48602 ZIP Code — Saginaw, MI

Saginaw County, Michigan

ZIP code 48602 is located in Saginaw, Michigan, within Saginaw County. It covers approximately 7.82 square miles and serves a population of 27,575 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 989.

About ZIP code 48602

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $64,600. Owner-occupancy sits near the national average at 60%.

Median household income is $44,939. Poverty affects 29% of residents, above the national average. SNAP benefit usage at 36% of households reflects economic stress in the area. 32% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 19 minutes is near the national average.

College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of obesity (47%), smoking (27%) compared to national benchmarks.

Overall, ZIP code 48602 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

27,575

population

7.82

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

48602 ZIP code map

Cities in ZIP code 48602

Below are the cities the US Postal Service accepts for ZIP code 48602. Using any city not on this list may result in mail delivery delays.

City	Status
Saginaw	Preferred

Nearby ZIP codes

48663 Saginaw (1.1 mi) 48607 Saginaw (2.1 mi) 48601 Saginaw (2.3 mi) 48638 Saginaw (2.5 mi) 48603 Saginaw (4.3 mi) 48604 Saginaw (4.4 mi) 48609 Saginaw (5.2 mi) 48722 Bridgeport (8.2 mi) 48710 University Center (9.9 mi) 48417 Burt (10.6 mi) 48623 Freeland (11.4 mi) 48734 Frankenmuth (12.3 mi)

Demographics updated 06/2026

Population
Total population	27,575
Population density	3,526 / sq mi
State FIPS	26
County FIPS	145

Geography
Land area	7.82 sq mi
Water area	0.30 sq mi
Latitude	43.4166
Longitude	-83.9713
Timezone	Eastern (ET)
Area code	989

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	64.8%	50.4%	42.6%
$50k – $100k	25.4%	29.8%	31.1%
$100k – $200k	7.6%	16.1%	20.6%
Over $200k	2.2%	3.6%	5.7%

Demographics & statistics

27,575

Population

3,526

People per sq mi

35.3

Median age

$44,939

Median household income

$23,218

Per capita income

$64,600

Median home value

$866

Median monthly rent

60.0%

Home ownership

29.0%

Poverty rate

9.3%

Unemployment

7,781

Housing units

16.0%

Bachelor's or higher

Age distribution

Male Female

992

Under 5

984

929

5–9

922

1,091

10–14

1,082

973

15–19

965

824

20–24

818

2,056

25–34

2,040

2,002

35–44

1,987

1,592

45–54

1,579

711

55–59

706

887

60–64

880

1,106

65–74

1,097

369

75–84

367

309

85+

307

← Male

Female →

Age summary

Group	Count	%
Under 18	7,252	26.3%
18 and over	20,323	73.7%
65 and over	3,555	12.9%
Median age	35.3 years

Race & ethnicity

White 50.5%

Black or African American 22.7%

Two or more races 12%

Hispanic or Latino 10.7%

Other race 3.7%

American Indian / Alaska Native 0.3%

Asian 0.2%

Group	Count	%
White	15,584	50.5%
Black or African American	7,005	22.7%
Two or more races	3,692	12%
Hispanic or Latino	3,297	10.7%
Other race	1,134	3.7%
American Indian / Alaska Native	104	0.3%
Asian	56	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	64.8%	50.4%	42.6%
$50k – $100k	25.4%	29.8%	31.1%
$100k – $200k	7.6%	16.1%	20.6%
Over $200k	2.2%	3.6%	5.7%

Under $10k 9.2%

$10k–$15k 8.1%

$15k–$25k 10.6%

$25k–$35k 13.2%

$35k–$50k 16.1%

$50k–$75k 21.8%

$75k–$100k 8.8%

$100k–$150k 7.7%

$150k–$200k 1.8%

$200k+ 2.7%

Range	% of households
Under $10k	9.2%
$10k–$15k	8.1%
$15k–$25k	10.6%
$25k–$35k	13.2%
$35k–$50k	16.1%
$50k–$75k	21.8%
$75k–$100k	8.8%
$100k–$150k	7.7%
$150k–$200k	1.8%
$200k+	2.7%
Median income	$44,939

Housing

Home values

Under $50k 32.0%

$50k–$100k 48.7%

$100k–$150k 12.3%

$150k–$200k 3.7%

$200k–$300k 1.4%

$300k–$500k 1.1%

$500k–$1M 0.6%

$1M+ 0.2%

Housing overview

Metric	Value
Median home value	$64,600
Median rent / month	$866
Owner occupied	60.0%
Renter occupied	40.0%
Vacant	11.1%
Single-family detached	78.4%
Large apartment buildings	2.3%
Mobile homes	0.6%
Median rooms	5.7
Avg household size (owned)	2.40

Year built

Era	%
2020 or later	0.3%
2010–2019	1.4%
2000–2009	0.3%
1990–1999	1.3%
1980–1989	2.6%
1970–1979	6.0%
1960–1969	12.8%
1950–1959	20.1%
1940–1949	13.1%
1939 or earlier	42.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.8%
1 bedroom	12.3%
2 bedrooms	32.5%
3 bedrooms	40.9%
4 bedrooms	11.3%
5+ bedrooms	2.2%

Vehicles per household

Vehicles	% of households
No vehicle	12.6%
1 vehicle	42.4%
2 vehicles	33.5%
3 or more	11.5%

Heating fuel

Fuel type	%
Utility gas	86.1%
Electricity	12.2%
Propane / LP gas	0.5%
Fuel oil	0.1%
Wood	0.1%
No fuel used	0.7%

Households & families

Household type	Count	%
Married-couple family	3,264	30.4%
Cohabiting couple	1,332	12.4%
Male householder, no spouse	2,403	22.4%
Female householder, no spouse	3,732	34.8%
Households with children under 18	3,621	33.7%
Households with seniors (65+)	2,613	24.4%
Average household size	2.48

Marital status

Status	Male	Female
Never married	49.6%	44.7%
Married	32.7%	30.2%
Separated	1.5%	2.1%
Widowed	3.3%	7.0%
Divorced	12.9%	15.9%

Education

Less than 9th grade 2.7%

Some HS, no diploma 13.4%

HS graduate 32.2%

Some college, no degree 25.9%

Associate's degree 9.8%

Bachelor's degree 10.7%

Graduate / professional 5.2%

Metric	%
HS diploma or higher	83.9%
Bachelor's or higher	16.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	345	5.3%
Kindergarten	261	4.0%
Elementary school	3,205	49.5%
High school	1,617	24.9%
College / grad school	1,053	16.2%

Employment

Industry of employment

Education & healthcare 24.7%

Retail trade 14.5%

Manufacturing 14.1%

Professional & management 11.7%

Arts, food & hospitality 11.2%

Transportation & utilities 6.2%

Finance & real estate 4.3%

Other services 4.1%

Construction 3.1%

Public administration 2.5%

Information 1.8%

Wholesale trade 1.5%

Agriculture & mining 0.4%

Occupation

Category	%
Management, business & arts	25.5%
Service	24.5%
Sales & office	23.5%
Natural resources & construction	5.6%
Production & transportation	20.9%

Employment type

Type	%
Private sector	87.2%
Government	9.1%
Self-employed	3.5%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	78.8%
Carpool	10.5%
Public transit	0.3%
Walk	2.6%
Work from home	6.1%
Other means	1.6%
Avg commute (minutes)	19.1

Poverty

All people 29.0%

Under 18 years 44.0%

18 and over 23.5%

Married-couple families 10.9%

Female-led households 41.6%

Income support

Source	% of households
Social Security	32.4%
Retirement income	21.6%
Supplemental Security	12.8%
Cash public assistance	6.8%
Food stamps / SNAP	35.7%

Health indicators

Condition	%
Obesity	46.7%
High blood pressure	36.9%
High cholesterol	33.5%
Diabetes	13.9%
Heart disease	7.5%
Stroke	4.2%
Asthma	12.7%
Arthritis	32.2%
Kidney disease	3.6%
Pulmonary disease	10.0%
Cancer	5.9%

Behavior / access	%
Smoking	27.3%
Binge drinking	19.0%
No physical activity	29.8%
Less than 7 hrs sleep	39.2%
Depression	23.9%
Fair or poor health	22.3%
Poor mental health	19.6%
Poor physical health	14.5%
No health insurance	15.0%
Visited doctor (checkup)	74.5%
Visited dentist	55.2%
Cholesterol screening	87.9%
Teeth loss	19.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,492	7.3%

Disability	%
Any disability	20.5%
Under 18	12.1%
18–64 years	20.4%
65 and over	39.5%

Health insurance coverage

Type	%
Private insurance	45.6%
Public insurance	59.8%
No insurance	8.1%
Uninsured under 19	1.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	25,599	92.8%
Spanish	302	1.2%
Other Indo-European	288	1.1%
Asian & Pacific Islander	8	0.0%
Other languages	6	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	27,189	98.6%
Born in same state	27,002	97.9%
Born in different state	23,996	87.0%
Foreign born	187	0.7%
Naturalized citizen	386	1.4%
Not a US citizen	258	66.8%

Ancestry

Ancestry	Count	%
Italian	1,895	6.9%
French	1,338	4.9%
Arab	789	2.9%
English	381	1.4%
German	278	1%

Ancestry	Count	%
Irish	158	0.6%
Norwegian	43	0.2%
Polish	42	0.2%
Dutch	15	0.1%

Technology access

Metric	% of households
Computer access	38.9%
Internet access	92.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 48602

What city is ZIP code 48602 in?

ZIP code 48602 is primarily assigned to Saginaw, Michigan.

What county is ZIP code 48602 in?

ZIP code 48602 falls within Saginaw County, Michigan.

What is the poverty rate in ZIP code 48602?

29% of residents in ZIP code 48602 live below the poverty line, above the national average.

What is the typical home value in ZIP code 48602?

The median home value in ZIP code 48602 is $64,600.

What are the health statistics for ZIP code 48602?

Health data for ZIP code 48602 shows elevated rates of obesity (47%) and smoking (27%) compared to national benchmarks.

What is the median household income in ZIP code 48602?

The median household income in ZIP code 48602 is $44,939, below the national median of ~$75,000.

What timezone is ZIP code 48602 in?

ZIP code 48602 observes the EST timezone.