economic landscape.

Did you know?

One surprising fact about Troy is its commitment to community-driven initiatives that support local agriculture and crafts. The city hosts an annual festival that celebrates its agricultural heritage, attracting visitors from all over the region.

ZIP codes for Troy, TN (1)

ZIP code	City	County	Map
38260	Troy	Obion	View map

Demographics & statistics

3,684

Population

41.8

Median age

$50,560

Median household income

$27,148

Per capita income

$110,900

Median home value

$758

Median monthly rent

78.1%

Home ownership

11.5%

Poverty rate

4.0%

Unemployment

1,381

Housing units

16.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

116

5–9

113

129

10–14

127

100

15–19

100

20–24

202

25–34

199

270

35–44

265

275

45–54

270

111

55–59

110

111

60–64

109

227

65–74

222

123

75–84

121

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	758	20.6%
18 and over	2,926	79.4%
65 and over	746	20.2%
Median age	41.8 years

Race & ethnicity

White 95.5%

Black or African American 1.9%

Two or more races 1.8%

Hispanic or Latino 0.4%

Other race 0.4%

Group	Count	%
White	3,534	95.5%
Black or African American	69	1.9%
Two or more races	68	1.8%
Hispanic or Latino	15	0.4%
Other race	13	0.4%

Household income

Under $10k 5.7%

$10k–$15k 5.7%

$15k–$25k 10.4%

$25k–$35k 10.1%

$35k–$50k 17.1%

$50k–$75k 21.7%

$75k–$100k 13.0%

$100k–$150k 11.5%

$150k–$200k 2.8%

$200k+ 2.0%

Range	% of households
Under $10k	5.7%
$10k–$15k	5.7%
$15k–$25k	10.4%
$25k–$35k	10.1%
$35k–$50k	17.1%
$50k–$75k	21.7%
$75k–$100k	13.0%
$100k–$150k	11.5%
$150k–$200k	2.8%
$200k+	2.0%
Median income	$50,560

Housing

Home values

Under $50k 9.4%

$50k–$100k 32.9%

$100k–$150k 24.2%

$150k–$200k 12.7%

$200k–$300k 10.4%

$300k–$500k 9.5%

$500k–$1M 0.7%

$1M+ 0.2%

Housing overview

Metric	Value
Median home value	$110,900
Median rent / month	$758
Owner occupied	78.1%
Renter occupied	21.9%
Vacant	9.6%
Single-family detached	78.9%
Large apartment buildings	0.0%
Mobile homes	15.1%
Median rooms	5.6
Avg household size (owned)	2.27

Year built

Era	%
2020 or later	0.0%
2010–2019	7.4%
2000–2009	6.1%
1990–1999	20.7%
1980–1989	13.9%
1970–1979	17.5%
1960–1969	11.4%
1950–1959	5.9%
1940–1949	6.6%
1939 or earlier	10.5%

Bedrooms

Size	% of units
No bedroom (studio)	1.6%
1 bedroom	4.4%
2 bedrooms	29.6%
3 bedrooms	55.0%
4 bedrooms	8.9%
5+ bedrooms	0.5%

Vehicles per household

Vehicles	% of households
No vehicle	5.5%
1 vehicle	27.8%
2 vehicles	41.1%
3 or more	25.5%

Heating fuel

Fuel type	%
Utility gas	31.4%
Electricity	56.0%
Propane / LP gas	12.1%
Wood	0.2%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	723	46.5%
Cohabiting couple	139	8.9%
Male householder, no spouse	378	24.3%
Female householder, no spouse	316	20.3%
Households with children under 18	431	27.7%
Households with seniors (65+)	563	36.2%
Average household size	2.36

Marital status

Status	Male	Female
Never married	24.6%	22.9%
Married	49.5%	49.2%
Separated	2.8%	1.3%
Widowed	6.6%	10.7%
Divorced	16.5%	15.9%

Education

Less than 9th grade 3.6%

Some HS, no diploma 12.3%

HS graduate 48.0%

Some college, no degree 16.5%

Associate's degree 3.6%

Bachelor's degree 10.9%

Graduate / professional 5.1%

Metric	%
HS diploma or higher	84.1%
Bachelor's or higher	16.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	31	3.9%
Kindergarten	49	6.1%
Elementary school	366	45.6%
High school	209	26.1%
College / grad school	147	18.3%

Employment

Industry of employment

Manufacturing 25.1%

Education & healthcare 18.8%

Retail trade 13.2%

Other services 6.9%

Transportation & utilities 6.8%

Public administration 6.6%

Professional & management 5.9%

Arts, food & hospitality 5.1%

Construction 4.7%

Agriculture & mining 3.0%

Wholesale trade 1.8%

Finance & real estate 1.5%

Information 0.8%

Occupation

Category	%
Management, business & arts	26.3%
Service	12.5%
Sales & office	24.2%
Natural resources & construction	11.7%
Production & transportation	25.3%

Employment type

Type	%
Private sector	74.7%
Government	21.0%
Self-employed	4.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	86.8%
Carpool	7.4%
Public transit	0.0%
Walk	0.7%
Other means	1.7%
Avg commute (minutes)	19.8

Poverty

All people 11.5%

Under 18 years 5.7%

18 and over 12.8%

Married-couple families 1.9%

Female-led households 8.2%

Income support

Source	% of households
Social Security	38.9%
Retirement income	25.2%
Supplemental Security	4.8%
Cash public assistance	1.4%
Food stamps / SNAP	17.0%

Health indicators

Condition	%
High blood pressure	40.1%
High cholesterol	37.5%
Heart disease	8.5%
Stroke	4.1%
Asthma	11.1%
Arthritis	31.9%
Kidney disease	3.5%
Pulmonary disease	11.6%
Cancer	7.0%

Behavior / access	%
Binge drinking	14.1%
No physical activity	30.3%
Less than 7 hrs sleep	36.4%
Fair or poor health	20.8%
Poor mental health	18.3%
Poor physical health	14.2%
No health insurance	18.8%
Visited doctor (checkup)	74.2%
Visited dentist	52.1%
Cholesterol screening	88.9%
Teeth loss	22.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	180	6.2%

Disability	%
Any disability	18.3%
Under 18	2.4%
18–64 years	15.9%
65 and over	41.4%

Health insurance coverage

Type	%
Private insurance	65.7%
Public insurance	37.8%
Uninsured under 19	3.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,551	96.4%
Spanish	16	0.5%
Other Indo-European	16	0.5%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,672	99.7%
Born in same state	3,672	99.7%
Born in different state	2,754	74.8%
Foreign born	0	0.0%
Naturalized citizen	12	0.3%
Not a US citizen	5	41.7%

Ancestry

Ancestry	Count	%
Arab	802	21.8%
Italian	512	13.9%
French	442	12%
English	18	0.5%

Ancestry	Count	%
German	4	0.1%
Irish	4	0.1%
Norwegian	3	0.1%

Technology access

Metric	% of households
Computer access	42.2%
Internet access	79.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Troy, TN have?

Troy, TN has one ZIP code: 38260. Each ZIP code serves a distinct delivery area within the city and surrounding region.