Silver Lake ZIP Codes — Kosciusko County, IN

There is one unique ZIP code in Silver Lake, Indiana and it is 46982. Area code: 260.

ZIP codes

44.50

sq mi land

0.69

sq mi water

260

area code

Silver Lake, IN ZIP code map

About Silver Lake, IN

Silver Lake is a charming town located in Indiana, nestled within the scenic Kosciusko County. Known for its small-town atmosphere and close-knit community, Silver Lake offers a peaceful retreat for its residents and visitors alike. As a part of Indiana's vibrant landscape, it showcases both natural beauty and local culture.

Location & geography

Silver Lake is situated in the northern part of Indiana, approximately 10 miles southeast of the larger city of Warsaw, which serves as a regional hub. The town boasts a land area of 44.50 square miles, complemented by a water area of 0.69 square miles that adds to its picturesque environment. The terrain consists mostly of flatlands with gentle features, making it an ideal spot for outdoor activities.

Community & economy

The character of Silver Lake is defined by its friendly residents and strong community ties, which create a welcoming environment for families and newcomers. While agriculture remains a key part of the local economy, other industries also contribute to the livelihoods of many residents, fostering a diverse economic landscape. Daily life in Silver Lake is marked by local events and recreational opportunities, with a strong emphasis on community engagement.

Transportation

Residents and visitors can access Silver Lake via several major highways, with Indiana State Road 15 providing a primary route through the area. The nearest named airport is the Warsaw Municipal Airport, located just a short drive north of the town. Public transport options may be limited, but the town's layout encourages a walkable, tight-knit community.

History

Silver Lake was founded in the early 20th century and has since developed into a small but vibrant community. Key industries have historically centered around agriculture and local commerce, which continue to shape the town’s growth and sustainability. Notable events, such as the annual Silver Lake Harvest Festival, highlight the town's rich traditions and community spirit.

Did you know?

One surprising fact about Silver Lake is its serene lake, which the town is named after, offering residents and tourists a tranquil spot for fishing and relaxation. Despite its small size, Silver Lake hosts various community events throughout the year, bringing together people from neighboring areas to celebrate local culture.

ZIP codes for Silver Lake, IN (1)

ZIP code	City	County	Map
46982	Silver Lake	Kosciusko	View map

Demographics & statistics

2,730

Population

50.2

Median age

$70,813

Median household income

$32,744

Per capita income

$163,200

Median home value

$907

Median monthly rent

85.4%

Home ownership

14.2%

Poverty rate

2.7%

Unemployment

1,203

Housing units

14.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

119

25–34

124

147

35–44

153

143

45–54

149

55–59

176

60–64

183

222

65–74

232

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	555	20.3%
18 and over	2,175	79.7%
65 and over	637	23.3%
Median age	50.2 years

Race & ethnicity

White 97.8%

Hispanic or Latino 1%

Two or more races 0.9%

Other race 0.3%

Group	Count	%
White	2,697	97.8%
Hispanic or Latino	27	1%
Two or more races	25	0.9%
Other race	7	0.3%

Household income

Under $10k 4.6%

$10k–$15k 4.4%

$15k–$25k 9.5%

$25k–$35k 2.9%

$35k–$50k 12.6%

$50k–$75k 25.4%

$75k–$100k 11.3%

$100k–$150k 21.5%

$150k–$200k 6.4%

$200k+ 1.5%

Range	% of households
Under $10k	4.6%
$10k–$15k	4.4%
$15k–$25k	9.5%
$25k–$35k	2.9%
$35k–$50k	12.6%
$50k–$75k	25.4%
$75k–$100k	11.3%
$100k–$150k	21.5%
$150k–$200k	6.4%
$200k+	1.5%
Median income	$70,813

Housing

Home values

Under $50k 4.9%

$50k–$100k 20.3%

$100k–$150k 19.9%

$150k–$200k 17.4%

$200k–$300k 17.3%

$300k–$500k 19.4%

$500k–$1M 0.2%

$1M+ 0.7%

Housing overview

Metric	Value
Median home value	$163,200
Median rent / month	$907
Owner occupied	85.4%
Renter occupied	14.6%
Vacant	18.1%
Single-family detached	85.5%
Large apartment buildings	0.0%
Mobile homes	12.8%
Median rooms	6.2
Avg household size (owned)	2.46

Year built

Era	%
2020 or later	0.0%
2010–2019	8.1%
2000–2009	16.9%
1990–1999	14.3%
1980–1989	8.7%
1970–1979	6.7%
1960–1969	4.9%
1950–1959	12.3%
1940–1949	6.7%
1939 or earlier	21.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	7.3%
2 bedrooms	33.7%
3 bedrooms	42.7%
4 bedrooms	11.3%
5+ bedrooms	5.1%

Vehicles per household

Vehicles	% of households
No vehicle	2.0%
1 vehicle	28.0%
2 vehicles	30.6%
3 or more	39.5%

Heating fuel

Fuel type	%
Utility gas	40.5%
Electricity	22.5%
Propane / LP gas	21.8%
Fuel oil	3.2%
Wood	10.5%
No fuel used	1.3%

Households & families

Household type	Count	%
Married-couple family	662	59.2%
Cohabiting couple	104	9.3%
Male householder, no spouse	144	12.9%
Female householder, no spouse	209	18.7%
Households with children under 18	286	25.6%
Households with seniors (65+)	418	37.4%
Average household size	2.42

Marital status

Status	Male	Female
Never married	25.2%	13.3%
Married	61.5%	59.2%
Separated	1.7%	1.0%
Widowed	1.5%	6.6%
Divorced	10.0%	19.9%

Education

Less than 9th grade 4.2%

Some HS, no diploma 5.6%

HS graduate 52.0%

Some college, no degree 17.5%

Associate's degree 6.1%

Bachelor's degree 8.3%

Graduate / professional 6.3%

Metric	%
HS diploma or higher	90.2%
Bachelor's or higher	14.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	19	3.6%
Kindergarten	14	2.7%
Elementary school	274	52.0%
High school	156	29.6%
College / grad school	64	12.1%

Employment

Industry of employment

Manufacturing 31.9%

Education & healthcare 14.6%

Arts, food & hospitality 13.1%

Retail trade 8.5%

Professional & management 8.4%

Construction 5.0%

Transportation & utilities 5.0%

Public administration 4.5%

Other services 4.0%

Finance & real estate 2.0%

Agriculture & mining 1.9%

Wholesale trade 1.0%

Information 0.2%

Occupation

Category	%
Management, business & arts	22.9%
Service	24.7%
Sales & office	18.7%
Natural resources & construction	7.3%
Production & transportation	26.5%

Employment type

Type	%
Private sector	78.5%
Government	5.8%
Self-employed	15.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	90.3%
Carpool	1.9%
Public transit	0.3%
Walk	0.6%
Other means	2.0%
Avg commute (minutes)	24.6

Poverty

All people 14.2%

Under 18 years 16.3%

18 and over 13.7%

Married-couple families 2.9%

Female-led households 47.9%

Income support

Source	% of households
Social Security	43.8%
Retirement income	33.1%
Supplemental Security	5.0%
Cash public assistance	0.0%
Food stamps / SNAP	6.2%

Health indicators

Condition	%
High blood pressure	36.6%
High cholesterol	34.8%
Heart disease	7.6%
Stroke	3.5%
Asthma	10.3%
Arthritis	26.9%
Kidney disease	3.1%
Pulmonary disease	9.8%
Cancer	6.6%

Behavior / access	%
Binge drinking	15.8%
No physical activity	29.3%
Less than 7 hrs sleep	35.6%
Fair or poor health	18.3%
Poor mental health	16.7%
Poor physical health	12.7%
No health insurance	14.4%
Visited doctor (checkup)	74.3%
Visited dentist	56.8%
Cholesterol screening	87.7%
Teeth loss	19.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	118	5.4%

Disability	%
Any disability	21.9%
Under 18	0.0%
18–64 years	18.7%
65 and over	48.8%

Health insurance coverage

Type	%
Private insurance	62.1%
Public insurance	42.6%
Uninsured under 19	4.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,616	95.8%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,685	98.4%
Born in same state	2,674	97.9%
Born in different state	2,194	80.4%
Foreign born	11	0.4%
Naturalized citizen	45	1.6%
Not a US citizen	45	100.0%

Ancestry

Ancestry	Count	%
French	290	10.6%
Italian	282	10.3%
Arab	210	7.7%
German	11	0.4%

Ancestry	Count	%
Norwegian	9	0.3%
English	7	0.3%
Polish	2	0.1%

Technology access

Metric	% of households
Computer access	41.0%
Internet access	94.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Silver Lake, IN have?

Silver Lake, IN has one ZIP code: 46982. Each ZIP code serves a distinct delivery area within the city and surrounding region.