46550 ZIP Code — Nappanee, IN

Elkhart County, Indiana

ZIP code 46550 is located in Nappanee, Indiana, within Elkhart County. It covers approximately 71.63 square miles and serves a population of 12,300 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 574.

About ZIP code 46550

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $212,100. Owner-occupancy sits near the national average at 70%.

Median household income is $79,992.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 18 minutes is near the national average.

College attainment at 11% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks. 27% of residents lack health insurance, above the national average.

12,300

population

71.63

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46550 ZIP code map

Cities in ZIP code 46550

Below are the cities the US Postal Service accepts for ZIP code 46550. Using any city not on this list may result in mail delivery delays.

City	Status
Nappanee	Preferred

Nearby ZIP codes

46542 Milford (6.3 mi) 46573 Wakarusa (8.1 mi) 46553 New Paris (8.2 mi) 46506 Bremen (9.3 mi) 46524 Etna Green (9.4 mi) 46526 Goshen (11.1 mi) 46538 Leesburg (11.3 mi) 46504 Bourbon (11.5 mi) 46517 Elkhart (12.9 mi) 46582 Warsaw (13.3 mi) 46567 Syracuse (13.6 mi) 46544 Mishawaka (15 mi)

Demographics updated 05/2026

Population
Total population	12,300
Population density	172 / sq mi
State FIPS	18
County FIPS	039

Geography
Land area	71.63 sq mi
Water area	0.05 sq mi
Latitude	41.4313
Longitude	-85.9925
Timezone	Eastern (ET)
Area code	574

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	38.2%	42.0%	42.9%
$50k – $100k	33.2%	34.8%	32.7%
$100k – $200k	27.0%	19.5%	19.8%
Over $200k	1.6%	3.6%	4.5%

Demographics & statistics

12,300

Population

172

People per sq mi

32.6

Median age

$79,992

Median household income

$33,664

Per capita income

$212,100

Median home value

$826

Median monthly rent

70.1%

Home ownership

8.3%

Poverty rate

3.9%

Unemployment

3,189

Housing units

11.1%

Bachelor's or higher

Age distribution

Male Female

460

Under 5

435

465

5–9

439

526

10–14

497

289

15–19

273

507

20–24

478

1,134

25–34

1,070

671

35–44

634

714

45–54

675

462

55–59

437

303

60–64

287

534

65–74

504

192

75–84

182

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	3,160	25.7%
18 and over	9,140	74.3%
65 and over	1,544	12.6%
Median age	32.6 years

Race & ethnicity

White 85.3%

Hispanic or Latino 6%

Two or more races 3.8%

Other race 3.1%

Asian 1.3%

Black or African American 0.4%

Group	Count	%
White	11,169	85.3%
Hispanic or Latino	788	6%
Two or more races	499	3.8%
Other race	403	3.1%
Asian	172	1.3%
Black or African American	57	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	38.2%	42.0%	42.9%
$50k – $100k	33.2%	34.8%	32.7%
$100k – $200k	27.0%	19.5%	19.8%
Over $200k	1.6%	3.6%	4.5%

Under $10k 3.2%

$10k–$15k 3.8%

$15k–$25k 7.5%

$25k–$35k 4.7%

$35k–$50k 9.3%

$50k–$75k 15.8%

$75k–$100k 16.7%

$100k–$150k 24.9%

$150k–$200k 8.8%

$200k+ 5.4%

Range	% of households
Under $10k	3.2%
$10k–$15k	3.8%
$15k–$25k	7.5%
$25k–$35k	4.7%
$35k–$50k	9.3%
$50k–$75k	15.8%
$75k–$100k	16.7%
$100k–$150k	24.9%
$150k–$200k	8.8%
$200k+	5.4%
Median income	$79,992

Housing

Home values

Under $50k 7.9%

$50k–$100k 7.0%

$100k–$150k 15.0%

$150k–$200k 16.2%

$200k–$300k 33.6%

$300k–$500k 15.8%

$500k–$1M 4.1%

$1M+ 0.4%

Housing overview

Metric	Value
Median home value	$212,100
Median rent / month	$826
Owner occupied	70.1%
Renter occupied	29.9%
Vacant	5.0%
Single-family detached	70.9%
Large apartment buildings	0.9%
Mobile homes	10.6%
Median rooms	6.6
Avg household size (owned)	3.00

Year built

Era	%
2020 or later	2.2%
2010–2019	13.0%
2000–2009	9.3%
1990–1999	15.7%
1980–1989	8.2%
1970–1979	9.7%
1960–1969	8.1%
1950–1959	7.7%
1940–1949	5.0%
1939 or earlier	21.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.8%
1 bedroom	6.5%
2 bedrooms	19.1%
3 bedrooms	47.1%
4 bedrooms	11.6%
5+ bedrooms	14.8%

Vehicles per household

Vehicles	% of households
No vehicle	15.1%
1 vehicle	21.1%
2 vehicles	40.7%
3 or more	23.1%

Heating fuel

Fuel type	%
Utility gas	76.7%
Electricity	10.6%
Propane / LP gas	7.5%
Fuel oil	0.6%
Wood	3.4%
Solar	0.2%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	2,600	61.4%
Cohabiting couple	333	7.9%
Male householder, no spouse	667	15.8%
Female householder, no spouse	633	15.0%
Households with children under 18	1,148	27.1%
Households with seniors (65+)	1,058	25.0%
Average household size	2.91

Marital status

Status	Male	Female
Never married	23.9%	29.9%
Married	60.0%	55.3%
Separated	0.0%	0.1%
Widowed	3.5%	7.0%
Divorced	12.6%	7.7%

Education

Less than 9th grade 17.1%

Some HS, no diploma 8.5%

HS graduate 35.7%

Some college, no degree 14.1%

Associate's degree 13.4%

Bachelor's degree 7.3%

Graduate / professional 3.8%

Metric	%
HS diploma or higher	74.4%
Bachelor's or higher	11.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	195	8.4%
Kindergarten	117	5.0%
Elementary school	1,519	65.1%
High school	302	12.9%
College / grad school	200	8.6%

Employment

Industry of employment

Manufacturing 40.4%

Education & healthcare 17.5%

Retail trade 10.8%

Arts, food & hospitality 7.1%

Agriculture & mining 5.2%

Construction 4.7%

Transportation & utilities 3.1%

Professional & management 3.1%

Other services 3.1%

Finance & real estate 2.0%

Information 1.5%

Wholesale trade 1.0%

Public administration 0.5%

Occupation

Category	%
Management, business & arts	31.7%
Service	12.1%
Sales & office	16.3%
Natural resources & construction	7.1%
Production & transportation	32.8%

Employment type

Type	%
Private sector	86.4%
Government	5.7%
Self-employed	6.4%
Unpaid family workers	1.5%

Commute

Method	%
Drive alone	64.0%
Carpool	20.2%
Public transit	0.0%
Walk	3.2%
Work from home	5.1%
Other means	7.4%
Avg commute (minutes)	18.2

Poverty

All people 8.3%

Under 18 years 13.8%

18 and over 6.4%

Married-couple families 3.2%

Female-led households 28.7%

Income support

Source	% of households
Social Security	24.0%
Retirement income	14.4%
Supplemental Security	3.4%
Cash public assistance	4.6%
Food stamps / SNAP	3.7%

Health indicators

Condition	%
Obesity	35.7%
High blood pressure	31.5%
High cholesterol	31.6%
Diabetes	9.9%
Heart disease	6.3%
Stroke	3.0%
Asthma	10.1%
Arthritis	23.2%
Kidney disease	2.7%
Pulmonary disease	8.3%
Cancer	6.2%

Behavior / access	%
Smoking	22.6%
Binge drinking	17.1%
No physical activity	26.7%
Less than 7 hrs sleep	34.2%
Depression	24.0%
Fair or poor health	16.3%
Poor mental health	16.8%
Poor physical health	11.2%
No health insurance	16.1%
Visited doctor (checkup)	72.1%
Visited dentist	60.9%
Cholesterol screening	85.7%
Teeth loss	18.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	353	3.9%

Disability	%
Any disability	8.0%
Under 18	2.1%
18–64 years	7.3%
65 and over	23.2%

Health insurance coverage

Type	%
Private insurance	52.1%
Public insurance	25.6%
No insurance	27.3%
Uninsured under 19	30.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	11,405	92.7%
Spanish	932	8.2%
Other Indo-European	296	2.6%
Asian & Pacific Islander	571	5.0%
Other languages	65	0.6%

Place of birth & citizenship

Origin	Count	%
Native born (US)	11,560	94.0%
Born in same state	11,498	93.5%
Born in different state	9,883	80.3%
Foreign born	62	0.5%
Naturalized citizen	740	6.0%
Not a US citizen	229	30.9%

Ancestry

Ancestry	Count	%
Arab	1,052	8.6%
French	738	6%
Italian	438	3.6%
English	343	2.8%

Ancestry	Count	%
Irish	68	0.6%
Polish	37	0.3%
Dutch	19	0.2%
German	13	0.1%

Technology access

Metric	% of households
Computer access	34.4%
Internet access	83.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46550

What city is ZIP code 46550 in?

ZIP code 46550 is primarily assigned to Nappanee, Indiana.

What county is ZIP code 46550 in?

ZIP code 46550 falls within Elkhart County, Indiana.

How educated is the population of ZIP code 46550?

11% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the population of ZIP code 46550?

ZIP code 46550 has an estimated population of 12,300 residents, with a density of 172 people per square mile.

What is the typical home value in ZIP code 46550?

The median home value in ZIP code 46550 is $212,100.

What is the median household income in ZIP code 46550?

The median household income in ZIP code 46550 is $79,992, above the national median of ~$75,000.

What timezone is ZIP code 46550 in?

ZIP code 46550 observes the EST timezone.