48607 ZIP Code — Saginaw, MI

Saginaw County, Michigan

ZIP code 48607 is located in Saginaw, Michigan, within Saginaw County. It covers approximately 0.95 square miles and serves a population of 1,676 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 989.

About ZIP code 48607

The housing stock consists of a significant share of large multi-unit buildings. Most homes were built in the pre-1940, giving the area an established character. Median home value is $80,200. Renters make up the majority at 70%, typical of denser urban areas.

Median household income is $43,438. Poverty affects 21% of residents, above the national average. SNAP benefit usage at 21% of households reflects economic stress in the area.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 17 minutes is near the national average.

Educational attainment is near the national average, with 28% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of obesity (55%), diabetes (23%), smoking (30%) compared to national benchmarks.

Overall, ZIP code 48607 reflects a community defined by economic challenges above the national average and elevated reliance on food assistance.

1,676

population

0.95

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

48607 ZIP code map

Cities in ZIP code 48607

Below are the cities the US Postal Service accepts for ZIP code 48607. Using any city not on this list may result in mail delivery delays.

City	Status
Saginaw	Preferred

Nearby ZIP codes

48663 Saginaw (1.2 mi) 48601 Saginaw (1.3 mi) 48602 Saginaw (2.1 mi) 48604 Saginaw (3.7 mi) 48638 Saginaw (4.5 mi) 48603 Saginaw (5.1 mi) 48609 Saginaw (7.2 mi) 48722 Bridgeport (7.7 mi) 48710 University Center (9.1 mi) 48708 Bay City (10.9 mi) 48747 Munger (11.1 mi) 48734 Frankenmuth (11.1 mi)

Demographics updated 06/2026

Population
Total population	1,676
Population density	1,764 / sq mi
State FIPS	26
County FIPS	145

Geography
Land area	0.95 sq mi
Water area	0.05 sq mi
Latitude	43.4325
Longitude	-83.9348
Timezone	Eastern (ET)
Area code	989

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	67.0%	50.4%	42.6%
$50k – $100k	21.1%	29.8%	31.1%
$100k – $200k	11.1%	16.1%	20.6%
Over $200k	0.7%	3.6%	5.7%

Demographics & statistics

1,676

Population

1,764

People per sq mi

35.9

Median age

$43,438

Median household income

$25,976

Per capita income

$80,200

Median home value

$972

Median monthly rent

30.4%

Home ownership

21.2%

Poverty rate

13.1%

Unemployment

460

Housing units

27.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

146

25–34

122

107

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	427	25.5%
18 and over	1,249	74.5%
65 and over	204	12.2%
Median age	35.9 years

Race & ethnicity

Black or African American 40.7%

White 38.7%

Two or more races 14.9%

Hispanic or Latino 3.3%

Other race 1.7%

Asian 0.7%

Group	Count	%
Black or African American	705	40.7%
White	671	38.7%
Two or more races	259	14.9%
Hispanic or Latino	58	3.3%
Other race	29	1.7%
Asian	12	0.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	67.0%	50.4%	42.6%
$50k – $100k	21.1%	29.8%	31.1%
$100k – $200k	11.1%	16.1%	20.6%
Over $200k	0.7%	3.6%	5.7%

Under $10k 11.7%

$10k–$15k 14.5%

$15k–$25k 7.9%

$25k–$35k 7.2%

$35k–$50k 16.6%

$50k–$75k 18.3%

$75k–$100k 10.0%

$100k–$150k 10.7%

$150k–$200k 1.2%

$200k+ 2.0%

Range	% of households
Under $10k	11.7%
$10k–$15k	14.5%
$15k–$25k	7.9%
$25k–$35k	7.2%
$35k–$50k	16.6%
$50k–$75k	18.3%
$75k–$100k	10.0%
$100k–$150k	10.7%
$150k–$200k	1.2%
$200k+	2.0%
Median income	$43,438

Housing

Home values

Under $50k 34.6%

$50k–$100k 28.1%

$100k–$150k 13.5%

$150k–$200k 5.4%

$200k–$300k 11.9%

$300k–$500k 6.5%

Housing overview

Metric	Value
Median home value	$80,200
Median rent / month	$972
Owner occupied	30.4%
Renter occupied	69.6%
Vacant	31.1%
Single-family detached	35.3%
Large apartment buildings	36.0%
Mobile homes	0.0%
Median rooms	4.1
Avg household size (owned)	3.61

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	0.0%
1990–1999	1.4%
1980–1989	1.1%
1970–1979	4.1%
1960–1969	3.7%
1950–1959	12.5%
1940–1949	3.6%
1939 or earlier	73.6%

Bedrooms

Size	% of units
No bedroom (studio)	5.3%
1 bedroom	44.4%
2 bedrooms	14.2%
3 bedrooms	14.6%
4 bedrooms	10.3%
5+ bedrooms	11.2%

Vehicles per household

Vehicles	% of households
No vehicle	11.7%
1 vehicle	63.0%
2 vehicles	19.6%
3 or more	5.8%

Heating fuel

Fuel type	%
Utility gas	70.6%
Electricity	20.2%
Propane / LP gas	2.5%
Solar	1.3%
No fuel used	1.2%

Households & families

Household type	Count	%
Married-couple family	92	15.1%
Cohabiting couple	27	4.4%
Male householder, no spouse	262	43.1%
Female householder, no spouse	227	37.3%
Households with children under 18	94	15.5%
Households with seniors (65+)	141	23.2%
Average household size	2.40

Marital status

Status	Male	Female
Never married	72.5%	46.4%
Married	16.7%	21.0%
Separated	0.8%	0.9%
Widowed	1.9%	11.7%
Divorced	8.2%	20.1%

Education

Less than 9th grade 3.6%

Some HS, no diploma 17.4%

HS graduate 25.1%

Some college, no degree 23.0%

Associate's degree 3.2%

Bachelor's degree 16.4%

Graduate / professional 11.2%

Metric	%
HS diploma or higher	79.0%
Bachelor's or higher	27.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	36	9.2%
Elementary school	123	31.5%
High school	158	40.5%
College / grad school	73	18.7%

Employment

Industry of employment

Education & healthcare 38.0%

Manufacturing 14.9%

Arts, food & hospitality 11.9%

Professional & management 11.0%

Transportation & utilities 7.4%

Retail trade 6.5%

Finance & real estate 4.7%

Public administration 2.7%

Other services 2.1%

Construction 0.9%

Occupation

Category	%
Management, business & arts	38.3%
Service	25.5%
Sales & office	14.8%
Natural resources & construction	0.9%
Production & transportation	20.6%

Employment type

Type	%
Private sector	86.0%
Government	11.4%
Self-employed	1.5%
Unpaid family workers	1.1%

Commute

Method	%
Drive alone	72.8%
Carpool	18.7%
Public transit	4.7%
Walk	0.9%
Work from home	2.8%
Other means	0.0%
Avg commute (minutes)	16.7

Poverty

All people 21.2%

Under 18 years 7.4%

18 and over 25.6%

Married-couple families 0.0%

Female-led households 29.6%

Income support

Source	% of households
Social Security	27.3%
Retirement income	19.1%
Supplemental Security	7.2%
Cash public assistance	2.8%
Food stamps / SNAP	20.9%

Health indicators

Condition	%
Obesity	54.9%
High blood pressure	50.5%
High cholesterol	36.8%
Diabetes	23.2%
Heart disease	9.8%
Stroke	6.8%
Asthma	13.8%
Arthritis	38.2%
Kidney disease	5.2%
Pulmonary disease	11.5%
Cancer	6.0%

Behavior / access	%
Smoking	29.7%
Binge drinking	14.5%
No physical activity	37.7%
Less than 7 hrs sleep	45.1%
Depression	19.8%
Fair or poor health	31.2%
Poor mental health	18.4%
Poor physical health	17.7%
No health insurance	17.6%
Visited doctor (checkup)	80.0%
Visited dentist	47.5%
Cholesterol screening	90.9%
Teeth loss	27.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	43	3.4%

Disability	%
Any disability	16.8%
Under 18	1.6%
18–64 years	15.3%
65 and over	56.4%

Health insurance coverage

Type	%
Private insurance	47.7%
Public insurance	44.0%
No insurance	14.5%
Uninsured under 19	37.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,571	93.7%
Spanish	37	2.4%
Other Indo-European	29	1.8%
Asian & Pacific Islander	8	0.5%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,614	96.3%
Born in same state	1,605	95.8%
Born in different state	997	59.5%
Foreign born	9	0.5%
Naturalized citizen	62	3.7%
Not a US citizen	13	21.0%

Ancestry

Ancestry	Count	%
French	52	3.1%
Italian	40	2.4%
Irish	23	1.4%

Ancestry	Count	%
Arab	18	1.1%
Norwegian	7	0.4%
Polish	5	0.3%

Technology access

Metric	% of households
Computer access	36.3%
Internet access	89.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 48607

What city is ZIP code 48607 in?

ZIP code 48607 is primarily assigned to Saginaw, Michigan.

What county is ZIP code 48607 in?

ZIP code 48607 falls within Saginaw County, Michigan.

Is ZIP code 48607 mostly rentals?

70% of occupied units in ZIP code 48607 are renter-occupied.

What is the poverty rate in ZIP code 48607?

21% of residents in ZIP code 48607 live below the poverty line, above the national average.

What are the health statistics for ZIP code 48607?

Health data for ZIP code 48607 shows elevated rates of obesity (55%) and diabetes (23%) and smoking (30%) compared to national benchmarks.

What is the typical home value in ZIP code 48607?

The median home value in ZIP code 48607 is $80,200.

What timezone is ZIP code 48607 in?

ZIP code 48607 observes the EST timezone.