Bay County, MI ZIP Codes
Michigan (MI) · 11 ZIP codes · 9 cities
11
ZIP codes
102,985
population (2021)
-4.4%
pop change since 2010
26017
FIPS code
Bay County ZIP code map
About Bay County
Bay County is located in Michigan and contains 11 ZIP codes across 9 cities and communities.
The county's population was 102,985 as of 2021,
a decrease of
4.4% from 107,771 in 2010.
The timezone is Central Time (observes DST).
The Federal Information Processing System (FIPS) code for Bay County is 26017.
| Population | |
|---|---|
| 2021 population | 102,985 |
| 2010 population | 107,771 |
| Change | -4.4% |
| County details | |
|---|---|
| State | Michigan |
| FIPS code | 26017 |
| Timezone | Central |
| Daylight saving | Yes |
Cities in Bay County
ZIP codes for Bay County, MI (11)
| ZIP code | City | County | Map |
|---|---|---|---|
| 48611 | Auburn | Bay | View map |
| 48613 | Bentley | Bay | View map |
| 48631 | Kawkawlin | Bay | View map |
| 48634 | Linwood | Bay | View map |
| 48650 | Pinconning | Bay | View map |
| 48706 | Bay City | Bay | View map |
| 48707 | Bay City | Bay | View map |
| 48708 | Bay City | Bay | View map |
| 48710 | University Center | Bay | View map |
| 48732 | Essexville | Bay | View map |
| 48747 | Munger | Bay | View map |
Demographics & statistics
100,136
Population
44.2
Median age
$58,123
Median household income
$33,338
Per capita income
$134,989
Median home value
$776
Median monthly rent
82.2%
Home ownership
11.6%
Poverty rate
4.8%
Unemployment
36,502
Housing units
19.9%
Bachelor's or higher
Age distribution
Male
Female
2,563
Under 5
2,346
2,868
5–9
2,626
2,896
10–14
2,651
3,177
15–19
2,908
2,859
20–24
2,617
6,309
25–34
5,775
6,007
35–44
5,498
6,521
45–54
5,969
3,836
55–59
3,511
4,176
60–64
3,822
6,416
65–74
5,874
3,318
75–84
3,038
1,334
85+
1,221
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 19,775 | 19.5% |
| 18 and over | 80,361 | 80.5% |
| 65 and over | 21,201 | 21.4% |
| Median age | 44.2 years | |
Race & ethnicity
White
89.5%
Two or more races
5.2%
Hispanic or Latino
2.7%
Black or African American
1.4%
Other race
0.6%
Asian
0.5%
American Indian / Alaska Native
0.1%
Native Hawaiian / Pacific Islander
0.1%
| Group | Count | % |
|---|---|---|
| White | 92,113 | 89.5% |
| Two or more races | 5,310 | 5.2% |
| Hispanic or Latino | 2,788 | 2.7% |
| Black or African American | 1,402 | 1.4% |
| Other race | 578 | 0.6% |
| Asian | 529 | 0.5% |
| American Indian / Alaska Native | 149 | 0.1% |
| Native Hawaiian / Pacific Islander | 55 | 0.1% |
Household income
Under $10k
4.6%
$10k–$15k
4.2%
$15k–$25k
7.4%
$25k–$35k
9.2%
$35k–$50k
14.1%
$50k–$75k
17.8%
$75k–$100k
15.7%
$100k–$150k
16.2%
$150k–$200k
6.4%
$200k+
4.4%
| Range | % of households |
|---|---|
| Under $10k | 4.6% |
| $10k–$15k | 4.2% |
| $15k–$25k | 7.4% |
| $25k–$35k | 9.2% |
| $35k–$50k | 14.1% |
| $50k–$75k | 17.8% |
| $75k–$100k | 15.7% |
| $100k–$150k | 16.2% |
| $150k–$200k | 6.4% |
| $200k+ | 4.4% |
| Median income | $58,123 |
Housing
Home values
Under $50k
9.2%
$50k–$100k
21.2%
$100k–$150k
25.6%
$150k–$200k
20.0%
$200k–$300k
15.1%
$300k–$500k
7.5%
$500k–$1M
1.1%
$1M+
0.4%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $134,989 |
| Median rent / month | $776 |
| Owner occupied | 82.2% |
| Renter occupied | 17.8% |
| Vacant | 7.8% |
| Single-family detached | 82.8% |
| Large apartment buildings | 2.7% |
| Mobile homes | 5.9% |
| Median rooms | 6.0 |
| Avg household size (owned) | 2.40 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.1% |
| 2010–2019 | 2.1% |
| 2000–2009 | 7.7% |
| 1990–1999 | 9.7% |
| 1980–1989 | 7.7% |
| 1970–1979 | 19.6% |
| 1960–1969 | 11.4% |
| 1950–1959 | 13.7% |
| 1940–1949 | 7.7% |
| 1939 or earlier | 20.3% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 0.6% |
| 1 bedroom | 5.9% |
| 2 bedrooms | 20.9% |
| 3 bedrooms | 53.7% |
| 4 bedrooms | 15.8% |
| 5+ bedrooms | 3.1% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 4.4% |
| 1 vehicle | 30.0% |
| 2 vehicles | 40.5% |
| 3 or more | 25.0% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 60.9% |
| Electricity | 6.7% |
| Propane / LP gas | 21.5% |
| Fuel oil | 2.3% |
| Wood | 7.1% |
| No fuel used | 0.1% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 19,108 | 49.5% |
| Cohabiting couple | 3,782 | 7.8% |
| Male householder, no spouse | 8,458 | 20.7% |
| Female householder, no spouse | 12,335 | 22.1% |
| Households with children under 18 | 11,240 | 26.3% |
| Households with seniors (65+) | 15,172 | 34.5% |
| Average household size | 2.33 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 33.3% | 22.5% |
| Married | 51.0% | 53.6% |
| Separated | 0.6% | 1.0% |
| Widowed | 3.1% | 10.6% |
| Divorced | 11.8% | 12.3% |
Education
Less than 9th grade
1.8%
Some HS, no diploma
6.9%
HS graduate
35.7%
Some college, no degree
22.4%
Associate's degree
13.3%
Bachelor's degree
14.4%
Graduate / professional
5.4%
| Metric | % |
|---|---|
| HS diploma or higher | 91.3% |
| Bachelor's or higher | 19.9% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 1,165 | 6.8% |
| Kindergarten | 1,137 | 4.6% |
| Elementary school | 8,578 | 41.1% |
| High school | 5,199 | 26.6% |
| College / grad school | 3,959 | 20.9% |
Employment
Industry of employment
Education & healthcare
23.9%
Manufacturing
19.4%
Retail trade
11.7%
Arts, food & hospitality
7.4%
Construction
7.2%
Professional & management
6.6%
Transportation & utilities
5.4%
Other services
4.9%
Finance & real estate
4.0%
Public administration
3.5%
Wholesale trade
3.1%
Agriculture & mining
1.7%
Information
1.2%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 32.2% |
| Service | 16.8% |
| Sales & office | 19.4% |
| Natural resources & construction | 12.6% |
| Production & transportation | 19.0% |
Employment type
| Type | % |
|---|---|
| Private sector | 83.1% |
| Government | 10.4% |
| Self-employed | 6.5% |
| Unpaid family workers | 0.0% |
Commute
| Method | % |
|---|---|
| Drive alone | 83.7% |
| Carpool | 7.9% |
| Public transit | 0.2% |
| Walk | 0.8% |
| Other means | 0.7% |
| Avg commute (minutes) | 25.9 |
Poverty
All people
11.6%
Under 18 years
14.4%
18 and over
11.0%
Married-couple families
3.6%
Female-led households
24.9%
Income support
| Source | % of households |
|---|---|
| Social Security | 40.2% |
| Retirement income | 32.4% |
| Supplemental Security | 6.3% |
| Cash public assistance | 2.9% |
| Food stamps / SNAP | 10.4% |
Health indicators
| Condition | % |
|---|---|
| High blood pressure | 34.2% |
| High cholesterol | 35.6% |
| Heart disease | 7.2% |
| Stroke | 3.3% |
| Asthma | 10.8% |
| Arthritis | 31.0% |
| Kidney disease | 3.1% |
| Pulmonary disease | 8.4% |
| Cancer | 7.2% |
| Behavior / access | % |
|---|---|
| Binge drinking | 20.6% |
| No physical activity | 21.3% |
| Less than 7 hrs sleep | 33.0% |
| Fair or poor health | 15.2% |
| Poor mental health | 16.2% |
| Poor physical health | 11.5% |
| No health insurance | 9.8% |
| Visited doctor (checkup) | 74.9% |
| Visited dentist | 67.6% |
| Cholesterol screening | 91.1% |
| Teeth loss | 13.2% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 6,720 | 8.2% |
| Disability | % |
|---|---|
| Any disability | 15.2% |
| Under 18 | 4.6% |
| 18–64 years | 13.1% |
| 65 and over | 31.0% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 74.3% |
| Public insurance | 41.2% |
| Uninsured under 19 | 2.4% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 95,227 | 94.6% |
| Spanish | 502 | 0.4% |
| Other Indo-European | 177 | 0.1% |
| Asian & Pacific Islander | 210 | 0.1% |
| Other languages | 83 | 0.1% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 99,192 | 99.4% |
| Born in same state | 98,865 | 99.1% |
| Born in different state | 90,267 | 91.9% |
| Foreign born | 327 | 0.2% |
| Naturalized citizen | 944 | 0.6% |
| Not a US citizen | 669 | 48.2% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 10,481 | 10.5% |
| French | 7,743 | 7.7% |
| Arab | 3,341 | 3.3% |
| German | 2,890 | 2.9% |
| English | 2,166 | 2.2% |
| Ancestry | Count | % |
|---|---|---|
| Irish | 1,024 | 1% |
| Polish | 634 | 0.6% |
| Dutch | 225 | 0.2% |
| Norwegian | 124 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 42.8% |
| Internet access | 90.9% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
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