46538 ZIP Code — Leesburg, IN

Kosciusko County, Indiana

ZIP code 46538 is located in Leesburg, Indiana, within Kosciusko County. It covers approximately 32.00 square miles and serves a population of 4,498 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 574.

About ZIP code 46538

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $252,900. Owner-occupancy is high at 83%, well above the national average.

Median household income is $83,375. The poverty rate of 4% is below the national average. 30% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 27 minutes is near the national average.

Educational attainment is near the national average, with 30% of residents holding a bachelor's degree or higher.

Overall, ZIP code 46538 reflects a community defined by high homeownership and a significant Social Security-dependent population.

4,498

population

32.00

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46538 ZIP code map

Cities in ZIP code 46538

Below are the cities the US Postal Service accepts for ZIP code 46538. Using any city not on this list may result in mail delivery delays.

City	Status
Leesburg	Preferred

Nearby ZIP codes

46582 Warsaw (3.5 mi) 46542 Milford (5.6 mi) 46555 North Webster (7.1 mi) 46590 Winona Lake (7.2 mi) 46567 Syracuse (7.5 mi) 46580 Warsaw (8.8 mi) 46524 Etna Green (9.9 mi) 46562 Pierceton (10.2 mi) 46553 New Paris (10.9 mi) 46550 Nappanee (11.3 mi) 46732 Cromwell (11.9 mi) 46764 Larwill (12.8 mi)

Demographics updated 05/2026

Population
Total population	4,498
Population density	141 / sq mi
State FIPS	18
County FIPS	085

Geography
Land area	32.00 sq mi
Water area	2.48 sq mi
Latitude	41.3217
Longitude	-85.8308
Timezone	Eastern (ET)
Area code	574

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	29.7%	39.8%	42.9%
$50k – $100k	32.4%	36.1%	32.7%
$100k – $200k	29.7%	20.2%	19.8%
Over $200k	8.2%	4.0%	4.5%

Demographics & statistics

4,498

Population

141

People per sq mi

39.5

Median age

$83,375

Median household income

$39,428

Per capita income

$252,900

Median home value

$985

Median monthly rent

83.0%

Home ownership

3.5%

Poverty rate

6.7%

Unemployment

2,478

Housing units

30.4%

Bachelor's or higher

Age distribution

Male Female

154

Under 5

139

238

5–9

215

10–14

194

15–19

160

20–24

145

235

25–34

212

288

35–44

260

231

45–54

209

139

55–59

126

227

60–64

205

242

65–74

218

141

75–84

127

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,277	28.4%
18 and over	3,221	71.6%
65 and over	757	16.8%
Median age	39.5 years

Race & ethnicity

White 87.6%

Two or more races 6%

Hispanic or Latino 4.9%

Other race 1%

Asian 0.5%

Group	Count	%
White	4,143	87.6%
Two or more races	286	6%
Hispanic or Latino	230	4.9%
Other race	46	1%
Asian	23	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	29.7%	39.8%	42.9%
$50k – $100k	32.4%	36.1%	32.7%
$100k – $200k	29.7%	20.2%	19.8%
Over $200k	8.2%	4.0%	4.5%

Under $10k 3.0%

$10k–$15k 1.9%

$15k–$25k 3.7%

$25k–$35k 9.8%

$35k–$50k 6.9%

$50k–$75k 21.1%

$75k–$100k 12.1%

$100k–$150k 23.2%

$150k–$200k 8.5%

$200k+ 9.9%

Range	% of households
Under $10k	3.0%
$10k–$15k	1.9%
$15k–$25k	3.7%
$25k–$35k	9.8%
$35k–$50k	6.9%
$50k–$75k	21.1%
$75k–$100k	12.1%
$100k–$150k	23.2%
$150k–$200k	8.5%
$200k+	9.9%
Median income	$83,375

Housing

Home values

Under $50k 1.4%

$50k–$100k 6.5%

$100k–$150k 15.2%

$150k–$200k 18.0%

$200k–$300k 21.6%

$300k–$500k 21.9%

$500k–$1M 12.6%

$1M+ 2.8%

Housing overview

Metric	Value
Median home value	$252,900
Median rent / month	$985
Owner occupied	83.0%
Renter occupied	17.0%
Vacant	41.4%
Single-family detached	84.0%
Large apartment buildings	0.0%
Mobile homes	11.1%
Median rooms	6.2
Avg household size (owned)	2.81

Year built

Era	%
2020 or later	0.0%
2010–2019	3.7%
2000–2009	12.5%
1990–1999	19.5%
1980–1989	16.7%
1970–1979	13.9%
1960–1969	7.2%
1950–1959	7.5%
1940–1949	4.1%
1939 or earlier	14.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	5.9%
2 bedrooms	22.8%
3 bedrooms	48.7%
4 bedrooms	17.8%
5+ bedrooms	4.7%

Vehicles per household

Vehicles	% of households
No vehicle	0.9%
1 vehicle	13.8%
2 vehicles	54.6%
3 or more	30.7%

Heating fuel

Fuel type	%
Utility gas	77.3%
Electricity	12.6%
Propane / LP gas	9.2%
Wood	1.0%

Households & families

Household type	Count	%
Married-couple family	1,011	62.6%
Cohabiting couple	80	5.0%
Male householder, no spouse	293	18.2%
Female householder, no spouse	230	14.3%
Households with children under 18	591	36.6%
Households with seniors (65+)	459	28.4%
Average household size	2.79

Marital status

Status	Male	Female
Never married	22.8%	14.7%
Married	60.2%	67.7%
Separated	0.0%	4.7%
Widowed	2.9%	3.4%
Divorced	14.1%	9.5%

Education

Less than 9th grade 2.8%

Some HS, no diploma 3.1%

HS graduate 31.6%

Some college, no degree 18.4%

Associate's degree 13.7%

Bachelor's degree 21.4%

Graduate / professional 9.0%

Metric	%
HS diploma or higher	94.1%
Bachelor's or higher	30.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	105	9.5%
Kindergarten	64	5.8%
Elementary school	679	61.3%
High school	184	16.6%
College / grad school	75	6.8%

Employment

Industry of employment

Manufacturing 32.7%

Retail trade 13.7%

Education & healthcare 11.0%

Transportation & utilities 7.3%

Professional & management 7.1%

Agriculture & mining 5.2%

Wholesale trade 5.1%

Other services 4.8%

Arts, food & hospitality 4.4%

Construction 4.0%

Finance & real estate 2.8%

Public administration 1.4%

Information 0.5%

Occupation

Category	%
Management, business & arts	30.5%
Service	13.3%
Sales & office	27.4%
Natural resources & construction	8.8%
Production & transportation	19.9%

Employment type

Type	%
Private sector	84.5%
Government	6.5%
Self-employed	9.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	80.1%
Carpool	5.9%
Public transit	0.0%
Walk	0.0%
Work from home	13.0%
Other means	0.9%
Avg commute (minutes)	26.5

Poverty

All people 3.5%

Under 18 years 1.7%

18 and over 4.2%

Married-couple families 1.3%

Female-led households 7.5%

Income support

Source	% of households
Social Security	30.4%
Retirement income	27.3%
Supplemental Security	1.8%
Cash public assistance	0.9%
Food stamps / SNAP	4.8%

Health indicators

Condition	%
Obesity	35.9%
High blood pressure	35.9%
High cholesterol	36.2%
Diabetes	11.2%
Heart disease	7.2%
Stroke	3.1%
Asthma	9.3%
Arthritis	26.1%
Kidney disease	2.9%
Pulmonary disease	7.9%
Cancer	7.6%

Behavior / access	%
Smoking	18.7%
Binge drinking	15.4%
No physical activity	24.6%
Less than 7 hrs sleep	32.6%
Depression	22.0%
Fair or poor health	14.3%
Poor mental health	14.2%
Poor physical health	10.5%
No health insurance	11.7%
Visited doctor (checkup)	75.7%
Visited dentist	65.1%
Cholesterol screening	90.7%
Teeth loss	13.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	220	6.8%

Disability	%
Any disability	11.4%
Under 18	6.6%
18–64 years	9.3%
65 and over	26.7%

Health insurance coverage

Type	%
Private insurance	74.2%
Public insurance	31.2%
No insurance	5.2%
Uninsured under 19	3.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,205	93.5%
Spanish	144	3.4%
Other Indo-European	79	1.9%
Asian & Pacific Islander	52	1.2%
Other languages	13	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,312	95.9%
Born in same state	4,244	94.4%
Born in different state	3,308	73.5%
Foreign born	68	1.5%
Naturalized citizen	186	4.1%
Not a US citizen	81	43.5%

Ancestry

Ancestry	Count	%
Italian	613	13.6%
French	585	13%
Arab	245	5.4%
Norwegian	104	2.3%

Ancestry	Count	%
English	81	1.8%
German	11	0.2%
Irish	5	0.1%
Polish	4	0.1%

Technology access

Metric	% of households
Computer access	35.9%
Internet access	97.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46538

What city is ZIP code 46538 in?

ZIP code 46538 is primarily assigned to Leesburg, Indiana.

What county is ZIP code 46538 in?

ZIP code 46538 falls within Kosciusko County, Indiana.

Is ZIP code 46538 mostly owner-occupied?

83% of occupied units in ZIP code 46538 are owner-occupied, well above the national average.

What is the population of ZIP code 46538?

ZIP code 46538 has an estimated population of 4,498 residents, with a density of 141 people per square mile.

What is the median household income in ZIP code 46538?

The median household income in ZIP code 46538 is $83,375, above the national median of ~$75,000.

What is the typical home value in ZIP code 46538?

The median home value in ZIP code 46538 is $252,900.

What timezone is ZIP code 46538 in?

ZIP code 46538 observes the EST timezone.