46580 ZIP Code — Warsaw, IN
Kosciusko County, Indiana
ZIP code 46580 is located in Warsaw, Indiana, within Kosciusko County. It covers approximately 71.12 square miles and serves a population of 22,538 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 574.
About ZIP code 46580
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $165,700. Owner-occupancy sits near the national average at 74%.
Median household income is $70,388. 34% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 17 minutes is near the national average.
Educational attainment is near the national average, with 25% of residents holding a bachelor's degree or higher.
22,538
population
71.12
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
46580 ZIP code map
Cities in ZIP code 46580
Below are the cities the US Postal Service accepts for ZIP code 46580. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Warsaw | Preferred |
Nearby ZIP codes
46590 Winona Lake (4 mi)
46582 Warsaw (5.3 mi)
46508 Burket (5.6 mi)
46510 Claypool (6.2 mi)
46539 Mentone (7.3 mi)
46538 Leesburg (8.8 mi)
46524 Etna Green (9.9 mi)
46562 Pierceton (10 mi)
46982 Silver Lake (10.2 mi)
46570 Tippecanoe (12.4 mi)
46555 North Webster (12.8 mi)
46910 Akron (13.2 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 22,538 |
| Population density | 317 / sq mi |
| State FIPS | 18 |
| County FIPS | 085 |
| Geography | |
|---|---|
| Land area | 71.12 sq mi |
| Water area | 3.03 sq mi |
| Latitude | 41.1988 |
| Longitude | -85.8784 |
| Timezone | Eastern (ET) |
| Area code | 574 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 39.7% | 39.8% | 42.9% |
| $50k – $100k | 37.6% | 36.1% | 32.7% |
| $100k – $200k | 19.8% | 20.2% | 19.8% |
| Over $200k | 2.8% | 4.0% | 4.5% |
Demographics & statistics
22,538
Population
317
People per sq mi
38.2
Median age
$70,388
Median household income
$30,966
Per capita income
$165,700
Median home value
$917
Median monthly rent
73.8%
Home ownership
8.8%
Poverty rate
3.5%
Unemployment
6,897
Housing units
24.6%
Bachelor's or higher
Age distribution
Male
Female
689
Under 5
706
479
5–9
490
962
10–14
985
758
15–19
776
782
20–24
801
1,480
25–34
1,514
1,570
35–44
1,606
1,260
45–54
1,290
539
55–59
551
724
60–64
742
1,159
65–74
1,187
548
75–84
560
188
85+
192
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 5,435 | 24.1% |
| 18 and over | 17,103 | 75.9% |
| 65 and over | 3,834 | 17.0% |
| Median age | 38.2 years | |
Race & ethnicity
White
80.2%
Hispanic or Latino
7.6%
Two or more races
5.9%
Other race
3.5%
Asian
1%
Black or African American
1%
American Indian / Alaska Native
0.9%
| Group | Count | % |
|---|---|---|
| White | 19,543 | 80.2% |
| Hispanic or Latino | 1,845 | 7.6% |
| Two or more races | 1,432 | 5.9% |
| Other race | 864 | 3.5% |
| Asian | 249 | 1% |
| Black or African American | 233 | 1% |
| American Indian / Alaska Native | 217 | 0.9% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 39.7% | 39.8% | 42.9% |
| $50k – $100k | 37.6% | 36.1% | 32.7% |
| $100k – $200k | 19.8% | 20.2% | 19.8% |
| Over $200k | 2.8% | 4.0% | 4.5% |
Under $10k
4.3%
$10k–$15k
2.2%
$15k–$25k
7.1%
$25k–$35k
6.6%
$35k–$50k
13.5%
$50k–$75k
18.9%
$75k–$100k
19.4%
$100k–$150k
19.5%
$150k–$200k
5.0%
$200k+
3.5%
| Range | % of households |
|---|---|
| Under $10k | 4.3% |
| $10k–$15k | 2.2% |
| $15k–$25k | 7.1% |
| $25k–$35k | 6.6% |
| $35k–$50k | 13.5% |
| $50k–$75k | 18.9% |
| $75k–$100k | 19.4% |
| $100k–$150k | 19.5% |
| $150k–$200k | 5.0% |
| $200k+ | 3.5% |
| Median income | $70,388 |
Housing
Home values
Under $50k
7.0%
$50k–$100k
16.5%
$100k–$150k
19.8%
$150k–$200k
18.3%
$200k–$300k
22.5%
$300k–$500k
13.2%
$500k–$1M
2.4%
$1M+
0.3%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $165,700 |
| Median rent / month | $917 |
| Owner occupied | 73.8% |
| Renter occupied | 26.2% |
| Vacant | 8.1% |
| Single-family detached | 73.2% |
| Large apartment buildings | 4.0% |
| Mobile homes | 6.9% |
| Median rooms | 6.0 |
| Avg household size (owned) | 2.77 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.0% |
| 2010–2019 | 6.0% |
| 2000–2009 | 9.8% |
| 1990–1999 | 16.5% |
| 1980–1989 | 11.3% |
| 1970–1979 | 14.5% |
| 1960–1969 | 8.6% |
| 1950–1959 | 8.0% |
| 1940–1949 | 4.3% |
| 1939 or earlier | 21.0% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 2.5% |
| 1 bedroom | 6.2% |
| 2 bedrooms | 24.5% |
| 3 bedrooms | 48.5% |
| 4 bedrooms | 15.6% |
| 5+ bedrooms | 2.8% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 6.4% |
| 1 vehicle | 32.3% |
| 2 vehicles | 36.4% |
| 3 or more | 25.0% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 72.6% |
| Electricity | 19.0% |
| Propane / LP gas | 4.6% |
| Fuel oil | 0.3% |
| Wood | 1.0% |
| Solar | 0.1% |
| No fuel used | 0.1% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 4,414 | 52.9% |
| Cohabiting couple | 549 | 6.6% |
| Male householder, no spouse | 1,455 | 17.4% |
| Female householder, no spouse | 1,933 | 23.1% |
| Households with children under 18 | 2,814 | 33.7% |
| Households with seniors (65+) | 2,666 | 31.9% |
| Average household size | 2.62 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 29.5% | 27.5% |
| Married | 54.6% | 49.4% |
| Separated | 2.4% | 1.6% |
| Widowed | 2.1% | 5.9% |
| Divorced | 11.4% | 15.6% |
Education
Less than 9th grade
3.3%
Some HS, no diploma
9.0%
HS graduate
33.4%
Some college, no degree
23.5%
Associate's degree
6.1%
Bachelor's degree
16.6%
Graduate / professional
8.0%
| Metric | % |
|---|---|
| HS diploma or higher | 87.7% |
| Bachelor's or higher | 24.6% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 236 | 4.8% |
| Kindergarten | 110 | 2.2% |
| Elementary school | 2,278 | 46.4% |
| High school | 1,650 | 33.6% |
| College / grad school | 636 | 13.0% |
Employment
Industry of employment
Manufacturing
40.7%
Education & healthcare
19.6%
Retail trade
8.0%
Construction
7.2%
Arts, food & hospitality
6.4%
Professional & management
6.0%
Other services
4.0%
Finance & real estate
2.8%
Public administration
1.9%
Agriculture & mining
1.2%
Wholesale trade
0.9%
Transportation & utilities
0.8%
Information
0.4%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 29.2% |
| Service | 13.2% |
| Sales & office | 15.0% |
| Natural resources & construction | 12.4% |
| Production & transportation | 30.3% |
Employment type
| Type | % |
|---|---|
| Private sector | 85.6% |
| Government | 6.6% |
| Self-employed | 7.6% |
| Unpaid family workers | 0.2% |
Commute
| Method | % |
|---|---|
| Drive alone | 77.7% |
| Carpool | 11.8% |
| Public transit | 0.4% |
| Walk | 2.1% |
| Work from home | 7.3% |
| Other means | 0.6% |
| Avg commute (minutes) | 17.1 |
Poverty
All people
8.8%
Under 18 years
10.5%
18 and over
8.3%
Married-couple families
4.3%
Female-led households
14.0%
Income support
| Source | % of households |
|---|---|
| Social Security | 33.9% |
| Retirement income | 23.8% |
| Supplemental Security | 4.0% |
| Cash public assistance | 1.9% |
| Food stamps / SNAP | 6.5% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 36.7% |
| High blood pressure | 33.8% |
| High cholesterol | 33.7% |
| Diabetes | 10.9% |
| Heart disease | 6.6% |
| Stroke | 3.0% |
| Asthma | 9.6% |
| Arthritis | 24.3% |
| Kidney disease | 2.9% |
| Pulmonary disease | 7.8% |
| Cancer | 6.7% |
| Behavior / access | % |
|---|---|
| Smoking | 19.8% |
| Binge drinking | 16.0% |
| No physical activity | 26.0% |
| Less than 7 hrs sleep | 33.4% |
| Depression | 22.7% |
| Fair or poor health | 15.4% |
| Poor mental health | 15.2% |
| Poor physical health | 10.7% |
| No health insurance | 14.3% |
| Visited doctor (checkup) | 74.3% |
| Visited dentist | 61.8% |
| Cholesterol screening | 88.5% |
| Teeth loss | 15.7% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 1,121 | 6.6% |
| Disability | % |
|---|---|
| Any disability | 15.2% |
| Under 18 | 11.0% |
| 18–64 years | 11.3% |
| 65 and over | 35.5% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 68.9% |
| Public insurance | 33.1% |
| No insurance | 10.6% |
| Uninsured under 19 | 8.1% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 21,143 | 93.8% |
| Spanish | 684 | 3.2% |
| Other Indo-European | 627 | 3.0% |
| Asian & Pacific Islander | 0 | 0.0% |
| Other languages | 57 | 0.3% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 21,190 | 94.0% |
| Born in same state | 21,066 | 93.5% |
| Born in different state | 14,687 | 65.2% |
| Foreign born | 124 | 0.6% |
| Naturalized citizen | 1,348 | 6.0% |
| Not a US citizen | 625 | 46.4% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 2,844 | 12.6% |
| French | 1,948 | 8.6% |
| Arab | 1,731 | 7.7% |
| English | 526 | 2.3% |
| Polish | 227 | 1% |
| Ancestry | Count | % |
|---|---|---|
| Irish | 43 | 0.2% |
| Dutch | 40 | 0.2% |
| German | 30 | 0.1% |
| Norwegian | 26 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 37.1% |
| Internet access | 91.8% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 46580
What city is ZIP code 46580 in?
ZIP code 46580 is primarily assigned to Warsaw, Indiana.
What county is ZIP code 46580 in?
ZIP code 46580 falls within Kosciusko County, Indiana.
What is the typical home value in ZIP code 46580?
The median home value in ZIP code 46580 is $165,700.
What is the population of ZIP code 46580?
ZIP code 46580 has an estimated population of 22,538 residents, with a density of 317 people per square mile.
What is the median household income in ZIP code 46580?
The median household income in ZIP code 46580 is $70,388, below the national median of ~$75,000.
What timezone is ZIP code 46580 in?
ZIP code 46580 observes the EST timezone.