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Michigan ZIP Codes
Saginaw County
Frankenmuth, MI
48734
48734 ZIP Code — Frankenmuth, MI
Saginaw County, Michigan
ZIP code 48734 is located in
Frankenmuth ,
Michigan ,
within Saginaw County .
It covers approximately 39.80 square miles and serves a population of
7,425 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 989 .
About ZIP code 48734
The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $257,200. Owner-occupancy sits near the national average at 73%.
The gap between median ($85,176) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 3% is below the national average. 43% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 17 minutes is near the national average.
Educational attainment is near the national average, with 45% of residents holding a bachelor's degree or higher.
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Cities in ZIP code 48734
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
7,425
Population density
187 / sq mi
State FIPS
26
County FIPS
145
Geography
Land area
39.80 sq mi
Water area
0.20 sq mi
Latitude
43.3539
Longitude
-83.7410
Timezone
Eastern (ET)
Area code
989
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
31.8%
50.4%
42.6%
$50k – $100k
30.8%
29.8%
31.1%
$100k – $200k
29.8%
16.1%
20.6%
Over $200k
7.5%
3.6%
5.7%
Demographics & statistics
$85,176
Median household income
$257,200
Median home value
45.0%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 1,359 18.3%
18 and over 6,066 81.7%
65 and over 2,029 27.3%
Median age 50.0 years
Race & ethnicity
Black or African American
2.9%
American Indian / Alaska Native
0.4%
Group Count %
White 6,939 91.1%
Black or African American 219 2.9%
Hispanic or Latino 192 2.5%
Two or more races 125 1.6%
Other race 89 1.2%
American Indian / Alaska Native 33 0.4%
Asian 20 0.3%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
31.8%
50.4%
42.6%
$50k – $100k
30.8%
29.8%
31.1%
$100k – $200k
29.8%
16.1%
20.6%
Over $200k
7.5%
3.6%
5.7%
Range % of households
Under $10k 3.0%
$10k–$15k 1.0%
$15k–$25k 4.2%
$25k–$35k 7.7%
$35k–$50k 9.5%
$50k–$75k 20.9%
$75k–$100k 14.3%
$100k–$150k 16.6%
$150k–$200k 11.0%
$200k+ 11.8%
Median income $85,176
Housing
Housing overview
Metric Value
Median home value $257,200
Median rent / month $823
Owner occupied 73.0%
Renter occupied 27.0%
Vacant 7.1%
Single-family detached 69.9%
Large apartment buildings 9.6%
Mobile homes 0.0%
Median rooms 6.8
Avg household size (owned) 2.40
Year built
Era %
2020 or later 0.9%
2010–2019 4.6%
2000–2009 4.9%
1990–1999 8.0%
1980–1989 15.0%
1970–1979 23.8%
1960–1969 16.9%
1950–1959 7.8%
1940–1949 5.0%
1939 or earlier 13.0%
Bedrooms
Size % of units
No bedroom (studio) 1.8%
1 bedroom 8.6%
2 bedrooms 21.5%
3 bedrooms 39.3%
4 bedrooms 19.6%
5+ bedrooms 9.3%
Vehicles per household
Vehicles % of households
No vehicle 3.8%
1 vehicle 37.7%
2 vehicles 33.9%
3 or more 24.6%
Heating fuel
Fuel type %
Utility gas 67.7%
Electricity 16.2%
Propane / LP gas 8.3%
Fuel oil 1.8%
Wood 1.8%
Households & families
Household type Count %
Married-couple family 1,817 54.3%
Cohabiting couple 95 2.8%
Male householder, no spouse 617 18.5%
Female householder, no spouse 815 24.4%
Households with children under 18 724 21.7%
Households with seniors (65+) 1,369 40.9%
Average household size 2.15
Marital status
Status Male Female
Never married 22.4% 21.0%
Married 63.3% 58.0%
Separated 1.4% 0.0%
Widowed 3.1% 14.4%
Divorced 9.8% 6.5%
Education
Some college, no degree
15.4%
Graduate / professional
16.8%
Metric %
HS diploma or higher 97.7%
Bachelor's or higher 45.0%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 117 8.8%
Kindergarten 48 3.6%
Elementary school 469 35.2%
High school 381 28.6%
College / grad school 316 23.7%
Employment
Industry of employment
Education & healthcare
23.5%
Arts, food & hospitality
11.8%
Finance & real estate
11.3%
Professional & management
8.1%
Public administration
3.7%
Transportation & utilities
1.9%
Agriculture & mining
1.7%
Occupation
Category %
Management, business & arts 48.4%
Service 15.4%
Sales & office 21.4%
Natural resources & construction 6.3%
Production & transportation 8.4%
Employment type
Type %
Private sector 83.3%
Government 12.3%
Self-employed 4.4%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 79.6%
Carpool 7.0%
Public transit 0.0%
Walk 1.4%
Work from home 11.7%
Other means 0.4%
Avg commute (minutes) 17.4
Poverty
Married-couple families
0.3%
Female-led households
8.7%
Income support
Source % of households
Social Security 42.7%
Retirement income 38.8%
Supplemental Security 3.1%
Cash public assistance 2.2%
Food stamps / SNAP 2.6%
Health indicators
Condition %
Obesity 35.3%
High blood pressure 35.7%
High cholesterol 37.5%
Diabetes 10.8%
Heart disease 7.7%
Stroke 3.3%
Asthma 9.7%
Arthritis 34.9%
Kidney disease 3.2%
Pulmonary disease 7.1%
Cancer 9.5%
Behavior / access %
Smoking 14.4%
Binge drinking 18.2%
No physical activity 18.9%
Less than 7 hrs sleep 30.5%
Depression 19.8%
Fair or poor health 12.0%
Poor mental health 13.3%
Poor physical health 9.7%
No health insurance 7.1%
Visited doctor (checkup) 77.3%
Visited dentist 75.6%
Cholesterol screening 94.1%
Teeth loss 8.9%
Veterans & disability
Veterans Count %
Civilian veterans 426 7.0%
Disability %
Any disability 11.2%
Under 18 0.7%
18–64 years 7.6%
65 and over 26.9%
Health insurance coverage
Type %
Private insurance 88.9%
Public insurance 32.3%
No insurance 1.3%
Uninsured under 19 1.0%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 6,997 94.2%
Spanish 138 2.0%
Other Indo-European 131 1.9%
Asian & Pacific Islander 7 0.1%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 7,321 98.6%
Born in same state 7,316 98.5%
Born in different state 6,253 84.2%
Foreign born 5 0.1%
Naturalized citizen 104 1.4%
Not a US citizen 29 27.9%
Ancestry
Ancestry Count %
French 811 10.9%
Italian 520 7%
Arab 324 4.4%
Irish 98 1.3%
Ancestry Count %
German 49 0.7%
Polish 48 0.6%
English 47 0.6%
Dutch 19 0.3%
Technology access
Metric % of households
Computer access 45.0%
Internet access 93.0%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 48734
What city is ZIP code 48734 in?
ZIP code 48734 is primarily assigned to Frankenmuth, Michigan.
What county is ZIP code 48734 in?
ZIP code 48734 falls within Saginaw County, Michigan.
Does ZIP code 48734 have an older population?
27% of residents in ZIP code 48734 are 65 or older, above the national average of ~17%.
Does ZIP code 48734 have a large retiree population?
43% of households in ZIP code 48734 receive Social Security income, suggesting a significant retiree or disability population.
What is the population of ZIP code 48734?
ZIP code 48734 has an estimated population of 7,425 residents, with a density of 187 people per square mile.
What is the median household income in ZIP code 48734?
The median household income in ZIP code 48734 is $85,176, above the national median of ~$75,000.
What timezone is ZIP code 48734 in?
ZIP code 48734 observes the EST timezone.
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