48747 ZIP Code — Munger, MI

Bay County, Michigan

ZIP code 48747 is located in Munger, Michigan, within Bay County. It covers approximately 31.81 square miles and serves a population of 1,720 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 989.

About ZIP code 48747

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $117,500. Owner-occupancy is high at 92%, well above the national average.

Median household income is $76,350. The poverty rate of 7% is below the national average. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.

Educational attainment is near the national average, with 21% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Overall, ZIP code 48747 reflects a community defined by high homeownership and a significant Social Security-dependent population.

1,720

population

31.81

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

48747 ZIP code map

Cities in ZIP code 48747

Below are the cities the US Postal Service accepts for ZIP code 48747. Using any city not on this list may result in mail delivery delays.

City	Status
Munger	Preferred

Nearby ZIP codes

48708 Bay City (4.1 mi) 48757 Reese (4.9 mi) 48733 Fairgrove (9.3 mi) 48706 Bay City (10.9 mi) 48701 Akron (10.9 mi) 48604 Saginaw (11 mi) 48607 Saginaw (11.1 mi) 48710 University Center (11.5 mi) 48601 Saginaw (11.6 mi) 48734 Frankenmuth (12.1 mi) 48663 Saginaw (12.3 mi) 48602 Saginaw (13.2 mi)

Demographics updated 06/2026

Population
Total population	1,720
Population density	54 / sq mi
State FIPS	26
County FIPS	017

Geography
Land area	31.81 sq mi
Water area	0.02 sq mi
Latitude	43.5293
Longitude	-83.7582
Timezone	Eastern (ET)
Area code	989

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	31.2%	52.1%	42.6%
$50k – $100k	35.8%	29.2%	31.1%
$100k – $200k	29.3%	16.3%	20.6%
Over $200k	3.6%	2.5%	5.7%

Demographics & statistics

1,720

Population

People per sq mi

42.8

Median age

$76,350

Median household income

$32,491

Per capita income

$117,500

Median home value

$771

Median monthly rent

92.3%

Home ownership

6.9%

Poverty rate

5.6%

Unemployment

641

Housing units

21.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

129

45–54

130

55–59

60–64

105

65–74

106

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	355	20.6%
18 and over	1,365	79.4%
65 and over	332	19.3%
Median age	42.8 years

Race & ethnicity

White 89.4%

Two or more races 6.7%

Hispanic or Latino 2.4%

Asian 0.6%

American Indian / Alaska Native 0.5%

Other race 0.3%

Black or African American 0.2%

Group	Count	%
White	1,575	89.4%
Two or more races	118	6.7%
Hispanic or Latino	42	2.4%
Asian	10	0.6%
American Indian / Alaska Native	8	0.5%
Other race	6	0.3%
Black or African American	3	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	31.2%	52.1%	42.6%
$50k – $100k	35.8%	29.2%	31.1%
$100k – $200k	29.3%	16.3%	20.6%
Over $200k	3.6%	2.5%	5.7%

Under $10k 5.7%

$10k–$15k 2.5%

$15k–$25k 9.3%

$25k–$35k 7.6%

$35k–$50k 9.2%

$50k–$75k 13.6%

$75k–$100k 20.1%

$100k–$150k 17.9%

$150k–$200k 7.4%

$200k+ 6.8%

Range	% of households
Under $10k	5.7%
$10k–$15k	2.5%
$15k–$25k	9.3%
$25k–$35k	7.6%
$35k–$50k	9.2%
$50k–$75k	13.6%
$75k–$100k	20.1%
$100k–$150k	17.9%
$150k–$200k	7.4%
$200k+	6.8%
Median income	$76,350

Housing

Home values

Under $50k 12.3%

$50k–$100k 22.9%

$100k–$150k 27.6%

$150k–$200k 14.7%

$200k–$300k 14.2%

$300k–$500k 3.9%

$500k–$1M 2.2%

$1M+ 2.1%

Housing overview

Metric	Value
Median home value	$117,500
Median rent / month	$771
Owner occupied	92.3%
Renter occupied	7.7%
Vacant	8.3%
Single-family detached	94.6%
Large apartment buildings	0.0%
Mobile homes	1.3%
Median rooms	6.5
Avg household size (owned)	2.65

Year built

Era	%
2020 or later	0.0%
2010–2019	2.6%
2000–2009	11.6%
1990–1999	5.8%
1980–1989	2.0%
1970–1979	9.4%
1960–1969	7.2%
1950–1959	11.3%
1940–1949	13.0%
1939 or earlier	37.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	1.9%
2 bedrooms	12.2%
3 bedrooms	59.3%
4 bedrooms	24.9%
5+ bedrooms	1.7%

Vehicles per household

Vehicles	% of households
No vehicle	1.3%
1 vehicle	22.0%
2 vehicles	44.2%
3 or more	32.5%

Heating fuel

Fuel type	%
Utility gas	31.0%
Electricity	2.7%
Propane / LP gas	49.8%
Fuel oil	8.5%
Wood	6.0%

Households & families

Household type	Count	%
Married-couple family	387	61.1%
Cohabiting couple	42	6.6%
Male householder, no spouse	78	12.3%
Female householder, no spouse	126	19.9%
Households with children under 18	210	33.2%
Households with seniors (65+)	230	36.3%
Average household size	2.71

Marital status

Status	Male	Female
Never married	38.6%	16.9%
Married	55.4%	59.0%
Separated	0.8%	0.7%
Widowed	0.1%	11.7%
Divorced	5.0%	11.7%

Education

Less than 9th grade 2.7%

Some HS, no diploma 3.5%

HS graduate 39.3%

Some college, no degree 18.2%

Associate's degree 14.9%

Bachelor's degree 16.2%

Graduate / professional 5.2%

Metric	%
HS diploma or higher	93.9%
Bachelor's or higher	21.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	50	12.8%
Kindergarten	14	3.6%
Elementary school	107	27.4%
High school	145	37.2%
College / grad school	74	19.0%

Employment

Industry of employment

Education & healthcare 25.3%

Manufacturing 16.6%

Retail trade 12.4%

Professional & management 7.0%

Arts, food & hospitality 6.3%

Public administration 6.3%

Agriculture & mining 5.5%

Transportation & utilities 4.4%

Wholesale trade 4.2%

Construction 3.8%

Other services 3.8%

Finance & real estate 3.5%

Information 1.0%

Occupation

Category	%
Management, business & arts	39.3%
Service	11.6%
Sales & office	20.2%
Natural resources & construction	8.1%
Production & transportation	20.7%

Employment type

Type	%
Private sector	79.9%
Government	12.8%
Self-employed	7.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	84.4%
Carpool	9.1%
Public transit	0.0%
Walk	0.6%
Work from home	5.1%
Other means	0.8%
Avg commute (minutes)	28.1

Poverty

All people 6.9%

Under 18 years 0.0%

18 and over 8.7%

Married-couple families 2.6%

Female-led households 17.4%

Income support

Source	% of households
Social Security	40.0%
Retirement income	23.9%
Supplemental Security	11.5%
Cash public assistance	2.5%
Food stamps / SNAP	9.2%

Health indicators

Condition	%
Obesity	37.2%
High blood pressure	33.0%
High cholesterol	34.2%
Diabetes	10.5%
Heart disease	6.8%
Stroke	3.0%
Asthma	10.6%
Arthritis	29.8%
Kidney disease	2.9%
Pulmonary disease	7.7%
Cancer	7.1%

Behavior / access	%
Smoking	20.7%
Binge drinking	21.3%
No physical activity	20.1%
Less than 7 hrs sleep	32.9%
Depression	22.4%
Fair or poor health	14.0%
Poor mental health	16.0%
Poor physical health	10.8%
No health insurance	9.4%
Visited doctor (checkup)	74.3%
Visited dentist	69.0%
Cholesterol screening	91.4%
Teeth loss	12.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	80	5.9%

Disability	%
Any disability	16.5%
Under 18	5.4%
18–64 years	15.5%
65 and over	31.6%

Health insurance coverage

Type	%
Private insurance	76.7%
Public insurance	43.0%
No insurance	1.0%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,602	93.1%
Spanish	10	0.6%
Other Indo-European	10	0.6%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,700	98.8%
Born in same state	1,700	98.8%
Born in different state	1,603	93.2%
Foreign born	0	0.0%
Naturalized citizen	20	1.2%
Not a US citizen	10	50.0%

Ancestry

Ancestry	Count	%
Italian	154	9%
French	84	4.9%
English	78	4.5%
German	43	2.5%

Ancestry	Count	%
Arab	31	1.8%
Irish	16	0.9%
Norwegian	3	0.2%

Technology access

Metric	% of households
Computer access	36.8%
Internet access	86.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 48747

What city is ZIP code 48747 in?

ZIP code 48747 is primarily assigned to Munger, Michigan.

What county is ZIP code 48747 in?

ZIP code 48747 falls within Bay County, Michigan.

Is ZIP code 48747 mostly owner-occupied?

92% of occupied units in ZIP code 48747 are owner-occupied, well above the national average.

Does ZIP code 48747 have a large retiree population?

40% of households in ZIP code 48747 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 48747?

The median home value in ZIP code 48747 is $117,500.

What is the population of ZIP code 48747?

ZIP code 48747 has an estimated population of 1,720 residents, with a density of 54 people per square mile.

What timezone is ZIP code 48747 in?

ZIP code 48747 observes the EST timezone.