Milford ZIP Codes — Kosciusko County, IN

There is one unique ZIP code in Milford, Indiana and it is 46542. Area code: 574.

ZIP codes

50.67

sq mi land

0.57

sq mi water

574

area code

Milford, IN ZIP code map

About Milford, IN

Milford, Indiana, is a charming small town located in Kosciusko County. Known for its friendly community and tranquil atmosphere, it offers residents and visitors a glimpse of quintessential small-town America. With its picturesque landscapes and close-knit community, Milford serves as a peaceful respite from urban life.

Location & geography

Milford is situated in the north-central part of Indiana, making it a convenient location for those traveling across the state. It is approximately 15 miles northwest of Warsaw and about 20 miles southwest of Elkhart, both of which are larger cities in the vicinity. The town covers a total land area of 50.67 square miles, with a minor 0.57 square miles dedicated to water bodies.

Community & economy

The character of Milford is shaped by its welcoming residents and strong community bonds, which foster a friendly atmosphere for everyone. Dominated by agriculture, the local economy thrives on farming and related industries, contributing to the area's rural charm. Daily life in Milford is characterized by community events, local gatherings, and a culture that values family and tradition.

Transportation

Milford is easily accessible via State Road 15, which runs north-south through the town, connecting it to nearby cities. The nearest airport is the Warsaw Municipal Airport, located about 15 miles away, providing regional air service. Public transportation options are limited, so most residents rely on personal vehicles for their daily commutes.

History

Milford was founded in the mid-19th century and has a rich history rooted in agriculture. Key industries during its early development included farming and manufacturing, which helped shape the town's identity. Over the years, Milford has maintained its focus on agriculture while also embracing small-scale local businesses.

Did you know?

One surprising fact about Milford is that it has a local tradition known as the 'Milford Strawberry Festival,' which celebrates the town’s agricultural heritage. Additionally, the town is home to several historical buildings that reflect its rich history and cultural significance in the region.

ZIP codes for Milford, IN (1)

ZIP code	City	County	Map
46542	Milford	Kosciusko	View map

Demographics & statistics

4,744

Population

33.6

Median age

$73,176

Median household income

$29,005

Per capita income

$162,100

Median home value

$910

Median monthly rent

86.6%

Home ownership

3.1%

Poverty rate

0.9%

Unemployment

1,432

Housing units

7.1%

Bachelor's or higher

Age distribution

Male Female

254

Under 5

268

172

5–9

181

140

10–14

148

114

15–19

121

203

20–24

215

307

25–34

324

231

35–44

245

292

45–54

309

123

55–59

131

109

60–64

116

222

65–74

235

100

75–84

105

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,279	27.0%
18 and over	3,465	73.0%
65 and over	741	15.6%
Median age	33.6 years

Race & ethnicity

White 85.8%

Hispanic or Latino 6.1%

Two or more races 3.9%

Other race 3.7%

American Indian / Alaska Native 0.3%

Asian 0.2%

Group	Count	%
White	4,337	85.8%
Hispanic or Latino	309	6.1%
Two or more races	198	3.9%
Other race	185	3.7%
American Indian / Alaska Native	14	0.3%
Asian	10	0.2%

Household income

Under $10k 2.2%

$10k–$15k 2.9%

$15k–$25k 3.4%

$25k–$35k 12.0%

$35k–$50k 12.4%

$50k–$75k 18.9%

$75k–$100k 24.8%

$100k–$150k 18.6%

$150k–$200k 2.5%

$200k+ 2.5%

Range	% of households
Under $10k	2.2%
$10k–$15k	2.9%
$15k–$25k	3.4%
$25k–$35k	12.0%
$35k–$50k	12.4%
$50k–$75k	18.9%
$75k–$100k	24.8%
$100k–$150k	18.6%
$150k–$200k	2.5%
$200k+	2.5%
Median income	$73,176

Housing

Home values

Under $50k 8.5%

$50k–$100k 11.8%

$100k–$150k 21.3%

$150k–$200k 24.5%

$200k–$300k 18.0%

$300k–$500k 12.5%

$500k–$1M 3.5%

Housing overview

Metric	Value
Median home value	$162,100
Median rent / month	$910
Owner occupied	86.6%
Renter occupied	13.4%
Vacant	0.8%
Single-family detached	85.6%
Large apartment buildings	0.2%
Mobile homes	9.1%
Median rooms	6.4
Avg household size (owned)	2.81

Year built

Era	%
2020 or later	0.0%
2010–2019	6.6%
2000–2009	13.2%
1990–1999	15.4%
1980–1989	7.9%
1970–1979	8.0%
1960–1969	13.5%
1950–1959	9.4%
1940–1949	3.5%
1939 or earlier	22.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.2%
1 bedroom	1.9%
2 bedrooms	22.2%
3 bedrooms	52.9%
4 bedrooms	20.2%
5+ bedrooms	2.7%

Vehicles per household

Vehicles	% of households
No vehicle	3.8%
1 vehicle	24.9%
2 vehicles	32.5%
3 or more	38.7%

Heating fuel

Fuel type	%
Utility gas	62.0%
Electricity	15.9%
Propane / LP gas	14.3%
Fuel oil	0.7%
Wood	4.2%
No fuel used	1.2%

Households & families

Household type	Count	%
Married-couple family	910	55.6%
Cohabiting couple	55	3.4%
Male householder, no spouse	299	18.3%
Female householder, no spouse	374	22.8%
Households with children under 18	583	35.6%
Households with seniors (65+)	471	28.8%
Average household size	2.86

Marital status

Status	Male	Female
Never married	29.3%	26.1%
Married	57.4%	51.4%
Separated	0.0%	1.3%
Widowed	3.3%	5.7%
Divorced	9.9%	15.5%

Education

Less than 9th grade 9.4%

Some HS, no diploma 8.7%

HS graduate 45.9%

Some college, no degree 21.0%

Associate's degree 7.9%

Bachelor's degree 5.6%

Graduate / professional 1.5%

Metric	%
HS diploma or higher	81.9%
Bachelor's or higher	7.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	69	7.4%
Kindergarten	54	5.8%
Elementary school	479	51.4%
High school	152	16.3%
College / grad school	178	19.1%

Employment

Industry of employment

Manufacturing 45.1%

Education & healthcare 19.9%

Retail trade 6.8%

Professional & management 3.9%

Public administration 3.7%

Agriculture & mining 3.6%

Transportation & utilities 3.6%

Arts, food & hospitality 3.5%

Construction 3.4%

Other services 3.4%

Wholesale trade 1.6%

Information 0.9%

Finance & real estate 0.5%

Occupation

Category	%
Management, business & arts	30.2%
Service	13.9%
Sales & office	14.9%
Natural resources & construction	7.0%
Production & transportation	33.9%

Employment type

Type	%
Private sector	85.8%
Government	9.5%
Self-employed	4.2%
Unpaid family workers	0.6%

Commute

Method	%
Drive alone	78.5%
Carpool	15.1%
Public transit	0.0%
Walk	2.0%
Other means	2.0%
Avg commute (minutes)	23.2

Poverty

All people 3.1%

Under 18 years 1.8%

18 and over 3.6%

Married-couple families 0.0%

Female-led households 10.4%

Income support

Source	% of households
Social Security	30.1%
Retirement income	18.6%
Supplemental Security	3.2%
Cash public assistance	1.4%
Food stamps / SNAP	7.7%

Health indicators

Condition	%
High blood pressure	34.5%
High cholesterol	32.5%
Heart disease	7.2%
Stroke	3.3%
Asthma	10.0%
Arthritis	25.0%
Kidney disease	3.0%
Pulmonary disease	9.1%
Cancer	6.5%

Behavior / access	%
Binge drinking	16.3%
No physical activity	29.7%
Less than 7 hrs sleep	34.6%
Fair or poor health	18.0%
Poor mental health	16.6%
Poor physical health	12.1%
No health insurance	17.7%
Visited doctor (checkup)	73.1%
Visited dentist	56.9%
Cholesterol screening	86.7%
Teeth loss	20.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	293	8.5%

Disability	%
Any disability	10.8%
Under 18	3.4%
18–64 years	8.4%
65 and over	33.7%

Health insurance coverage

Type	%
Private insurance	65.3%
Public insurance	28.4%
Uninsured under 19	8.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,222	89.0%
Spanish	202	4.8%
Other Indo-European	188	4.5%
Asian & Pacific Islander	14	0.3%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,475	94.3%
Born in same state	4,462	94.1%
Born in different state	3,834	80.8%
Foreign born	13	0.3%
Naturalized citizen	269	5.7%
Not a US citizen	111	41.3%

Ancestry

Ancestry	Count	%
Italian	539	11.4%
Arab	242	5.1%
French	213	4.5%

Ancestry	Count	%
English	156	3.3%
Irish	64	1.3%
Polish	20	0.4%

Technology access

Metric	% of households
Computer access	34.5%
Internet access	82.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Milford, IN have?

Milford, IN has one ZIP code: 46542. Each ZIP code serves a distinct delivery area within the city and surrounding region.