48650 ZIP Code — Pinconning, MI

Bay County, Michigan

ZIP code 48650 is located in Pinconning, Michigan, within Bay County. It covers approximately 95.18 square miles and serves a population of 6,462 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 989.

About ZIP code 48650

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $123,800. Owner-occupancy is high at 91%, well above the national average.

Median household income is $69,161. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 31 minutes is near the national average.

College attainment at 15% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Overall, ZIP code 48650 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

6,462

population

95.18

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

48650 ZIP code map

Cities in ZIP code 48650

Below are the cities the US Postal Service accepts for ZIP code 48650. Using any city not on this list may result in mail delivery delays.

City	Status
Pinconning	Preferred

Nearby ZIP codes

48634 Linwood (6.1 mi) 48658 Standish (10.6 mi) 48652 Rhodes (10.9 mi) 48631 Kawkawlin (11.3 mi) 48642 Midland (14.5 mi) 48611 Auburn (14.7 mi) 48628 Hope (15.6 mi) 48659 Sterling (15.8 mi) 48706 Bay City (16.8 mi) 48749 Omer (17.3 mi) 48667 Midland (19.4 mi) 48670 Midland (19.4 mi)

Demographics updated 06/2026

Population
Total population	6,462
Population density	68 / sq mi
State FIPS	26
County FIPS	017

Geography
Land area	95.18 sq mi
Water area	6.62 sq mi
Latitude	43.8457
Longitude	-84.0227
Timezone	Eastern (ET)
Area code	989

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.3%	52.1%	42.6%
$50k – $100k	37.2%	29.2%	31.1%
$100k – $200k	16.5%	16.3%	20.6%
Over $200k	1.0%	2.5%	5.7%

Demographics & statistics

6,462

Population

People per sq mi

45.9

Median age

$69,161

Median household income

$31,256

Per capita income

$123,800

Median home value

$771

Median monthly rent

90.6%

Home ownership

9.4%

Poverty rate

6.7%

Unemployment

2,702

Housing units

14.6%

Bachelor's or higher

Age distribution

Male Female

124

Under 5

108

193

5–9

167

224

10–14

194

219

15–19

189

166

20–24

144

300

25–34

259

418

35–44

362

420

45–54

364

307

55–59

265

365

60–64

316

506

65–74

438

169

75–84

146

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,318	20.4%
18 and over	5,144	79.6%
65 and over	1,358	21.0%
Median age	45.9 years

Race & ethnicity

White 92.4%

Two or more races 3.7%

Hispanic or Latino 2.3%

Other race 0.9%

Asian 0.3%

Black or African American 0.2%

American Indian / Alaska Native 0.2%

Group	Count	%
White	6,109	92.4%
Two or more races	244	3.7%
Hispanic or Latino	149	2.3%
Other race	60	0.9%
Asian	17	0.3%
Black or African American	16	0.2%
American Indian / Alaska Native	16	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.3%	52.1%	42.6%
$50k – $100k	37.2%	29.2%	31.1%
$100k – $200k	16.5%	16.3%	20.6%
Over $200k	1.0%	2.5%	5.7%

Under $10k 4.4%

$10k–$15k 6.4%

$15k–$25k 6.9%

$25k–$35k 7.6%

$35k–$50k 11.8%

$50k–$75k 19.9%

$75k–$100k 19.4%

$100k–$150k 14.9%

$150k–$200k 6.5%

$200k+ 2.1%

Range	% of households
Under $10k	4.4%
$10k–$15k	6.4%
$15k–$25k	6.9%
$25k–$35k	7.6%
$35k–$50k	11.8%
$50k–$75k	19.9%
$75k–$100k	19.4%
$100k–$150k	14.9%
$150k–$200k	6.5%
$200k+	2.1%
Median income	$69,161

Housing

Home values

Under $50k 10.1%

$50k–$100k 25.7%

$100k–$150k 26.2%

$150k–$200k 19.8%

$200k–$300k 14.0%

$300k–$500k 3.7%

$500k–$1M 0.1%

$1M+ 0.4%

Housing overview

Metric	Value
Median home value	$123,800
Median rent / month	$771
Owner occupied	90.6%
Renter occupied	9.4%
Vacant	10.7%
Single-family detached	89.8%
Large apartment buildings	0.7%
Mobile homes	6.4%
Median rooms	6.2
Avg household size (owned)	2.45

Year built

Era	%
2020 or later	0.5%
2010–2019	2.6%
2000–2009	5.4%
1990–1999	13.3%
1980–1989	8.3%
1970–1979	23.9%
1960–1969	11.3%
1950–1959	15.8%
1940–1949	9.4%
1939 or earlier	9.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.3%
1 bedroom	4.9%
2 bedrooms	22.8%
3 bedrooms	53.8%
4 bedrooms	16.3%
5+ bedrooms	1.8%

Vehicles per household

Vehicles	% of households
No vehicle	4.2%
1 vehicle	29.5%
2 vehicles	39.0%
3 or more	27.3%

Heating fuel

Fuel type	%
Utility gas	46.3%
Electricity	6.3%
Propane / LP gas	35.1%
Fuel oil	2.2%
Wood	8.2%

Households & families

Household type	Count	%
Married-couple family	1,479	56.2%
Cohabiting couple	203	7.7%
Male householder, no spouse	480	18.2%
Female householder, no spouse	471	17.9%
Households with children under 18	728	27.6%
Households with seniors (65+)	958	36.4%
Average household size	2.45

Marital status

Status	Male	Female
Never married	29.3%	19.3%
Married	56.0%	58.0%
Separated	0.6%	0.3%
Widowed	3.1%	10.7%
Divorced	11.0%	11.7%

Education

Less than 9th grade 2.0%

Some HS, no diploma 7.9%

HS graduate 39.5%

Some college, no degree 22.2%

Associate's degree 13.7%

Bachelor's degree 11.5%

Graduate / professional 3.1%

Metric	%
HS diploma or higher	90.1%
Bachelor's or higher	14.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	46	3.5%
Kindergarten	93	7.1%
Elementary school	620	47.6%
High school	337	25.9%
College / grad school	207	15.9%

Employment

Industry of employment

Manufacturing 21.8%

Education & healthcare 21.7%

Retail trade 11.3%

Arts, food & hospitality 8.4%

Construction 8.3%

Transportation & utilities 8.1%

Professional & management 4.9%

Finance & real estate 4.6%

Other services 4.2%

Public administration 2.5%

Agriculture & mining 1.5%

Wholesale trade 1.3%

Information 1.3%

Occupation

Category	%
Management, business & arts	25.4%
Service	18.1%
Sales & office	16.2%
Natural resources & construction	15.1%
Production & transportation	25.2%

Employment type

Type	%
Private sector	84.0%
Government	10.6%
Self-employed	5.3%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	85.0%
Carpool	5.7%
Public transit	0.3%
Walk	1.1%
Work from home	7.9%
Other means	0.0%
Avg commute (minutes)	31.4

Poverty

All people 9.4%

Under 18 years 6.2%

18 and over 10.2%

Married-couple families 4.4%

Female-led households 11.8%

Income support

Source	% of households
Social Security	41.6%
Retirement income	29.5%
Supplemental Security	4.7%
Cash public assistance	4.5%
Food stamps / SNAP	9.6%

Health indicators

Condition	%
Obesity	38.1%
High blood pressure	35.2%
High cholesterol	36.7%
Diabetes	11.6%
Heart disease	7.4%
Stroke	3.4%
Asthma	11.0%
Arthritis	31.9%
Kidney disease	3.1%
Pulmonary disease	9.0%
Cancer	7.3%

Behavior / access	%
Smoking	22.7%
Binge drinking	20.5%
No physical activity	22.1%
Less than 7 hrs sleep	33.5%
Depression	23.0%
Fair or poor health	16.0%
Poor mental health	16.5%
Poor physical health	12.1%
No health insurance	10.2%
Visited doctor (checkup)	74.8%
Visited dentist	66.4%
Cholesterol screening	91.0%
Teeth loss	14.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	457	8.9%

Disability	%
Any disability	12.9%
Under 18	3.1%
18–64 years	10.1%
65 and over	30.3%

Health insurance coverage

Type	%
Private insurance	78.4%
Public insurance	40.9%
No insurance	2.5%
Uninsured under 19	1.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	6,230	96.4%
Spanish	10	0.2%
Other Indo-European	4	0.1%
Asian & Pacific Islander	6	0.1%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	6,433	99.6%
Born in same state	6,385	98.8%
Born in different state	5,866	90.8%
Foreign born	48	0.7%
Naturalized citizen	29	0.4%
Not a US citizen	8	27.6%

Ancestry

Ancestry	Count	%
Italian	627	9.7%
French	615	9.5%
German	189	2.9%
Arab	169	2.6%
English	50	0.8%

Ancestry	Count	%
Irish	40	0.6%
Polish	15	0.2%
Norwegian	15	0.2%
Dutch	9	0.1%

Technology access

Metric	% of households
Computer access	40.7%
Internet access	91.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 48650

What city is ZIP code 48650 in?

ZIP code 48650 is primarily assigned to Pinconning, Michigan.

What county is ZIP code 48650 in?

ZIP code 48650 falls within Bay County, Michigan.

Is ZIP code 48650 mostly owner-occupied?

91% of occupied units in ZIP code 48650 are owner-occupied, well above the national average.

How educated is the population of ZIP code 48650?

15% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 48650 have a large retiree population?

42% of households in ZIP code 48650 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 48650?

The median home value in ZIP code 48650 is $123,800.

What timezone is ZIP code 48650 in?

ZIP code 48650 observes the EST timezone.